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Editorial Results (free)

1. New Brass -

Just days before Toney Armstrong was off the city payroll, his successor as interim director of the Memphis Police Department, Michael Rallings, was getting used to the attention and ring kissing that comes with being the city’s top cop.

2. Orders to US Factories Fell Sharply in December -

WASHINGTON (AP) — Orders to U.S. factories fell sharply in December, closing out a year in which demand for American manufactured goods retreated for the first time in six years.

Factory orders dropped 2.9 percent in December, the fourth decline in the past five months, the Commerce Department reported Thursday. Orders were down 6.6 percent for the full year, marking the first annual fall since 2009, a year when the country was struggling to emerge from the Great Recession.

3. Fenced Out -

There’s a major problem in Memphis when it comes to minorities: African-Americans make up 63 percent of the population but garner less than 1 percent of total business receipts within Memphis, according to the most recent U.S. Census data.

4. Last Word: New Minority Business Numbers, The House Affair and The Heights -

The recently revived discussion on minority business in Memphis is about to go back on the front burner again. Fueling the intensity are new U.S. Census numbers. They show the percentage of business receipts in Memphis produced by black-owned businesses has dropped since the 2007 census numbers showed a 1.08 percent share of those receipts by black-owned businesses. That in a city whose population is 63 percent African-American.
The drop to below one percent is even though the overall receipts in 2012 were higher than they were in 2007.
Madeline Faber is the first to report the new numbers as part of a cover story in our weekly, The Memphis News, that will be on the streets and in the racks Saturday, on-line Friday afternoon.
The numbers are such a telling story and such an important indicator that we broke it out as its own story in advance of the cover story.

5. Average US Rate on 30-Year Mortgage Falls to 3.92 Pct. -

WASHINGTON (AP) — Average long-term U.S. mortgage rates fell this week amid continued turbulence in global stock markets.

It was the second straight weekly decline for the rate on the key 30-year loan. Mortgage buyer Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage dipped to 3.92 percent from 3.97 percent a week earlier. That rate has increased from its 3.66 percent average a year ago but remains well below its historic average of 6 percent.

6. Spillway of Swollen Mississippi River Open Near New Orleans -

NEW ORLEANS (AP) — The U.S. Army Corps of Engineers opened a major spillway Sunday near New Orleans for the first time in nearly five years, seeking to decrease the vast flow of the swollen Mississippi River as a safeguard to the low-lying city.

7. Armstrong Leaving Memphis Police Dept. for St. Jude -

Memphis Police Department director Toney Armstrong has taken a job at St. Jude Children's Research Hospital.

Armstrong, who has worked in various roles at MPD for nearly three decades, will step down from his post Jan. 31 to become St. Jude's director of security, Memphis Mayor Jim Strickland announced Thursday, Jan. 7.

8. The Week Ahead: Jan. 4, 2016 -

How was your weekend, Memphis? 2016 has kicked off with a full calendar – from an Elvis birthday celebration to a haunted pub crawl. So whether you’re still making your New Year’s resolutions or already have broken a few, here’s our weekly rundown of local happenings you need to know about...

9. AP Explains: How Much Money You Just Saved on Gas in 2015 -

NEW YORK (AP) – U.S. drivers saved a bunch of money on gasoline this past year, as Saudi Arabia and other OPEC members kept the pumps going in the face of low oil prices. Massive stockpiles of crude globally turned 2015 into the year of the pain-free fill up. More of the same is expected for 2016 as oil prices remain low. Here's a quick breakdown of the numbers, courtesy of the AAA.

10. Events -

Overton Square New Year’s Eve Bash will be held Thursday, Dec. 31, from 2 p.m. to 2 a.m. at Overton Square businesses. Check out the inside scene at Lafayette’s Music Room (details below), and enjoy outside entertainment, beer vendors and more leading up to a special surprise at midnight. Madison Avenue will be closed between Cooper and Diana streets from 9 p.m. to 2 a.m. Visit overtonsquare.com for details and specials.

