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Editorial Results (free)

1. AP-NORC Poll: Americans of All Stripes Say Fix Health Care -

WASHINGTON (AP) – Sylvia Douglas twice voted for President Barack Obama and last year cast a ballot for Democrat Hillary Clinton. But when it comes to "Obamacare," she now sounds like President-elect Donald Trump. This makes her chuckle amid the serious choices she faces every month between groceries, electricity and paying a health insurance bill that has jumped by nearly $400.

2. New Prescription: Doctor Offices That Look Like Apple Stores -

SAN FRANCISCO (AP) – After a relative suffered a heart attack a few years ago, Silicon Valley entrepreneur Adrian Aoun got an unsettling look at a health-care system that he diagnosed as an inefficient and outdated mess.

3. Saving More – Can It Be Done? -

Ray’s Take When you’re busy focusing on living your life, it’s easy to fall into spending habits that aren’t exactly consistent with your long-term goals. Marketing departments hire some very smart people who can get you to buy things that you didn’t even know you wanted!

4. Final Goodbye: Roll Call of Some of Those Who Died in 2016 -

Death claimed transcendent political figures in 2016, including Cuba's revolutionary leader and Thailand's longtime king, but also took away royals of a different sort: kings of pop music, from Prince and David Bowie to George Michael.

5. Fixed Costs: Overhead That May Be Costing You Too Much -

Ray’s Take There’s an old cash flow joke about having too much month at the end of the money. It’s usually more a function of spending than earning. For most people there’s a lot more control over the expenditures side of the equation than there is over the income – at least in the short run. So cutting how much you spend on extras sounds great. But how much of your spending can really be reduced or eliminated? Too much “overhead” can result in disaster.

6. Liz Weston: 6 Money Resolutions You Can Actually Keep -

Let's face the grim truth: Those 10 pounds you want to lose will likely be among your New Year's resolutions next year, too.

If you really want a sense of accomplishment, take care of money tasks that don't require ongoing discipline and that you typically don't have to repeat every year. Some of these are "one and done," while others you may have to revisit as your life changes, but all will give you a sense of progress toward your financial goals.

7. Growing Number of Americans are Retiring Outside the US -

Newly widowed, Kay McCowen quit her job, sold her house, applied for Social Security and retired to Mexico. It was a move she and her husband, Mel, had discussed before he passed away in 2012.

"I wanted to find a place where I could afford to live off my Social Security," she said. "The weather here is so perfect, and it's a beautiful place."

8. 2016: Not Too Many Banking Industry Surprises -

When shareholders of First Tennessee Bank’s Memphis-based parent company convened in April at the bank’s Downtown Memphis headquarters for their annual meeting, the whole thing wrapped up in about 10 minutes.

9. After Harsh Light, a Cheaper Version of EpiPen From Mylan -

Mylan is releasing a generic version of its emergency allergy treatment EpiPen at half the price of the branded option, the cost of which drew scorn from parents nationwide and spawned Congressional inquiries.

10. Pfizer Fined for Hiking Epilepsy Drug Price 2,600 Pct in UK -

LONDON (AP) – British regulators fined U.S. drugmaker Pfizer and distributor Flynn Pharma a record 89.4 million pounds ($112.7 million) Wednesday for increasing the cost of an epilepsy drug by as much as 2,600 percent.

11. SCS Board Mulls Details of Right-Sizing Plan -

Shelby County Schools board members may push a vote on a proposal to close seven schools and build three new ones to February instead of January. A review of the proposal by the SCS board Tuesday, Nov. 29, still keeps in place a vote at the Dec. 6 school board meeting that would start a process of public meetings to gauge the reaction of parents affected by changes.

12. School Board Gets More Specifics on Right-Sizing Proposal -

Shelby County Schools board members think the holiday season may push a vote on a proposal to close seven schools and build three new ones to February instead of January.

