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Editorial Results (free)

1. Family Planning – Beyond the Diaper Fund -

Ray’s Take: So, you’re planning to start your family. Have you considered the finances involved beyond painting a room and knowing it’s going to take a lot of diapers? Three can certainly live as cheaply as two – as long as one of them doesn’t eat or wear clothes.

2. Elephants Abound -

The old joke goes this way: Every morning on the commuter train to work a man watches another man read his paper, meticulously folding every page to a single column width, then unfolding and refolding as he reads each column top to bottom. Finally, unable to stand it anymore, the first approaches the second and asks, “Why do you do that?” “It keep elephants off the train,” comes the reply.

3. Poll: Two-Thirds of US Would Struggle to Cover $1,000 Crisis -

NEW YORK (AP) – Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a signal that despite years of recovery from the Great Recession, Americans' financial conditions remain precarious as ever.

4. SCS Budget Quest About More Than Dollar Figures -

When the Shelby County Commission meets next week to look over the budget proposal approved Monday, May 16, by the Shelby County Schools board, there will be a debate that goes beyond the bottom line dollar figures and line items.

5. SCS Board Approves $993.8M Budget, Delays Northside High Closing A Year -

Shelby County Schools board members voted Monday, May 16, to send a $933.8 million operating budget proposal to the Shelby County Commission for funding. And the board voted to close Messick Adult Center as well as Memphis Health Careers Academy with the end of the current school year next week.

6. Shelby County Schools Board Eyes Wheel Tax to Bridge Budget Gap -

Shelby County Schools board members are looking at the county wheel tax to bridge some, but not all of the $27 million gap in their still tentative budget for the new fiscal year.

The specific solution they are looking at is the half of the $32 million in annual revenue from the wheel tax that Shelby County Mayor Mark Luttrell has proposed go instead to capital projects across all seven public school systems in Shelby County. The new fiscal year begins July 1.

7. Hopson Whittles Schools Budget Gap To $27 Million -

After an estimate of as much as $86 million in red ink, Shelby County Schools superintendent Dorsey Hopson has presented the Shelby County Schools board with a budget that is $27 million in the red.

8. Bank Seeks Receiver for Warren, Tulane Apartments -

The Bank of New York Mellon Trust Co. wants a federal judge to appoint a receiver for the Warren and Tulane Apartments owned by Global Ministries Foundation, citing “an appearance of fraud” by GMF in a memorandum filed with the call for a receiver.

9. Bank of New York Seeks Receiver for Warren and Tulane Apartments -

The Bank of New York Mellon Trust Co. wants a federal judge to appoint a receiver for the Warren and Tulane Apartments owned by Global Ministries Foundation citing “an appearance of fraud” by GMF in a memorandum filed with the call for a receiver.

10. Study: Costs for Most Long-Term Care Keep Climbing -

Long-term care grew more expensive again this year, with the cost of the priciest option, a private nursing home room, edging closer to $100,000 annually, according to a survey from Genworth Financial.

11. Tennessee Leads the Nation in Bankruptcies -

Tennessee has a model program for financial literacy in its public schools. All high school students must pass a personal finance course to graduate, and even kindergartners are learning about money under a new initiative to extend the curriculum to primary school.

12. Legislative Losers: All Who Disagree With Legislators -

The 109th General Assembly is done – almost – for the year. Here’s a look at the winners and losers.

Winner: State budget

Buoyed by $400 million in surplus revenue from fiscal 2015 and $450 million in projected surpluses for the coming fiscal year, Gov. Bill Haslam spread the wealth in a $34.9 billion budget. 

13. Methodist Takes IT, Electronic Records to Stage 6 -

Methodist Le Bonheur Healthcare’s race to not only digitize patient medical records but to improve the IT processes and technology around those records and throughout the organization has added Methodist to a distinguished club.

14. EDGE Considering Fast-Track Incentive Program, Diversity Spend Changes -

The Memphis-Shelby County Economic Development Growth Engine has started work on a new tax incentive program that would help Memphis compete with North Mississippi for industrial projects.

At its April 20 meeting, EDGE board chairman Al Bright appointed a committee to evaluate a proposed Fast Track PILOT and hammer out its policies and procedures.