11. A Great Zoo. A Great Embarrassment. -

IF YOU CAN PARK A HIPPO, YOU CAN PARK AN SUV. “Finally,” the young TV reporter said, “somebody who’s happy with the zoo.”

The zoo’s general manager was involved in controversy, his vision in question. The reporter found plenty of people at the zoo gate ready to feed the GM to the lions, but Nora and I were the first he talked to who liked the guy and he wanted a little balance for his story. You remember balance? Good reporters used to have it, and this guy was good.

12. TVA Employees Sharing in Record Earnings -

CHATTANOOGA, Tenn. (AP) — The Tennessee Valley Authority is rewarding employees for helping boost the utility's income above $1 billion last year.

TVA directors voted Friday to allow the agency's 10,900 employees to share in some of those record earnings, the Chattanooga Times Free Press (http://bit.ly/1HewbVr) reported. The directors approved payments of $113 million, or an average year-end bonus of $10,367 per employee.

13. Bank On Memphis Targets Smartphones -

For about five years now, a partnership between the city of Memphis and local banks and credit unions has been working to bring people who don’t have a checking or savings account into the mainstream banking sphere.

14. Retail Market Boosted by Groceries, Small Business -

The third quarter of 2015 was a busy one for the retail sector with a lot of activity derived from grocery stores and small businesses.

Fundamentals are trending favorably with the total vacancy rate down to 12.6 percent compared to 12.9 percent in second quarter 2015. Net absorption rose from 134,251 square feet in second quarter to 160,229 square feet in the most recent quarter, and the rental rate increased from $8.62 to $8.72 per square foot, according to CB Richard Ellis Memphis data.

15. Memphis Retail Market Boosted by Groceries, Small Business -

The third quarter of 2015 was a busy one for the retail sector with a lot of activity derived from grocery stores and small businesses.

Fundamentals are trending favorably with the total vacancy rate down to 12.6 percent compared to 12.9 percent in second quarter 2015. Net absorption rose from 134,251 square feet in second quarter to 160,229 square feet in the most recent quarter, and the rental rate increased from $8.62 to $8.72 per square foot, according to CB Richard Ellis Memphis data.

16. Health Law Fine on The Uninsured Will More than Double -

WASHINGTON (AP) — The math is harsh: The federal penalty for having no health insurance is set to jump to $695, and the Obama administration is being urged to highlight that cold fact in its new pitch for health law sign-ups.

17. New Mayor in Town -

Jim Strickland has some big decisions to make.

At the top of the list: make sure the toilets are flushing, the lights are coming on at night and the stoplights are flashing red, yellow and green.

18. Alternative Health Policies Still Available at Premium Prices -

As owners of East Nashville’s popular Art & Invention Gallery, Meg and Bret MacFadyen are part of the city’s growing population of creatives, a group that includes entrepreneurs, artists, musicians, writers and all sorts of contractors.

19. 2 Fed Officials Think Data Will Justify Rate Hike This Year -

WASHINGTON (AP) — It's a question whose answer seems to be in constant flux: When will the Federal Reserve finally raise interest rates?

Two voting members of the Fed's policy committee weighed in Friday with a similar view: That a rate hike remains likely by the end of 2015 but that any Fed decision will depend on how the economy fares between now and then.

20. Average US Rate on 30-Year Mortgages Falls to 3.76 Pct. -

WASHINGTON (AP) — Average long-term U.S. mortgage rates fell sharply this week amid concern over a labor market that has shown recent signs of weakness.

Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage dropped to 3.76 percent from 3.85 percent a week earlier. The rate on 15-year fixed-rate mortgages declined to 2.99 percent from 3.07 percent.

21. Study Examines Effectiveness Of Tennessee’s Pre-K Program -

Gov. Bill Haslam said Monday that he’s still supportive of Tennessee’s pre-kindergarten program despite a study that shows academic gains made by some of the children enrolled fade in early elementary grades.

22. Study Examines Effectiveness of Tennessee's Pre-K Program -

NASHVILLE, Tenn. (AP) — Gov. Bill Haslam said Monday that he's still supportive of Tennessee's pre-kindergarten program despite a study that shows academic gains made by some of the children enrolled fade in early elementary grades.