A review of the proposal by the SCS board Tuesday, Nov. 29, still keeps in place a vote at the Dec. 6 school board meeting that would start a process of public meetings to gauge the reaction of parents affected by the change.

13. Demand for Long-Term Care Insurance Expected to Rise -

With the youngest of the country’s 70 million baby boomers now in their 50s and the average life expectancy for Americans having increased to nearly 80 years, the need for long-term illness care either at home or in assisted living facilities is on the rise. Rates for long-term care insurance have spiked in the past several years, making the decision tougher for many considering the coverage.

14. Broke and Broken: Democrats Lose More Ground in State Legislature -

Tennessee House Democrats will have to start calling themselves the “Fighting 25,” down from the “Fighting 26,” after dropping a district in the battle to regain relevance statewide.

15. More Rest for Gasol, Conley Means More Minutes for Young Grizzlies -

Five games into their season, the Memphis Grizzlies have provided a small sample size that is simultaneously encouraging, confounding and still mildly concerning. 

Through games of Wednesday, Nov. 2, the Grizzlies were 3-2. Nothing wrong with that record given the team has a new coach in David Fizdale, is employing a new style of offense, and has new starters and rookies in the rotation. Yet they also needed overtime – at home – to dispatch the Washington Wizards (0-3) and the New Orleans Pelicans (0-5).

16. Outlook Weighs on Hilton -

MCLEAN, Va. (AP) – Hilton cut its expectations for a key revenue figure, overshadowing an otherwise solid third-quarter performance.

Hilton had previously expected its revenue per-available room to rise between 3 percent and 4 percent for 2016. On Wednesday, it trimmed those expectations to just a 1.5 percent to 2 percent increase compared with last year, and flat to 1 percent for the current and final quarter of 2016.

17. Last Word: MAA and TraVure, JT Votes Early and Minority Biz Momentum -

Big news overnight for one of several corporate headquarters moves we’ve been watching in the last year. Mid-America Apartments LP is poised to become the anchor of the TraVure mixed-use development on the western side of Germantown.

18. Another Bid From China for US Hotel; $6.5B for Hilton Stake -

NEW YORK (AP) – HNA Group is snapping up a 25 percent ownership stake of the Hilton hotel chain for about $6.5 billion, the latest attempt by a Chinese interest to acquire real estate in the U.S.

19. McDonald Murrmann Women’s Clinic Successful and Thriving in 20th Year -

Early in their careers Dr. Mary McDonald and Dr. Susan Murrmann ended up in the same Memphis OB/GYN group. A private management company offered to buy the group, Murrmann recalls, and every physician was in line to get about a half-million dollars right up front.

20. Last Word: Early Voting Lines, Bank Moves, and Death of the Hi-Tone Mural -

Dodgers vs. Cubs or Trump vs. Clinton on your Wednesday evening. – We live in a land of choices … and screen within a screen technology.

Before the playoff game and the last of the Presidential debates got rolling there were lines at several of the early voting locations across Shelby County Wednesday on the first day of the early voting period.

21. Hawes Takes on New Role At ACE Awareness Foundation -

Kiersten Hawes has been promoted to task force liaison and education coordinator at the Memphis-based ACE Awareness Foundation, which works to inform the community about the negative impact of adverse childhood experiences, or ACEs. Hawes will also continue to serve as a therapist at Universal Parenting Place’s Knowledge Quest location.
As the task force liaison, Hawes will engage the foundation board and task force in ongoing dialogue to build awareness around ACEs. Operating in a dual role as a therapist and education coordinator, she says, allows her the opportunity to speak to the impact that toxic stress and intergenerational ACEs have on a family system if not mitigated.

22. Tennessee Insurance Website Scores Low in National Helpfulness Study -

The Tennessee Department of Commerce and Insurance website ranked second to last in a new study by NerdWallet that looked at consumer helpfulness in searching for auto, health, homeowners and life insurance information.

23. Businesses Can Expect to Pay More For Insurance Products in 2017 -

Many businesses are feeling the sting of increasing medical insurance costs, while premiums for other types of business insurance have remained stable over the past year. But that’s all likely to change in the next year, as rates are expected to rise.

