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Editorial Results (free)

1. JPMorgan Settles Mortgage Discrimination Lawsuit -

NEW YORK (AP) – JPMorgan Chase will pay $55 million to settle federal charges that independent brokers working for the bank discriminated against minorities seeking home mortgages during the housing crisis.

2. Yellen Says Fed Close to Achieving Its Economic Goals -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen says the economy has come a long way in recovering from the 2008 financial crisis, and the Fed is getting close to achieving its goals of maximum employment and stable inflation.

3. View From the Hill: Cooperatives Ready to Fill Broadband Void -

Rural broadband backers such as Misty O’Beirne in Rutherford County can take heart. Legislation to spread high-speed internet into cyberspace deserts is making the right connections.

4. Nonprofit Exercise Looks Toward, Beyond Trump -

At the end of Alvin Toffler’s 1970 futurist manifesto “Future Shock,” he wrote about a concept called “anticipatory democracy” as a cure of sorts for being overwhelmed by technological developments and other rapid fire changes.

5. Personalized IRS Letters Nudge Uninsured to Get Coverage -

WASHINGTON (AP) – If you haven't signed up for health insurance, you may soon be getting a not-too-subtle nudge from the taxman.

The IRS is sending personalized letters to millions of taxpayers who might be uninsured, reminding them that they could be on the hook for hundreds of dollars in fines under the federal health care law if they don't sign up soon through HealthCare.gov. It's an unusual role for a revenue-collection agency.

6. Editorial: Increase the State Gas Tax And Prevent Poaching -

Lamar Avenue to the Mississippi state line is arguably one of the most significant 5-mile stretches of road in the country.

That’s what state Senate Majority Leader Mark Norris of Collierville said seven months ago as he and Tennessee transportation commissioner John Schroer gathered with local leaders by the side of the road to announce all were behind an application for $180 million in federal funding for Lamar.

7. US Budget Deficit Nearly Doubles in December From Year Ago -

WASHINGTON (AP) – The U.S. federal government's budget deficit rose from a year earlier for the second straight month, the latest sign of a rising financing gap.

The Treasury Department said Thursday that the December budget deficit was $27.5 billion, nearly double the $14 billion in December 2015. In the first three months of the government's budget year, the deficit is slightly below last year's total. But adjusting for calendar quirks that moved some large benefit payments into September, the deficit has worsened in the past three months.

8. Last Word: Opening Day in Nashville, Parking Pass or Parking Space and Ell Persons -

Lots of formalities Tuesday in Nashville where the 2017 session of the Tennessee Legislature begins. And that’s what this first week back will be about on the floors of the state House and the state Senate. Away from the floors, the real business of speculation and vote counting and drafting language is already well underway.

9. Exhibit Recalls Peter Bowman’s Inspiration -

Peter Bowman described himself as a “self-employed” artist on his application to teach at Memphis University School, the institution where he ended up serving as an art instructor from 1979 until 2008.

10. Reactionaries, Evidence Vie on Medicinal Pot -

Three-year-old Josie Mae Mathis of Greene County used to suffer hundreds of seizures daily from epilepsy and infantile spasms. Aden Vogus, a pre-teen from Brentwood, has seen his seizures all but disappear.

11. Agency Orders TransUnion, Equifax to Pay $23M for False Ads -

WASHINGTON (AP) – Federal regulators have ordered credit-reporting agencies TransUnion and Equifax to pay about $23 million for falsely advertising that the credit scores they sell consumers are the same ones lenders use to make credit decisions.

12. Fed Minutes: If Economy Heats Up, Rate Hikes May Accelerate -

WASHINGTON (AP) – Federal Reserve officials, who boosted a key interest rate last month, said they might need to accelerate future rate hikes if a faster-growing economy pushes down the unemployment rate farther than currently expected.

13. Trump Names Wall Street Lawyer Clayton as SEC Chairman -

WASHINGTON (AP) – President-elect Donald Trump on Wednesday chose a Wall Street attorney with experience in corporate mergers and public stock launches as his nominee to head the Securities and Exchange Commission.

