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Editorial Results (free)

1. Appeals Court Reverses Fraud Finding Against Bank of America -

NEW YORK (AP) – Bank of America Corp. was not liable for fraud and subject to a penalty of over $1.2 billion for its actions before the economy collapsed in 2008 despite a jury's finding to the contrary, a federal appeals court ruled Monday.

2. Poll: Two-Thirds of US Would Struggle to Cover $1,000 Crisis -

NEW YORK (AP) – Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a signal that despite years of recovery from the Great Recession, Americans' financial conditions remain precarious as ever.

3. Last Word: $4.8 Billion of TNT, North Parkway Complications and Graceland West -

FedEx sets a date next week for its acquisition of TNT Express – a $4.8 billion deal that was approved by TNT shareholders Wednesday.

4. Raymond James Fined $17M for Anti-Money Laundering Lapses -

WASHINGTON (AP) – Industry regulators have fined Raymond James $17 million, accusing the financial services firm of widespread failures in its controls against money laundering.

5. Last Word: South of Crump, Council Day and Haslam on the Fed's Bathroom Memo -

Neon is coming back to E. H. Crump Boulevard and the momentum of development continues to move further south to the Crump border with South Memphis.

Ghost River Brewing Co. is making plans for a tap room that opens this fall as part of its existing brewery at South Main and Crump.

6. Hiring Slowdown in April May Signal Caution About US Economy -

WASHINGTON (AP) – American employers signaled their caution about a sluggish economy by slowing their pace of hiring in April after months of robust job growth.

At the same time, companies raised pay, and their employees worked more hours – a combination that lifted income and, if sustained, could quicken the U.S. expansion.

7. Memphis Economist: 'I Don’t Believe in National Economies Anymore' -

The day after Tennessee Gov. Bill Haslam and Economic and Community Development Commissioner Randy Boyd met with officials in Shanghai as part of an economic development trip to Asia, Michael Drury shared with an audience of business professionals his idea about national economies.

8. Financial Federal Bank Executive Wins Award -

Rick Wood, Financial Federal Bank executive vice president and manager of its commercial/multifamily division, has been awarded the Lifetime Achievement Award by the Memphis Chapter of the Lambda Alpha International Land Economics Society.

9. Tennessee Leads the Nation in Bankruptcies -

Tennessee has a model program for financial literacy in its public schools. All high school students must pass a personal finance course to graduate, and even kindergartners are learning about money under a new initiative to extend the curriculum to primary school.

10. Financial Federal Bank Executive Wins Award -

Rick Wood, Financial Federal Bank executive vice president and manager of its commercial/multifamily division, has been awarded the Lifetime Achievement Award by the Memphis Chapter of the Lambda Alpha International Land Economics Society.

11. Legislative Losers: All Who Disagree With Legislators -

The 109th General Assembly is done – almost – for the year. Here’s a look at the winners and losers.

Winner: State budget

Buoyed by $400 million in surplus revenue from fiscal 2015 and $450 million in projected surpluses for the coming fiscal year, Gov. Bill Haslam spread the wealth in a $34.9 billion budget. 

12. Federal Regulators Close Memphis-Based Bank -

Trust Co. Bank of Memphis has failed, with state and federal regulators announcing Friday, April 29, they had closed all four branches of the West Tennessee financial institution and arranged a purchase agreement to protect depositors.

13. New City Council Learns Ways of Budget Season Quickly -

There are 3,000 miles of street curbs in Memphis. Figures like this are the basic elements of budget season at City Hall.

They are how 13 Memphis City Council members – seven of them four months into their first four-year term of office – wrap their heads around an $85.3 million capital budget proposal and a $667 million operating budget proposal.

14. Financial Federal Adds Commercial Banking Exec -

Financial Federal Bank has added Gideon Scoggin as senior vice president in its commercial banking division.

15. Grinding Recovery -

Michael Drury is watching the current U.S. presidential season with a combination of professional detachment and an air of resignation.

Detachment, because part of his job as chief economist at Memphis-based McVean Trading & Investments is to keep abreast of what makes economies around the world tick. Part of that, of course, means at least some degree of focus on the man – or, possibly a few months from now, the woman – who sits astride the dominant global economy.