24. Rising Cost of Medicaid Expansion is Unnerving Some States -

ATLANTA (AP) – The cost of expanding Medicaid under President Barack Obama's health care overhaul is rising faster than expected in many states, causing budget anxieties and political misgivings.

25. Considering the Financial Impact of Life’s Milestones -

We work with many members – from millennials to baby boomers – who are looking for advice on how to plan for life’s next big milestone. Whether you’re planning to get married, start a family or looking ahead to retirement, making a long-range plan and understanding how these life changes will impact your finances is an important step.

26. Skilled Nursing Facility In Bartlett Sells for $13 Million -

1150 Dovecrest Road

Bartlett, TN 38134

Sale Amount: $13 million

Sale Date: Sept. 30, 2016

27. East Memphis Office Changes Hands for $2.4M -

An East Memphis office building has sold for $2.4 million to a local investment group.

BC Commercial Properties LLC, which is managed by Bridge Capital Asset Management LLC, purchased the office building at 1669 Kirby Parkway from Kirby Parkway Building Partnership in a Sept. 30 warranty deed.

28. Study: Memphis Metro Home to Large Unbanked Population -

The U.S. is home to a little less than 10 million so-called unbanked households – those in which no member has a bank account.

That’s according to new research from the financial website NerdWallet, which not only found that low-income homes tend to get hit hardest by that reality, through things like higher fees associated with alternative financial products like payday loans. What’s more: the site’s research shows that the Memphis metropolitan area carries the unfortunate distinction of having the highest percentage of unbanked households (19.5 percent) in the country.

29. Risk Management and Planning -

Ray’s Take Among the many balancing acts involved in professional financial planning is the trade-off between “certainty” and “risk.” While risk may not feel very good sometimes, given the current level of interest rates and inflation, a retirement plan without some level of risk will almost certainly leave you old and broke.

30. State Insurance Website Ranked Low for Helpfulness -

The Tennessee Department of Commerce and Insurance website ranked second to last in a new study by NerdWallet that looked at consumer helpfulness in searching for auto, health, homeowners and life insurance information.

31. Legislator: Marijuana Law Has Problems -

State Rep. William Lamberth balks at the notion Memphis and Nashville are softening the punishment for simple pot possession.

32. ITT Tech Shutters All Campuses After Federal Aid Sanctions -

The for-profit college chain ITT Technical Institute is shutting down all 130 of its U.S. campuses, saying Tuesday it can't survive recent sanctions by the U.S. Department of Education.

In a letter to more than 35,000 students, the Indiana-based parent company ITT Educational Services announced that campuses won't open for the fall term that was scheduled to begin Sept. 12 – leaving students scrambling for last-minute options since many U.S. colleges already have started fall classes. ITT also cut more than 8,000 jobs immediately.

33. The Fading Accuracy of Political Polling -

Joe Carr says he couldn’t believe the deficit when U.S. Rep. Diane Black trounced him in the August election to recapture Tennessee’s 6th Congressional District seat.

34. Preparing to Start a Business Creates Opportunity, Fear -

Meka Egwuekwe had a nice career going as a software developer when he co-founded CodeCrew. But he had to do it.

“It was both scary and not scary at the same time,” said Egwuekwe, who is also executive director at CodeCrew. “It was scary because I was walking away from a 19-year career as a software developer, where I could have easily continued successfully and comfortably for many more years.

35. Last Word: Heart of the Park, Tigers Opener Preview and Memphis In May Numbers -

“Try to remember the kind of September when life was slow and oh, so mellow. Try to remember the kind of September when grass was green and grain was yellow.”

It would appear this is that kind of September you would otherwise be remembering.

36. SCS Ponders How to Pay For Retirees’ Insurance -

Shelby County Schools board members approved an $8.4 million, three-year agreement with MetLife Insurance to continue life insurance coverage of school system retirees Tuesday, Aug. 30, but it will cost $7.2 million more for the same coverage.