23. The Field -

The most competitive race for Memphis mayor in 24 years is in the hands of Memphis voters who will determine whether it will be as close as recent polls suggest it could be.

Early voting in advance of the Oct. 8 election day opened Friday, Sept. 18, with all 13 Memphis City Council seats on the ballot as well as the race for the City Court Clerk’s office.

24. US Homebuilding Slows in August After Hot Streak -

WASHINGTON (AP) — Builders broke ground on fewer houses and apartment complexes in August, a possible sign that the housing market may be levelling off after accelerating for much of the year.

25. Is Now Time For a Fed Rate Hike? Here Are 2 Clashing Views -

WASHINGTON (AP) — For seven years — through political fights, Europe debt crises and market panic — investors could count on one thing: Short-term U.S. interest rates would stay locked near zero.

26. US Job Openings Soar to Record High of 5.8 Million in July -

WASHINGTON (AP) — The number of available jobs jumped sharply in July to the highest level in 15 years, evidence that confident employers sought to step up hiring to meet greater demand for their goods and services.

27. US Jobless Rate Falls to 7-Year Low; Fed Move Still Unclear -

WASHINGTON (AP) — The U.S. unemployment rate fell to a seven-year low in August as employers added a modest 173,000 jobs, a key piece of evidence for the Federal Reserve in deciding whether to raise interest rates from record lows later this month.

28. Q&A: What Are the Signs of a 'Bear Market' for Stocks -

The stock market's sharp downturn in recent weeks has pulled the three major U.S. stock indexes into what is known as a "correction." But when does a market correction effectively end a bull market and usher in a full-blown bear market?

29. ‘Bigger Than Ballet’ -

As a child growing up in Frayser with an unstable home life, Briana Brown latched on to dance classes at the New Ballet Ensemble & School as a source of stability.

Sitting at her University of Memphis dorm surrounded by psychology textbooks, she is ready to leap into the path built on 11 years of educational and professional development provided by her support system at New Ballet Ensemble.

30. Average US Rate on 30-Year Mortgage Drops to 3.84 Percent -

WASHINGTON (AP) — Average long-term U.S. mortgage rates dropped this week to their lowest levels since May, in a week marked by turmoil in global markets that was stoked by economic developments in China.

31. Despite Stock Fall, Financial Health of Many Remains Solid -

WASHINGTON (AP) — Many Americans have just absorbed a financial beating — at least as measured by their stock holdings. It's the kind of blow that can feed a sense of helplessness about retirement, college savings and higher-than-expected bills.

32. Two Jumbo Phones From Samsung Ahead of Expected New iPhone -

NEW YORK (AP) — Samsung has unveiled two new Android smartphones with jumbo screens as it seeks to recapture some of the sales lost to Apple after larger iPhones came out last year.

Samsung said Thursday that the new Galaxy Note 5 and S6 Edge Plus will start shipping Aug. 21. Usually, Note phones don't come out until well after Apple's new iPhone models in September.

33. Health Law Sign-Ups Keep Growing; Uninsured Rate Declines -

WASHINGTON (AP) — Nearly a million people signed up for health insurance under President Barack Obama's law even after the official enrollment season ended, helping push the share of uninsured Americans below 10 percent and underscoring how hard it could be for Republicans to dismantle the program.

34. Party in Style at Schermerhorn, Hall of Fame, Other Top Nashville Venues -

When showing off Nashville to business associates, family and friends, doing so at a swanky location with some Music City cache is sure to hammer home exactly why everyone wants to be here right now.

35. Party in Style at Schermerhorn, Hall of Fame, Other Top Nashville Venues -

When showing off Nashville to business associates, family and friends, doing so at a swanky location with some Music City cache is sure to hammer home exactly why everyone wants to be here right now.

36. Council Redisricting Plan Raises Possibility of Unintentional District Shifts -

Memphis City Council members are reviewing a proposed redrawing of their district lines that would move 9,522 Memphians into different council districts a month and a half before early voting opens for the Oct. 8 Memphis elections.

