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Editorial Results (free)

1. Job Hopping and Your Retirement Plans -

Ray’s Take: There was a time when you worked your entire career at one company and retired with a pension and a gold watch after 40 or so years of service. But, like so many things, that picture has changed over the years. Job hopping – once a red flag on your resume – is now the norm.

2. SEC Looking Into $15 Billion Hit Taken by General Electric -

BOSTON (AP) – General Electric is being investigated by federal regulators for a $15 billion hit it took to cover miscalculations made by an insurance unit.

The company revealed last week that it would take a $6.2 billion charge in its fourth quarter after a subsidiary, North American Life & Health, underestimated how much it would cost to pay for the care of people who lived longer than projected.

3. Anti-Abortion ‘Heartbeat Bill’ Revived Despite Like-Minded Opposition -

An East Tennessee lawmaker is trying breathe life into his “heartbeat bill” this session of the General Assembly despite an odd mix of opposition from pro-life forces and Democrats.

State Rep. Micah Van Huss delayed the measure in a House committee until a Senate sponsor can be placed on it, but he confirmed he will present the bill as soon as the clerk’s office prepares it.

4. Midlife Look at Insurance Needs -

Ray’s Take: Life insurance is an important part of most overall financial plans. Replacing the capital value of the significant providers is critical should they not be able to provide. Owning the right insurance for the right price at the right time in your life is a crucial element to your financial well-being.

5. Using Kids as Chips -

THIS ISN’T A GAME, KIDS AREN’T CHIPS. As I write this, 9 million low-income kids in America are at risk of losing their insurance, primarily because they aren’t the kids of Congress.

6. From Intern to Executive, Meeks Builds Bold Team -

For most of us, our first big financial move as young adults might have been an apartment security deposit, say, or the down payment on a used car. When Jim Meeks was 17 years old, fresh out of high school in Paducah, Kentucky, he said to himself, “I want to buy some life insurance.”

7. Orpheum CEO Batterson Honored For Excellence in Performing Arts -

Brett Batterson, president and CEO of the Orpheum Theatre Group, has been named the North American Performing Arts Managers and Agents’ 2017 Presenter of the Year. The award honors individuals in the performing arts field for their excellence in exemplifying mentoring; setting an example of best practices, achievement and leadership in their discipline; and cultivating diversity, practicing inclusion, and creating equity for underserved members of the community.

8. Final Goodbye: Roll Call of Some Who Died in 2017 -

They made music that inspired legions of fans. Rock 'n' roll founding fathers Chuck Berry and Fats Domino, rockers Tom Petty and Gregg Allman, grunge icon Chris Cornell, country superstar Glen Campbell and jazz great Al Jarreau were among the notable figures who died in 2017, leaving a void in virtually every genre of music.

9. Heritage Trail Historic Effort Get $45K Federal Grant -

The National Park Service has approved a $45,000 federal grant to the city of Memphis for the continued development of the Memphis Heritage Trail area.

U.S. Rep. Steve Cohen of Memphis announced the grant Thursday, Dec. 28.

10. Powers of Attorney: A Big Part of the Plan -

Ray’s Take: There are multiple moving parts to a good estate plan and various powers of attorney are an important element. Power of attorney basically gives someone else the right to act on your behalf; there are two types of powers of attorney.

11. Last Word: California Extradition, Corker's Vote on Tax Reform and Post Kirk & Crum -

The ex-wife of Tigers and Grizz basketball great Lorenzen Wright is due in a California courtroom Monday morning as extradition proceedings begin following Sherra Wright’s arrest there Friday evening on a Shelby County grand jury indictment here on charges of conspiracy, first degree murder and attempted murder.

12. Last Word: Bredesen's Return, Ford's Exit and Otis Redding 50 Years On -

Former Tennessee Gov. and Nashville mayor Phil Bredesen formally entered the 2018 race for the U.S. Senate Thursday via a YouTube video. AP on Bredesen’s entry and his background. Republican partisans are already assuming Bredesen is the Democratic nominee and Democratic partisans are already assuming U.S. Rep. Marsha Blackburn is the Republican nominee. And the expectation of such a match up automatically went on the list of midterm races that those on both sides and pundits inbetween will be watching to get a read on national trends.