14. US Construction Spending Hits Highest Level in 10 Years -

WASHINGTON (AP) – U.S. builders boosted spending on construction projects for a second straight month in November, pushing activity to the highest level in more than a decade.

Construction spending rose 0.9 percent in November after a 0.6 percent increase in October, the Commerce Department reported Tuesday. The increase reflected solid gains in home construction, nonresidential building and government construction activity.

15. With Trump's Victory, GOP Hopes to Overhaul Medicaid -

ATLANTA (AP) – When President-elect Donald Trump takes office in January, Republicans will have the opportunity to pull off something they have wanted to do for years – overhaul Medicaid, the program that provides health care to tens of millions of lower-income and disabled Americans.

16. Liz Weston: 6 Money Resolutions You Can Actually Keep -

Let's face the grim truth: Those 10 pounds you want to lose will likely be among your New Year's resolutions next year, too.

If you really want a sense of accomplishment, take care of money tasks that don't require ongoing discipline and that you typically don't have to repeat every year. Some of these are "one and done," while others you may have to revisit as your life changes, but all will give you a sense of progress toward your financial goals.

17. 2016: Not Too Many Banking Industry Surprises -

When shareholders of First Tennessee Bank’s Memphis-based parent company convened in April at the bank’s Downtown Memphis headquarters for their annual meeting, the whole thing wrapped up in about 10 minutes.

18. Father-Son Duo Dickens Built Taps Infill Market In Collierville, Piperton -

A father-son home builder duo of Doug and Chris Dickens has taken advantage of a strengthening housing market recently by specializing in infill development, primarily in the Collieville and Piperton areas.

19. 'Obamacare' Holding Its Own: 6.4M Signed Up So Far -

WASHINGTON (AP) – "Obamacare" seems to be holding its own. The administration said Wednesday that 6.4 million people have enrolled for subsidized private coverage through HealthCare.gov, ahead of last year's pace.

20. What 2017 May Mean for Your Personal Finances -

It's been a tumultuous 2016 – both financially and politically. The year may have left some people wondering, what's next? And, how will it affect me?

Lacking a crystal ball, we asked a few economic experts what they think 2017 may hold in store for Americans' personal finances. Here's their take on what to expect in the year ahead:

21. Last Word: Boca Ends Badly, Fred's Deal Still Moving and The Couch Dylan Sat On -

Z Bo ejected and the Grizz fall to the Celtics 112 – 109 Tuesday at the Forum. Post game, Fizdale says the team has a leadership problem.

The Tigers at the Forum Wednesday, playing the Incarnate Word Cardinals.

22. Fed Has 8 Biggest US Banks Shift Loss Burden to Investors -

WASHINGTON (AP) – The eight biggest U.S. banks will be required to build new cushions against losses that would shift the burden to investors. The action by the Federal Reserve was the latest bid by regulators to reduce the chances of future taxpayer bailouts.

23. Tuning Up Your Finances for 2017 -

As a longtime financial professional, I can vouch for the power of the looming New Year – more people begin showing interest in getting their finances in order during this time than any other. I’ve always found that the best way to ensure a great financial future is by mapping out your goals and avoiding common financial pitfalls. I’ll outline some of my most tried and true tips here.

24. Renasant Corp. Kicks Off Common Stock Offering -

For the parent company of Renasant Bank, now looked like the perfect time to kick off a common stock offering that will bring more than $75 million into the company’s coffers.

25. Fed Raises Key Interest Rate and Foresees 3 Hikes in 2017 -

WASHINGTON (AP) – The Federal Reserve has raised a key interest rate in response to a strengthening U.S. economy and expectations of higher inflation, and it foresees three more rate hikes in 2017.

26. Faison’s Folly? Pushing Pot as a Conservative -

By just about any measure, state Rep. Jeremy Faison is a hardcore conservative. But when it comes to the cannabis plant, the East Tennessee legislator is ready to fire up the General Assembly with a move to liberalize the state’s pot law.

27. With Fed Expected to Hike, Attention Turns to What It Says -

WASHINGTON (AP) – There isn't much doubt about what the Federal Reserve will do when its latest policy meeting ends Wednesday: It's all but certain to raise its benchmark interest rate – its first increase in a year.