37. School Board Approves Higher Bill For Life Insurance Coverage -

Shelby County Schools board members approved an $8.4 million three-year agreement with MetLife Insurance to continue life insurance coverage of school system retirees Tuesday, Aug. 30, including a $7.2 million increase in the cost of the same coverage.

38. School Board Approves Higher Bill For Life Insurance Coverage -

Shelby County Schools board members approved an $8.4 million three-year agreement with MetLife Insurance to continue life insurance coverage of school system retirees Tuesday, Aug. 30, including a $7.2 million increase in the cost of the same coverage.

39. Morgan Tate Promoted At River City Land Co. -

Morgan Tate has been named principal property manager of River City Land Co.’s property management division. A fourth-generation real estate professional, Tate joined the team at River City Land Co. in 2008 and began working for the firm’s property management division in 2012. 

40. Can Alan Zucker Do for Titans’ Marcus Mariota What He’s Done for Mannings & Taylor Swift? -

As an NFL quarterback, Sunday is show time for Marcus Mariota. That’s when he suits up and does everything in his power to help the Tennessee Titans win football games.

But a recent Sunday morning was a different kind of show time. Mariota spent four hours on the opposite side of the Cumberland River from Nissan Stadium on a commercial shoot. A camera crew captured footage of him jogging in downtown Nashville and posing in front of various landmarks.

41. Last Word: One Beale Delay, Memphis Banks and The Other Anniversary -

Changing the city’s skyline comes with some challenges. That’s a reflection of ever-changing economic conditions and the terrain by the Mississippi River on which the city’s skyline is built.

42. Rules Change Once You Retire -

Ray’s Take: Retirement is a time when a lot of the old financial rules get flipped on their head. Most people who retire don’t want to go back to work, and even if they did, they may not be afforded the opportunity. Wal-Mart needs only so many greeters. At this point there’s no turning back, and what money you’ve saved will be the lion’s share of what you will need to live off of.

43. 'Student' Credit Cards Aren't for All Students, or Even Most -

As parents prepare their rising freshmen for life at college, many are leaving out a crucial piece of information: how to build credit.

The college years are the best time to begin the process. After graduation, adults with no credit history have a harder time renting apartments, obtaining car loans or, eventually, mortgages.

44. 2015 Was America’s Most Generous Year Ever -

Here’s what we learned from Giving USA 2016: The Annual Report on Philanthropy for the Year 2015. Donations from America’s individuals, estates, foundations and corporations reached an estimated $373.25 billion in 2015, setting a record for the second year in a row.

45. Commission Reverses Vote To Cap Life Insurance -

A $20,000 cap on life insurance coverage for Shelby County government employees and retirees was reversed Wednesday, July 6, as county commissioners met in special session.

The coverage cap saved the county $2 million in the operating budget for the new fiscal year that began July 1. Commissioners had approved the cap to pay for additions to the operating budget proposed by Shelby County Mayor Mark Luttrell.

46. County Commission Reverses Life Insurance Coverage Cap -

A $20,000 cap on life insurance coverage for Shelby County government employees and retirees was reversed Wednesday, July 6, as county commissioners met in special session.

The coverage cap saved the county $2 million in the operating budget for the new fiscal year that began July 1. Commissioners had approved the cap to pay for additions to the operating budget proposed by Shelby County Mayor Mark Luttrell.

47. Last Word: Corker Out, The Madison Changes Hands and Blockchain -

Corker out… at least as a Vice Presidential nominee. It sounds like U.S. Senator Bob Corker of Tennessee broke the news to Trump during the Tuesday meeting at Trump Tower but before appearing with Trump at a campaign stop in North Carolina.

48. 3-Story Hotel Set to Rise In Southeast Shelby County -

7967 Lowrance Road
Shelby County, TN 38125

Permit Amount: $2.6 million

Issued Date: July 2016

49. Cordova Retail Center Sells for $3 Million -

A two-tenant retail center on Germantown Parkway has traded hands for $3 million.