15. Insure Tennessee: In Like A Lion, Out With A Committee -

What started with a roar is ending with a whimper.

On the first day of the 2016 legislative session, dozens of Insure Tennessee supporters rallied, shouted and sang songs outside the House chamber.

16. A Look at the Numbers -

Ray’s Take: The economy is in flux and there’s a lot of uncertainty over the direction of the capital markets and interest rates. It’s a familiar refrain by this point. Volatility has increased to a numbing level where perhaps we aren’t paying attention as closely as we should to what’s happening in the financial world around us.

17. Report: US Medicine Spending Up 8.5 Percent in 2015 -

TRENTON, N.J. (AP) – U.S. spending on prescription drugs rose 8.5 percent last year, slightly less than in 2014, driven mainly by growing use of ultra-expensive new drugs and price hikes on other medicines.

18. Impact of CDC Opioid Guidelines Will Come With Time -

Former Memphian Jennifer Wansley McCarthy of Illinois says she is labeled as a drug abuser and faces ridicule and humiliation on any given day.

McCarthy suffers from surgical neuropathy due to cancer surgery and also has a connective tissue disease that causes pain.

19. Spence Wilson To Keynote Dunavant Awards May 11 -

Spence Wilson, chairman of the board of Kemmons Wilson Companies, is the keynote speaker for the annual Bobby Dunavant Public Servant Awards to be held May 11 at the Holiday Inn University of Memphis.

20. Lawmakers Lure Us In With Momentary Sanity, And Then... -

Just when it appears the Tennessee Senate is made up of sensible people – as evidenced by the killing of de-annexation legislation – the body is changing course with a Bible-thumping measure.

21. Last Word: Greensward Truce, Connor Schilling Retires and MEMFix Goes East -

You’ve heard of the mediation process surrounding the long-term use of the Overton Park Greensward by the Memphis Zoo for its overflow parking.
It appears there is now a less formal mediation process underway when it comes to the use of the greensward during the park’s spring peak season which is now underway.

22. Last Word: The De-Annexation Express, Return of The Curb Market and Different Fuel -

When time ran out Wednesday on the state Senate’s state and local government committee in Nashville, de-annexation legislation was still on the tracks as the Tennessee Legislature draws closer to adjournment for the year.

23. Proponents of Insure TN Enlist Billboards in Fight -

An effort to put pressure on the Tennessee General Assembly to consider Insure Tennessee has made its way to billboards across the state, including three in Shelby County.

The billboards are meant to pressure Tennessee Speaker Beth Harwell, R-Nashville, to use her “political clout” to send Gov. Bill Haslam’s proposal through the House.

24. Insurers Plot Test to Build Better Provider Directories -

Some health insurers are hoping to ease headaches that can flare when customers try to confirm whether a doctor is covered in a plan's network of providers.

The trade association America's Health Insurance Plans will soon start testing a more efficient way to update insurer provider directories, which are becoming critical for finding the right fit as insurance evolves and coverage networks shrink.

25. Tennessee Health Activists Turn Up Heat on House Speaker -

NASHVILLE, Tenn. (AP) – Activists who want the state Legislature to expand Medicaid benefits to Tennesseans who lack health coverage are turning up the heat on House Speaker Beth Harwell.

26. Bill Calling for Referendum on Insure Tennessee Defeated -

NASHVILLE, Tenn. (AP) – A proposal to place Republican Gov. Bill Haslam's Insure Tennessee proposal before the voters in November has been defeated in a House subcommittee.

The House Insurance and Banking Subcommittee voted Wednesday to study the bill sponsored by Democratic Rep. Craig Fitzhugh of Ripley after the General Assembly adjourns.

27. ‘I’m the Steak’ Norris Carries Haslam’s Agenda, Except... -

Senate Majority Leader Mark Norris refers to himself as a “meat and potatoes” legislator. The four-term Republican senator from Collierville, a self-described policy wonk, is considering a run for governor in 2018. But if the race boils down to charisma, he says the media will have to determine if he has enough to win the top office.

28. UTHSC Dentistry Alumni Honor Two -

The University of Tennessee Health Science Center College of Dentistry Alumni Association has given its 2016 Outstanding Alumnus Awards, the association’s highest honor, to a longtime Memphis periodontist who helped found the association and to the CEO of Tennessee’s largest dental insurance company.