16. Fed Keeps Key Rate Unchanged; No Hint on Timing of Next Hike -

WASHINGTON (AP) – The Federal Reserve kept a key interest rate unchanged Wednesday against the backdrop of a slowdown in U.S. and global growth and provided no hint of when its next rate hike may occur.

17. Financial Federal Adds Commercial Banking Executive -

Financial Federal Bank has added Gideon Scoggin as senior vice president in its commercial banking division.

18. Focusing on Financial Literacy -

Teaching Memphians how to manage money is of vital importance to helping our community members achieve their personal and financial goals. April is Financial Literacy Month – a national initiative offering an opportunity for individuals to learn how to adopt effective financial strategies.

19. Melzie Wilson Appointed To Commerce Advisory Committee -

Melzie Wilson, vice president of compliance at Mallory Alexander International Logistics, has been appointed to the U.S. Department of Commerce’s Advisory Committee on Supply Chain Competitiveness by secretary of commerce Penny Pritzker. In her role at Mallory Alexander, Wilson is responsible for all government regulations the company must comply with, both in the U.S. and globally.
She’s also responsible, along with a compliance team, for ensuring Mallory Alexander’s clients stay compliant.

20. Strickland’s First Budget Includes Police Raise -

Memphis Mayor Jim Strickland presents his first budget proposal Tuesday, April 19, to the Memphis City Council just four months after taking office as mayor.

21. Michigan Urges Toughest Lead Rules in U.S. After Flint Crisis -

LANSING, Mich. (AP) — Michigan would have the toughest lead-testing rules in the nation and require the replacement of all underground lead service pipes in the state under a sweeping plan that Gov. Rick Snyder and a team of water experts unveiled Friday in the wake of Flint's water crisis.

22. The Week Ahead: April 18-24 -

Let’s get this week started, Memphis! Here’s our roundup of local happenings you need to know about, from the dreaded federal income tax filing day, to the scheduled end of the Tennessee Legislature for this session, to a couple of big round-ball games at FedExForum beginning Friday.

23. First Horizon Reverses Loss in First Quarter -

With its first quarter results, First Tennessee Bank’s parent company is off to the kind of start to the year any large banking organization would love to report – a reversal of losses, abundant capital to deploy and metrics like loans and deposits trending in the right direction.

24. Microsoft Sues US Over Secret Demands for Customer Data -

SAN FRANCISCO (AP) – In the latest clash over privacy rights in the digital age, Microsoft is suing the U.S. government over a federal law that allows authorities to examine customer emails or online files without the individual's knowledge.

25. Fed Survey Finds US Economy Still Expanding -

WASHINGTON (AP) – The Federal Reserve said Wednesday that the economy kept expanding in late February and March, despite weakness in the energy sector and a slowdown in exports of some factory and farm products because of global weakness and the strong dollar.

26. Mortgage Market Up 3 Percent In March -

Shelby County’s mortgage market closed out the first quarter by posting March numbers that headed in the direction bankers and real estate professionals like to see.

Last month’s total purchase mortgage volume was a little more than $131 million, up by $3.4 million over March 2015’s total of almost $128 million, for a gain of about 3 percent. That’s according to real estate information company Chandler Reports, www.chandlerreports.com.

27. Legislators Playing Expensive Game With LGBT Issues -

The silly season is in full swing on Capitol Hill, but the “bathroom bill” and any jokes surrounding it are no laughing matter anymore. It’s getting downright expensive.

Tennessee Attorney General Herbert Slatery said this week the bill dealing with transgender student use of restrooms could cost the state more than $1.2 billion in federal funds for K-12 and higher education.

28. US, Goldman Sachs Reach $5B Settlement Over Risky Mortgages -

WASHINGTON (AP) – The Justice Department on Monday announced a roughly $5 billion settlement with Goldman Sachs over the sale of mortgage-backed securities leading up to the 2008 financial crisis. The government accused the bank of misleading investors about the quality of its loans.

29. Young Cherishes Role of Rebuilding Memphis Neighborhoods -

“I don’t want to be viewed as the most powerful person in Memphis,” said Paul Young, a Memphis native who became director of Housing and Community Development for the city of Memphis in January.

