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Editorial Results (free)

1. 'Manafort and His Lies' at Heart of Case, Prosecution Argues -

ALEXANDRIA, Va. (AP) — Paul Manafort lied to keep himself flush with cash and later to maintain his luxurious lifestyle when his income dropped off, prosecutors told jurors Wednesday in closing arguments at the former Trump campaign chairman's financial fraud trial.

2. Manafort's Defense Rests After Calling No Witnesses -

ALEXANDRIA, Va. (AP) — Paul Manafort's defense rested its case Tuesday without calling any witnesses in the former Trump campaign chairman's tax evasion and fraud trial. Manafort chose not to testify.

3. Pay Down Debt or Save Money? How to Allocate Your Cash -

It's one of the most common questions financial advisers hear: should I prioritize paying down debt or building up savings?

Americans have a cozy relationship with debt – student loans, credit cards and car loans are commonplace. The Federal Reserve said that consumer borrowing rose $24.5 billion in May alone to hit almost $3.9 trillion. And that doesn't include mortgage or real estate-secured debt, like home equity lines. Add rising interest rates to that mix and you've got quite the budget burden.

4. Late Entry, Different Strategy Set Tone In Harwell’s Run for Gubernatorial Nomination -

Her campaign got a later start than her rivals seeking for Republican nomination for Tennessee governor.

House Speaker Beth Harwell has also conducted a basic campaign built around her experience in government.

5. What Do Statewide Candidates Say About Health Care in Tennessee? -

According to Think Tennessee’s State of Our State dashboard, the state ranks near the bottom in the number of adults with heart disease, obesity and diabetes. It also ranks near the bottom of all states for the health of senior citizens, infant mortality, number of adults who smoke, and at the absolute bottom in childhood obesity. Tennesseans are, on the whole, not healthy. What can and should our next political leaders do about it?

6. Why Many Americans Aren't Benefiting From Robust US Economy -

WASHINGTON (AP) – "The economy," Federal Reserve Chairman Jerome Powell declared this week, "is doing very well."

And it is. Steady hiring has shrunk unemployment to 3.8 percent – the lowest since the 1960's. Consumers are spending. Taxes are down. Inflation is tame. Factories are busy. Demand for homes is strong. Household wealth is up.

7. More Americans Expect to Work Until 70; There are Benefits -

When it comes to retirement, later may be better.

Americans long viewed 65 as the age to stop working. It was considered full retirement age by Social Security for many, Medicare benefits kick in then and historical practice had established it as the goal.

8. Raymond James Sues Landlord Over Elevators -

Raymond James & Associates Inc., the name tenant of the Raymond James building at 50 North Front St., is suing its landlord at the building over elevator problems in a lawsuit first filed in Chancery Court in February that has since been transferred to Memphis federal court.

9. Pinnacle Continues to Ramp up Memphis Presence -

Pinnacle Bank is continuing to accelerate its growth in the Memphis banking market, with the opening in recent days of two new loan production offices, a new mortgage office, plus another mortgage office on the way soon in Southaven.

10. Digest -

Memphis Grizzlies Suffer 15th Consecutive Loss

The Grizzlies lost their 15th straight game, 119-110 at Chicago, on Wednesday, March 7.

The team has not won since defeating the Phoenix Suns at FedExForum on Jan. 29.

11. Year of Milestones, Major News for First Horizon -

Ahead of its annual meeting of shareholders next month, First Tennessee Bank announced this week customers had given it top grades in the Phoenix-Hecht 2018 Quality Index for Middle Market Banking, an index that includes businesses with revenue between $20 million and $500 million.

12. Last Word: Welders & Machinists, MLGW & Trust and Blockchain -

A new report shows jobs in demand in the Memphis area at a time when we are again talking about which expansions and new businesses should be getting incentives and how to get better paying jobs. The annual report by CERT – Center for Economic Research in Tennessee – shows high employer demand for information technology, health care, engineering, business and financial operations and welding.

13. US Economy Still Fundamentally Strong Despite Falling Stocks -

WASHINGTON (AP) – A wave of fear about inflation and higher interest rates has sent stock prices tumbling and raised concerns about corporate profits. Yet the rush of anxiety has obscured a fundamental fact about the U.S. economy: It's healthy.

14. Digest -

Memphis Toys R Us

To Remain Open

A representative with Toys R Us has confirmed to The Daily News that the retailer’s Memphis location, at 7676 Polo Ground Blvd., won’t close after all.