Kim Investment Partners IV LLC, a California limited liability company, purchased the 6,480-square-foot Class A building at 2288 N. Germantown Parkway from GT Plaza LLC, according to a June 29 warranty deed.

50. Death Sparks 'Autopilot' Car Probe; Man Had Speeding Tickets -

WASHINGTON (AP) – The first American death involving a car in self-driving mode presents a dilemma: How aggressively to embrace the potentially life-saving technology after a fatal crash. The driver's history of speeding complicates the question.

51. Roland Wants Revisit of Budget Cut -

The exact numbers always take a few weeks. That’s the nature of budgets forged by political compromise and groups of elected officials.

There are always changes and adjustments. And there are also second thoughts.

52. My Town Miracles Helping Those in Need, One Family at a Time -

Noel Fenderson, one of the founders of My Town Miracles, tells a story from Mark Allen, the group’s growth marketing secretary.

53. Family Planning – Beyond the Diaper Fund -

Ray’s Take: So, you’re planning to start your family. Have you considered the finances involved beyond painting a room and knowing it’s going to take a lot of diapers? Three can certainly live as cheaply as two – as long as one of them doesn’t eat or wear clothes.

54. Poll: Two-Thirds of US Would Struggle to Cover $1,000 Crisis -

NEW YORK (AP) – Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a signal that despite years of recovery from the Great Recession, Americans' financial conditions remain precarious as ever.

55. Dave Thomas Named CEO Of Kemmons Wilson Insurance -

Dave Thomas has joined Kemmons Wilson Insurance Group as chief executive officer. In this role, he’s responsible for overseeing day-to-day operations and also is tasked with growing the Memphis-based property and casualty insurance company. Thomas has 40 years of experience in the insurance industry, most recently serving as CEO of Louisiana Citizens Property Insurance Corp.

56. Tennessee Leads the Nation in Bankruptcies -

Tennessee has a model program for financial literacy in its public schools. All high school students must pass a personal finance course to graduate, and even kindergartners are learning about money under a new initiative to extend the curriculum to primary school.

57. Roster Remix? Grizzlies May Finally Shake Things Up -

As amazing as it was that the Memphis Grizzlies set an NBA record by using 28 players this past season, it’s almost more unbelievable that they had to sign eight different players to 11 separate 10-day contracts.

58. Financial Planning Is More Than Just Asset Management -

Ray’s take: A common confusion when looking for someone to help you make decisions about your financial future is understanding the difference between asset management and financial planning.
The alphabet soup of designations in today’s market can be confusing regarding what, specifically; a particular professional can do for you.

59. Insure Tennessee: In Like A Lion, Out With A Committee -

What started with a roar is ending with a whimper.

On the first day of the 2016 legislative session, dozens of Insure Tennessee supporters rallied, shouted and sang songs outside the House chamber.

60. A Look at the Numbers -

Ray’s Take: The economy is in flux and there’s a lot of uncertainty over the direction of the capital markets and interest rates. It’s a familiar refrain by this point. Volatility has increased to a numbing level where perhaps we aren’t paying attention as closely as we should to what’s happening in the financial world around us.

61. Why Businesses Should Know the SCORE -

Steven Spielberg said, "The delicate balance of mentoring someone is not creating them in your own image, but giving them the opportunity to create themselves." And that describes the underlying philosophy of SCORE.

62. Impact of CDC Opioid Guidelines Will Come With Time -

Former Memphian Jennifer Wansley McCarthy of Illinois says she is labeled as a drug abuser and faces ridicule and humiliation on any given day.

McCarthy suffers from surgical neuropathy due to cancer surgery and also has a connective tissue disease that causes pain.

63. Lawmakers Lure Us In With Momentary Sanity, And Then... -

Just when it appears the Tennessee Senate is made up of sensible people – as evidenced by the killing of de-annexation legislation – the body is changing course with a Bible-thumping measure.