13. Bredesen Joins Senate Race To Succeed Bob Corker -

Former Gov. Phil Bredesen, the last Democrat to win a statewide election in Tennessee, touted his problem-fixing credentials on Thursday, Dec. 7, in announcing his bid to succeed Republican Bob Corker in the U.S. Senate.

14. Sedgwick Acquiring London-Based Claims Firm -

Memphis-based Sedgwick Claims Management Services Inc. has made an acquisition that expands the company’s international footprint.

15. Sedgwick Acquiring London-Based Claims Firm -

Memphis-based Sedgwick Claims Management Services Inc. has made an acquisition that expands the company’s international footprint.

16. Bredesen Joins Race for Corker's Senate Seat -

NASHVILLE, Tenn. (AP) – Former Gov. Phil Bredesen, the last Democrat to win a statewide election in Tennessee, touted his problem-fixing credentials on Thursday, Dec. 7, in announcing his bid to succeed Republican Bob Corker in the U.S. Senate.

17. Bredesen Joins Race to Succeed Sen. Corker in Tennessee -

NASHVILLE, Tenn. (AP) – Former Gov. Phil Bredesen, the last Democrat to win a statewide election in Tennessee, touted his problem-fixing credentials on Thursday, Dec. 7, in announcing his bid to succeed Republican Bob Corker in the U.S. Senate.

18. Sedgwick to Acquire London-Based Claims Management Firm -

Memphis-based Sedgwick Claims Management Services Inc. has made an acquisition that expands the company’s international footprint.

19. Sedgwick to Acquire London-Based Claims Management Firm -

Memphis-based Sedgwick Claims Management Services Inc. has made an acquisition that expands the company’s international footprint.

20. UnitedHealth Ventures Deeper Into Care With Nearly $5B Deal -

The nation's biggest health insurer is spending nearly $5 billion to buy hundreds of clinics, just three days after rival Aetna announced a bigger tie up with CVS Health Corp.

21. Spikner Plans Shipping-Container Apartment Complex -

126 N Bellevue Blvd.,
Memphis, TN 38104 

Application Date: Dec. 20, 2017

22. Prologis Continues Selling Spree in Memphis -

San Francisco-based logistics real estate firm Prologis Inc. is continuing its selling streak in Memphis with the sale of four properties to Denver, Colorado-based Triumph Real Estate Corp. for a combined $11.3 million.

23. Prologis Continues Selling Spree in Memphis -

San Francisco-based logistics real estate firm Prologis Inc. is continuing its selling streak in Memphis with the sale of four properties to Denver, Colorado-based Triumph Real Estate Corp. for a combined $11.3 million.

24. Hall Joins Arc Mid-South As a Case Manager -

De’Borah Hall recently joined The Arc Mid-South as a case manager, bringing with her nearly 15 years of experience in human resources. In her new role, Hall visits The Arc’s clients, who have intellectual and developmental disabilities, in their homes to determine if the organization’s direct support professionals are providing appropriate services, such as bathing, feeding and light housekeeping. The visits also help her evaluate staff members and determine if additional training or disciplinary measures are needed.

25. How to Speed Up Innovation -

A keynote presentation at the Back End of Innovation 2017 Conference by Fred Tavan, global head of innovation lab, reinsurance and insurance risk, Sun Life Financial

“My main concern is speed to market,” starts Fred, “as I have seen many innovators lose hope. The antidote to losing hope is insisting on speed. Speed is how I can impact the culture.”

26. Expanding Its Reach -

His was a story as tragic as it is familiar. E. Young had immediate family members in a gang. More than one gang tried to recruit him. His parents were in no way equipped to raise him.

When he moved in with an aunt, Phyllis Brown, he was by his own words “angry, depressed.”

27. Medical Planning for Two -

Ray’s Take: Planning how you’ll handle health expenses is one of the crucial jobs for any couple when planning for retirement. While many elements of health insurance are based on the individual, it’s important to evaluate these expenses as a couple because what happens to one person inevitably affects the couple as a whole. From a financial point of view and also from a caregiver point of view.

