Editorial Results (free)
1. Last Word: Doubling Down at City Hall, Karl Dean in Collierville & Your Credit Report
- Tuesday, September 19, 2017
Memphis City Council chairman Berlin Boyd doubling down right at the start of a Monday morning meeting of the Beale Street Task Force on that conflict of interest issue involving his company’s contract with the Beale Street Merchants Association. Meanwhile, it is council day at City Hall Tuesday and lots to discuss on several fronts including the Bicentennial Gateway and Convention Center projects and the move of Golden India just off Overton Square.
2. Key Equifax Executives Departing After Huge Data Breach
- Monday, September 18, 2017
NEW YORK (AP) – Equifax announced late Friday that its chief information officer and chief security officer would leave the company immediately, following the enormous breach of 143 million Americans' personal information. It also presented a litany of security efforts it made after noticing suspicious network traffic in July.
3. Credit Report Changes Remove Some Info, Put Greater Burden on Lenders
- Saturday, September 16, 2017
Lenders don’t just want a snapshot of potential borrowers. They want the full picture. In theory, the three major credit reporting companies – Equifax, Experian and TransUnion – were providing that. But the reports routinely included errors. It was not uncommon for the credit information of people with similar names to be confused.
4. Equifax Victims May Face Another Hassle in Buying an iPhone
- Friday, September 15, 2017
NEW YORK (AP) – Apple fans who froze their credit after the Equifax data breach may end up with another hassle on their hands if they try to get one of the new iPhones that can cost more than $1,000. People who did so and want to make any big purchase may find the same.
5. Federal Trade Commission Investigating Equifax Breach
- Friday, September 15, 2017
NEW YORK (AP) – The Federal Trade Commission has become the latest authority to announce an investigation into the massive security breach at credit agency Equifax.
The FTC said Thursday that it was opening an investigation into how Equifax got hacked and tens of million Americans' personal information was either accessed or stolen. Typically the FTC does not disclose who it is investigating, but the agency said the high amount of attention in this case made it necessary.
6. Equifax Breach: Criticism From Lawmakers, What People Can Do
- Monday, September 11, 2017
NEW YORK (AP) – There's no way around it: The news from credit reporting company Equifax that 143 million Americans had their information exposed is extremely serious.
Crucial pieces of personal data that criminals could use to commit identity theft – Social Security numbers, birthdates, address histories, legal names – were all obtained. That's information that cannot change. And once that data is out there, it's basically out there forever.
7. Freight Farms Revolutionizing Farm-To-Fork System
- Wednesday, February 08, 2017
Usually the concept of farm-to-fork is designed to keep locally-grown produce out of shipping containers, but one company is working with local farmers to do just the opposite.
The Leafy Green Machine, developed by Boston-based Freight Farms, is a virtual farm-in-a-box that converts used shipping containers into year-round hydroponic farms, which can be monitored and controlled with your smartphone.
8. Last Word: Convention Center Hotel, The Crime Discussion and A Gas Tax Hike Plan
- Thursday, January 05, 2017
Grizzlies fall to the Clippers 115-106 in Los Angeles. They play Golden State Friday in another West Coast road game.
During the California sojourn, Chandler Parsons turned up on the tabloid TV show TMZ clubbing in the general vicinity of Kendall Jenner after New Year’s Eve with Kate Beckinsale.
9. Agency Orders TransUnion, Equifax to Pay $23M for False Ads
- Thursday, January 05, 2017
WASHINGTON (AP) – Federal regulators have ordered credit-reporting agencies TransUnion and Equifax to pay about $23 million for falsely advertising that the credit scores they sell consumers are the same ones lenders use to make credit decisions.
10. Banks Now Giving Customers Access to Credit Scores for Free
- Thursday, March 10, 2016
CHARLOTTE, N.C. (AP) – It might be the most important piece of financial information about you – and it's finally easier for you to actually get a look at it.
Big banks and credit card companies are increasingly offering customers free access to their FICO score. This score, named after the software and analytics company that developed it, is used by lenders to determine how risky you are when they are deciding whether to issue a new credit card, mortgage or auto loan.
11. Disputing Credit Report Could Get Easier Under New Rules
- Tuesday, March 10, 2015
NEW YORK (AP) – Disputing a mistake on your credit report could get easier and the effects of medical debt less severe under changes being made by the three largest credit-reporting agencies.
12. Millions More People to Get Their Credit Score for Free
- Tuesday, January 13, 2015
NEW YORK (AP) – Millions more people will have free access to their FICO credit score this year. That's good news for consumers, since the number is widely used by lenders to check potential borrowers' financial health.