15. First Tennessee Parent Company Caps Busy Fourth Quarter and 2017 -

Investors and analysts who cover the Memphis-based publicly traded parent company of First Tennessee Bank had a lot of news to digest during the bank’s fourth quarter.

16. Despite Need, Expanding Health Care Not in Cards -

Springfield resident Felicity Palma struggled mightily when she moved to Tennessee from Florida two years ago after suffering health problems and losing her job.

The 47-year-old former social worker became homeless for a period when she came here, and now she finds herself in a health insurance coverage gap as she tries to get treatment for ulcers, sciatica, fibroids and thyroid disease. Debt is piling up on her, too, for the care she does receive.

17. As Companies Give Bonuses, Prospect of Pay Gains Still Hazy -

WASHINGTON (AP) – American Airlines is handing out $1,000 bonuses to its employees. So are AT&T, Bank of America and Nationwide Insurance. The same for Comcast, JetBlue Airways and US Bancorp.

18. Companies Boost Wages and More Post-Tax Reform -

Dozens of companies, many with ties to Memphis, have pledged a series of actions that include one-time employee bonuses, charitable spending and 401(k) contribution increases, among other steps, in response to savings they expect to see from recently enacted Republican tax cuts.

19. Is Online College for You? Answer 5 Questions to Find Out -

Amelia Roberts, a nurse in Washington, D.C., knew she needed to return to college for a bachelor's degree if she wanted to win a care coordinator position at her hospital. But attending college on a campus wasn't a practical option for her.

20. As Interest Rates Rise, Banks Are Paying More for Deposits -

NEW YORK (AP) – Slowly, but surely, being a saver is paying off again.

For years after the recession, banks paid next to nothing on deposits – much to the detriment of savers everywhere. Now, banks have increased lending and need more deposits, so they're will-ing to pay higher interest rates.

21. Housing Group Opens New Crack in Support for GOP Tax Plan -

WASHINGTON (AP) – Another deep crack opened in the support for President Donald Trump and the Republicans' tax-cutting plan on Monday, as a powerful lobbying group in the housing industry withdrew its blessing for the GOP's top legislative priority just as its details are set to be revealed.

22. Deciding When to Expand is Tricky For Food Industry Entrepreneurs -

Memphis historically has been a great place to birth a food business concept. From Perkins to Corky’s to Back Yard Burgers and everything in between, Memphis has seen many successful restaurant concepts expand beyond the city limits.

23. Report: Higher Premiums If Trump Halts 'Obamacare' Subsidies -

WASHINGTON (AP) – Premiums for a popular type of individual health care plan would rise sharply, and more people would be left with no insurance options if President Donald Trump makes good on his threat to stop "Obamacare" payments to insurers, the Congressional Budget Office says.

24. Wall Street's Goldman Sachs Moves Quietly Into Main Street -

NEW YORK (AP) – More homeowner, less hedge fund titan. Goldman Sachs, long known for its super-rich clients and well-connected executives, is starting to act a lot more like a neighborhood bank.

25. MATA Eyes Greener Future, Prepares For Upcoming Service Changes -

Despite being hampered by a tight budget, the Memphis Area Transit Authority is making strides to be more green and environmentally sensitive, including participating in National Dump the Pump Day in June and offering reduced fares on “Ozone Days” throughout the year, as well as recently collaborating with the EPA to install air pollution-monitoring stations.

26. 529 Plans – What You Should Know -

Ray’s Take This August, I will be the proud parent of college freshman. With that pride comes the bills for tuition, room and board, books, etc. 

Dana and I have long believed that an education is the best gift to a child, but not at the expense of our own retirement. We started saving for college the moment we had social security numbers for our kids. With college tuition costs rising every year, saving early for education is one of the most important decisions parents can make. One vehicle for saving is the 529 plan. 

27. Nearing 100 Days, Trump Says His Presidency is 'Different' -

WASHINGTON (AP) – For nearly 100 days, President Donald Trump has rattled Washington and been chastened by its institutions.

He's startled world leaders with his unpredictability and tough talk, but won their praise for a surprise strike on Syria.

28. Wells Fargo CEO: Fixing Fake Accounts Will Take More Time -

NEW YORK (AP) – Wells Fargo CEO Tim Sloan said the company could need several more months to resolve customer damage tied to its massive sales practices scandal, such as figuring out if people had trouble getting approved for other loans because of the fake accounts bank employees opened.