28. Estate Planning for Blended Families -

Ray’s Take: Estate planning has undergone a lot of changes over the years, and one of the most significant doesn’t have anything to do with the tax laws. It is the change in family relationships. Chances are, you or someone you know is part of a blended family. This was once an uncommon situation, but in today’s world fully 42 percent of adults have some kind of step-relationship, according to Pew Research.

29. Last Word: Pinnacle's Drive-Through, Back to Work On Beale and Tea Time -

The Grizz lose 103-94 in Dallas Wednesday to the Mavericks. The Mavericks are here Thursday. And Thursday is also the day the two minority owners of the Grizz can begin a process to possibly buy the team from Robert Pera. ESPN outlines an unusual process that if it comes into play could take a while to sort out.

30. Whistleblowing and Retaliation -

Karen Silkwood, Marie Ragghianti, Mark Felt, Frank Serpico and Coleen Rowley are just some of the well-known names of employees who “blew the whistle” on their employers’ alleged wrongdoings. Both Tennessee and federal law protect individuals who report or complain about alleged illegal activity by their employer. Since wrongdoers seldom publicize their criminal activity, it is vitally important that our society encourages, protects, and rewards those who come forward to expose such criminal activity.

31. Last Word: Alexander on Trump, Gibson Sells and Chandler Home Sales Numbers -

If you tuned out at half-time in Houston Thursday evening, you may need to examine your committment and give me five sets of wind sprints from East Parkway to the fountain at the other end of Tiger Lane. And no drinking the blue water.

32. Uncertainty Reigns Ahead of New Health Care Sign-Up Period -

DES MOINES, Iowa (AP) – Jason Sanford has heard so many rumors about the changing health care landscape that every few weeks he dials a local information desk, seeking just a rough estimate of what his diabetes medication will soon cost him.

33. Arkansas OKs New Rate Increases for Marketplace Insurers -

LITTLE ROCK, Ark. (AP) – Arkansas has approved average rate increases ranging from 14.2 percent to nearly 25 percent for plans offered through the insurance marketplace under the federal health care overhaul.

34. Calling It a Beginning, Trump Signs Health Care Order -

WASHINGTON (AP) – Frustrated by health care failures in Congress, President Donald Trump directed his administration Thursday to rewrite some federal insurance rules as a beginning of renewed efforts to undermine "Obamacare," the program he's promised to kill.

35. Memphis Offering Benefits To Part-Time Employees -

The city of Memphis is rolling out a plan to offer benefits to its part-time employees.

Starting this month, part-time employees who are scheduled for 20 or more hours per week and have been employed by the city for at least a year will be eligible to enroll for benefits such as group accident coverage, cancer assistance, critical illness insurance, term life insurance and individual disability insurance.

36. Connecting The Pieces -

The Pinch District – a Downtown mini-neighborhood of only a few blocks sandwiched between the Memphis Cook Convention Center, Uptown, The Pyramid and the campus of St. Jude Children’s Research Hospital – has been a neglected donut hole of development for years, as investments have poured into other areas of Downtown around it.

37. Let It Go: Stress, Finances Don’t Mix Well -

Ray’s Take: Worrying is a way that our brain prepares us for the next challenge or opportunity, and it’s healthy in low doses. But too many of us are consumed by worry, which creates stress. And stressful thinking can sabotage your finances. A 2015 study by the American Psychological Association found that money is the leading cause of stress for many Americans.

38. 2 Cooper St. Projects In Midtown Seek Incentives -

Two separate Midtown projects, both located on Cooper Street, are seeking 11-year tax abatements from the Downtown Memphis Commission’s Center City Revenue Finance Corp. board.

39. Last Word: Bonus For the Head Tiger, Brooks Downtown? and Harris Runs -

A $100,000 bonus from the University of Memphis board of trustees for U of M president David Rudd at Wednesday’s trustees meeting. The bonus is from private funds raised by the university foundation. The board also approved a paid parental leave policy – specifically the funding for that policy. And it reviewed scaled-back plans for the $30 million new rec center for students that will incorporate some of the existing rec center.