64. Dodging a Disaster With Volkswagen? -

Next month will mark five years since the first Passat rolled off the assembly line at Chattanooga’s Volkswagen plant. Most anniversaries are a cause for celebration.

But as Chattanoogans blow out the candles on this particular milestone they’ll be hoping that Volkswagen’s diesel emissions troubles will soon be extinguished, too, and that the new SUV model they’ll start producing this year will help VW emerge from the crisis a better and stronger company than before.

65. Tennessee Senate Speaker Ramsey Announces He Won't Run Again -

NASHVILLE, Tenn. (AP) – Senate Speaker Ron Ramsey, a leading figure in the Republican takeover of all three branches of Tennessee state government, announced Wednesday that he won't run for re-election.

66. Tri-State Bank Prepares For Big Year -

The way longtime Memphis banking executive Christine Munson sees it, a small community bank has to carve out a clearly defined identity for itself - something that sets it apart from the myriad competitors of similar size, with comparable products and rates - if it wants to be successful.

67. The Tipping Point -

At age 25, Kem Wilson had his whole life laid out for him. He had graduated from Furman with an undergraduate degree in business administration. Newly engaged, he had a promising job at a Memphis financial consulting firm. Now all he had to do was take his rightful place at the head of the family business.

68. Debt After Death -

Ray’s Take You can’t take it with you. Debt, that is. And most debt does not get passed to a spouse or other heirs. But debt collectors may try to get the money from family members anyway. For this reason, it’s good to know what happens to various forms of debt that may be left behind when a loved one dies.

69. Investment, Consumption and Financial Planning -

Ray’s Take Investment and consumption are two sides of the same coin, but sometimes there can be a blurry line between the two. Sometimes our intense desire for something can make it difficult to see which side your expenditure falls on.

70. Last Word: Presidents Day In An Election Year, Minority Business and Spring Training -

Presidents Day in a presidential election year.
Consider the political kaleidoscope of a foggy office-bound or home-bound Monday in Memphis with former President George W. Bush on the tube in the late afternoon defending his brother’s presidential campaign without once uttering the word Trump.
No further word of a Trump appearance promised for Memphis and some of Donald Trump’s own statements Monday suggested that by the time Memphis is on his schedule, he might be running as an independent.
Then there is the obsession in one corner of social media with Supreme Court history in rich detail.
And heads were turned Monday evening by the excerpt on the Grammys from the Broadway musical about Alexander Hamilton – a founding father born in the West Indies who established the nation’s financial system and the Federalist party. He never became a president, in part, because the vice president killed him. Hamilton wasn’t the only one who had been talking bad about Aaron Burr. The top of the ticket, President Thomas Jefferson, had decided to dump Burr from the ticket in the next election and Burr was trying to transition to become governor of New York.

71. Cancer Patients Snagged in Health Law's Tangled Paperwork -

WASHINGTON (AP) – Walt Whitlow was under treatment for cancer when he got an unwelcome surprise.

His financial assistance under President Barack Obama's health care law got slashed. That meant his premium quadrupled and his deductible went from $900 to $4,600.

72. Massey to Lead Memphis' Consolidated Minority Business Office -

Memphis Mayor Jim Strickland is combining the two city offices overseeing minority business efforts into one agency.

73. Meeting the Demands of a Rapidly Aging Population -

When Gov. Bill Haslam gave his annual State of the State address on February 1, he proposed a $34.8 billion plan providing new spending on colleges and universities, road projects and a large deposit into Tennessee’s emergency budget reserves.

74. Teachers Wary of Haslam’s Push For Increased Pay -

Pushing a budget with more than $100 million for K-12 teacher pay raises, Gov. Bill Haslam says Tennessee is taking education to new levels by raising standards, linking teacher evaluations to student performance and expanding education options.