29. Will Mortgage Rates Rise? What to Know About Fed Rate Hike -

WASHINGTON (AP) – Are mortgage rates headed up? How about car loans? Credit cards?

How about those nearly invisible rates on bank CDs – any chance of getting a few dollars more?

30. US Banks in Strong Shape as 4th-Quarter Profit Jumps -

WASHINGTON (AP) – U.S. banks' earnings in the final quarter of 2016 rose 7.7 percent from a year earlier, as lending continued to grow and banks set aside less for losses on loans for the first time since late 2015.

31. Pressure on GOP to Revamp Health Law Grows, Along With Rifts -

WASHINGTON (AP) – President Donald Trump declared Monday that "Nobody knew that health care could be so complicated." Yet the opposite has long been painfully obvious for top congressional Republicans, who face mounting pressure to scrap the law even as problems grow longer and knottier.

32. Postal Service Says It Lost $200 Million Over Holiday Season -

WASHINGTON (AP) – The U.S. Postal Service said Thursday it lost $200 million during the year-end holiday season, despite a strong quarter of package shipping and expanded use of vote-by-mail in the November presidential election.

33. Ford CEO Hopeful That Trump Will Ease Gas Mileage Standards -

DEARBORN, Mich. (AP) – Ford Motor Co.'s top executive is hopeful that President Donald Trump could ease government fuel economy requirements and reduce corporate taxes to help the auto industry grow and create jobs.

34. Liz Weston: 6 Money Resolutions You Can Actually Keep -

Let's face the grim truth: Those 10 pounds you want to lose will likely be among your New Year's resolutions next year, too.

If you really want a sense of accomplishment, take care of money tasks that don't require ongoing discipline and that you typically don't have to repeat every year. Some of these are "one and done," while others you may have to revisit as your life changes, but all will give you a sense of progress toward your financial goals.

35. What 2017 May Mean for Your Personal Finances -

It's been a tumultuous 2016 – both financially and politically. The year may have left some people wondering, what's next? And, how will it affect me?

Lacking a crystal ball, we asked a few economic experts what they think 2017 may hold in store for Americans' personal finances. Here's their take on what to expect in the year ahead:

36. Tuning Up Your Finances for 2017 -

As a longtime financial professional, I can vouch for the power of the looming New Year – more people begin showing interest in getting their finances in order during this time than any other. I’ve always found that the best way to ensure a great financial future is by mapping out your goals and avoiding common financial pitfalls. I’ll outline some of my most tried and true tips here.

37. Last Word: MemphisWorks App, Tyler Talks and Millington Home Sales -

A busy annual Greater Memphis Chamber Chairman’s Circle luncheon Wednesday topped by the debut of a jobs app that is more than ye olde classified ads reformatted on a digital device.

MemphisWorks is several parts of the jobs search and filling jobs all put together.

38. US Bank Earnings Up Nearly 13 Percent in Q3 -

WASHINGTON (AP) – U.S. banks' earnings in the July-September period jumped nearly 13 percent from a year earlier as continued growth in lending fueled interest income.

The data issued Tuesday by the Federal Deposit Insurance Corp. showed strength in the banking industry more than eight years after the financial crisis struck. However, the impact of low oil prices on energy companies led banks to continue to post bigger losses on commercial and industrial loans. Some energy companies have struggled to repay loans, causing distress for banks in oil and gas producing regions.

39. Fund Managers: No, the Election Won't Wreck Your 401(k) -

NEW YORK (AP) – Worried that the election will ruin your 401(k)?

Don't be, fund managers say, no matter who wins the White House. As long as you're a long-term investor willing to ride through whatever market bumps occur after Election Day, and there certainly could be scary ones, presidential elections historically haven't had much impact on stocks over the long term. Other factors, such as how expensive stocks are relative to their earnings and what the Federal Reserve is doing with interest rates, are more important factors for the market than who sits in the White House.

40. Survey: Number of Americans Without Bank Accounts Declines -

NEW YORK (AP) — Fewer Americans are without access to a checking or savings account, according to a survey released Thursday by federal regulators, a sign that the improving economy is helping lift the nation's poorest households.

41. $4 a Month? Social Security Recipients to Get Tiny Increase -

WASHINGTON (AP) — Millions of Social Security recipients and federal retirees will get a 0.3 percent increase in monthly benefits next year, the fifth year in a row that older Americans will have to settle for historically low raises. The adjustment adds up to a monthly increase of less than $4 a month for an average recipient.