37. US Pending Home Sales Slip in June -

WASHINGTON (AP) — The number of signed contracts to buy homes fell in June, as limited supplies of homes on the market are holding back possible sales growth.

The National Association of Realtors said Wednesday that its seasonally adjusted pending home sales index declined 1.8 percent to 110.3 last month. Still, strong demand from would-be buyers has pushed the index up 8.2 percent during the past 12 months.

38. US Homebuilder Sentiment Hits Highest Level Since 2005 -

U.S. homebuilders' confidence in the market for new homes is back up to levels not seen since the height of the housing boom a decade ago.

The National Association of Home Builders/Wells Fargo builder sentiment index released Thursday rose this month to 60, the highest level since November 2005.

39. Building Green in a Red-Hot Market -

Counting cranes has become a Nashville pastime, and the perks of all that development are clear – a robust economy, vibrant real estate market and more jobs.

Naturally, there is concern among some residents that all of the construction and increased population could harm the area’s environment, water and air quality and green space.

40. Fed Sees Stronger Economy, Leaves Key Rate at Record Low -

WASHINGTON (AP) – The U.S. economy has strengthened since a slump early this year, the Federal Reserve said Wednesday, but it wants to see further gains in the job market and higher inflation before raising interest rates from record lows.

41. Wolf River Greenway Planning Pushes Route Further North -

Now that you know the Greenline, here comes the Greenway.

After almost a year of behind-the-scenes planning, coordination and fundraising, the Wolf River Conservancy is about to go public with plans to add another 18 miles to the existing 2.6 miles of the Wolf River Greenway in Shelby County.

42. Wal-Mart to Test Unlimited Shipping for $50 Per Year -

Wal-Mart Stores Inc. will test a new unlimited shipping service for online shoppers this summer that will be priced below Amazon’s $99 per year Prime service.

43. Wal-Mart to Test Unlimited Shipping for $50 Per Year -

Wal-Mart Stores Inc. will test a new unlimited shipping service for online shoppers this summer that will be priced below Amazon’s $99 per year Prime service.

44. Economic Microscope -

Back in 2012, Century Wealth Management president and founder Jay Healy was telling the firm’s clients that the U.S. stock market was behaving like a coiled spring.

45. $100 Million for a Home? Luxury Buyers Reach a New Threshold -

WASHINGTON (AP) – The poshest of luxury homes are acquiring the cachet of a masterwork by Picasso or Matisse.

Rather than settle for garages of antique cars or a museum's worth of paintings, billionaires are increasingly willing to pay $100 million for homes that can serve as showcases for their fortunes, according to an analysis issued Thursday by Christie's International Real Estate.

46. Midtown Momentum -

Kroger Co., buoyed by the Crosstown Concourse development and increased investment in Midtown as a whole, has purchased properties associated with the long-dormant Washington Bottoms project at Poplar Avenue and Cleveland Street.

47. What Better Place for an NRA Convention? -

When the National Rifle Association announced that it would hold its 2015 convention in Nashville, the timing was propitious.

In 2010, gun sales and handgun permits were booming, and Tennessee had just enacted a controversial and contested new “guns in bars” law that allowed people with handgun permits to carry concealed firearms into bars and restaurants that serve alcohol.

48. US Economic Growth May Be Mild, But It's Also Really Durable -

WASHINGTON (AP) – The U.S. economy's tepid performance last quarter – a 2.2 percent annual growth rate – was typical of the economic rebound that began in the summer of 2009. Yet the sluggish pace of the recovery has a silver lining: This growth spurt has proved to be one of the most durable since World War II.

49. Commercial Real Estate Bounces Back -

After slowing to a crawl in the years following the Great Recession, commercial real estate activity in Metropolitan Knoxville is showing signs of sustained growth.

Last year marked a solid increase in sales and leasing in the Knoxville region, and 2015 is off to a good start, according to several area real estate executives.

50. US Home Sales Rebound Slightly in February -

WASHINGTON (AP) – Slightly more Americans bought homes in February, but tight inventories, affordability problems and nasty winter weather point to sluggish sales in the coming few months.

