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Editorial Results (free)

1. Bill Seeks Private Transportation Partnerships in Tennessee -

NASHVILLE, Tenn. (AP) — A bipartisan legislative proposal would clear the way for public-private partnerships on transportation projects in Tennessee.

Republican Sen. Bill Ketron of Murfreesboro said at a press conference at the state Capitol on Wednesday that the bill would allow state and local governments to enter into agreements with private vendors to build and operate light rail and roads to help alleviate traffic congestion.

2. Morris Marketing Group Built on Strong Relationships -

In some respects, Valerie Morris’ career prepared her to open a PR and marketing agency, even if it didn’t always seem so obvious.

3. Book Looks at Sam Phillips' Career, Early Days in Alabama -

FLORENCE, Ala. (AP) — The legacy of Sam Phillips is inextricably tied to Memphis, Tennessee, and his Sun Records and studio. But Phillips' Alabama hometown holds the key to understanding the man who gave the world rock 'n' roll.

4. WGU Tennessee Awarding $100,000 in Scholarships -

WGU Tennessee is awarding 10 Tennesseans $10,000 scholarships as the state-endorsed nonprofit university celebrates its 2015 successes, including a 50 percent growth in student enrollment.

The enrollment increase “says a lot about the renewed commitment to higher education in this state,” WGU Tennessee chancellor Kimberly K. Estep said in a statement.

5. WGU Tennessee Awarding $100,000 in Scholarships -

WGU Tennessee is awarding 10 Tennesseans $10,000 scholarships as the state-endorsed nonprofit university celebrates its 2015 successes, including a 50 percent growth in student enrollment.

The enrollment increase “says a lot about the renewed commitment to higher education in this state,” WGU Tennessee chancellor Kimberly K. Estep said in a statement.

6. US Homebuilder Sentiment Slips in December -

U.S. homebuilders are feeling slightly less confident about their sales prospects in coming months, though they remain positive overall that the housing market will continue to improve next year.

The National Association of Home Builders/Wells Fargo builder sentiment index released Tuesday slipped to 61 this month, down one point from a reading of 62 in November.

7. Tennessee College Savings Program Giving Away Scholarships -

NASHVILLE, Tenn. (AP) — State officials say nearly 700 families have entered Tennessee's college savings $10,000 scholarship giveway.

This month, 10 kids in Tennessee will win a $1,000 college scholarship into a TNStars account, just for entering online.

8. Why Relationships Are Essential To Research -

Beth Werner, Head of Retail Research and Vision at Bose

So, why are relationships essential for research? Let me begin by telling you a little about myself, and then tell you about why relationships are scary for Bose.

9. Business-Nonprofit Partnerships Crucial to Transforming Communities -

Whether in Memphis, Nashville or metro Denver, there are success stories. Businesses and nonprofits coming together not just to create jobs, but to forge life-changing opportunities that turn out to be positive for everyone involved.

10. Shelby County Unemployment Dips in September -

The Memphis metro area’s unemployment rate held steady at 6.4 percent in September, according to data released Friday, Oct. 23, by the Tennessee Department of Labor and Workforce Development.

11. US Consumer Confidence Slips in October -

WASHINGTON (AP) — Americans turned slightly more anxious about the job market this month.

The Conference Board's consumer confidence index fell to 97.6 in October, down from a nine-month high of 102.6 in September.

12. Shelby County Unemployment Dips in September -

The Memphis metro area’s unemployment rate held steady at 6.4 percent in September, according to data released Friday, Oct. 23, by the Tennessee Department of Labor and Workforce Development.

13. Attorney Rob Ratton Joins Fisher & Phillips -

Robert W. Ratton has joined Fisher & Phillips LLP’s Memphis office as of counsel, a role in which he represents employers in a wide range of employment law matters and supports clients with internal investigations and compliance issues. Ratton most recently served as a staff attorney at TruGreen LP.

14. Collierville Sites Being Groomed to Attract Industrial Development -

Cartwright Farms in the Collierville Commerce Center is a 165-acre lot well positioned for new industrial activity.

It has the infrastructure and utilities capability. It is served by U.S. 72, which just underwent a $20 million five-lane expansion. It’s shovel-ready. It’s one of the largest pieces of Collierville’s 500 acres zoned industrial. All it needs is a little statewide attention.