13. Equifax Goes to US Supreme Court With Tax Appeal
- Wednesday, June 18, 2014
JACKSON, Miss. (AP) – The U.S. Supreme Court will consider June 26 whether to hear an appeal from credit bureau Equifax Inc. from what is considers an adverse tax ruling in Mississippi.
14. 'Obamacare' Contractors Project Confidence
- Wednesday, September 11, 2013
WASHINGTON (AP) – Major contractors hooking up the internal plumbing of President Barack Obama's health care law projected confidence Tuesday that they will be ready to go by an Oct. 1 deadline, even though the system is still being tested.
15. CRG2 CEO Singer Named Women’s Biz Enterprise Star
- Wednesday, April 10, 2013
Mary Singer, CEO of CRG2 SustainableSolutions, has been named a 2013 Women’s Business Enterprise Star by the Women’s Business Enterprise National Council. She was chosen by Women’s Business Council South, one of the national organization’s 14 regional partner organizations.
16. Study: 1 in 5 Consumers had Error in Credit Report
- Tuesday, February 12, 2013
WASHINGTON (AP) – One in five consumers had an error in a credit report issued by a major agency, according to a government study released Monday.
The Federal Trade Commission study also said that 5 percent of the consumers identified errors in their reports that could lead to them paying more for mortgages, auto loans or other financial products.
17. Govt. to Supervise Credit Reporting
- Tuesday, July 17, 2012
For the first time, companies that issue credit scores for millions of consumers, which determine their credit-worthiness will be under government oversight.
The Consumer Financial Protection Bureau will supervise roughly 30 firms that make up 94 percent of the industry. That includes the three big credit reporting firms: Equifax Inc., Experian and TransUnion.
18. Borrowers Pulling Back – But Not on Student Loans
- Wednesday, August 17, 2011
NEW YORK (AP) – Americans are shouldering bigger debt loads to pay for college. That's even as they've pulled back on every other category of borrowing in the past three years, including mortgages, auto loans and credit cards.
19. Credit Scores Can Drop After Getting Loan Help
- Monday, March 22, 2010
WASHINGTON (AP) - Some homeowners who sign up for the government's mortgage assistance program are getting a nasty surprise: Lower credit scores.
For borrowers who are making their payments on time but are on the verge of default, the Obama administration's loan modification program can reduce their credit score as much as 100 points. That makes it harder to get a loan and can present a problem when applying for a new job.
20. Your Credit Score: How to Improve It Now and Later
- Monday, January 04, 2010
NEW YORK (AP) - Your past is never really behind you. Or so it seems when it comes to credit reports.
As you prepare to shape up your finances in 2010, you'll find that improving your credit score is among the more complicated tasks.
21. Stolen BlueCross Hard Drives Lead to Credit Watch
- Friday, November 27, 2009
BlueCross BlueShield of Tennessee will provide free credit monitoring for any customers whose personal information could be at risk after 57 computer hard drives were stolen from an office at the state’s largest health insurer.
22. Coin Toss Sparks Complaint Against Judge
- Wednesday, February 20, 2008
A coin toss was performed during a recent hearing in Shelby County Chancery Court that was intended to solve a logistical dispute in a high-profile case brought late last year by real estate developer Rusty Hyneman.
23. Hyneman Claims Signature Was Forged On Lease Documents
- Tuesday, November 06, 2007
Developer Rusty Hyneman has filed a complaint in Shelby County Chancery Court over what he claims is a forgery of his name on documents for a vehicle that was leased in 2004 from Bud Davis Cadillac by Memphis City Council member Edmund Ford's mortuary business.
24. Credit Scores Are Becoming More Crucial - And Personal - Experts Say
- Friday, September 07, 2007
For some people, financial success all boils down to one three digit number - and it's not their I.Q. It's a credit score, and a bad one can mean years of financial trouble.
In the past decade, the use of credit scores has extended from credit card and mortgage applications into things that are much more personal, such as car insurance and cell phones, said Dr. Julie Heath, department of economics chair and professor at the University of Memphis and director of the Center for Economic Education.
25. Archived Article: Benchmark
- Thursday, January 27, 2000
The nation's three largest credit reporting agencies have agreed to pay a total of $2 Credit bureaus settle call blocking case The nation's three largest credit reporting agencies have agreed to pay a total of $2.5 million to settle federal charges ...
26. Archived Article: Credit
- Friday, June 20, 1997
By SUZANNE THOMPSON BBA will sponsor real estate purchasing, credit repair seminar By SUZANNE THOMPSON The Daily News The Black Business Association will sponsor a seminar Saturday on real estate purchasing and credit repair at the Days Inn hotel on...