28. Supreme Court Upholds Broad Reach of Bank Fraud Law -

WASHINGTON (AP) – The Supreme Court on Monday upheld the broad reach of a federal law prohibiting bank fraud, a ruling that gives the government more leeway to prosecute financial crimes.

29. Ethics Experts: Trump Invites Trouble If He Keeps Businesses -

NEW YORK (AP) – Donald Trump says he will step away from managing his business empire while he's in office – but he's not going to sell it off. If he follows through, he will shatter a presidential precedent on conflicts, and ethics experts say he will open the door to investigations and lawsuits that could hobble his administration.

30. Dunavant Awards Give Recognition Some Rarely Experience -

It’s been said that character is defined by what you do when nobody is watching.

This time of year, the Rotary Club of Memphis East is asking the citizens of Memphis and Shelby County to speak up about public servants in their midst that show exemplary character but who would never have a chance to be recognized for it.

31. December 9-15, 2016: This week in Memphis history -

1986: Foreclosure proceedings are underway for the Downtown Radisson on the southeast corner of Third Street and Union Avenue. The $25 million, 284-room hotel had just opened the previous June after a renovation that incorporated the old eight-story Tennessee Hotel facing Third into a new 11-story tower east of that. The Radisson is the second Downtown hotel to have financial difficulties since the start of 1986. Chattanooga developer Franklin Haney had defaulted on interest payments for the Holiday Inn Crowne Plaza, the hotel connected to the Memphis Cook Convention Center, prompting a refinancing of the deal.

32. Last Word: MemphisWorks App, Tyler Talks and Millington Home Sales -

A busy annual Greater Memphis Chamber Chairman’s Circle luncheon Wednesday topped by the debut of a jobs app that is more than ye olde classified ads reformatted on a digital device.

MemphisWorks is several parts of the jobs search and filling jobs all put together.

33. Study: 'Obamacare' Repeal-Only Would Make 30M Uninsured -

WASHINGTON (AP) – Repealing President Barack Obama's health care law without a replacement risks making nearly 30 million people uninsured, according to a study released Wednesday.

Separately, a professional group representing benefit advisers warned congressional leaders of the risk of "significant market disruption" that could cause millions of Americans to lose their health insurance.

34. Supreme Court Upholds Broad Power to Curb Insider Trading -

WASHINGTON (AP) – A unanimous Supreme Court on Tuesday sided with the government in a legal clash over the nation's insider trading laws, a victory for prosecutors seeking to curb corruption on Wall Street.

35. US Bank Earnings Up Nearly 13 Percent in Q3 -

WASHINGTON (AP) – U.S. banks' earnings in the July-September period jumped nearly 13 percent from a year earlier as continued growth in lending fueled interest income.

The data issued Tuesday by the Federal Deposit Insurance Corp. showed strength in the banking industry more than eight years after the financial crisis struck. However, the impact of low oil prices on energy companies led banks to continue to post bigger losses on commercial and industrial loans. Some energy companies have struggled to repay loans, causing distress for banks in oil and gas producing regions.

36. Kirk-Ivy Named 2016 Mississippi Commercial Realtor -

Bambi K. Kirk-Ivy, a commercial Realtor and marketing director at Olive Branch-based Utley Properties, recently was recognized as the 2016 Mississippi Commercial Realtor of the Year at the annual Mississippi Realtors Convention and Expo.
As a landlord representative for all of Utley’s properties, most of Kirk-Ivy’s work has been in retail; however, she says the company is now focusing on light industrial-type flex spaces consisting of office, showroom and warehouse uses.
In 2017, she also will serve as the northern district director on the Mississippi Commercial Association of Realtors board of directors. 

37. Trump's Illegal Immigration Stance May Boost Private Prisons -

BOISE, Idaho (AP) – The population of American prisons is likely to rise for the first time in nearly a decade with President-elect Donald Trump's promise to detain and deport millions of immigrants who are in the country illegally and his selection of tough-on-crime Sen. Jeff Sessions to the nation's highest law enforcement post.