42. Considering the Financial Impact of Life’s Milestones -

We work with many members – from millennials to baby boomers – who are looking for advice on how to plan for life’s next big milestone. Whether you’re planning to get married, start a family or looking ahead to retirement, making a long-range plan and understanding how these life changes will impact your finances is an important step.

43. Banks Focus More on New Accounts – And the Fees They Bring -

NEW YORK (AP) – When Wells Fargo CEO John Stumpf testifies before a Senate committee hearing Tuesday, it won't be just his bank under fire for turning friendly branches into high-pressure sales centers. It'll be the entire industry.

44. New Type of Subdivision to Replace Foote Homes -

Memphis’ last traditional public housing complex is coming down and a new kind of subdivision will rise in its place.

The Land Use Control Board formally accepted the site plan for the South City development at its Thursday, Sept. 8, meeting. With the help of a $30 million federal Choice Neighborhoods grant, the Memphis Housing Authority plans to raze the 420 units of Foote Homes that date back to the 1940s to make way for Memphis’ first sustainable subdivision.

45. US Banks’ Q2 Earnings Climbed 1.4 Percent to $43.6B -

WASHINGTON (AP) – U.S. banks' earnings in the April-June period rose 1.4 percent from a year earlier as growth in lending fueled interest income.

The data issued Tuesday by the Federal Deposit Insurance Corp. showed continued strength in the banking industry eight years after the financial crisis struck. However, the impact of low oil prices on energy companies led banks to continue to post bigger losses on commercial and industrial loans.

46. 5 Tips to Bounce Back After a Foreclosure or Short Sale -

Philip and Denise Powell lost their home in 2011 after Philip's hours as a pastor were cut in half and Denise was sidelined by a surgery. But they were determined to become homeowners again, so they rolled up their sleeves and got to work.

47. Rules Change Once You Retire -

Ray’s Take: Retirement is a time when a lot of the old financial rules get flipped on their head. Most people who retire don’t want to go back to work, and even if they did, they may not be afforded the opportunity. Wal-Mart needs only so many greeters. At this point there’s no turning back, and what money you’ve saved will be the lion’s share of what you will need to live off of.

48. Shelby County Schools Budgets – Past and Present – Amended -

The final numbers are in for Shelby County Schools and the quest for funding of the county’s largest public school system.

The SCS board approved Tuesday, July 26, the revised operating and capital budgets for the school system for the fiscal year that began 26 days earlier.

49. Task Force’s New Health Plan Promising -

A 3-Star Healthy Task Force appointed to propose a method for catching Tennesseans in a health care coverage gap is taking a politically safe road to reach the same goal as Insure Tennessee.

Yet the route, a TennCare expansion with “triggers” and “circuit breakers,” holds so much uncertainty it’s hard to figure out if the panel will find its destination.

50. Financial Stress to Financial Yes -

Every year Americans make $46 billion worth of payday loan transactions, with more than 40 percent of these loans processed online. Payday loans allow borrowers to withdraw cash anywhere from a few days to a couple of weeks prior to receiving their paycheck, with the intent to pay it back with interest and fees when they receive their next paycheck.

51. Federal Regulators Propose Restrictions on Payday Lenders -

NEW YORK (AP) – Federal regulators are proposing a significant clampdown on payday lenders and other providers of high-interest loans, saying borrowers need to be protected from practices that wind up turning into "debt traps" for many.

52. Poll: Two-Thirds of US Would Struggle to Cover $1,000 Crisis -

NEW YORK (AP) – Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a signal that despite years of recovery from the Great Recession, Americans' financial conditions remain precarious as ever.

53. Last Word: $4.8 Billion of TNT, North Parkway Complications and Graceland West -

FedEx sets a date next week for its acquisition of TNT Express – a $4.8 billion deal that was approved by TNT shareholders Wednesday.

54. Tennessee Leads the Nation in Bankruptcies -

Tennessee has a model program for financial literacy in its public schools. All high school students must pass a personal finance course to graduate, and even kindergartners are learning about money under a new initiative to extend the curriculum to primary school.

55. Legislative Losers: All Who Disagree With Legislators -

The 109th General Assembly is done – almost – for the year. Here’s a look at the winners and losers.