40. State Politicians in No Hurry to Fix Health Insurance -

We don’t need no stinkin’ special session on Medicaid expansion.

That’s pretty much the Republican response to House Democratic Leader Craig Fitzhugh’s call for Gov. Bill Haslam to bring lawmakers back to Nashville after the Graham-Cassidy bill failed in Congress.

41. Two Midtown Projects Apply for Tax Incentives -

Two separate Midtown projects, both located on Cooper Street, are seeking 11-year tax abatements from the Downtown Memphis Commission’s Center City Revenue Finance Corp. board.

The first project, located at 663 and 673 Cooper St., is an office/residential mixed-use development submitted by filament LLC, the development wing of local architectural firm, archimania.

42. City Council Delays Final Vote on Confederate Monuments -

Memphis City Council members delayed a third and final vote on an ordinance that would direct the city administration to remove Confederate monuments in two city parks if the state historical commission doesn’t allow it later this month.

43. Memphis Offering Benefits To Part-Time City Employees -

The city of Memphis is rolling out a plan to offer benefits to its part-time employees.

Starting this month, part-time employees who are scheduled for 20 or more hours per week and have been employed by the city for at least a year will be eligible to enroll for benefits such as group accident coverage, cancer assistance, critical illness insurance, term life insurance and individual disability insurance.

44. Leaders to Discuss Pinch District Progress -

Nearly a year ago state and local officials joined representatives of St. Jude Children’s Research Hospital on the hospital’s campus to announce $37 million in state and local funding into public infrastructure around the hospital.

45. GPAC Planning New Open-Air Venue -

1801 Exeter Road, Germantown, TN 38138

Owner: Germantown Performing Arts Center

46. Massachusetts Investor Buys Warehouse on Delp -

Wellesley, Massachusetts-based Trident Capital Group has purchased a 150,000-square-foot industrial facility in the airport submarket for $3.5 million.

Trident, doing business as TCG 4290 Delp LLC, bought the warehouse at 4290 Delp St. from a group of investors comprised of three individual entities, according to a warranty deed filed with the Shelby County Register Sept. 19. Ronald Baumgarten with RNB Interests controlled 55 percent of the selling entity, while Brett Baumgarten with BRB Interests and Brett Keeshin with BAK Interests controlled 22.5 percent each.

47. Massachusetts Investor Buys Airport-Area Facility -

Wellesley, Massachusetts-based Trident Capital Group has purchased a 150,000-square-foot industrial facility in the airport submarket for $3.5 million.

Trident, doing business as TCG 4290 Delp LLC, bought the warehouse at 4290 Delp St. from a group of investors comprised of three individual entities, according to a warranty deed filed with the Shelby County Register Sept. 19. Ronald Baumgarten with RNB Interests controlled 55 percent of the selling entity, while Brett Baumgarten with BRB Interests and Brett Keeshin with BAK Interests controlled 22.5 percent each.

48. Not Just for Scouts: Be Prepared in IT -

Everyone knows the scout’s motto by heart. “Always be prepared” may be more likely to invoke images of campfires and merit badges, but it applies to corporate life.

September is National Preparedness Month. With the recent devastation of hurricanes Harvey and Irma, preparedness may already be on your mind. You probably already have plans in place for your home if a natural disaster hits – or at the very least a homeowners or renters insurance policy. But, have you thought about how secure the information technology system is at your office?

49. Hurricanes Deliver Pain And Important Message -

Tens of thousands are still dealing with the floods and aftermath of Hurricanes Harvey and Irma, even as at least one more storm approaches the U.S. mainland. It’s gut-wrenching to see all the devastation and havoc these storms have caused.

50. Don’t Give Me That Data-tude -

Humans are a limited species. We cannot with any certainty, given the dynamic nature of life, predict the future.

In some cases you have better odds when running models and scenarios based on judging the future by analyzing past behaviors and patterns, such as insurance actuary tables or credit scores; however, most predictions are wrong.

51. Panel: Memphis a Food Town in Which Restaurants Build Community -

High Cotton Brewing Co. co-founder Brice Timmons has a quote he jokingly uses to describe the life of a beer brewer in Memphis.