51. The Wine That Saved a Knoxville Landmark -

Linn Slocum started making wine from kits because she enjoyed it, later surprising herself by parlaying her hobby into a winery business that has enlivened downtown Knoxville, led to the renovation of a historic site and showcased East Tennessee’s farm-to-table food movement.

52. Transcripts Reveal Fed Confronting Chaotic Banking System -

WASHINGTON (AP) – Transcripts of Federal Reserve meetings in 2009 showed central bank officials struggling to contain the worst financial crisis in seven decades and searching for the right policies to halt a deepening economic downturn.

53. AP Survey: Why the Outlook for Global Economy Has Brightened -

WASHINGTON (AP) – From the United States to Asia to Europe, a global economy that many had feared was faltering appears poised for a resurgence on the strength of cheap oil and falling interest rates.

54. Nashville Mayor’s Race Exposes Unpleasant Problems -

In six weeks or so, the Greater Nashville area will learn what a snowmegeddon can do to area home sales.

With a quarter of the month frozen, it was hard for buyers to let it go and embark upon a house hunt. March closings, reflecting February sales, will be released in early April and might slow the freight train that the residential real estate has been riding for almost three years.

55. Mike Shildt: From College Walk-On To Memphis Redbirds Manager -

Any professional baseball player can tell you about the stigmas he has to fight. For one guy, it might be that he doesn’t hit with enough power. And for another it might be that he doesn’t make consistent enough contact.

56. Fewer Homes for Sale Pushes Up US House Prices in December -

WASHINGTON (AP) – U.S. home prices rose in December at a faster pace than the previous month, likely because of a much smaller number of homes for sale.

The Standard & Poor's/Case-Shiller 20-city home price index, released Tuesday, increased 4.5 percent in December compared with 12 months earlier. That is up from 4.3 percent in November and the same as October's annual increase. The small gain comes after price increases had slowed for 12 straight months.

57. Building From a New Blueprint -

When recruiting new businesses, East Tennessee economic development officials have long touted the benefits of partnering with the Oak Ridge National Laboratory and the University of Tennessee.

The lab and the university both have a history of working closely with private business to develop cutting-edge manufacturing techniques, technologies and new products. That research effort recently received a major boost with President Obama’s announcement of a new manufacturing innovation hub based in the Knoxville area.

58. Groupon Founder Takes a Detour With New Audio Tour App -

SAN FRANCISCO (AP) – Two years ago, Andrew Mason faced an unexpected detour when he was ousted as CEO from the online discount site he founded, Groupon. Now the tech executive's back on the entrepreneurial path, with an iPhone app selling unconventional audio tours of major cities. It's called – you guessed it – Detour.

59. Bankruptcies Dip Below 12,000 in 2014 -

Reflecting a national trend, Shelby County recorded a 7 percent drop in bankruptcies in 2014 compared to the previous year.

And the number of bankruptcies across the 33 Shelby County ZIP codes in 2014 was also down from 2013 and 2012 in each of the three types of bankruptcy chapters, according to The Daily News Online, memphisdailynews.com.

60. Average US Rate on 30-Year Mortgage Rises to 3.66 Percent -

WASHINGTON (AP) – Average long-term U.S. mortgage rates rose slightly this week after four straight weeks of declines, while remaining near historically low levels.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year mortgage edged up to 3.66 percent from 3.63 percent last week. The new average rate is still at its lowest level since May 2013.

61. Google Fiber Expanding to 4 Southeastern Metro Areas -

NASHVILLE, Tenn. (AP) – Google said Tuesday it has selected four metro areas in the Southeast to receive its fiber optic service that can deliver Internet speeds at more than 50 times the national broadband average.

62. Foreclosure Sales Drop 26 Percent in Shelby County -

Fueled by a steep drop in foreclosure sales, fewer homes were sold in Shelby County in 2014 when compared to 2013.

There were 15,702 homes sold in Shelby County in 2014, down 1.2 percent from 15,896 homes sold in 2013, when Shelby County hit a five-year high in sales, according to real estate information company Chandler Reports, www.chandlerreports.com.