Winner: State budget

Buoyed by $400 million in surplus revenue from fiscal 2015 and $450 million in projected surpluses for the coming fiscal year, Gov. Bill Haslam spread the wealth in a $34.9 billion budget. 

56. Federal Regulators Close Memphis-Based Bank -

Trust Co. Bank of Memphis has failed, with state and federal regulators announcing Friday, April 29, they had closed all four branches of the West Tennessee financial institution and arranged a purchase agreement to protect depositors.

57. Focusing on Financial Literacy -

Teaching Memphians how to manage money is of vital importance to helping our community members achieve their personal and financial goals. April is Financial Literacy Month – a national initiative offering an opportunity for individuals to learn how to adopt effective financial strategies.

58. Stricter Rules Unveiled for Brokers Giving Retirement Advice -

WASHINGTON (AP) – The Obama administration acted Wednesday to require that brokers who recommend investments for retirement savers meet a stricter standard that now applies to registered advisers: They must act as "fiduciaries" – trustees who are obligated to put their clients' best interests above all.

59. US Consumer Spending Posts Scant February Increase -

WASHINGTON (AP) – U.S. consumers barely increased their spending in February and spent less in January than the government had earlier estimated. The pullback led some analysts to downgrade their expectations for the economy's growth during the January-March quarter.

60. US Bank Earnings Jump 11.9 Percent In 4Q; Loan Losses Up -

WASHINGTON (AP) – The impact of plummeting oil prices has shown up in the financial picture of U.S. banks, whose losses from loans increased for the first time in five and half years, according to new government data.

61. New Year, New Financial You -

With the new year now well underway, you might have spent January tackling fitness or organizational goals, but many experts believe the most powerful resolution that you can adopt is to focus on your financial well-being.
With most of 2016 ahead of us, and tax season right around the corner, there’s no better time to take a look at your finances and make a plan to increase your financial stability for this year and beyond. 

62. The Big Uh-Oh: Global Economy Shaky and Cavalry May Not Come -

WASHINGTON (AP) – Eight years after the financial crisis, the world is coming to grips with an unpleasant realization: serious weaknesses still plague the global economy, and emergency help may not be on the way.

63. US Consumer Spending Flat, Savings Rate at 3-Year High -

WASHINGTON (AP) — U.S. consumers kept their spending flat in December and instead boosted their savings rate to the highest level in three years.

Consumer spending was unchanged in December after rising 0.5 percent in November, the Commerce Department reported Monday. Incomes increased 0.3 percent, matching November's gain.

64. High Court Upholds Government's Energy Conservation Program -

WASHINGTON (AP) — In a win for the Obama administration and environmental groups, the Supreme Court on Monday upheld a 5-year-old federal program that pays large electric customers to save energy during times of peak demand.

65. No Great Places to Shelter From This Market Turmoil -

NEW YORK (AP) — Stock prices are crumbling around the world, but the usual place for investors to go for safety, bonds, can't provide as much cover as usual.

Bonds are still doing their job this year as investors' best friends during a downturn: They're holding up better than stocks, cushioning the blow for balanced investors. High-quality, investment-grade U.S. bonds have returned 0.9 percent through Wednesday, while the Standard & Poor's 500 index has lost 7.4 percent on worries about the strength of the global economy.

66. Fed Hikes Rate, Finance Pros Expect Minimal Immediate Impact -

Borrowers and savers aren’t likely to see an immediate impact from the historic move Wednesday, Dec. 16, by the Federal Reserve to raise interest rates by a quarter point for the first time in almost a decade, according to several Memphis-area financial industry professionals.

67. Signs of Steady US Economy: Rising Pay and Solid Job Market -

WASHINGTON (AP) — Americans' pay is up, fewer people need unemployment aid, more are buying new homes and business spending is rebounding.

A flurry of data released Wednesday signaled that the fundamentals of the U.S. economy remain solid, if unspectacular, three weeks before the Federal Reserve will likely begin raising interest rates.

68. Planning Ahead for the Rate Hike -

Ray’s take: So far, the Federal Reserve has not raised rates. It may be a while and it may be slow, but sooner or later rates will go up. Before they do, it could be a good idea for you to review how the rate hike will affect you personally.

69. Bank On Memphis Targets Smartphones -

For about five years now, a partnership between the city of Memphis and local banks and credit unions has been working to bring people who don’t have a checking or savings account into the mainstream banking sphere.