52. Strategic Financial Partners In Growth Mode -

Strategic Financial Partners president Russ VanderSteeg has been thinking about the future of his company and how to bring more younger financial advisers into an industry that has been going gray fast for at least a few years now.

53. FEMA Insurance Chief: Harvey Losses Could Top $11 Billion -

WASHINGTON (AP) – The head of the National Flood Insurance Program said Wednesday early estimates show Hurricane Harvey will result in about $11 billion in payouts to insured homeowners, mostly in southeast Texas.

54. Catching Up In the Home Stretch -

Ray’s Take: There aren’t a lot of benefits to getting older, but when it comes to saving for retirement, there are a few. If you’re 50 or older and feel like you haven’t saved quite as much as you would like for your retirement plan, you could be in luck when it comes to contributions.

55. Transplants Foundation Teams With Good Shepherd -

Good Shepherd Pharmacy and the National Foundation for Transplants have teamed up to bring affordable medication to Tennessee transplant patients.

NFT helps families with financial hardships by providing grants for transplant-related expenses, and now their patients will also have access to either free or at-cost prescription medication through Good Shepherd Pharmacy.

56. Tri-State Hosts Grand Opening of Banking HQ -

Tri-State Bank CEO Thomas Felder estimates that the more than 70-year-old institution – which has shifted its retail bank headquarters from Downtown to Whitehaven – will have a $2.5 million economic impact on the neighborhood surrounding it.

57. Sneed Insurance Takes Aim at Growth Under Third-Generation Owner -

In March, Tommy Sneed Jr. bought out his father, three uncles and an aunt, and became the owner of 60-year-old Sneed Insurance.

Previously, he did not have a stake in the family business. Instead, he had gone out on his own and for four years been the owner of Sneed Insurance Advisors. That experience taught him the “grind of a startup business,” the reality of working to build it every single day, ideas always swirling, and nowhere to look but in the mirror in those moments when you have worries.

58. South City Redevelopment Activity Heating Up -

The up-and-coming South City neighborhood is enjoying a resurgence of redevelopment activity lately, with the restoration of several historic properties, new multifamily construction and talk of bringing in a grocery store. The city and the Downtown Memphis Commission have been instrumental in the renewed interest, with noteworthy projects including the Clayborn Temple, the Universal Life Building and the demolition of Foote Homes.

59. Amid Retail and Industrial Successes, DeSoto Office Market Lags -

In the last few years, DeSoto County has become a magnet not only for retail development, but also for the industrial market.

Numerous new retail ventures have opened, and several other companies have opened industrial locations there, including FedEx Supply Services, XPO Logistics and Sephora.

60. Amid Retail and Industrial Growth, DeSoto County Office Market Lags -

In the last few years, DeSoto County has become a magnet not only for retail development, but also for the industrial market.

Numerous new retail ventures have opened, and several other companies have opened industrial locations there, including FedEx Supply Services, XPO Logistics and Sephora.

61. South City Redevelopment Heats Up With Renovations, New Construction -

The up-and-coming South City neighborhood is enjoying a resurgence of redevelopment activity lately, with the restoration of several historic properties, new multifamily construction and talk of bringing in a grocery store. The city and the Downtown Memphis Commission have been instrumental in the renewed interest, with noteworthy projects including the Clayborn Temple, the Universal Life Building and the demolition of Foote Homes.

62. Countercultural Secrets of Successful Innovators -

Successful innovators may seem cavalier, but really they are vast and complex beings. As the great American poet Walt Whitman said of the prophetic role of a poet, “They contain multitudes.”

63. UrbanArt Commission Will See Tighter City Guidelines -

Memphis City Council chairman Berlin Boyd put his move to abolish the UrbanArt Commission on hold Tuesday, July 25, in favor of tighter oversight of the UAC’s public art program, which totals 1 percent of city expenditures on capital projects.

64. UrbanArt Commission to See Tighter City Guidelines -

Memphis City Council chairman Berlin Boyd put his move to abolish the UrbanArt Commission on hold Tuesday, July 25, in favor of tighter oversight of the UAC’s public art program, which totals 1 percent of city expenditures on capital projects.

