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Editorial Results (free)

1. Fourth-Quarter Bankruptcies Decline -

The 3,144 bankruptcy filings in Shelby County during the last three months of 2012 equal about a fourth of the year’s total.

And like the year-end totals, according to The Daily News Online, most of those filings – 2,484 – were Chapter 13 filings with another 654 filed as Chapter 7 and 6 in the Chapter 11 category.