15. Mortgage Market Slips 3 Percent in September -

Though it’s been on a tear this year as rates have stayed low and supply remained somewhat thin, the Memphis-area mortgage market cooled a bit as the third quarter drew to a close.

But that’s generally to be expected, real estate professionals say, as the weather also cools and the end of the year draws near.

16. Lipscomb & Pitts Retains Industry Honor -

Memphis-based Lipscomb & Pitts Insurance LLC has retained its status as part of an elite group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America best practices study group.

17. Five Fall Trips to Consider -

Fall is a beautiful time of year, and a great season for travel.

Not only is the weather conducive, the prices associated with shoulder season are, too. And as a traveling parent, I’m thankful for a weeklong fall break, giving us the chance to travel as a family during October.

18. Lipscomb & Pitts Retains Industry Honor -

Memphis-based Lipscomb & Pitts Insurance LLC has retained its status as part of an elite group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America best practices study group.

19. Lipscomb Remains on Suspension From MHA -

The Memphis Housing Authority board made no change Thursday, Sept. 24, to the status of Robert Lipscomb, its suspended executive director.

20. Lipscomb Remains on Suspension From MHA -

The Memphis Housing Authority board made no change Thursday, Sept. 24, to the status of Robert Lipscomb, its suspended executive director.

21. In Wake of Lipscomb Scandal, MHA Board Addition OK’d -

The Memphis City Council Tuesday, Sept. 15, approved the appointment of Laura Harris to the Memphis Housing Authority board. The item was added to the agenda to have Harris on the MHA board in time for a Wednesday, Sept. 16, meeting.

22. Lipscomb’s Exit Prompts Delay in EDGE Merger -

A move to merge two Memphis economic development agencies has intersected with the exit of Robert Lipscomb as the city’s Housing and Community Development director.

23. Small-Business Tips: Research, Network and Have Cash -

Small business ideas – dreams, if you will – take time. To create, to develop, to implement and to sustain.

Until recently, Jennifer McCullough’s entrepreneurial dream was just starting to heat up. She had not yet become the successful seafood brand now known as Chef Jenn that spans 18 products in about 1,200 mostly Kroger and Wal-Mart stores.

24. Robert Lipscomb Investigation Intensifies -

Memphis City Hall was rocked this week with news that implicated one of its top officials in numerous sexual abuse allegations.

A single complaint, lodged last week by a Seattle resident against former city Housing and Community Development director Robert Lipscomb, snowballed to as many as eight other, similar allegations as of Thursday, Sept. 3.

25. Robert Lipscomb Investigation Intensifies -

Memphis City Hall was rocked this week with news that implicated one of its top officials in numerous sexual abuse allegations.

A single complaint, lodged last week by a Seattle resident against former city Housing and Community Development director Robert Lipscomb, snowballed to as many as eight other, similar allegations as of Thursday, Sept. 3.

26. City Defends 2010 Police Response to First Lipscomb Allegation -

The Memphis Police Department took seriously a 2010 complaint of sexual abuse against the city’s director of Housing and Community Development, city chief administrative officer Jack Sammons said Wednesday, Sept. 2, after reviewing five-year-old emails.

27. MHA Board Suspends Lipscomb, Sammons Defends Police 2010 Response -

UPDATE: The Memphis Housing Authority board suspended Robert Lipscomb Wednesday, Sept. 2, as executive director of the agency.

MHA named the city’s deputy chief administrative officer, Maura Black Sullivan, as the interim director.

28. More Lipscomb Accusers Begin to Come Forward -

Shortly after Memphis Mayor A C Wharton ended a City Hall press conference Monday, Aug. 31, about a single allegation of sexual misconduct against Robert Lipscomb, Wharton and Memphis Police Department director Toney Armstrong began fielding calls from others who claimed sexual abuse by the ousted Housing and Community Development director.

29. More Lipscomb Accusers Begin to Come Forward -

Shortly after Memphis Mayor A C Wharton ended a City Hall press conference Monday, Aug. 31, about a single allegation of sexual misconduct against Robert Lipscomb, Wharton and Memphis Police Department director Toney Armstrong began fielding calls from others who claimed sexual abuse by the ousted Housing and Community Development director.

30. Lipscomb Resigns As HCD Director Following More Allegations -

Less than 24 hours after word of his suspension following an allegation of sexual misconduct, city of Memphis Housing and Community Development director Robert Lipscomb resigned the post Monday, Aug. 31.