38. November Fed Minutes Show Officials Moving Closer to Hike -

WASHINGTON (AP) – Federal Reserve officials earlier this month believed it would be appropriate to raise a key interest rate "relatively soon," with some arguing for a hike at the Fed's next meeting in December in order to preserve the Fed's credibility.

39. US Home Sales Reach Strongest Pace in Nearly a Decade -

WASHINGTON (AP) – Americans bought homes in October at the fastest pace in nearly decade, helped out by low mortgage rates that have since started to climb following the presidential election of Donald Trump.

40. Protecting Your Parents From Financial Exploitation -

Ray’s Take Financial abuse against elderly victims is nothing new. With an aging population and more access to personal information online, it’s a crime that’s reaching epidemic proportions.

41. Specialized Lending Teams Helping Banks Build Business Relationships -

Standing apart from the competition in banking is not necessarily the simplest thing to do, given that key aspects of the industry – making loans, taking deposits and the like – look so similar from one institution to the next.

42. Veterans: 5 Ways to Maximize Your GI Bill Benefits -

If you're a veteran, the GI Bill can be your ticket to a debt-free college education. That's huge, given that nearly 70 percent of 2015 graduates who left school with a bachelor's degree also carried student loan debt, with an average of $30,100 per borrower, according to the Institute for College Access & Success.

43. Financial Pros Digest, Analyze Impact of Trump Win -

Money managers in Memphis were up late Tuesday night, digesting the impact of Donald Trump’s surprise election win like everybody else, and are still sorting through the impact on markets and stock sectors.

44. Wells Fargo Discloses SEC Investigation for Sales Practices -

NEW YORK (AP) – Wells Fargo has confirmed that the Securities and Exchange Commission is investigating its sales practices, and revealed that it has almost doubled to $1.7 billion the amount set aside to deal with its legal problems.

45. Fund Managers: No, the Election Won't Wreck Your 401(k) -

NEW YORK (AP) – Worried that the election will ruin your 401(k)?

Don't be, fund managers say, no matter who wins the White House. As long as you're a long-term investor willing to ride through whatever market bumps occur after Election Day, and there certainly could be scary ones, presidential elections historically haven't had much impact on stocks over the long term. Other factors, such as how expensive stocks are relative to their earnings and what the Federal Reserve is doing with interest rates, are more important factors for the market than who sits in the White House.

46. Fed Leaves Key Rate Unchanged But Hints at Upcoming Hike -

WASHINGTON (AP) – The Federal Reserve left interest rates unchanged Wednesday, six days before Americans choose a new president, but hinted again that it would likely raise rates soon.

47. Last Word: Early Vote Numbers, Crime Q&A and School Suspensions in Memphis -

The last weekend of early voting is done and now we get the early vote surge through Thursday, which is the last day for early voting at the 21 polling places across Shelby County.

Through this past Friday, 161,239 early votes had been cast in Shelby County. That compares to 156,645 to the same point in 2008 and 151,809 in 2012.

48. At Least 7 Lawmakers Had Financial Ties to GOP Donor Miller -

NASHVILLE, Tenn. (AP) – At least seven current and former Republican lawmakers in Tennessee had financial ties to a prominent GOP donor who recently settled a federal fraud case involving the military health care program.

49. McNeill Commercial Real Estate Thrives By Focusing on Flexibility -

McNeill Commercial Real Estate doesn’t focus on one discipline, location or product type.

While some developers focus on multifamily, retail or industrial properties, for example, McNeill dabbles in it all. That includes a hospitality group that started in 2014 to expand on its already present hotel focus.

50. Digital Assets – You Need a Plan -

Ray’s Take With all the technological changes that have happened in recent years, digital assets need to be a part of your estate plan. 

From bank accounts to Facebook, PayPal and more, a good chunk of our personal and financial lives are online. What about eBooks, iTunes and frequent flyer accounts? According to a 2013 McAfee survey, the average person has roughly $35,000 worth of assets stored on digital devices. That’s a lot of digital property to be left floating around. 

51. MATA Ready to Develop Strategic Plan -

The Memphis Area Transit Authority in November will begin developing a new strategic plan to rebuild Memphis’ transit system, according to MATA chief executive officer Ron Garrison.

