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Editorial Results (free)

1. Twitter Makes Money for First Time Ever, But Problems Remain -

NEW YORK (AP) – Twitter made money for the first time in its nearly 12-year history, a milestone that satisfied investors in the short term but might not resolve the company's broader problems any time soon.

2. Facebook Finally Gets Serious About Fighting Fake News -

NEW YORK (AP) – Facebook is taking new measures to curb the spread of fake news on its huge and influential social network, focusing on the "worst of the worst" offenders and partnering with outside fact-checkers to sort honest news reports from made-up stories that play to people's passions and preconceived notions.

3. Wal-Mart Steps Up Online Efforts in China as a Key to Future -

SHANGHAI (AP) – Wal-Mart's tiny warehouse in eastern Shanghai doesn't look like much. But it's a key part of the company's strategy to win over grocery customers in China who are fast heading online.

4. Cyber Monday Sales Still on Top, But Losing Some Luster -

NEW YORK (AP) — Retailers are rolling out online deals on so-called "Cyber Monday." But now that shoppers are online all the time anyway, the 10-year-old shopping holiday is losing some of its luster.

5. Regional One Health Foundation Adds to Board -

Regional One Health Foundation has added five new members to its board of directors.

They represent a range of industries that span farming, security, credit unions and insurance.

The new members are Dillard Door and Entrance Control president and CEO Christopher Bird; Regions Insurance of Tennessee president and CEO Mark Forrester; Jefferson Mortuary owner/operator Preston Jefferson; Bowdre Place/Owen Family Farming Partners managing partner Norman Davis Owen Sr.; and Orion Federal Credit Union president and CEO Daniel Weickenand.

6. Regional One Health Foundation Adds to Board -

Regional One Health Foundation has added five new members to its board of directors.

They represent a range of industries that span farming, security, credit unions and insurance.

The new members are Dillard Door and Entrance Control president and CEO Christopher Bird; Regions Insurance of Tennessee president and CEO Mark Forrester; Jefferson Mortuary owner/operator Preston Jefferson; Bowdre Place/Owen Family Farming Partners managing partner Norman Davis Owen Sr.; and Orion Federal Credit Union president and CEO Daniel Weickenand.

7. Regions Insurance Expands in Memphis -

The recent expansion of the employee benefits practice of Regions Insurance in Memphis involved the addition of Stuart Zalowitz and Jonathan Frisch, owners of Zalowitz Frisch Benefits Group, along with a team of associates.

8. Apple's Beats Buy is Two-Sided for Music Streaming -

LOS ANGELES (AP) – Apple's $3 billion purchase of Beats sheds light on a rarely recognized reality in the streaming music industry: It's hard to succeed in the business without offering other products and services.

9. WhatsApp: A $19 Billion Bet for Facebook -

NEW YORK (AP) – Facebook is placing a $19 billion bet on reaching its next billion mobile users with the acquisition of WhatsApp, a popular messaging service that lets people send texts, photos and videos on their smartphones.

10. Tech Firms Vie to Protect Personal Data, Profits -

SAN FRANCISCO (AP) – Even as Silicon Valley speaks out against the U.S. government's surveillance methods, technology companies are turning a handsome profit by mining personal data and peering into people's online habits.

11. Facebook Unveils 'Home' for Android Phones -

MENLO PARK, Calif. (AP) – With its new "Home" on Android gadgets, Facebook aims to put its social network at the center of people's mobile experiences.

If users choose to download Facebook's Home software starting on April 12, the social network will become the hub of their Android smartphones. A phone from HTC that comes pre-loaded with Home will also be available starting that day, with AT&T Inc. as the carrier.

12. Election Chief: No Time for New Dem. Primary -

There isn’t enough time to hold another primary following the state Democratic Party’s disavowal of its U.S. Senate nominee, State Election Coordinator Mark Goins said Tuesday, Aug. 7.

13. Hargett: Shelby Election Problems Erode Public Confidence -

The election driven by ballot questions and one-time-only races looks to become an election that goes into overtime as well.

Tennessee Secretary of State Tre Hargett formally asked State Comptroller Justin Wilson Friday, July 27, to audit the administration of the Shelby County Election Commission and investigate election procedures and returns.

14. State Confirms Shelby Election Investigation -

Tennessee Secretary of State Tre Hargett has called for the Tennessee Comptroller to investigate the Shelby County elections and state officials are moving toward the probe as early voting comes to an end Saturday, July 27.

15. Partisans Debate State Voter ID Law -

If you voted early or on Election Day in the recent city of Memphis elections, you probably got a piece of paper from election officials about the next elections.

The new state law requiring Tennessee voters to have a valid state or federal government-issued photo ID goes into effect with the 2012 elections starting with the March primaries. And the poll handout was about the new state law and what the new ground rules will be.

16. Groupon's Fall to Earth Swifter Than its Fast Rise -

NEW YORK (AP) – Only a few months ago, Groupon was the Internet's next great thing. Business media christened it the fastest growing company ever. Copycats proliferated. And investors salivated over the prospect of Groupon going public.

17. Retailers Bank on Kindle Fire for Holidays -

NEW YORK (AP) – Amazon's Kindle Fire is a Catch-22 for retailers: The $199 tablet computer could both help Christmas traffic and hurt future sales.

Retailers hope the Kindle Fire's low price tag – which is less than half that of Apple's cheapest iPad tablet – will attract shoppers to stores during the busy holiday season. But the device, which offers free shipping and other incentives for customers to shop at Amazon, ultimately could drive sales to their online nemesis.