31. More Details on Lipscomb’s Alleged Sexual Misconduct -

Memphis Mayor A C Wharton Jr. confirmed Monday, Aug. 31, that allegations of sexual misconduct were made in a Seattle criminal complaint against city Housing and Community Development director Robert Lipscomb.

32. Lipscomb Suspended Over Seattle Sexual Allegations -

Robert Lipscomb, the city’s Housing and Community Development director, was relieved of duty Sunday, Aug. 30, by Memphis Mayor A C Wharton following a criminal complaint filed last week in Seattle, Washington alleging a past improper sexual relationship with a man who was a minor at the time.

33. ‘Chef Jenn’ To Serve Up Small-Biz Tips -

Her brand name, “Chef Jenn,” suggests she is running a restaurant. So does her background.

Jennifer McCullough not only graduated from the University of Texas with a bachelor’s degree and the University of Colorado Denver with a Master of Arts, but also from the Culinary School of the Rockies. And sure enough, the Memphis native worked three months in a fancy French restaurant in Denver – and she hated it.

34. 4 Tips for Staying Safe on Public Wi-Fi -

Think about the last time you checked your online bank account at your local coffee shop, updated social media while waiting in line at a store or caught up on your email at an airport during a layover.

35. University of Memphis Reports Costs of Student-Athlete Scholarships -

In a move to follow suit with the Power Five conferences, the University of Memphis has launched an initiative to provide full cost of attendance for its student-athletes. 

Memphis’ financial aid office calculates that a full athletic scholarship for one year costs $5,373.

36. Measure of US Economy's Future Health Slips in July -

WASHINGTON (AP) — An index designed to predict the future health of the U.S. economy declined slightly in July yet still pointed to modest growth in the months ahead.

The Conference Board said Thursday that its index of leading indicators dropped 0.2 percent in July, after healthy gains of 0.6 percent in both June and May.

37. Tech Tips: Stuff You Didn't Know You Could Do on Facebook -

NEW YORK (AP) — Did you know you can add a pronunciation guide to your name on Facebook? Overlay colorful text on the photos you post? How about mark the end of a relationship without your 500 closest friends getting notified?

38. Poll: Few in US Have Received Credit Cards With Chips -

Even as an Oct. 1 deadline approaches to replace Americans' out-of-date credit cards with new cards embedded with computer chips, the vast majority of Americans still have not received their new cards and only a small minority are using the chips at all, a new Associated Press-GfK poll shows.

39. IBM Claims Breakthrough in Making Chips Even Smaller -

NEW YORK (AP) – IBM says it has achieved a breakthrough in making computer chips even smaller, creating a test version of the world's first semiconductor that shrinks down the circuitry by overcoming "one of the grand challenges" of the tech industry.

40. Beale Street Sweep Court Order Rips Police Practices -

The Beale Street Sweep is over.

It’s not the end of a song. It is the end of an 8-year-old police policy that has ordered those on the street after 3 a.m. to leave the district, go into a nightclub or be arrested.

41. New Carnival Cruise Brand Devotes Ship to Volunteer Trips -

NEW YORK (AP) – Carnival Corp. announced a new concept in cruising Thursday: service trips where passengers sail to a destination in order to volunteer there.

42. 6 Tips for Selling to Millennials -

Roughly 75 million strong, millennials are on a course to soon surpass their baby boomer parents as our nation’s largest living generation. This generation, also known as Gen Y, was born between 1981 and the early 2000s, and they are beginning to wield great influence in their professional roles.

43. Lipscomb-Area Jewelers Dazzle Both Sides of Granny White -

When the blonde left-fielder skidded across the outfield grass attempting in vain to catch a tricky hit, she likely didn’t know she was “visiting” – belly down – a well-fertilized, close-cropped living memorial to the man who spread love of Lipscomb from his jewelry store a couple hundred yards away.

44. Tennessee Unemployment Dips in March -

Tennessee's unemployment rate inched slightly lower in March but remained above the national level, according to state Labor & Workforce Development Commissioner Burns Phillips.

Tennessee's preliminary unemployment rate for March was 6.3 percent, three-tenths of one percentage point lower than the February revised rate of 6.6 percent. The U.S. preliminary rate for March was 5.5 percent, unchanged from February.

45. Tennessee Unemployment Dips in March -

Tennessee's unemployment rate inched slightly lower in March but remained above the national level, according to state Labor & Workforce Development Commissioner Burns Phillips.