29. Health Law Fines Double for Many Uninsured at Tax Time -

WASHINGTON (AP) – Many people who went without health insurance last year are now seeing fines more than double under President Barack Obama's health care law, tax preparation company H&R Block said Tuesday.

30. UTHSC Dentistry Alumni Honor Two -

The University of Tennessee Health Science Center College of Dentistry Alumni Association has given its 2016 Outstanding Alumnus Awards, the association’s highest honor, to a longtime Memphis periodontist who helped found the association and to the CEO of Tennessee’s largest dental insurance company.

31. AARP: Price Hikes Doubled Average Drug Price Over 7 Years -

TRENTON, N.J. (AP) – The average cost for a year's supply of a prescription drug doubled in just seven years to more than $11,000 – about three-quarters of the average annual Social Security benefit.

32. Hopson: Help ASD Improve, At Least for Now -

The state-run Achievement School District has a problem in how it engages with the public, especially in areas where it is about to take over a school.

But Shelby County Schools superintendent Dorsey Hopson isn’t ready to say it is time for the state to pick a winner and a loser and fund either the ASD or Innovation Zone schools run by SCS.

33. Doctors: 'Buyer Beware' as Cosmetic Surgery Grows -

If you often look around and feel older than you used to, it might not be you. It might be that everyone else looks younger.

The face of Tennessee is changing – literally – and as an influx of new residents and a booming economy creates a larger affluent class with more disposable income, the business of cosmetic procedures is on the rise.

34. Probe: HealthCare.Gov 'Passive' on Heading Off Fraud -

WASHINGTON (AP) – With billions in taxpayer dollars at stake, the Obama administration has taken a "passive" approach to identifying potential fraud involving the president's health care law, nonpartisan congressional investigators say in a report released Wednesday.

35. IBM Team Gathers Data on Memphians’ 911 Use -

Six IBM professionals arrived in Memphis on Feb. 22 to gather data and propose solutions to better streamline Memphis’ emergency services in the face of the city’s “health care crisis.”

For many Memphians, 911 is the lifeline to any medical care. In response to rising call volume and costs, the Memphis Fire Department is expanding its role to include preventative care for Memphis’ poor, elderly and mentally ill, which will in turn decrease the frequency of their 911 calls.

36. Investment, Consumption and Financial Planning -

Ray’s Take Investment and consumption are two sides of the same coin, but sometimes there can be a blurry line between the two. Sometimes our intense desire for something can make it difficult to see which side your expenditure falls on.

37. Orleans at Walnut Grove Sells for $29.2 Million -

317 Royal Chartres Square E.
Cordova, TN 38018

Sale Amount: $29.2 million

Sale Date: Feb. 4, 2016

Buyer: PC Orleans LLC

38. Cancer Patients Snagged in Health Law's Tangled Paperwork -

WASHINGTON (AP) – Walt Whitlow was under treatment for cancer when he got an unwelcome surprise.

His financial assistance under President Barack Obama's health care law got slashed. That meant his premium quadrupled and his deductible went from $900 to $4,600.

39. Meeting the Demands of a Rapidly Aging Population -

When Gov. Bill Haslam gave his annual State of the State address on February 1, he proposed a $34.8 billion plan providing new spending on colleges and universities, road projects and a large deposit into Tennessee’s emergency budget reserves.

40. Trust Fund Mentioned as Possible $1.1B Solution on School Benefits Liability -

A trust fund is one possibility that has surfaced early in the formal discussions of the Shelby County School system’s $1.1 billion benefits liability.

The first meeting of the ad hoc committee on the matter last week drew nine of the 13 Shelby County Commissioners, the administration of Shelby County Mayor Mark Luttrell and two of nine Shelby County Schools board members.

41. Cannon Wright Blount Senior Tax Manager Answers Questions -

The busy time of the year is fast approaching for Dan Walker, senior tax manager with Cannon Wright Blount.

42. Fenced Out -

There’s a major problem in Memphis when it comes to minorities: African-Americans make up 63 percent of the population but garner less than 1 percent of total business receipts within Memphis, according to the most recent U.S. Census data.