52. Last Word: Beale Street Blues, Feds Review MPD and Midtown Kroger -

It’s the Grizz season opener against the Minnesota Timberwolves at FedExForum Wednesday. But there was plenty of drama in the Grizzlies office Tuesday afternoon of the non-Grizz variety but nevertheless a shade of Beale Street blue.

53. Momentum in Memphis Medical District Bringing More Banks -

The past year has seen financial institutions like Iberiabank and BancorpSouth head to the Memphis Medical District to open new branches, a trend that picked up steam this week with yet another bank following suit.

54. Claims Pushing ACA Marketplace Rates Higher, Some Providers Out -

Memphians with health care insurance through the state’s marketplace exchange or those looking to acquire health care insurance are bracing for rate increases that come on Jan. 1.

Rates for the two remaining insurers with marketplace plans available for the Memphis market next year – Cigna and Humana – are set to increase roughly 45 percent each.

55. Survey: Number of Americans Without Bank Accounts Declines -

NEW YORK (AP) — Fewer Americans are without access to a checking or savings account, according to a survey released Thursday by federal regulators, a sign that the improving economy is helping lift the nation's poorest households.

56. First TN Bank Focuses On Growth With New Hires -

“Growing the business” is a mantra executives of First Tennessee Bank’s parent company have repeated often in recent weeks.

57. $4 a Month? Social Security Recipients to Get Tiny Increase -

WASHINGTON (AP) — Millions of Social Security recipients and federal retirees will get a 0.3 percent increase in monthly benefits next year, the fifth year in a row that older Americans will have to settle for historically low raises. The adjustment adds up to a monthly increase of less than $4 a month for an average recipient.

58. Comcast Fined $2.3M to End Probe Into Mischarging Customers -

NEW YORK (AP) – Government regulators are fining Comcast $2.3 million, saying the cable giant has charged customers for stuff they never ordered, like premium channels or extra cable boxes.

59. Litigator Kimberly Hodges Joins Ogletree Deakins -

Kimberly Hodges has joined Ogletree, Deakins, Nash, Smoak & Stewart P.C., one of the largest labor and employment law firms representing management, as a shareholder in the Memphis office. Hodges has 16 years’ experience as an attorney focused on employment law counseling and litigation. She comes to Ogletree Deakins from Federal Express Corp., where she served as lead counsel – litigation and employment.

60. Rising Cost of Medicaid Expansion is Unnerving Some States -

ATLANTA (AP) – The cost of expanding Medicaid under President Barack Obama's health care overhaul is rising faster than expected in many states, causing budget anxieties and political misgivings.

61. Considering the Financial Impact of Life’s Milestones -

We work with many members – from millennials to baby boomers – who are looking for advice on how to plan for life’s next big milestone. Whether you’re planning to get married, start a family or looking ahead to retirement, making a long-range plan and understanding how these life changes will impact your finances is an important step.

62. Millions Leaving Government Insurance Money on the Table? -

Millions of Americans who bought individual health insurance outside the Affordable Care Act's public exchanges may be leaving money on the table if they skip those marketplaces again in picking 2017 coverage, a new report says.

63. Gauging the Feasibility of Historic Museum -

As I watched the grand opening of the National Museum of African American History and Culture on television, I was filled with excitement and emotion. I was excited about this historic moment and what it means for the African-American community and the nation.

64. Bass Pro Shops to Acquire Rival Cabela's for $5.5B -

Bass Pro Shops, the iconic outdoor retail company that last year opened a destination store in Memphis’ Pyramid arena, has announced plans to acquire publicly traded rival Cabela’s Inc. in a roughly $5.5 billion deal.

65. Last Word: Festival Season, The Unbanked and Artspace Lofts Gets Started -

It was one of those weekends. In thinking back on it you will probably add rich fall colors on the trees that will come just a bit later. And since you are adding things you might give the Tigers another touchdown or two – or not, depending on where your allegiances are.

66. Study: Memphis Metro Home to Large Unbanked Population -

The U.S. is home to a little less than 10 million so-called unbanked households – those in which no member has a bank account.

