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Editorial Results (free)

1. Back to Negotiations After Student Loan Plan Fails -

WASHINGTON (AP) – The defeat of a student loan bill in the Senate on Wednesday clears the way for fresh negotiations to restore lower rates, but lawmakers are racing the clock before millions of students return to campus next month to find borrowing terms twice as high as when school let out.

2. Events -

The Alliance for Nonprofit Excellence will hold a workshop titled “Your Nonprofit Business Model: Good to Great” today from 8:30 a.m. to 3:30 p.m. at the Alliance office, 5100 Poplar Ave., Suite 502. The facilitator will be Richard Brewster. Cost is $89 for Program for Nonprofit Excellence participants, $99 for members and $150 for nonmembers. For reservations, e-mail adeberry@npexcellence.org, call 684-6605 or visit www.npexcellence.org.

3. Events -

BlueCross Medicare Advocates will hold a community meeting today at 10 a.m. at the Courtyard by Marriott, 7750 Wolf River Bend. The meeting is designed to provide more information about the new Medicare options. For more information about the meeting, call BlueCross BlueShield of Tennessee at 1-800-561-4331.

4. Events -

Memphis Heritage Inc. will hold its 2009 Memphis Heritage Calendar Release Party in collaboration with a Fashion Trunk Show by Stacie Waddell’s Blu Champagne today from 5:30 p.m. to 7 p.m. at Howard Hall, 2282 Madison Ave. There will be a sneak preview of the latest vintage photography collection, “Newman’s Memphis,” by the late local photographer Don Newman. For more information, call 272-2727.

5. Acclaimed Speaker, Writer, Fund-Raiser to Headline ANE Conference Thursday -

In one of her Q&A columns in the Grassroots Funding Journal, noted fund-raising expert Kim Klein says people give money when they're asked. Even so, she adds, asking doesn't always guarantee a donation.