Tennessee's preliminary unemployment rate for March was 6.3 percent, three-tenths of one percentage point lower than the February revised rate of 6.6 percent. The U.S. preliminary rate for March was 5.5 percent, unchanged from February.

46. Special Committee Strips Capitol Complex From Gun Bill -

NASHVILLE, Tenn. (AP) – A special legislative committee has voted not to allow Tennessee handgun-carry permit holders to be armed at the state Capitol complex.

The Capitol provision was part a proposal that seeks to allow permit holders to be armed in all of the state's parks – including greenways, playgrounds and sports fields.

47. Kiesewetter Joins Fisher Phillips Law Firm -

Jay W. Kiesewetter has joined the Memphis office of Fisher & Phillips LLP as senior counsel. In his new role, Kiesewetter advises clients on issues related to union organizing and elections, arbitrations, negotiations, strikes, lockouts and Labor Board charges.

48. Consumer Sentiment Slips in March on Bad Weather -

WASHINGTON (AP) – Bad weather and rising gasoline prices pushed U.S. consumer sentiment a bit lower in March.

The University of Michigan's consumer sentiment index slipped to 93 this month from 95.4 in February. Richard Curtin, chief economist for the survey, notes that consumer optimism was the highest in a decade for the first three months of 2015 despite the dip in March.

49. FedEx Chips In on Namesake University of Memphis Institute -

FedEx Corporate Services Inc. is donating $3 million over three years to the FedEx Institute of Technology at the University of Memphis.

50. FedEx Chips In On Namesake University of Memphis Institute -

FedEx Corporate Services Inc. is donating $3 million over three years to the FedEx Institute of Technology at the University of Memphis.

51. Tips to Use E-mail to Be More Efficient and Effective -

Do you ever feel that you are fighting a losing battle to keep up on e-mail? Office workers spend an average of 2.6 hours per day reading and answering emails, according to McKinsey Global Institute.

52. As Tastes Change, Big Food Makers Try Hipster Guises -

HUNTINGTON BEACH, Calif. (AP) – At a taco shop in Southern California, milkshakes are served in mason jars and a chalkboard menu lists "The 1%er" made with lobster meat.

The logo is a pink skull and instead of buzzers, customers are given license plates so servers can identify them when bringing out orders.

53. US Consumer Sentiment Slips in February on Icy Weather -

WASHINGTON (AP) – Harsh winter weather left U.S. consumers feeling a bit less confident this month, the University of Michigan says. But confidence levels still remain at the highest level in eight years.

54. Shelby County Mortgage Market Dips Slightly in January -

Even though total mortgage volume in Shelby County dipped slightly in January, Magna Bank – among the top lenders for the month – actually grew its volume in during the month.

55. Students Earn More Than $260,000 in Art Scholarships -

Technology changes just about everything, even art. But the 50th Annual Mid-South Scholastic Art Awards didn’t lack for entries – 2,185 individual submissions and another 80 senior portfolios.

“The same technology that has shortened the way we communicate – 140 characters – has opened up other ways of visually communicating,” said Elesha Newberry, associate director of education at the Brooks Museum of Art. “In the past five years, the number of photography entries has risen greatly.

56. US Consumer Spending Slips in December -

U.S. consumer spending slipped in December, as the pace of motor vehicle sales slowed and more Americans saved their money.

The Commerce Department said Monday that consumer spending fell 0.3 percent in December, compared to a 0.5 percent increase in November. Cheaper gasoline and fewer auto sales accounted for most of the decline.

57. Traffic Camera Revenue Could Fund Scholarships -

Democratic state Sen. Lee Harris of Memphis has filed legislation that would use revenue from municipal red light cameras to send students to college.

58. Bill Would Use Traffic Camera Revenue to Fund Scholarships -

Democratic state Sen. Lee Harris of Memphis has filed legislation that would use revenue from municipal red light cameras to send students to college.

59. US Consumer Spending Slips in December -

U.S. consumer spending slipped in December, as the pace of motor vehicle sales slowed and more Americans saved their money.

The Commerce Department said Monday that consumer spending fell 0.3 percent in December, compared to a 0.5 percent increase in November. Cheaper gasoline and fewer auto sales accounted for most of the decline.

60. US Construction Spending Slips 0.3 Percent in November -

A sharp slowdown in government-built schools and infrastructure caused U.S. construction spending to fall slightly in November.