That’s according to new research from the financial website NerdWallet, which not only found that low-income homes tend to get hit hardest by that reality, through things like higher fees associated with alternative financial products like payday loans. What’s more: the site’s research shows that the Memphis metropolitan area carries the unfortunate distinction of having the highest percentage of unbanked households (19.5 percent) in the country.

67. Last Word: Trezevant Football and The Past, Change by Trial and Instagram -

Almost a year ago Trezevant High School was the state football champion in their division – the Frayser school’s first ever football championship. And for those with long memories of the city’s colorful history of high school athletics, there was some vindication in that.

68. First Tennessee Steps Up Financial Literacy Efforts -

Along with making loans, offering mortgages and the other banking basics that First Tennessee Bank stays busy with from one day to the next, the Memphis-based institution is in the process of stepping up its financial literacy offerings in a major way.

69. Oyler Named City of Memphis’ Bike/Ped Program Manager -

Nicholas Oyler has been named bikeway and pedestrian program manager for the city of Memphis, tasked with establishing walking and biking as safe, convenient and realistic forms of transportation in the city. The wide scope of the position includes tasks such as expanding Memphis’ network of bike lanes, implementing new pedestrian safety projects and educating individuals on the role of walking and biking.

70. Internet Security Bill May Aid Small Businesses -

Small businesses would get more information from the government about internet security under a bill that has passed the U.S. House.

The Improving Small Business Cyber Security Act of 2016, which now goes to the Senate, calls on the Small Business Administration and Department of Homeland Security to create a strategy to increase business owners' awareness of internet attacks. They would also learn about the need to make their companies more secure from hackers, phishing attacks and other such threats. The nearly 1,000 Small Business Development Centers that provide training and counseling to small companies would become a resource for education about internet security.

71. Will Boom in Loans at Retailers, Manufacturers Turn to Bust? -

NEW YORK (AP) – They sell diamond rings in malls and used cars at dealerships, make wrench sets for mechanics and giant combines for farmers.

Not one has "bank" in its name, but they are all big lenders, and getting bigger by the day.

72. BlueCross Dropping ACA Coverage in Memphis Area -

BlueCross BlueShield of Tennessee is dropping its Affordable Care Act marketplace plan coverage in three major regions of the state, including Memphis, pointing to losses of nearly $500 million on such plans by the end of 2016.

73. Last Word: The Debate, Arnold Palmer and an Analysts' Poll on First Horizon -

Monday evening is the first of the Trump-Clinton Presidential debates and it will probably be watched very closely for a number of reasons – not the least of which is vigorous fact-checking of both candidates and the unique nature of this campaign between the two major contenders who are by several standards the most unpopular Presidential candidates to run against each other in our lifetimes.

74. Government Severs Ties With For-Profit Colleges Accreditor -

WASHINGTON (AP) – Hundreds of for-profit colleges could close, leaving up to 600,000 students scrambling to find other schools, after the Education Department withdrew recognition of the nation's largest accreditor of for-profit schools.

75. Wal-Mart to Face Class-Action Over Alleged Bribery in Mexico -

NEW YORK (AP) – A federal judge has granted class-action status to Wal-Mart investors suing the world's largest retailer over allegations that it covered up a bribery scheme in Mexico to help its business there.

76. Fed Keeps Key Rate Unchanged But Hints of Coming Hike -

WASHINGTON (AP) – The Federal Reserve is keeping its key interest rate unchanged but signaling that it will likely raise rates before year's end.

The Fed said in a statement ending its latest policy meeting Wednesday that the U.S. job market has continued to strengthen and economic activity has picked up. But it noted that business investment remains soft and inflation too low and that it wants to see further improvement in the job market.

77. OB-GYN Shweta Patel Joins Adams Patterson Gynecology -

Dr. Shweta Patel has joined Adams Patterson Gynecology & Obstetrics as a board-certified obstetrician and gynecologist. Patel, who’s a lieutenant commander of the Medical Corps of the United States Navy, comes to Adams Patterson after serving as a naval medical officer and sexual assault response liaison at Walter Reed National Military Medical Center.