75. Financial Steps for Executors -

Ray’s Take The death of a spouse is high on the list of the most stressful events in life. But, as bad as the emotional trauma can be, the financial fallout can be equally traumatic – and can last much longer. Most spouses name each other as their executor, which makes sense. But the job is not an easy one, and few are fully prepared for the responsibility.

76. Fenced Out -

There’s a major problem in Memphis when it comes to minorities: African-Americans make up 63 percent of the population but garner less than 1 percent of total business receipts within Memphis, according to the most recent U.S. Census data.

77. The Persecution of Jeremy Durham -

Inhumane and unfair: That’s the only way to describe the “liberal media’s” treatment of state Rep. Jeremy Durham over the last month.

78. First Tennessee Invests in Tri-State Bank -

As of Dec. 31, Tri-State Bank of Memphis has secured almost $5 million in new capital, an investment fueled in part by an “unprecedented transaction” between it and First Tennessee Bank.

79. Stocks Sink in Late Trading; Consumer Stocks Take a Beating -

Stocks fell sharply in late afternoon trading Wednesday as a dismal start to the new year got even worse. The selling was concentrated on some of the biggest winners from last year such as Netflix and Amazon, both of which doubled in value in 2015.

80. What Are the Odds? -

I am writing this article as the Powerball lottery jackpot prepares to pay out $1.3 billion to some lucky fool – I mean lucky winner.

I’m always amazed at the long lines and hype surrounding these potential payouts from the lottery. It seems Americans just can’t pass up the possibility that, “I might win it.” So they stand in line, buy a ticket (or several) and hope.

81. Hughes Promoted at Harris Shelton -

Brett Hughes has been promoted to managing member at Harris Shelton Hanover Walsh PLLC law firm. In his new role, Hughes will provide managerial support to the firm’s three offices. His primary responsibility will be to manage the firm’s administration and committees, particularly on issues that impact client service, as well as the morale, compensation, growth and development of the firm.

82. Reaves: Memphis Should Pay Share of Schools Liability -

The Shelby County commissioner who sought a legal opinion over who pays $1.1 billion of Shelby County Schools’ benefits liability says he has more questions.

Commissioner David Reaves requested the opinion from Tennessee Attorney General Herbert Slatery in December through state Sen. Brian Kelsey.

83. Tri-State Bank HQ Sale Heightens Speculation -

The northeast corner of Main and Beale streets is more than prime real estate; it’s historic ground with a direct connection to ongoing racial and economic issues.

Tri-State Bank, the city’s 70-year old black-owned bank, and Belz Investco announced Thursday, Dec. 31, that the bank was selling its headquarters, 180 S. Main St., to Belz Investco GP in a $3 million deal.

84. Strickland Takes Office Promising Change -

Things move quickly once it is decided the incumbent mayor will not be returning to City Hall.

The political spotlight shifts quickly to the new mayor who has about two months and two weeks to make some important decisions about his inner circle, set some priorities and figure out what needs to wait for more deliberation.

85. Crestview Collection Makes New HQ in Oakhaven -

4300 Concorde Road
Memphis, TN 38118

Sale Amount: $6.9 million

Sale Date: Dec. 15

Buyer: CLI Inc.

Seller: Lester McMahan Partnership

Loan Amount: $6 million

86. Williams-Sonoma Distribution Center Sold for $6.9 Million -

The Williams-Sonoma distribution center in Oakhaven has sold for $6.9 million.

Tennessee-based CLI Inc. purchased the property at 4300 Concorde Road from California-based Lester McMahan Partnership, according to a Dec. 15 warranty deed.

87. This Week in Memphis History: December 25-31 -

2010: One Commerce Square officially changes hands to local ownership in the biggest Downtown office deal in a decade. The owners buy the tower from U.S. Bank for $7.6 million and pour another $20 million into renovations. The sale comes less than two weeks after Pinnacle Airlines signs a 13-year lease for up to 13 of the tower’s 29 floors.