65. Overton Gateway Compromise Approved By Council -

Memphis City Council members approved the Overton Gateway mixed residential development Tuesday, July 25 in a pair of unanimous votes – one for the plans on the north side of Sam Cooper Boulevard at East Parkway and the other for the plans on the south side of Sam Cooper at East Parkway.

66. Overton Gateway Compromise Approved By Council -

Memphis City Council members approved the Overton Gateway mixed residential development Tuesday, July 25 in a pair of unanimous votes – one for the plans on the north side of Sam Cooper Boulevard at East Parkway and the other for the plans on the south side of Sam Cooper at East Parkway.

67. SunTrust to Launch Financial Wellness Program -

Physical fitness initiatives have become an increasingly familiar part of corporate life, from employee health risk assessments to offering financial incentives to improve wellness. SunTrust Banks Inc. wants to help companies offer a twist on that concept – fiscal wellness.

68. Estate Planning – It’s Not Just Taxes -

Ray’s Take: Many people think estate planning is only for the super wealthy, but that’s not the case. Do you have a home? Children or grandchildren? Elderly parents? Bank accounts or other assets? If you have any of these, you need an estate plan. And it’s about more than just taxes.

69. Retirement Paychecks – Reversing the Flow -

Ray’s Take Retirement planning doesn’t end when you stop working, and one of the biggest concerns for any retiree is running out of money. As you move into retirement, you move from the accumulation phase to the distribution phase of planning, and it has a lot of moving parts. Retirement is like a car trip, but there are no gas stations along the way. What you have in the tank is it.

70. Frayser Recovery Efforts Before Storm Continue Afterward -

Recovery efforts in Frayser aren’t just about the weather and they didn’t just start after the Memorial Day weekend storm that did plenty of damage in neighborhoods with old, large trees.

71. LifeSigns Turns 25 With Continued Focus on Preventive Health Care -

A Memphis health care company that was at the forefront of preventive care is turning 25 this year. LifeSigns, owned by The Prevention Group, started offering comprehensive executive physicals to Memphis’ large corporations in 1992 to give big companies an alternative to sending their executives to places like The Mayo Clinic in Rochester, Minnesota.

72. Unhealthy Motives -

WE DON’T CARE ABOUT HEALTH CARE. WE CARE ABOUT INSURANCE. Like casinos, the insurance business is a bet, you know, like a roll of the dice. And like casinos, the house always wins. An army of actuaries hedges every bet. If you buy life insurance, they’re going to charge you enough to make money before you die. They win. If you buy health insurance, they’re going to charge you enough to make money if you get sick. They win.

73. Last Word: Deeper on Beale, End of Session and Johnny Mathis -

Beale Street keeps its cover charge on Saturday nights during its Memphis In May peak. But the district has some complex questions to resolve about its future and who controls that future. If that wasn’t evident before, it became apparent at City Hall Tuesday. It wasn’t the council action on the Beale Street Bucks program that was significant as much as it was the council’s discussion.

74. Kemmons Wilson Cos. Continues in the Spirit of its Founder -

McLean T. Wilson has a statistic he likes to keep top of mind: 94 percent of third-generations businesses fail. Kemmons Wilson Cos. (KWC), the enterprise founded by McLean’s grandfather, Kemmons Wilson, is in the other 6 percent.

75. Lawmakers Still Seek Answers as Outsourcing Contract Gets Underway -

A majority of Tennessee’s legislators, including several Shelby County lawmakers, are asking the state to hold up on a facilities management outsourcing contract with Jones Lang LaSalle.

Seventy-five of the General Assembly’s 132 members, 17 in the Senate and 58 in the House, have signed a letter to Terry Cowles, director of the Office of Customer Focused Government, asking the office to slow down on outsourcing so it can “study and understand the effect” on public services, the economy and state employees.

76. The Optimal Retirement Age -

Ray’s Take Most of us say we want to do it – retire, that is. Given that, how do we find that perfect time to do it? Retirement at the optimal age isn’t something to be left to chance; it is something that needs to be a rational decision that takes into consideration a variety of variables. Financial variables include how much income you’ll be receiving from all sources and factoring in life expectancy and health issues. Emotional variables include considering that your spouse may have taken you for better or worse, but not for lunch.