43. County Commission Forms OPEB Committee -

Shelby County Commissioners have created an ad hoc committee to talk over the health insurance benefits liability of the former Memphis City Schools system and who is responsible for it.

Commission chairman Terry Roland announced Monday, Jan. 25, he had formed the committee, which includes leaders of the Shelby County Schools system and Shelby County Mayor Mark Luttrell’s administration.

44. The Persecution of Jeremy Durham -

Inhumane and unfair: That’s the only way to describe the “liberal media’s” treatment of state Rep. Jeremy Durham over the last month.

45. Reaves: Memphis Should Pay Share of Schools Liability -

The Shelby County commissioner who sought a legal opinion over who pays $1.1 billion of Shelby County Schools’ benefits liability says he has more questions.

Commissioner David Reaves requested the opinion from Tennessee Attorney General Herbert Slatery in December through state Sen. Brian Kelsey.

46. Last Word: The Crest, OPEB Fever, Armstrong Leaves and An Elvis Warning -

The crest is here and it is not quite 40 feet on the Mississippi River gauge. The projections Thursday evening going into Friday’s crest of the river at Memphis changed a bit from the 40.3 foot level. The crest is 39.8 feet.
No reports of major damage anywhere in Shelby County, according to the Shelby County Office of Prepardness.
But the river’s high water is still a sight to behold.

47. Let’s Not Forget -

BELL. BOWLING. CROWE. GARDENHIRE. KELSEY. NICELY. ROBERTS. AND NORRIS. As the Tennessee General Assembly gets going in 2016, let’s remember how they started 2015 – with the abandonment of common sense and decency and hundreds of thousands of Tennesseans.
The story of what they did bears repeating as a cautionary tale. If we let them do it again, we all bear responsibility.

48. Luttrell: State Likely to Mandate $1B Liability -

Shelby County Mayor Mark Luttrell said the state of Tennessee will most likely move to require Shelby County Schools to fully fund its $1.5 billion liability for health insurance and similar employee benefits.

49. Survey: US Progress on Health Insurance Stalled in 2015 -

WASHINGTON (AP) — Going into President Barack Obama's last year in office, progress has stalled on reducing the number of uninsured Americans under his signature health care law, according to a major survey out Thursday.

50. After First Meeting, Personality of New Council Emerges -

The judgments began early for the new Memphis City Council, which met for the first time Tuesday, Jan. 5, at City Hall.

State Sen. Lee Harris, on hand to be honored as a former city council member, called the group the “Kumbaya Council,” as it approved 13 appointees by Mayor Jim Strickland, 11 of them with unanimous votes.

51. Council OKs Strickland's Directors, He Defends Pay Raises -

Memphis City Council members approved Mayor Jim Strickland’s slate of 12 division chiefs and directors Tuesday, Jan. 5, at the first council meeting of 2016. And Strickland defended the pay raises for some of those positions compared to the salaries those appointed positions paid in the Wharton administration.

52. What 2016 Will Do to Your Checkbook: Rent, Food, Gas, Raises -

Wondering how you will fare financially in 2016? Below are what experts think next year will hold for financial matters close to home: Raises, rent, gas, food and health.

WILL YOU GET A RAISE NEXT YEAR?

53. Strickland Takes Office, Doubles Down on Change Theme -

Memphis Mayor Jim Strickland took office New Year’s Day with a pledge to immediately begin to “target and remove” street gang leaders and equip police with the ability to immediately issue domestic violence orders of protection.

54. Market Volatility Causes IPO Market to Stall Out in 2015 -

NEW YORK (AP) – The volatile trading that defined 2015 led to a very choppy market for companies wanting to go public.

The number of U.S. companies that successfully made an initial public offering of stock in 2015 dropped by more than 40 percent compared with 2014, according to a report by IPO research firm Renaissance Capital.

55. Refugees, Regents, Privatization On Tap for New Session -

State Sen. Ken Yager isn’t quite ready for the state of Tennessee to reclaim the Refugee Resettlement Program from Catholic Charities.

56. Strickland Takes Office Promising Change -

Things move quickly once it is decided the incumbent mayor will not be returning to City Hall.

The political spotlight shifts quickly to the new mayor who has about two months and two weeks to make some important decisions about his inner circle, set some priorities and figure out what needs to wait for more deliberation.