70. Health Law Fine on The Uninsured Will More than Double -

WASHINGTON (AP) — The math is harsh: The federal penalty for having no health insurance is set to jump to $695, and the Obama administration is being urged to highlight that cold fact in its new pitch for health law sign-ups.

71. Fed Rate And Your Retirement -

Ray’s Take After the biggest buildup to a meeting of the Federal Reserve in 10 years, they decided to do – nothing. The Federal Reserve left the federal funds rate right where it’s been since 2008, which is just above zero. Anyone who has an (theoretically) interest-bearing checking or savings account knows that already. Despite the inaction, the Fed still claims that rates are going up, someday.

72. Novel Plan to Curb Drug Costs Seeks Candidates' Attention -

WASHINGTON (AP) — Consumer-friendly ratings of the benefits of new drugs. Limits on what patients pay. Requiring drug companies to disclose how much they actually spend on research.

With the public concerned about the high cost of new medications, these are some of the proposals offered Friday by a policy center often aligned with the Obama administration.

73. Despite Stock Fall, Financial Health of Many Remains Solid -

WASHINGTON (AP) — Many Americans have just absorbed a financial beating — at least as measured by their stock holdings. It's the kind of blow that can feed a sense of helplessness about retirement, college savings and higher-than-expected bills.

74. Budget Report Sees Shrinking Deficits, But Only For Now -

WASHINGTON (AP) — An unforeseen flood of revenue is shrinking federal deficits to the lowest level of President Barack Obama's tenure, Congress' nonpartisan budget adviser said Tuesday. But in a report that will fuel both parties in their autumn clash over spending, the analysts also warned that perilously high shortfalls will roar back unless lawmakers act.

75. More Millennials Stuck Renting for Years Before Buying Home -

WASHINGTON (AP) — Home ownership, that celebrated hallmark of the American dream, is increasingly on hold for younger Americans.

Short of cash, burdened by student debt and unsettled in their careers, young adults are biding time in apartments for longer periods and buying their first homes later in life.

76. First Horizon National Corp. Reveals Stress Test Results -

The Memphis-based parent company of First Tennessee Bank has passed its annual, federally mandated “stress test.”

77. First Horizon National Corp. Reveals Stress Test Results -

The Memphis-based parent company of First Tennessee Bank has passed its annual, federally mandated “stress test.”

78. More Older Americans are Being Buried by Housing Debt -

WASHINGTON (AP) – Al and Saundra Karp have found an unconventional way to raise money and help save their Miami-area home from foreclosure: They're lining up gigs for their family jazz band.

79. Fuel and Potential Fires for the US Economy Ahead -

WASHINGTON (AP) – The US economy should get better after a sputtering first quarter, but how much better? It's complicated.

Steady hiring and low gas prices should help power solid growth through the rest of 2015. The harsh winter and a labor dispute that slowed trade at West Coast ports are both over. Home sales and construction are rebounding, along with business investment.

80. Will Tennessee Republicans Ever Be Truly Happy? -

Why aren’t Tennessee Republicans happier?

With the GOP so dominate in the Tennessee General Assembly and losses so rare – on the Hill or in elections – the party’s lawmakers should be jubilant with this year’s session. But it’s never enough.

81. Congress OKs Bill Reshaping Medicare Doctors' Fees -

WASHINGTON (AP) – Conservatives hated that it's expected to swell federal deficits over the coming decade. Liberals complained that it shortchanged health programs for children and women.

82. Fed: No Rate Hike Until Job Market Improves, Inflation Rises -

WASHINGTON (AP) – The Federal Reserve signaled Wednesday that it needs to see further improvement in the job market and higher inflation before it raises interest rates from record lows.

83. As Fed Weighs a Rate Hike, US Economy is Looking a Bit Paler -

WASHINGTON (AP) – Just as the Federal Reserve seems to be inching toward an interest rate hike because of the strengthening U.S. job market, its task is getting more complicated:

Several key sectors of the economy are flashing some signs of weakness.

84. AP Survey: Why the Outlook for Global Economy Has Brightened -

WASHINGTON (AP) – From the United States to Asia to Europe, a global economy that many had feared was faltering appears poised for a resurgence on the strength of cheap oil and falling interest rates.

85. Eliminating Hall Income Tax Raises New Problems -

Republican lawmakers are lining up legislation to reduce or phase out Tennessee’s Hall income tax on investments, even though Gov. Bill Haslam is concerned about losing revenue amid the state’s economic ups and downs.