18. Voter Education Gears Up Ahead of Photo ID Law -

KNOXVILLE (AP) – Tennessee’s new law to require nearly all voters to show a photo identification card at polling places beginning next year has led state officials and interest groups to plan education campaigns before the 2012 elections.

19. Google's Patent Play: $12.5B for Motorola Mobility -

SAN FRANCISCO (AP) – Google Inc.'s $12.5 billion deal to buy cellphone maker Motorola Mobility Holdings Inc. is aimed at giving the Internet search leader more legal firepower as it battles Apple Inc. and Microsoft Corp. to gain the upper hand in the increasingly important mobile computing market.

20. Retail Rebound? -

Retail sales are looking bright this year, a sign that the pendulum of consumer confidence is swinging back in the right direction.

Holiday sales are anticipated to increase a modest 3.3 percent this year – adjusted from 2.3 percent in November – according to the National Retail Federation (NRF). This year’s uptick follows 2008’s 3.9 percent decline and also tops the 10-year average holiday sales increase of 2.5 percent.

21. Biz Licenses Down From Year Ago -

Business licenses issued during the first quarter of this year plunged 31 percent from a year ago – a steep drop that could be an anomaly.

An unusually high number of permits was issued during the first quarter of 2009 compared to the same period in 2010.

Desperation and misrepresentation could be factors, according to local experts.

Jeff Jacobs, manager of the business tax division of the Shelby County Clerk’s Office, said he thought several individuals may have obtained permits in the first quarter of 2009 just to claim federal income tax deductions.

However, Mark Taylor, an adviser at the Tennessee Small Business Development Center in Memphis, said many more people were looking to start their own businesses during that period.

“I’m sure for the first quarter of last year there was a big surge in business licenses,” Taylor said. “Everybody was desperate. I think people were just scrambling.”

A total of 1,590 business licenses were issued during the first quarter of this year, according to The Daily News Online, www.memphisdailynews.com.

That compares to 2,316 in Q1 2009.

Taylor said fewer people are inquiring about opening businesses now because of the tight credit market.

Banks are reluctant to loan money for startups.

“Money is still tight,” Taylor said. “We’re not seeing any real big shift on that yet.”

That trend could be changing, said an official from the research division of the Federal Reserve Bank of St. Louis.

David C. Wheelock, a vice president at the Federal Reserve who is an adviser on financial markets, in a recently published essay said, “Business lending may be poised for a rebound.”

His essay was based on quarterly surveys of banks by the Fed concerning lending activity.

“The percentage of respondents reporting tighter standards has declined in recent surveys,” Wheelock wrote. “In the January 2010 survey, no banks reported tighter standards on loans to large- and medium-sized firms,

while 5.5 percent reported that they had eased terms somewhat.

“This was the first survey by the Fed that reported a net percentage of banks easing terms for loans to large- and medium-sized firms since 2007:Q2.”

However, he also noted that 3.7 percent of banks had tightened standards.

Wheelock found a silver living to this number, pointing out that it was the lowest percentage of bank tightening since the second quarter of 2007.

During the prolonged credit crunch, many people have financed startup endeavors mostly from their own pockets.

Keith and Jill Forrester, the owners of Whitton Farms in Arkansas, are about to expand their operation into Downtown Memphis with the Trolley Stop Market at 704 Madison Ave. Keith Foster said they’ve borrowed only $10,000 and drawn on savings for the rest.

“It’s been a hurdle,” he said. “We’ve just been able to piece it together here and there.”

The couple had hoped to have the farm-fresh market and restaurant open by now. The opening depends on how quickly some interior renovations can be completed, such as the installation of a kitchen venting system.

The business will hire 10 to 12 people initially, he said. It could open by the end of April or in May.

In Memphis, lending by banks to small businesses remains tight, Taylor said.

“Here recently, the biggest surge of interest I’ve had in small businesses has been due to the Hickory Ridge Mall reopening,” he said.

“It sounds like the mall may make a goal of it. At least one client quoted a low rental per square foot. They obviously are making some deals.”

The Hickory Hill North ZIP code of 38115 was where the most business permits were issued during the first quarter. A total of 93 permits were issued.

The Oakhaven/Parkway Village ZIP code of 38118 had the second most with 92, followed by the Bartlett ZIP code of 38134 with 85.

...

22. No More Democrats in Tennessee's 3rd District Race -

CHATTANOOGA, Tenn. (AP) - Democrats no longer have a candidate in the race for Tennessee's 3rd District congressional seat with the exit of Brent Benedict of Chattanooga.

23. Expert: Social Media Here to Stay -

For businesses, the first secret to leveraging Twitter, Facebook, LinkedIn and other networks is not to be afraid of social media.

After all, as social media consultant Glen Gilmore has noted, social media is where a business will most likely find its customers as well as its competition. Social media is simply a fundamental shift in the way businesses communicate, he told about 102 people at a social media conference late last week.

24. Archived Article: Marketplace - Shopping on the 'Net Shopping on the Net Internet research companies predict biggest year ever for on-line Christmas shopping By CAMILLE H. GAMBLE The Daily News Industry researchers predict 1997 on-line sales of $1.8 billion, with about 35 percent,...

25. Archived Article: Tech Focus - Digital versatile disk ? the well-publicized successor to VHS tapes, compact discs and CD-ROMs ? will struggle in the video and music industries but be a major success for the personal computer industry, according to a recent report from Forrester R...