77. How Trump Insurance Changes Could Affect Coverage Next Year -

A much tighter sign-up deadline and coverage delays will be waiting for some health insurance customers now that President Donald Trump's administration has finished a plan designed to stabilize shaky insurance markets.

78. Royston Joins Planned Parenthood To Lead Volunteer Training Efforts -

Nikeisha Royston recently joined Planned Parenthood Greater Memphis Region as community manager, a role in which she identifies individuals interested in supporting women’s rights, then trains them to advocate for themselves and others and to be involved in the legislative process.
Royston says volunteers throughout Memphis and the Mid-South use skills learned through the training process to share vital, accurate information about the services provided by Planned Parenthood.

79. Pinnacle Ramps Up Investment in Memphis -

Since its entry into Memphis, Nashville-based Pinnacle Financial Partners has been slowly ramping up and investing in its presence here, a trend that has continued unabated in recent weeks.

The bank, among other things, struck a deal to bring a Starbucks store inside its Wolf River office at 1264 S. Germantown Road. It’s also gone on a hiring binge in recent weeks, and it’s filed a $2.3 million building permit for interior tenant work for its Memphis headquarters at 949 S. Shady Grove Road.

80. Last Word: A New Chapter, The Kissell Dome and The New Bartlett High School -

Booksellers of Laurelwood is set to return in most of the same location with a smaller footprint and new owners. John Vergos of the Rendezvous and a former Memphis City Council member is among the investors bringing back the East Memphis institution that closed in February. No word on whether the new group will keep the name or go with a new name.

81. After Losing a Loved One -

Ray’s Take The loss of a loved one can shatter your life. As you adjust to not having that person as a part of your world any longer, the painful grieving process can feel never-ending. 

82. Tennessee Lawmakers Weigh In on Trump Visit -

NASHVILLE – While state lawmakers recognized the historical significance of President Donald Trump visiting the home of President Andrew Jackson in Hermitage Wednesday, March 15, the review is mixed on comparisons between the two as well as the Jackson legacy.

83. Senate Confirms Carson, Perry For Housing, Energy Posts -

WASHINGTON (AP) – Two of President Donald Trump's former rivals for the GOP White House nomination won Senate confirmation Thursday to join his administration.

Retired neurosurgeon Ben Carson was confirmed as secretary of the Department of House and Urban Development on a vote of 58-41. A few hours later, the Senate backed former Texas Gov. Rick Perry to be energy secretary, 62-37.

84. Midlife Insurance Audit -

Ray’s Take Owning the right type of insurance policies at the right price at the right time of your life is a crucial element to your financial planning. Preparing for retirement is a particularly important time to do a full risk management evaluation, as you may no longer need some types of coverage you’ve had for years. You might be overpaying for others or might be inadvertently underinsured against some potential risks.

85. State Democrats Introduce Bill of Rights, Looking For Every Win They Can Get -

NASHVILLE – House Democrats introduced a People’s Bill of Rights in the State Capitol Monday, Feb. 27, a comprehensive legislative package to ensure rights of Tennesseans affecting everything from jobs to criminal justice to education.

86. Living Well is Best Prescription for Dying Well, Morris Says -

Dr. Scott Morris never shies away from tough topics. His keynote address at the Professional Network on Aging Conference, with its theme, “Aging: The Rhythm of Life,” was no exception.

87. Last Word: Lovell's Aftermath, West Memphis Tourism and Batter Up -

Political turbulence in the state capitol this week centered on one of the newest members of the Shelby County Delegation leaves the politically-minded among us with a lot to take in when you add the Beltway turbulence of the week in D.C.

88. Company Announces Pause for Drug After Price Criticism -

WASHINGTON (AP) – Marathon Pharmaceuticals announced Monday that it will temporarily halt the rollout of a drug to treat genetic muscle deterioration just hours after two members of Congress expressed outrage that the company planned to charge $89,000 a year for a drug that's widely available abroad for about $1,000 a year.

