lj 10/5 cates Memphis Housing Resource Center Program Goals The agency provides the following services to low- to moderate- income buyers: 1. Counsels them regarding credit problems to help them qualify for homeownership. 2. Assists them with budget preparation to promote fiscal responsiblity. 3. Informs them about various mortgage lending institutions and loan products available. 4. Informs them about homes within their specific range of need and/or affordability. 5. Counsels them on home maintenance. 6. Advises them about existing home loan services.   Info Box: name: Memphis Housing Resource Center (MHRC) location: 61 Adams Ave. at Front Street hours: 8 a.m.-4:30 p.m. Monday, Wednesday, Thursday and Friday; 10 a.m.-8 p.m. Tuesday; 9 a.m.-4 p.m. Saturday. purpose: Provides counseling and education services for low- and moderate-income prospective home buyers. programs: Home purchasing process, financial and credit management, home ownership counseling and basic home maintenance training. class schedule: Tuesday, Thursday, 6 p.m.; Saturday, 10 a.m and 12:30 p.m. cost: $20 for credit records phone: 529-1151