63. Hitting the Accelerator -

Five years after the Great Recession rocked the nation and nearly destroyed auto manufacturing in Tennessee, the Midstate’s industry is booming again.

Nissan’s growth is no small part of that, largely because of the company’s confidence in the state of Tennessee and Gov. Bill Haslam, according to José Muñoz, executive vice president of Nissan Motor Co. and chairman of Nissan North America, which is headquartered in Franklin.

64. US Foreclosures Fell in 2014 to Levels Before Housing Bust -

LOS ANGELES (AP) – A healthier U.S. housing market and economy helped to winnow foreclosures in 2014 to levels not seen since before the housing bust.

The decline is the latest evidence of how foreclosures have diminished in recent years from a national crisis to a largely market-specific concern.

65. Vols Take Plenty of Momentum Into Offseason -

KNOXVILLE – There’s nothing like going into the offseason on a high note. The Vols will be riding the momentum from the resounding 45-28 victory against Iowa in the Jan. 2 TaxSlayer Bowl through the end of recruiting season, winter workouts, spring practices and into the summer months.

66. Average US 30-Year Loan Rate Falls to 3.73 Percent -

WASHINGTON (AP) – Average U.S. mortgage rates started the year by dipping to new lows, with the benchmark 30-year rate marking its lowest level since May 2013.

The mortgage giant Freddie Mac says the nationwide average for a 30-year fixed rate mortgage fell to 3.73 percent this week from 3.87 percent last week.

67. US Pending Home Sales Climb in November -

The number of Americans signing contracts to buy homes rose modestly in November as a strengthening economy helped nudge some would-be homebuyers.

The National Association of Realtors said Wednesday that its seasonally adjusted pending home sales index climbed 0.8 percent the past month to 104.8 from a revised 104 in October. The index remains slightly below its 2013 average but is 4.1 percent higher than last November.

68. US Pending Home Sales Climb in November -

The number of Americans signing contracts to buy homes rose modestly in November as a strengthening economy helped nudge some would-be homebuyers.

The National Association of Realtors said Wednesday that its seasonally adjusted pending home sales index climbed 0.8 percent the past month to 104.8 from a revised 104 in October. The index remains slightly below its 2013 average but is 4.1 percent higher than last November.

69. US Consumer Spending Up Solid 0.6 Percent in November -

WASHINGTON (AP) – U.S. consumer spending rose at the fastest pace in three months in November, while income posted the best gain in five months – both encouraging signs for economic growth.

70. US Economy Accelerates, Helps Lift Dow Above 18,000 -

WASHINGTON (AP) – A surge in U.S. economic growth lifted stocks Tuesday to record highs and showed that the United States is putting distance between itself and struggling economies around the world.

71. US Consumer Sentiment at Highest Point in 8 Years -

WASHINGTON (AP) – U.S. consumers are more optimistic about the economy than at any other time in the past eight years, buoyed by more jobs and falling gas prices, a survey finds.

The University of Michigan said Tuesday that its index of consumer sentiment has jumped to 93.6 from 88.8 in November. December's reading is the highest since January 2007, nearly a year before the Great Recession officially began.

72. US New-Home Sales Fall 1.6 Percent in November -

WASHINGTON (AP) – Sales of new U.S. homes fell in November, evidence that recent job gains have yet to boost the housing sector.

The Commerce Department said Tuesday that new home sales slid 1.6 percent last month to a seasonally adjusted annual rate of 438,000, the second straight monthly decline. October sales fell 2.2 percent to a downwardly revised rate of 445,000.

73. Knoxville Area a Magnet for Retirees -

Retired air traffic controller Sterling King moved to Knoxville when his brother needed him. Five years later, he has fallen in love with the area and everything it has to offer.

Moderate weather, without the bone-chilling Northern winters or the searing heat of Florida summers, is a big draw, along with its location in the foothills of the Great Smoky Mountains, says King, 58, who migrated from Dayton, Ohio, to Raleigh, North Carolina, and then to Knoxville.

74. Fed Likely to Note Gains But Signal No Rate Hike -

WASHINGTON (AP) – A resurgent U.S. economy has emerged from a long struggle with high unemployment and weak growth. And the Federal Reserve seems poised to recognize the sustained improvement.