89. Tennessee Treasury Returns Record of 42K Property Claims -

NASHVILLE, Tenn. (AP) – The Tennessee Treasury Department says it returned a record of almost 42,000 claims of unclaimed property in the 2016 budget year.

The department says the claims amount to more than $34 million returned last year, with an average claim of $817. The total of almost 42,000 claims is a 28 percent increase over the previous year.

90. Midtown Market Developers Scale Back Plans -

The proposed Midtown Market mixed-use development at Union Avenue and McLean Boulevard has changed as its developers continue to seek financing and adjust more than a year after they unveiled the ambitious but tentative plan.

91. Full Text of Gov. Bill Haslam's State of the State Address -

Here is the full text of Gov. Bill Haslam's annual State of the State address as prepared for delivery to a joint convention of the Tennessee General Assembly on Monday.

Speaker Harwell, Lieutenant Governor McNally, Speakers Pro Tem Tracy and Johnson, Members of the 110th General Assembly, Justices, Constitutional Officers, General Slatery, Commissioners, Friends, Guests, fellow Tennesseans, and for the seventh year in a row, the woman voted best first lady in the land, Crissy. My kids even made it this year.

92. Defining Your Legacy -

When an organization captures your heart you think about how you can contribute to their work. You give of your time, resources and talents. You can also plan to continue your giving in the future, even when you’re gone. You can start at 20 years old or 70. Age is not a barrier.

93. AP-NORC Poll: Americans of All Stripes Say Fix Health Care -

WASHINGTON (AP) – Sylvia Douglas twice voted for President Barack Obama and last year cast a ballot for Democrat Hillary Clinton. But when it comes to "Obamacare," she now sounds like President-elect Donald Trump. This makes her chuckle amid the serious choices she faces every month between groceries, electricity and paying a health insurance bill that has jumped by nearly $400.

94. New Prescription: Doctor Offices That Look Like Apple Stores -

SAN FRANCISCO (AP) – After a relative suffered a heart attack a few years ago, Silicon Valley entrepreneur Adrian Aoun got an unsettling look at a health-care system that he diagnosed as an inefficient and outdated mess.

95. Saving More – Can It Be Done? -

Ray’s Take When you’re busy focusing on living your life, it’s easy to fall into spending habits that aren’t exactly consistent with your long-term goals. Marketing departments hire some very smart people who can get you to buy things that you didn’t even know you wanted!

96. Final Goodbye: Roll Call of Some of Those Who Died in 2016 -

Death claimed transcendent political figures in 2016, including Cuba's revolutionary leader and Thailand's longtime king, but also took away royals of a different sort: kings of pop music, from Prince and David Bowie to George Michael.

97. Fixed Costs: Overhead That May Be Costing You Too Much -

Ray’s Take There’s an old cash flow joke about having too much month at the end of the money. It’s usually more a function of spending than earning. For most people there’s a lot more control over the expenditures side of the equation than there is over the income – at least in the short run. So cutting how much you spend on extras sounds great. But how much of your spending can really be reduced or eliminated? Too much “overhead” can result in disaster.

98. Liz Weston: 6 Money Resolutions You Can Actually Keep -

Let's face the grim truth: Those 10 pounds you want to lose will likely be among your New Year's resolutions next year, too.

If you really want a sense of accomplishment, take care of money tasks that don't require ongoing discipline and that you typically don't have to repeat every year. Some of these are "one and done," while others you may have to revisit as your life changes, but all will give you a sense of progress toward your financial goals.

99. Growing Number of Americans are Retiring Outside the US -

Newly widowed, Kay McCowen quit her job, sold her house, applied for Social Security and retired to Mexico. It was a move she and her husband, Mel, had discussed before he passed away in 2012.

"I wanted to find a place where I could afford to live off my Social Security," she said. "The weather here is so perfect, and it's a beautiful place."

100. 2016: Not Too Many Banking Industry Surprises -

When shareholders of First Tennessee Bank’s Memphis-based parent company convened in April at the bank’s Downtown Memphis headquarters for their annual meeting, the whole thing wrapped up in about 10 minutes.