88. Protect Your Retirement From The Unexpected -

Ray’s Take We plan carefully during our years in the workforce to create a solid income for our retirement. But how can we protect that plan after we retire and have less flexibility and increased vulnerability to unexpected events? We want to avoid finding ourselves in the position of having to go back to work.

89. ARCpoint Labs Opening First Memphis Location in January -

Maria Stevenson has been passionate about clinical laboratory science for much of her life, and now she’s preparing to bring a franchise location of full-service national laboratory company ARCpoint Labs to Memphis next month.

90. Emami's Care2Manage Startup Helps Families Care for Aging Loved Ones -

Ela Emami has a vision for her startup Care2Manage, an entity focused on helping families caring for a loved one, that blends technology with a human touch.

Her venture is a service platform for families with an elderly loved one that connects them to social workers, local elder care resources and organizes total health care needs. Emami also works as a geriatric care consultant, something she sees as a complementary service to her technology platform.

91. Ready for Launch -

Five hundred new companies in 10 years. That’s the idea that founded EPIcenter, short for Entrepreneurship-Powered Innovation Center, an organization looking to catalyze the entrepreneurial movement in Memphis.

92. Transplant Gives New Face, Scalp to Burned Senatobia Firefighter -

NEW YORK (AP) — A volunteer firefighter badly burned in a 2001 blaze has received the most extensive face transplant ever, covering his skull and much of his neck, a New York hospital announced Monday.

93. Tennessee Returned $40 Million in Unclaimed Property -

NASHVILLE, Tenn. (AP) — The state Treasury Department says it returned $40 million of unclaimed property to its rightful owners this past fiscal year.

Unclaimed property in this case does not refer to physical items but to money that has been turned over to the state by businesses and organizations that cannot locate the rightful owners. It includes stocks, bonds, gift certificates, checks, unclaimed wages, refunds and life insurance annuities.

94. Events -

American Cancer Society Cancer Action Network will host the Quality of Life and Palliative Care Policy Forum on Tuesday, Nov. 10, from 7:30 a.m. to 9 a.m. at Memphis Bioworks Foundation, 20 Dudley St. The forum will discuss the impact of public policy on patient quality-of-life issues in Tennessee. Cost is free. RSVP at acscan.org or email lynn.williams@cancer.org.

95. O’Brien Joins Sullivan’s Creative Team -

Chris O’Brien has joined Sullivan Branding’s creative team as group creative director. In this role, O’Brien specializes in the design, development, and implementation of creative campaigns. He’s also responsible for overseeing the agency’s creative operations and product.

96. Wharton’s Transition Reveals Lighter Mood -

The incumbent’s advantage in Memphis politics often keeps playing out after all of the votes are counted – even if the winner isn’t the incumbent.

A version of that is happening now as Memphis Mayor A C Wharton serves out the rest of his term after losing a re-election bid to challenger Jim Strickland in the Oct. 8 city elections.

97. Craig Gordon Joins Advanced Dermatology -

Dr. M. Craig Gordon has joined Advanced Dermatology & Skin Cancer Associates. As a general dermatologist, Gordon manages dermatologic conditions ranging from acne, warts, eczema and psoriasis to more complex cutaneous lymphomas and autoimmune skin conditions. He also performs cutaneous surgeries and offer medical cosmetic services.

98. Client Compassion Drives Clay & Land’s Cook -

Kathryn Cook finds her profession rewarding. But building a successful career in an industry that doesn’t have many female producers hasn’t been easy, particularly for the single mother of a special-needs child.

99. Fred Davis Looks Back on Long Career -

Fred Davis can laugh about it now, but the founder of the Fred L. Davis Insurance Agency – which opened its doors back in 1967, the year before Davis was elected to the Memphis City Council – wasn’t always as sanguine about the color of his hair.

100. Home… Free? -

Ray’s Take Wikipedia defines a mortgage-burning party as a 20th-century American custom that is the ritual burning of a paid-off mortgage document by homeowners often including a party in which extended family and friends are invited to celebrate.