75. Haslam Reaches Agreement to Expand Medicaid in Tennessee -

NASHVILLE, Tenn. (AP) – Gov. Bill Haslam announced Monday that he has reached a deal to expand Medicaid in Tennessee after more than a year of discussions with federal officials.

The Republican's administration touted the plan as an alternative deal with federal officials. The two-year pilot program, dubbed Insure Tennessee, would provide coverage for the state's uninsured without creating new taxes for Tennesseans.

76. US Trade Deficit Drops to $43.4 Billion in October -

WASHINGTON (AP) – The U.S. trade deficit fell slightly in October as exports rebounded while oil imports dipped to the lowest level in five years.

The deficit edged down 0.4 percent to $43.4 billion, a drop from a revised $43.6 billion in September, the Commerce Department reported Friday.

77. US Pending Home Sales Slip in October -

The number of Americans signing contracts to buy homes fell slightly in October as tight credit and lagging wages remained financial hurdles for would-be homebuyers.

The National Association of Realtors said Wednesday its seasonally adjusted pending home sales index fell 1.1 percent in the past month to 104.1. The index remains below its 2013 average but is 2.2 percent higher than last October.

78. More-Confident US Households Step Up Borrowing -

WASHINGTON (AP) – Americans are slowly but steadily borrowing more money, bringing to an end a five-year effort to cut household debt that has slowed consumer spending and the economy.

79. Wish Granted: Same Day Delivery for the Holidays -

NEW YORK (AP) – A procrastinator's holiday wish come true: Presents ordered at the last minute can now show up under the Christmas tree that same day.

Amazon, Target and Macy's and other retailers are offering speedier delivery, including overnight and same-day options that will continue even past the holidays.

80. US Consumer Spending Down 0.2 Percent in September -

WASHINGTON (AP) – U.S. consumer cut spending in September for the first time in eight months, as incomes grew at the slowest pace this year. The figures underscore nagging economic soft spots that are expected to ease in the coming months.

81. Nashville Serves Lesson in Equality Via Steam Table -

Attending the Southern Foodways Alliance symposium meant homework before class. Leading up to the meeting, we received a list of about 14 articles, 26 books, two thesis papers, five oral histories and nine films to help put the talks and meals we would have into context.

82. Real Estate Rally -

Commercial real estate can offer insight into the strength of the local economy. Through the office, retail, industrial and apartment developments that mark the region the economy at work in the real world can be seen.

83. Average 30-Year Loan Rate Up to 3.98 Percent -

Average U.S. long-term mortgage rates arrested their five-week decline this week but the benchmark 30-year loan remained below 4 percent.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year mortgage rose to 3.98 percent from 3.92 percent last week. It remained at its lowest level since June 2013. The rate stood at 4.53 percent back in January.

84. Grizzlies Brass Has Challenge In Analyzing Player Minutes -

It took but a single game for one of the Memphis Grizzlies’ main dilemmas to present itself. Namely, what’s a coach to do when his starters are playing well and the bench is giving him almost nothing?

85. Small Business Divided Over Minimum Wage Votes -

NEW YORK (AP) – Workers in five states could get a raise after Election Day.

Some small business owners say raising the minimum wage will pressure their companies, forcing them to cut employees' hours or jobs. Others say it's the right thing to do for workers and the economy.

86. US Home Price Gains Slow for Fourth Straight Month -

WASHINGTON (AP) – U.S. home prices grew more slowly in August amid modest sales, a trend that could help make homes more affordable in the months ahead.

The Standard & Poor's/Case-Shiller 20-city home price index, released Tuesday, rose 5.6 percent in August from 12 months earlier. That's down from 6.7 percent in July and the smallest gain since November 2012. Home prices were rising at a double-digit pace as recently as March.

87. How Well Did the Fed's Stimulus Work? -

NEW YORK (AP) – Soaring inflation. A collapsing dollar. Bubbles in financial markets that would soon pop. One presidential candidate even suggested that the Federal Reserve chairman should be roughed up.