78. Banks Focus More on New Accounts – And the Fees They Bring -

NEW YORK (AP) – When Wells Fargo CEO John Stumpf testifies before a Senate committee hearing Tuesday, it won't be just his bank under fire for turning friendly branches into high-pressure sales centers. It'll be the entire industry.

79. US Consumer Prices Ticked Up 0.2 Percent in August -

WASHINGTON (AP) – U.S. consumer prices edged up 0.2 percent in August as a surge in medical care offset flat readings for food and energy.

The result follows an unchanged figure in July. Core inflation, which excludes the volatile categories of food and energy, rose 0.3 percent, the Labor Department reported Friday. It was the biggest monthly increase since February. The climb in core inflation was led by a record jump in drug prices and the biggest rise in doctor and hospital charges in a quarter-century.

80. House Panel to Probe Wells Fargo Opening of Accounts -

WASHINGTON (AP) – A House panel is starting an investigation of Wells Fargo amid a growing scandal over its opening of millions of unauthorized accounts.

The House Financial Services Committee on Friday announced an investigation of the allegedly illegal activity by Wells Fargo employees to meet aggressive sales goals as well as the role of federal regulators in the debacle.

81. Bank of America Memphis Exec: ‘Everything Has Changed’ -

Mike Frick has hit the decade mark this year in his role as Memphis market president for Bank of America.

82. A Flurry of Tepid Economic Data Could Lead Fed to Delay Hike -

WASHINGTON (AP) – U.S. factory output fell, consumers cut back at retailers and wholesale prices went nowhere in August, the latest evidence of a less-than-robust economy. The weak numbers could give the Federal Reserve further reason to hold off on raising interest rates when it meets next week.

83. The Pluses and Minuses of Drugmakers' Discount Cards -

WASHINGTON (AP) – Facing public furor for the price of its emergency allergy shot EpiPen, Mylan Pharmaceuticals quickly pointed to a familiar industry solution: copay discount cards.

Copay coupons or cards have become a ubiquitous part of the pharmaceutical business, offered through websites, mobile apps and doctor's offices. Patient advocates say they can bring down out-of-pocket expenses for patients who face high copays and deductibles. Mylan last month boosted its discount cards to cover $300 of insured patients' copay costs, up from $100.

84. Kirkpatrick Named CFO At Commercial Advisors -

Lori Kirkpatrick has joined Cushman & Wakefield/Commercial Advisors as chief financial officer. In this role, Kirkpatrick oversees all finance and accounting functions at the commercial real estate services firm, including lease administration services provided to clients. 
She focuses on driving projects and innovations and ensuring quality and commitment to our clients. 

85. Wells Fargo Cutting Sales Goal in Wake of Hefty Fine -

NEW YORK (AP) – Wells Fargo is cutting its aggressive product sales goals for retail bankers, the bank announced Tuesday after state and federal regulators fined it $185 million last week for allegedly opening millions of unauthorized accounts to meet those targets.

86. Fed's Brainard: Move Cautiously Before Hiking Interest Rates -

WASHINGTON (AP) – Federal Reserve board member Lael Brainard indicates she's in no hurry to raise interest rates again, comments that could be greeted with relief on Wall Street.

In a speech in Chicago, Brainard says the risk that higher rates will damage a fragile economy exceeds the risk that higher rates will ignite inflation. Economic weakness "counsels prudence," she says.

87. New Type of Subdivision to Replace Foote Homes -

Memphis’ last traditional public housing complex is coming down and a new kind of subdivision will rise in its place.

The Land Use Control Board formally accepted the site plan for the South City development at its Thursday, Sept. 8, meeting. With the help of a $30 million federal Choice Neighborhoods grant, the Memphis Housing Authority plans to raze the 420 units of Foote Homes that date back to the 1940s to make way for Memphis’ first sustainable subdivision.

88. ITT Tech Shutters All Campuses After Federal Aid Sanctions -

The for-profit college chain ITT Technical Institute is shutting down all 130 of its U.S. campuses, saying Tuesday it can't survive recent sanctions by the U.S. Department of Education.

