The Association of Fundraising Professionals monthly luncheon meeting is noon Thursday in the Montesi Room of Buckman Hall at Christian Brothers University. The topic,Youth in Philanthropy, features a panel of area high school students presenting philanthropic projects and motivations. Call Ann Prince, 529-4595, for reservations. Cost for AFP members is $15 or $25 for non-members.

Eleven Crye-Leike sales associates in the Memphis area and three in the Olive Branch, Miss., area were awarded the accredited buyer representative designation by the Real Estate Buyer's Agent Council of the National Association of Realtors. Those earning the ABR designation are Jeff Burress, Nelda Church, Ray Jennings, Patrick A. Terrell and Kathy Worthy, all affiliated with Crye-Leike's Collierville branch office; JoAnne Reinhardt and Sherry Roberts of the Germantown-Exeter branch office; Harold E. Blockman, Tamara Bunnell, Barbra Nanney and Annie Taylor of Crye-Leike's Germantown-Poplar branch; Scarlett Marie Hurdle of Holly Springs, and Janna J. Gordon and Rita Johnson of Olive Branch, all affiliated with the Olive Branch office.

Dr. Steven J. Bares, Memphis Biotech Foundation president and executive director, is the featured speaker at the Dec. 11 Memphis Area Association of Realtors luncheon. The event is 11:45 a.m. to 1 p.m. at the Memphis Area Home Builders Association, 776 N. Germantown Parkway. For reservations, call 818-2444 at least 48 hours in advance. No-shows and walk-ups will be charged $15.

In Freddie Mac's Primary Mortgage Market Survey, the 30-year, fixed-rate mortgage averaged 6.13 percent, with an average 0.6 points, for the week ended Nov. 29, jumping from 6.03 percent the previous week. Last year at this time, the 30-year FRM averaged 7.02. The average for the 15-year FRM last week was 5.57 percent, with an average 0.5 points, up from the previous week's average of 5.44 percent. A year ago, the 15-year FRM averaged 6.53 percent. One-year, Treasury-indexed, adjustable-rate mortgages averaged 4.19 percent last week, with an average 0.5 points, up from the previous week's average of 4.14 percent. At this time last year, the one-year ARM averaged 5.22 percent.