57. After a Year of Triumphs and Defeats, Haslam Looks Ahead -

Eight days into 2015, Tennessee Gov. Bill Haslam formally set a special session of the Tennessee legislature for February on his Insure Tennessee plan, a Medicaid expansion Haslam negotiated with the Obama administration.

58. Health Law Reporting Extension Issued for Employers -

WASHINGTON (AP) – The Treasury Department on Monday gave employers an extension of critical reporting requirements, as it seeks to manage some of the most complicated parts of the federal health care law.

59. Legislature Not Playing Santa With Insure Tennessee -

It’s going to take a Christmas miracle for Insure Tennessee to make it into anyone’s stocking this year.

As the 2016 session of the General Assembly approaches in early January, Republicans are showing no support for the plan Gov. Bill Haslam offered for a special session in early 2015.

60. Protect Your Retirement From The Unexpected -

Ray’s Take We plan carefully during our years in the workforce to create a solid income for our retirement. But how can we protect that plan after we retire and have less flexibility and increased vulnerability to unexpected events? We want to avoid finding ourselves in the position of having to go back to work.

61. What 2016 Will Do to Your Checkbook: Rent, Food, Gas, Raises -

Wondering how you will fare financially in 2016? Below are what experts think next year will hold for financial matters close to home: Raises, rent, gas, food and health.

WILL YOU GET A RAISE NEXT YEAR?

62. Sister Pact Aims to Raise Breast Cancer Awareness for Black Women -

Debra Melton did just about the best thing a young African-American woman in Memphis – or anywhere – can do in the fight against breast cancer.

63. ARCpoint Labs Opening First Memphis Location in January -

Maria Stevenson has been passionate about clinical laboratory science for much of her life, and now she’s preparing to bring a franchise location of full-service national laboratory company ARCpoint Labs to Memphis next month.

64. Knee-Jerk Outbreak -

A SAD STATE OF AFFAIRS. WASHINGTON, D.C. – The United States government has mobilized against a clear threat to the country.

Troops have been sent to identify and capture members of an ersatz government openly operating here in defiance of federal law. This group claims theirs as the only true religion, and that laws be based on it as prescribed in the tome of that religion. They believe no other laws to be valid in the eyes of God, and no rights assigned or any authority recognized if any are based on such godless laws. They seek to prohibit the teaching, or even mention, of any other religion in schools.

65. Emami's Care2Manage Startup Helps Families Care for Aging Loved Ones -

Ela Emami has a vision for her startup Care2Manage, an entity focused on helping families caring for a loved one, that blends technology with a human touch.

Her venture is a service platform for families with an elderly loved one that connects them to social workers, local elder care resources and organizes total health care needs. Emami also works as a geriatric care consultant, something she sees as a complementary service to her technology platform.

66. Conrad: Mike Williams ‘Should Be Fired’ -

Incoming Memphis City Council chairman Kemp Conrad thinks the city should consider firing Mike Williams, president of the Memphis Police Association, for helping recruiters from other police forces set up job fairs in Memphis.

67. Report Shows Impact of Tennessee's Health Care 'Gap' -

NASHVILLE, Tenn. (AP) — A new report reveals the negative impact that the state's health care "gap" is having on local communities.

The report was released this week by the Tennessee Justice Center in Nashville.

68. Unions Go To Court Over Pension Changes -

Five unions representing city of Memphis employees, including police officers and fire fighters, are taking the city to court in an effort to stop pension and benefits changes.

Union leaders have vowed for the last year to file a lawsuit in reaction to the changes, which would reduce pension and health insurance benefits for city of Memphis employees and retirees.

69. Five City Unions Go To Court Over Pension Changes -

Five unions representing city of Memphis employees, including police officers and fire fighters, are taking the city to court in an effort to stop pension and benefits changes.

Union leaders have vowed for the last year to file a lawsuit in reaction to the changes, which would reduce pension and health insurance benefits for city of Memphis employees and retirees.

70. Armstrong Ponders Mayoral Transition -

When outgoing Memphis Mayor A C Wharton said last week that Memphis Police Department director Toney Armstrong plans to retire at year’s end, what followed was the best representation of the off-kilter relationship between the mayor’s office and police brass.