The Commerce Department said Friday that construction spending slipped 0.3 percent in November, after having climbed an upwardly revised 1.2 percent in October and 0.6 percent in September.

61. US Construction Spending Slips 0.3 Percent in November -

A sharp slowdown in government-built schools and infrastructure caused U.S. construction spending to fall slightly in November.

The Commerce Department said Friday that construction spending slipped 0.3 percent in November, after having climbed an upwardly revised 1.2 percent in October and 0.6 percent in September.

62. How Wealth Gap Complicates Sibling Relationships -

NEW YORK (AP) – When Jayson Seaver thinks about why he makes so much money while some Americans can't catch a break, he thinks of the sacrifices he's made, the jobs he worked to pay for college, the 12-hour days he spends at the office now.

63. Bad Santa? 5 Tips to Tackle Your Holiday Gift Returns -

As anyone who's received a drugstore cologne gift set well knows, even Santa Claus gets it wrong sometimes.

Friends and relatives? Yes, them too.

Hence the throng of customers who flock to shopping malls soon after the holidays to exchange or return less-than-ideal presents. Retailers generally try to accommodate their wishes, or provide store credit. But it's not always easy.

64. Factory Output Eclipses Pre-Recession High -

U.S. manufacturing output in November surpassed its pre-recession peak, as auto production kicked into a higher gear.

The Federal Reserve said Monday that factory production rose 1.1 percent last month, up from a 0.4 percent improvement in October. Manufacturing output has risen 4.8 percent over the past 12 months. It's now above the previous high set just before the downturn began in December 2007.

65. Homebuilder Sentiment Slips in December -

U.S. homebuilders are feeling slightly less confident in their sales prospects heading into next year, even as their overall sales outlook remains favorable.

The National Association of Home Builders/Wells Fargo builder sentiment index released Monday slipped this month to 57, down one point from 58 in November.

66. Factory Output Eclipses Pre-Recession High -

U.S. manufacturing output in November surpassed its pre-recession peak, as auto production kicked into a higher gear.

The Federal Reserve said Monday that factory production rose 1.1 percent last month, up from a 0.4 percent improvement in October. Manufacturing output has risen 4.8 percent over the past 12 months. It's now above the previous high set just before the downturn began in December 2007.

67. US Homebuilder Sentiment Slips in December -

U.S. homebuilders are feeling slightly less confident in their sales prospects heading into next year, even as their overall sales outlook remains favorable.

The National Association of Home Builders/Wells Fargo builder sentiment index released Monday slipped this month to 57, down one point from 58 in November.

68. Pension ‘Concept’ Flips Council Script -

For most of her seven years on the Memphis City Council, Wanda Halbert has been the most outspoken member when it comes to last-minute items added to the council’s agenda for a vote.

So, when Halbert rolled out a compromise plan on the city’s pension changes Tuesday, Dec. 2, she took some heat from other council members.

69. US Factory Growth Slips in November But Still Healthy -

WASHINGTON (AP) – U.S. factories were slightly less busy in November, as production and hiring slowed, though the level of activity remained strong.

The Institute for Supply Management, a trade group of purchasing managers, said Monday that its manufacturing index slipped to 58.7 last month from 59 in October. Any reading above 50 signals expansion. October's figure matched a three-year high reached in August.

70. Tenn. Unemployment Dips in October -

Tennessee’s unemployment rate inched in the right direction in October but still remained above the national average.

The state preliminary unemployment rate was 7.1 percent in October, according to the Tennessee Department of Labor and Workforce Development, down just two-tenths of a percentage point from 7.3 percent in September. The U.S. preliminary rate for October was 5.8 percent, down from 5.9 percent in September.

71. Tennessee Unemployment Dips in October -

Tennessee’s unemployment rate inched in the right direction in October but still remained above the national average.

The state preliminary unemployment rate was 7.1 percent in October, according to the Tennessee Department of Labor and Workforce Development, down just two-tenths of a percentage point from 7.3 percent in September. The U.S. preliminary rate for October was 5.8 percent, down from 5.9 percent in September.

72. Tennessee Unemployment Dips in October -

Tennessee’s unemployment rate inched in the right direction in October but still remained above the national average.

The state preliminary unemployment rate was 7.1 percent in October, according to the Tennessee Department of Labor and Workforce Development, down just two-tenths of a percentage point from 7.3 percent in September. The U.S. preliminary rate for October was 5.8 percent, down from 5.9 percent in September.