30. 4 Fed Leaders Face Questions About Their Powerful Jobs -

WASHINGTON (AP) – Janet Yellen was put on the spot about whether she made a mistake in raising interest rates in December. Ben Bernanke was quizzed about what it felt like to be called a traitor by the governor of Texas.

31. Student Loans: The Next Subprime Disaster? -

Ray’s Take: If you Google the words “student loan crisis,” millions of hits should convince you that this is a very hot topic.

According to the most recent Department of Education report released in September 2015, the federal loan default rate stands at 11.8 percent for borrowers who were required to start making payments during the 12 months prior to October 2012. While this is slightly lower than the previous report, it’s still not good. And the rate doesn't include borrowers who have been able to defer payments. Additionally, the most recent graduates will face the highest costs and will be emerging into what continues to be a very poor job market. We have every reason to believe that defaults are not only understated, but they will increase.

32. Stricter Rules Unveiled for Brokers Giving Retirement Advice -

WASHINGTON (AP) – The Obama administration acted Wednesday to require that brokers who recommend investments for retirement savers meet a stricter standard that now applies to registered advisers: They must act as "fiduciaries" – trustees who are obligated to put their clients' best interests above all.

33. Lawmakers Lure Us In With Momentary Sanity, And Then... -

Just when it appears the Tennessee Senate is made up of sensible people – as evidenced by the killing of de-annexation legislation – the body is changing course with a Bible-thumping measure.

34. City Council Sets Stage for Budget Season -

Two weeks before Memphis Mayor Jim Strickland presents his first budget proposal to the Memphis City Council, the council and administration are setting the stage for the budget season to come.

35. Longtime TennCare Director Darin Gordon Retiring in June -

NASHVILLE, Tenn. (AP) – TennCare Director Darin Gordon, who spearheaded Republican Gov. Bill Haslam's unsuccessful Insure Tennessee proposal, announced Wednesday that he is stepping down after 10 years in charge of the state's expanded Medicaid program.

36. Yellen Stresses That Fed Foresees Gradual Pace of Rate Hikes -

NEW YORK (AP) – Federal Reserve Chair Janet Yellen said Tuesday that the Fed still envisions only a gradual pace of interest rate increases in light of global pressures that could affect the U.S. economy.

37. Survey: Economists More Pessimistic On Growth This Year -

NEW YORK (AP) – Business economists are more pessimistic, predicting weaker growth in corporate profit and the economy than they were late last year, a survey found.

The median estimate from economists surveyed by the National Association for Business Economics said business profits would rise 2 percent in 2016, down from the 5 percent growth forecast in December.

38. US Consumer Spending Posts Scant February Increase -

WASHINGTON (AP) – U.S. consumers barely increased their spending in February and spent less in January than the government had earlier estimated. The pullback led some analysts to downgrade their expectations for the economy's growth during the January-March quarter.

39. Household Spending, Home Building Fuel Modest US Growth -

WASHINGTON (AP) – Consumer spending and home construction are helping sustain modest U.S. economic growth despite problems caused by a strong dollar, low oil prices and an excess of business stockpiles.

40. Feds Offer Debt Relief to More Former Corinthian Students -

BOSTON (AP) – The U.S. Department of Education is offering debt forgiveness to another wave of students who attended Corinthian Colleges, the now-defunct chain of for-profit schools that had campuses across the country.

41. Dodging a Disaster With Volkswagen? -

Next month will mark five years since the first Passat rolled off the assembly line at Chattanooga’s Volkswagen plant. Most anniversaries are a cause for celebration.

But as Chattanoogans blow out the candles on this particular milestone they’ll be hoping that Volkswagen’s diesel emissions troubles will soon be extinguished, too, and that the new SUV model they’ll start producing this year will help VW emerge from the crisis a better and stronger company than before.

42. Should Parents Be In The Home Loan Business? -

Ray’s Take: Owning our own home is still a big part of the American dream. Achieving that dream has changed a bit since the Great Recession when significantly tighter standards were put in place.

43. Alzheimer’s Association Exec Seeks Congressional Support -

Alzheimer’s families in Tennessee have a champion in Washington, D.C.! I would like to thank Congressman Steve Cohen for co-sponsoring the HOPE for Alzheimer’s Act. This move shows true understanding that Alzheimer’s is an unavoidable reality for families, as well as a budget-breaker for state and federal governments.