71. Strickland: Expect Smaller Memphis City Hall Administration -

Several city division directors under outgoing Memphis Mayor A C Wharton have told Mayor-elect Jim Strickland they do not intend to seek reappointment in the new administration.

72. Craig Gordon Joins Advanced Dermatology -

Dr. M. Craig Gordon has joined Advanced Dermatology & Skin Cancer Associates. As a general dermatologist, Gordon manages dermatologic conditions ranging from acne, warts, eczema and psoriasis to more complex cutaneous lymphomas and autoimmune skin conditions. He also performs cutaneous surgeries and offer medical cosmetic services.

73. Memphis City Council to Talk ‘Rooney Rule’ For Minority Contracts -

Memphis City Council member Edmund Ford Jr. wants to bring the NFL’s “Rooney Rule” to City Hall’s approach to minority business contracting.

The council discusses the proposed ordinance at a 10:30 a.m. Tuesday, Oct. 20, committee session.

74. Health Law Fine on The Uninsured Will More than Double -

WASHINGTON (AP) — The math is harsh: The federal penalty for having no health insurance is set to jump to $695, and the Obama administration is being urged to highlight that cold fact in its new pitch for health law sign-ups.

75. Client Compassion Drives Clay & Land’s Cook -

Kathryn Cook finds her profession rewarding. But building a successful career in an industry that doesn’t have many female producers hasn’t been easy, particularly for the single mother of a special-needs child.

76. PACE Act Brings Fresh Attention to Insurance Policy Fixes -

President Barack Obama’s signing of the Protecting Affordable Coverage for Employees Act (PACE) in recent days has some small businesses now relieved that they’ll be spared from health insurance premium increases.

77. Alternative Health Policies Still Available at Premium Prices -

As owners of East Nashville’s popular Art & Invention Gallery, Meg and Bret MacFadyen are part of the city’s growing population of creatives, a group that includes entrepreneurs, artists, musicians, writers and all sorts of contractors.

78. Why Are Tennessee’s ACA Rate Hikes Among Nation’s Largest? -

Can you imagine your car payment going up by 44 percent next year? Or that the cost of your cable was going up another 36 percent per month?

That’s what it will feel like for hundreds of thousands of Tennesseans in 2016 as the nation gets ready for its third year of the Affordable Care Act, a.k.a. Obamacare, which provides health care insurance to more than 231,440 people in the state who couldn’t otherwise obtain insurance.

79. Report: Number of Uninsured Tennesseans Drops Again -

NASHVILLE, Tenn. (AP) — The estimated number of Tennesseans without health insurance has dropped again, according to a recent annual report by the University of Tennessee Center for Business and Economic Research.

80. Home… Free? -

Ray’s Take Wikipedia defines a mortgage-burning party as a 20th-century American custom that is the ritual burning of a paid-off mortgage document by homeowners often including a party in which extended family and friends are invited to celebrate.

81. Memphis City Council Votes on One Beale Garage Financing -

The last Memphis City Council meeting before Thursday’s Memphis election day should be a short one given the campaign blitz underway by candidates in the 13 council races as well as the races for Memphis mayor and City Court clerk.

82. Sheehan: No Quick Fix for Health Care -

It’s becoming more commonplace to see health professionals in Memphis talking up not so much the high-tech advancements that dominate specialized practices around the city but rather the opposite end of the care spectrum.

83. Lipscomb & Pitts Retains Industry Honor -

Memphis-based Lipscomb & Pitts Insurance LLC has retained its status as part of an elite group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America best practices study group.

84. Good Shepherd Health in Memphis Charts Different Pharmacy Path With New Model -

It quickly becomes apparent that Dr. Philip Baker, a pharmacist and founder of Good Shepherd Health in Memphis, runs a different kind of pharmacy operation out of his base in the Hickory Ridge Mall when he rattles off figures like this one.

85. Shelby County Commission Agrees to Budget Summit -

Shelby County commissioners will meet with Shelby County Mayor Mark Luttrell in October to hold a budget summit.

86. Lipscomb & Pitts Retains Industry Honor -

Memphis-based Lipscomb & Pitts Insurance LLC has retained its status as part of an elite group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America best practices study group.

87. Study Shows Employers Shifting More Medical Costs to Workers -

Employers are leaving a bigger chunk of the bill for care to workers who use their health insurance, and benefits experts see few signs of this trend slowing.