73. Average US 30-Year Loan Rate Slips to 4.01 Percent -

WASHINGTON (AP) – Average U.S. long-term mortgage rates edged lower this week, approaching their lows for the year. The benchmark 30-year loan rate hovered near 4 percent.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year mortgage slipped to 4.01 percent from 4.02 percent last week. The 30-year rate, which stood at 4.53 percent back in January, now is close to its 52-week low of 3.92 percent.

74. Philips Lighting Announces Temporary Layoffs in Tupelo -

TUPELO, Miss. (AP) – Philips Lighting in Tupelo has laid off 49 hourly workers in what is being described as a temporary situation.

Sylvie Casanova, a spokeswoman for Philips North America, tells the Northeast Mississippi Daily Journal the seasonal, cyclical move is tied to the usual slowdown in construction across the country as the weather turns colder and business decreases.

75. Lipscomb & Pitts Earns Industry Designation -

Lipscomb & Pitts Insurance has been named one of the “Best Agencies to Work For” in the U.S., as recognized by the publication “Insurance Journal.”

The list on which Lipscomb & Pitts was included was released in the publication’s October issue. The agency placed “Silver” for the Southeast in the ranking.

76. Lipscomb & Pitts Earns Industry Designation -

Lipscomb & Pitts Insurance has been named one of the “Best Agencies to Work For” in the U.S., as recognized by the publication “Insurance Journal.”

The list on which Lipscomb & Pitts was included was released in the publication’s October issue. The agency placed “Silver” for the Southeast in the ranking.

77. Confidence Among US Homebuilders Slips in October -

WASHINGTON (AP) – U.S. homebuilders' confidence fell in October after four months of gains which had pushed the indicator to the highest point in nine years.

The National Association of Home Builders/Wells Fargo said Thursday that its index dropped to a reading of 54 after climbing to 59 in September, the highest level since November 2005, right before the housing bubble burst.

78. Lipscomb & Pitts Retains Industry Designation -

Memphis-based Lipscomb & Pitts Insurance has retained its status as part of an elite group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America “Best Practices” study group.

79. Lipscomb & Pitts Retains Industry Designation -

Memphis-based Lipscomb & Pitts Insurance has retained its status as part of an elite group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America “Best Practices” study group.

80. Memphis-Area Unemployment Rate Dips in August -

The unemployment rate for the metro Memphis area dipped to 8.5 percent in August, down from 9.5 percent in August 2013 and 8.8 percent in July, according to preliminary numbers from the Tennessee Department of Labor & Workforce Development.

81. Memphis-Area Unemployment Rate Dips in August -

The unemployment rate for the metro Memphis area dipped to 8.5 percent in August, down from 9.5 percent in August 2013 and 8.8 percent in July, according to preliminary numbers from the Tennessee Department of Labor & Workforce Development.

82. Report: Admission of Uninsured at Hospitals Dips -

WASHINGTON (AP) – The government says the number of uninsured patients admitted into hospitals has dropped markedly this year, reducing charity care and bad debt cases particularly in states that have expanded Medicaid coverage under the new federal health care law.

83. US Budget Deficit Dips to $128.7 Billion in August -

WASHINGTON (AP) – The federal government ran a lower budget deficit this August than a year ago, remaining on track to record the lowest deficit for the entire year since 2008.

The August deficit was $128.7 billion, down 13 percent from the $147.9 billion deficit recorded in August 2013, the Treasury Department said Thursday in its monthly budget report.

84. US Consumer Spending Dips 0.1 Percent -

WASHINGTON (AP) – U.S. consumer spending fell in July, with a drop in auto purchases accounting for most of the weakness. Income growth also slowed.

Consumer spending edged down 0.1 percent last month after a 0.4 percent increase in June, the Commerce Department reported Friday. It was the first decline in spending since January. Income growth slowed to 0.2 percent in July, the weakest showing in seven months.

85. Lipscomb Expands Offerings to Fill Workplace Needs -

Lipscomb University is gearing toward the future this fall with three new programs designed to give students an advantage in a rapidly changing job market.

With a recent vote aimed directly at employment trends, the university’s board of trustees approved a School of Public Policy and Civic Leadership, a separate competency-based program and a physician assistant degree.