44. Apple Releases Small New iPhone, iPad for Business Use -

CUPERTINO, Calif. (AP) – Apple unveiled a small new iPhone, a new iPad tablet for business use and price cuts for its Apple Watch at a product event Monday. The announcements, which were largely expected, aim to keep up the company's commercial momentum in the face of mounting challenges.

45. Fed Keeps Key Rates Unchanged; Foresees Fewer Hikes In 2016 -

WASHINGTON (AP) – The Federal Reserve is keeping a key interest rate unchanged in light of global pressures that risk slowing the U.S. economy.

As a result, Fed officials are forecasting that they will raise rates more gradually this year than they had envisioned in December. The officials now foresee two, rather than four, modest increases in their benchmark short-term rate during 2016.

46. Finances Will Be in Focus at City Council -

The list of financial surprises that Memphis Mayor Jim Strickland presented to Memphis City Council members two weeks ago tops council discussions Tuesday, March 15.

47. With No Rate Hike Seen, Fed's Outlook on Economy is Awaited -

WASHINGTON (AP) – The financial world is awaiting the Federal Reserve's response to a critical question: How stable are the world's economies and financial markets?

Whatever picture the Fed sketches will help shape expectations of when it will resume the interest rate increases it began in December. That's when the Fed raised its key rate from record lows to reflect an economy finally strong enough 6½ years after the Great Recession ended to withstand higher loan rates.

48. Snapchat, Seagate Among Companies Duped in Tax-Fraud Scam -

SAN FRANCISCO (AP) – Tax-filing season is turning into a nightmare for thousands of employees whose companies have been duped by email fraudsters. A major phishing scheme has tricked several major companies – among them, the messaging service Snapchat and disk-drive maker Seagate Technology – into relinquishing tax documents that exposed their workers' incomes, addresses and Social Security numbers.

49. Health Law Fines Double for Many Uninsured at Tax Time -

WASHINGTON (AP) – Many people who went without health insurance last year are now seeing fines more than double under President Barack Obama's health care law, tax preparation company H&R Block said Tuesday.

50. Survey: Economists Split on Fed's Policy Stance -

The bulk of business economists expect the Federal Reserve will raise interest rates this year but their views on the Fed's policy stance are divided.

The survey by the National Association of Business Economics found that 75 percent of respondents expect the Federal Open Market Committee will raise its target for the federal funds rate above the current level by year-end 2016. That view is roughly on par with when the last survey was conducted in August. Approximately 39 percent expect two rate increases in 2016 and 17 percent expect three or more.

51. Strong US Job Growth in February Helps Dispel Recession Fears -

WASHINGTON (AP) – A robust February jobs report showcased a resilient U.S. economy just as fears of a new recession had begun to surface.

Economic reports in recent weeks had fueled anxieties about a looming downturn: Manufacturers were slumping. Stocks had plummeted. China was slowing sharply along with other emerging markets. The rising dollar had crushed exports.

52. Fed Survey Finds Weaker Exports Hurting Manufacturers -

WASHINGTON (AP) – The economy was expanding in most of the country in January and February, helped by gains in consumer spending and home sales. But there were also rising headwinds from falling oil prices and a strong dollar that held back some sectors, the Federal Reserve said Wednesday.

53. US Economy Ends 2015 on Better Note, Starts 2016 With a Bang -

WASHINGTON (AP) – The U.S. economy got a double dose of good news Friday. Economic growth in the final three months of 2015 didn't slow as much as previously estimated, and consumers roared back to life in January, spending at the fastest clip in eight months.

54. The Moving Election -

The Trump balloons were a late arrival to the Shelby County Republican party’s annual Lincoln Day Gala, the local party’s largest annual fundraiser.

They were an unsubtle accent in a room of 500 people where unabashed hand-to-hand campaigning kept the buzz of conversation at a steady level for most of the evening.

55. Debt After Death -

Ray’s Take You can’t take it with you. Debt, that is. And most debt does not get passed to a spouse or other heirs. But debt collectors may try to get the money from family members anyway. For this reason, it’s good to know what happens to various forms of debt that may be left behind when a loved one dies.