Most companies now offer health coverage that requires employees to pay an annual deductible before insurance kicks in, and the size of that deductible has soared in the past decade, according to a survey released Tuesday by the Kaiser Family Foundation and Health Research & Educational Trust.

88. Clinton Adds Details to Plans on Prescription Drug Costs -

DES MOINES, Iowa (AP) — Vowing to build upon President Barack Obama's signature health law, Hillary Rodham Clinton is unveiling a sweeping plan to hold down the rising cost of prescription drugs and target pharmaceutical companies that flood the airwaves with ads.

89. Novel Plan to Curb Drug Costs Seeks Candidates' Attention -

WASHINGTON (AP) — Consumer-friendly ratings of the benefits of new drugs. Limits on what patients pay. Requiring drug companies to disclose how much they actually spend on research.

With the public concerned about the high cost of new medications, these are some of the proposals offered Friday by a policy center often aligned with the Obama administration.

90. The Field -

The most competitive race for Memphis mayor in 24 years is in the hands of Memphis voters who will determine whether it will be as close as recent polls suggest it could be.

Early voting in advance of the Oct. 8 election day opened Friday, Sept. 18, with all 13 Memphis City Council seats on the ballot as well as the race for the City Court Clerk’s office.

91. Mayoral Contenders Break New Ground In Last TV Debate -

Even after numerous debates, including three on television, it turns out the four major candidates for Memphis mayor did have a few new things to say during the last televised debate of the 2015 election year.

92. Memphis City Council Approves Retirement Freeze, Debate on Impact Continues -

Memphis City Council members gave final approval Tuesday, Sept. 15, to a freeze on the city’s deferred retirement program in an effort to bolster police ranks and keep the force from dropping below 2,000 officers.

93. Council Approves DROP Freeze To Bolster Police Ranks -

Memphis City Council members gave final approval Tuesday, Sept. 15, to a freeze on the city’s deferred retirement program in an effort to bolster police ranks and keep the force from dropping below 2,000 officers.

94. Council Approves DROP Freeze To Bolster Police Ranks -

Memphis City Council members gave final approval Tuesday, Sept. 15, to a freeze on the city’s deferred retirement program in an effort to bolster police ranks and keep the force from dropping below 2,000 officers.

95. Council Voting on Retirement Freeze to Stem Memphis Police Exodus -

Memphis City Council members take a final vote Tuesday, Sept. 15, on a freeze of the city’s deferred retirement plan that is designed to keep the police force from dipping below 2,000 officers.

The council meets at 3:30 p.m. at City Hall, 125 N. Main St. Follow @tdnpols, www.twitter.com/tdnpols, for live coverage of the meeting and updates from committee sessions earlier in the day.

96. Health Care Suffers As Rural Hospitals Continue Slow Fade -

Fayette County is the latest victim of hospital closings in Tennessee as many rural health care facilities continue to struggle financially.

Methodist Healthcare-Fayette Hospital closed in late March, bringing to four the number of shuttered hospitals in West Tennessee after Gibson General, Humboldt General and Haywood Park Community called it quits in 2014.

97. Health Insurance Signups Near 10 Million in Midyear Report -

CHICAGO (AP) — About 9.9 million people have signed up and paid for health insurance under President Barack Obama's health care law, the administration said Tuesday, a slight dip from a previous count but on track toward the administration's year-end goal of 9.1 million.

98. Metabolic CrossFit Owner Combines Physician Services With Exercise -

Dr. Jeremy Draper’s patient waiting room is a gym. Draper is the co-owner of Metabolic CrossFit, the only CrossFit affiliate in the city to offer training and a physician practice under the same roof.

99. Judge Could Ruling This Week on Tennessee School Funding Lawsuit -

CHATTANOOGA, Tenn. (AP) — A Davidson County judge says she plans to rule this week on whether to grant class-action certification on a lawsuit filed by several school boards alleging Tennessee's education funding shortchanges them and students.

100. Retirees Could Shore Up Memphis Police Ranks -

Memphis City Council members are exploring the idea of encouraging retired police officers to get back in uniform on a regular basis as reserve officers to keep the force from slipping to less than 2,000 officers.