86. Financial Debate Looms at City Hall -

With Memphis Mayor A C Wharton Jr. to present his budget proposal to the City Council in May, some on the council started to set the table this week for an election year challenge of Wharton’s methods for righting the city’s financial condition.

87. Fogelman Company Launching Retail Center in East Memphis -

6544 Poplar Ave.
Memphis, TN 38118

Permit Amount: $3.2 million

Permit Application Date: February, 2015

88. Eastern Heights Apts. Sells for $3.4 Million -

An apartment development near Chickasaw Country Club has sold for $3.4 million.

Eastern Heights Partners, a Tennessee general partnership, bought the 130-unit Eastern Heights Apartments from Eastern Heights Apartments Ltd., according to a Jan. 23 warranty deed.

89. Eastern Heights Apartments Sells for $3.4 Million -

An apartment development near Chickasaw Country Club has sold for $3.4 million.

Eastern Heights Partners, a Tennessee general partnership, bought the 130-unit Eastern Heights Apartments from Eastern Heights Apartments Ltd., according to a Jan. 23 warranty deed.

90. Obama's Record Budget: Tax the Rich, Help Middle Class -

WASHINGTON (AP) – Promising to help America's middle class, President Barack Obama on Monday sent Congress a record $4 trillion budget that would hammer corporate profits overseas and raise taxes on the wealthy while boosting tax credits for families and the working poor.

91. Student Debt, Rising Rents Take Bite Out of Real Estate Market -

Hefty student loans are a major stumbling block for young Americans as they try to buy their first home, a National Association of Realtors’ annual survey shows.

In spite of an improved job market and low interest rates in 2014, the number of first-time homebuyers dipped to 33 percent, down 5 percent from the previous year and the lowest since the National Association of Realtors began tracking the rate in 1981.

92. Drowning in Student Loan Debt -

Three-and-a-half years after graduating from the University of Tennessee-Knoxville, Yasameen Hoffman is still trying to land the kind of full-time job that will help her start paying off her student loan.

93. Almost Half of US Households Exhaust Their Salaries -

WASHINGTON (AP) – The Federal Reserve has declared economic growth "solid." But several new reports show most Americans are treading along a dangerous financial tightrope, where one slip could be devastating.

94. 2014 Was Best Hiring Year Since '99; Jobless Rate 5.6 Percent -

WASHINGTON (AP) – The United States capped its best year for hiring in 15 years with a healthy gain in December, and the unemployment rate hit a six-year low. The numbers support expectations that the United States will strengthen further this year even as overseas economies stumble.

95. FDA Drug Approvals Reached 18-Year High in 2014 -

WASHINGTON (AP) – The Food and Drug Administration approved 41 first-of-a-kind drugs in 2014, including a record number of medicines for rare diseases, pushing the agency's annual tally of drug approvals to its highest level in 18 years.

96. Roth Conversion, Should You Do It? -

Ray’s Take There’s been a lot of discussion in recent years about Roth accounts, specifically the Roth IRA and the Roth 401(k). Maybe you’re wondering if you should convert your own accounts but aren’t sure.

97. Wealth Gap Widens Between Whites and Minorities -

PORTLAND, Ore. (AP) – The economic recovery has not been equal among the races, according to a Pew Research Center study released Friday.

The study found that the wealth gap between white households and minorities has widened in recent years.

98. BankTennessee Celebrates 80 Years in Business -

The bank got its start in 1934 as First Federal Savings and Loan Association, founded by a group of local Memphis bankers and businessmen.

In 1997, its name was changed to BankTennessee. And this year, it’s celebrating its 80th anniversary – a milestone that finds the institution as a more expansive organization, coming off one of its most successful years in 2013, with a larger geographic footprint and a much more robust suite of products and services than it started with.

99. US New-Home Sales Close to Flat in September -

WASHINGTON (AP) — U.S. sales of new homes were nearly flat in September, after the government sharply revised downward what was initially an August surge in buying.

New-home sales edged up 0.2 percent last month to a seasonally adjusted annual rate of 467,000, the Commerce Department reported Friday. The report also revised down the August sales rate to 466,000 from 504,000.

100. Pentagon Wants Tighter Soldier Loan Protections -

WASHINGTON (AP) – Aiming to restrict lenders who prey on members of the military, the Obama administration on Friday moved to close legal loopholes that have placed hundreds of thousands of service members at risk of excessive payday and other short-term loan fees.