88. US Pending Home Sales Rise Slightly in September -

The number of Americans signing contracts to buy homes ticked up only slightly in September, as it remained difficult to qualify for mortgage financing.

The National Association of Realtors said Monday that its seasonally adjusted pending home sales index rose 0.3 percent over the past month to 105. The index remains half a percentage point below its 2013 average, although 1 percent higher than a year ago.

89. US New-Home Sales Close to Flat in September -

WASHINGTON (AP) — U.S. sales of new homes were nearly flat in September, after the government sharply revised downward what was initially an August surge in buying.

New-home sales edged up 0.2 percent last month to a seasonally adjusted annual rate of 467,000, the Commerce Department reported Friday. The report also revised down the August sales rate to 466,000 from 504,000.

90. China Economy Grows at Slowest Pace in 5 Years -

BEIJING (AP) — China's economic growth waned to a five-year low of 7.3 percent last quarter, raising concerns of a spillover effect on the global economy but falling roughly in line with Chinese leaders' plans for a controlled slowdown.

91. Schools Leaders Move Toward Cooperation -

As the Achievement School District weighs a short list of a dozen low-performing Memphis schools for the state-run school district in the next school year, Shelby County Schools officials are involved in the selection process far more than they have been in past years.

92. Bankruptcies Top 3,000 After Second-Quarter Dip -

After a second quarter in which bankruptcy filings dipped below 3,000 for the first time since 2011, the total number of filings for the Memphis area rose slightly above 3,000.

Between July 1 and Sept. 30, there were 3,135 filings by individuals or businesses with a Shelby County address in the U.S. Bankruptcy Court for the Western District of Tennessee, according to The Daily News Online, memphisdailynews.com.

93. Ailing Global Economy Could Lead Fed to Delay Hike -

WASHINGTON (AP) – Just as the U.S. job market has finally strengthened, the Federal Reserve now confronts a new worry: A sputtering global economy that's spooked investors across the world.

94. Review Site Yelp Battles Extortion Claims -

SAN FRANCISCO (AP) – First the chefs of a small Italian restaurant got mad at online review site Yelp. Instead of trying to get better reviews, they decided to take a different approach: get terrible ones.

95. US Mortgage Rates Down for Third Straight Week -

WASHINGTON (AP) – Average U.S. mortgage rates fell for the third straight week, making it more affordable to borrow to buy a home.

Mortgage company Freddie Mac said Thursday that the nationwide average for a 30-year loan fell to 4.12 percent from 4.19 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, also declined to 3.3 percent from 3.36 percent.

96. Five Alternative Ways to Give Back -

The giving season is upon us. For many nonprofits, hospitals, schools, and colleges the next three months are all about fundraising. You will no doubt see an increase in direct mail and e-mail solicitations, Facebook campaigns, billboards, print and TV commercials and personal asks made by of you by friends, family members and associates.

97. 5 Mysteries of US Job Market Waiting to be Solved -

WASHINGTON (AP) – Just how healthy is the U.S. job market?

Despite steady hiring and falling unemployment, the question has provoked sharp debate and considerable uncertainty on the eve of the September jobs report.

98. Triumph Bank Surpasses $500 Million in Assets -

Triumph Bank didn’t choose its new tagline, “Let’s talk growth,” earlier this year only because it sounded hopeful or was an ideal to strive for.

99. Contracts to Buy US Homes Slide in August -

WASHINGTON (AP) – Fewer Americans signed contracts to buy homes in August, suggesting that real estate sales will remain sluggish over the next few months.

The National Association of Realtors said Monday that its seasonally adjusted pending home sales index fell 1 percent over the past month to 104.7. Higher prices and weak wage growth has limited buying, as the index is 2.2 percent below its level from a year ago.

100. US Consumer Spending Up 0.5 Percent in August -

WASHINGTON (AP) – Americans boosted spending by a healthy amount in August, offering welcome evidence that the economy is on solid footing heading into the final quarter of the year.

Consumer spending in August rose 0.5 percent from the previous month after showing no gain in July, the Commerce Department reported Monday. It was the best result since spending also expanded 0.5 percent in June.