86. Lipscomb & Pitts Honored Among Top Agencies -

Lipscomb & Pitts Insurance has been listed as one of the “Top 100 Privately Held Independent Property & Casualty Agencies” in the country.

That’s according to Insurance Journal, which published the list in its August issue. The Memphis agency came in at number 87 in the ranking.

87. Lipscomb & Pitts Honored Among Top Agencies -

Lipscomb & Pitts Insurance has been listed as one of the “Top 100 Privately Held Independent Property & Casualty Agencies” in the country.

That’s according to Insurance Journal, which published the list in its August issue. The Memphis agency came in at number 87 in the ranking.

88. Shelby County Mortgage Market Dips in July -

Kathee Villar, a loan officer with Community Mortgage Corp., has worked for the lender for 23 years, and when you’re in that kind of place for that length of time, certain patterns start to repeat themselves.

89. Average 30-Year Mortgage Rate Dips to 4.12 Percent -

Average U.S. mortgage rates are near historically low levels.

Mortgage company Freddie Mac said Thursday that the nationwide average rate for a 30-year loan dipped to 4.12 percent, down from 4.14 last week. The average for the 15-year mortgage, which had taken a big dip the previous week, was unchanged this week at 3.22 percent.

90. Compromise, Relationships and Faith -

Part three of a three-part series. Securing $58 million for a senior housing project is not easy. Cathy Davis, executive director of Bayview Hunters Point Multipurpose Senior Services Inc. (BHPMSS) in California speaks eloquently about compromise and engaging with the political system.

91. Real Estate Veteran Jan Phillips Rejoins Crye-Leike -

Jan O’Kelly Phillips has joined Crye-Leike Realtors’ Germantown-Poplar branch office, marking her return to real estate sales.

92. Arkansas Unemployment Rate Dips to 6.4 Percent -

Unemployment in Arkansas has dropped for the eighth consecutive month, falling two-tenths of a percentage point to 6.4 in May.

The Department of Workforce Services on Friday said the state unemployment rate was down more than a full percentage point from May a year ago.

93. Shelby County Mortgage Market Dips 2 Percent in May -

Sam Goff, a vice president of mortgage and senior loan originator with Independent Bank, said he’s “covered up” at the moment with requests for mortgage pre-qualifications.

94. Average US 30-Year Mortgage Rate Dips to 4.2 Percent -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages declined this week for a third straight week. The low rates could give a boost to the spring home-buying season, which has gotten off to a slow start.

95. US Consumer Confidence Dips in April -

WASHINGTON (AP) – U.S. consumer confidence fell in April over concerns about hiring and business conditions, even though many people foresee a strengthening economy in the months ahead.

96. Tips for Selling to First-Time Buyers -

Savvy salespeople adjust their approach when selling to first-time vs. seasoned buyers in their category – especially when selling complex products or business services. Approach them like two sides of the same coin and you could end up with an unhappy customer and a hit to your brand’s reputation.

97. Affordable Care Act Only Chips Away at a Core Goal -

SACRAMENTO, Calif. (AP) – Swan Lockett had high hopes that President Barack Obama's health overhaul would lead her family to an affordable insurance plan, but that hasn't happened.

Instead, the 46-year-old mother of four from Texas uses home remedies or pays $75 to see a doctor when she has an asthma attack.

98. Arkansas Unemployment Rate Dips Below 7 Percent -

LITTLE ROCK, Ark. (AP) — State officials say Arkansas' unemployment rate has dropped below 7 percent for the first time in more than five years.

The Arkansas Department of Workforce Services says the state's unemployment rate dropped to 6.9 percent in March, down from 7.1 percent in February. Agency spokeswoman Becky Heflin says it's the first time Arkansas' jobless rate has been below 7 percent since January 2009.

99. Consumer Confidence Slips in March -

U.S. consumer sentiment slipped in March from the previous month, as Americans said they were less likely to buy cars and homes because of slightly higher interest rates. The University of Michigan says its consumer sentiment index dipped to 80 in March from 81.6 in February. That's still about five points higher than last fall, when sentiment fell during the government shutdown. The index was 82.5 in December.

100. Consumer Confidence Slips in March -

U.S. consumer sentiment slipped in March from the previous month, as Americans said they were less likely to buy cars and homes because of slightly higher interest rates.

The University of Michigan says its consumer sentiment index dipped to 80 in March from 81.6 in February. That's still about five points higher than last fall, when sentiment fell during the government shutdown. The index was 82.5 in December.