In a letter to more than 35,000 students, the Indiana-based parent company ITT Educational Services announced that campuses won't open for the fall term that was scheduled to begin Sept. 12 – leaving students scrambling for last-minute options since many U.S. colleges already have started fall classes. ITT also cut more than 8,000 jobs immediately.

89. As Long as You’re Here, Kick Durham Out -

State lawmakers hit the snooze button in July when prospects were high for a special session to oust Rep. Jeremy Durham over a career of carousing.

90. The Fading Accuracy of Political Polling -

Joe Carr says he couldn’t believe the deficit when U.S. Rep. Diane Black trounced him in the August election to recapture Tennessee’s 6th Congressional District seat.

91. US Services Firms Register Slowest Growth Since 2010 -

WASHINGTON (AP) – U.S. services companies grew last month at the slowest pace in more than six years, a private survey finds.

The Institute for Supply Management said Tuesday that its services index fell to 51.4 last month from 55.5 in July. The August reading was the lowest since February 2010, and last month's 4.1-point drop was the biggest since November 2008 when the U.S. economy was in a recession. Still, anything above 50 signals growth, and services firms have now expanded for 79 straight months.

92. Global Ministries Plans to Sell Its Subsidized Housing Portfolio -

Memphis-based Global Ministries Foundation is getting out of the federally subsidized housing game with a move to sell all of its Memphis properties and about half of its nationwide portfolio, which includes complexes in eight states.

93. US Banks’ Q2 Earnings Climbed 1.4 Percent to $43.6B -

WASHINGTON (AP) – U.S. banks' earnings in the April-June period rose 1.4 percent from a year earlier as growth in lending fueled interest income.

The data issued Tuesday by the Federal Deposit Insurance Corp. showed continued strength in the banking industry eight years after the financial crisis struck. However, the impact of low oil prices on energy companies led banks to continue to post bigger losses on commercial and industrial loans.

94. Yellen Suggests Rate Hike is Coming, Offers No Timetable -

WASHINGTON (AP) — Federal Reserve Chair Janet Yellen said Friday that the case for raising interest rates has strengthened in light of a solid job market and an improved outlook for the U.S. economy and inflation. But she stopped short of offering any timetable.

95. Yellen, in Speech Friday, Could Send Signal About Next Hike -

WASHINGTON (AP) – The job market is humming, and so are the U.S. financial markets, with major stock indexes near record highs.

All that would normally trigger a green light for the Federal Reserve to raise interest rates – especially when they're barely above all-time lows. Yet the Fed, still casting a wary eye on the economy, has yet to signal that it will resume raising rates soon.

96. The Hidden Risk to the Economy in Corporate Balance Sheets -

NEW YORK (AP) – America has a debt problem, but it's not what you think. Yes, the federal government owes trillions of dollars more than it did a few years ago. Yes, Americans are still struggling to pay off mortgages and student loans. But it's the buildup in debt elsewhere that is most worrying some experts, and the big borrower this time may come as a surprise: Corporate America.

97. Toast to the Achievement School District -

Somebody forgot to tell the Achievement School District it had to follow a few simple rules when the Legislature formed it a few years ago to save failing schools: Primarily, don’t party with the money.

98. BancorpSouth Puts Two Planned Mergers on Hold -

A downgrade of BancorpSouth’s Community Reinvestment Act rating means two mergers have been tabled for the time being. BancorpSouth announced in January 2014 its intent to acquire Ouachita Bancshares Corp. of West Monroe, Louisiana, and Central Community Corp. of Temple, Texas. The merger agreements were valued at a combined $325 million in stock and cash at the time.

99. ASD Financial Control Shifts to Nashville -

A performance audit report on the Achievement School District by Tennessee Comptroller Justin Wilson released this week is critical of the financial controls in place at the state-run school system for the lowest-performing schools in the state.

100. Fed Minutes: Conditions Could 'Soon Warrant' A Rate Hike -

WASHINGTON (AP) – Federal Reserve officials believed last month that near-term risks to the U.S. economy had subsided and that an interest rate increase could soon be warranted. But they did not indicate when they would likely raise rates.