56. Fed Numbers Show Improving Banking Market -

The five largest Memphis-based banks all got bigger over the past year. That’s according to new figures from the Federal Reserve Bank of St. Louis covering the fourth quarter, which show continued improvement among local banks in a variety of key metrics like loans and loan-loss reserves.

57. US Bank Earnings Jump 11.9 Percent In 4Q; Loan Losses Up -

WASHINGTON (AP) – The impact of plummeting oil prices has shown up in the financial picture of U.S. banks, whose losses from loans increased for the first time in five and half years, according to new government data.

58. New Year, New Financial You -

With the new year now well underway, you might have spent January tackling fitness or organizational goals, but many experts believe the most powerful resolution that you can adopt is to focus on your financial well-being.
With most of 2016 ahead of us, and tax season right around the corner, there’s no better time to take a look at your finances and make a plan to increase your financial stability for this year and beyond. 

59. Last Word: 901Fest, First Tennessee Sues Pinnacle and EDGE Responds -

U of M Tigers 73 – UCF Knights 56 at FedExForum and on ESPN Wednesday evening.

As that was underway, Vice President Joe Biden was on his way out of the Memphis area after a visit to the Norfolk Southern intermodal facility in Rossville.
Here’s the basic web story account from Wednesday evening of Biden’s visit which comes on the seventh anniversary of the enactment of the federal stimulus act.
More on the larger themes in the visit and three-city tour by Biden in the print version that hits online Thursday afternoon.

60. Minutes Show Fed Worried By Global Turmoil -

WASHINGTON (AP) – Federal Reserve policymakers expressed growing concerns at their meeting last month about potential threats to the U.S. economy, including turbulence in financial markets, plunging oil prices and slowing growth in China and other emerging markets.

61. The Big Uh-Oh: Global Economy Shaky and Cavalry May Not Come -

WASHINGTON (AP) – Eight years after the financial crisis, the world is coming to grips with an unpleasant realization: serious weaknesses still plague the global economy, and emergency help may not be on the way.

62. Last Word: Presidents Day In An Election Year, Minority Business and Spring Training -

Presidents Day in a presidential election year.
Consider the political kaleidoscope of a foggy office-bound or home-bound Monday in Memphis with former President George W. Bush on the tube in the late afternoon defending his brother’s presidential campaign without once uttering the word Trump.
No further word of a Trump appearance promised for Memphis and some of Donald Trump’s own statements Monday suggested that by the time Memphis is on his schedule, he might be running as an independent.
Then there is the obsession in one corner of social media with Supreme Court history in rich detail.
And heads were turned Monday evening by the excerpt on the Grammys from the Broadway musical about Alexander Hamilton – a founding father born in the West Indies who established the nation’s financial system and the Federalist party. He never became a president, in part, because the vice president killed him. Hamilton wasn’t the only one who had been talking bad about Aaron Burr. The top of the ticket, President Thomas Jefferson, had decided to dump Burr from the ticket in the next election and Burr was trying to transition to become governor of New York.

63. Yellen: Too Early to Determine Impact of Global Developments -

WASHINGTON (AP) — Federal Reserve Chair Janet Yellen cautioned Thursday that global economic pressures pose risks to the U.S. economy but said it's too soon to know whether those risks are severe enough to alter the Fed's interest-rate policies.

64. Yellen: Persistent Economic Weakness Could Slow Rate Hikes -

WASHINGTON (AP) — Federal Reserve Chair Janet Yellen cautioned Wednesday that global weakness and falling financial markets could depress the U.S. economy's growth and slow the pace of Fed interest rate hikes.

65. Monsanto Pays $80 Million to Settle Accounting Charges -

Monsanto will pay an $80 million penalty and several executives will pay smaller amounts to settle federal allegations that the agribusiness giant misstated its earnings by not properly disclosing the costs of a rebate program for its Roundup weed-killer.

66. US Businesses Post More Open Jobs; Quits Rise to 9-Year High -

WASHINGTON (AP) – U.S. companies advertised more available jobs in December and more Americans quit, trends that could lift wages in the coming months.

The number of job openings jumped 4.9 percent to 5.6 million, the most since July, the Labor Department said Tuesday. And quits increased 6.9 percent to nearly 3.1 million, the highest in more than nine years.

67. FTN Financial Named Top Underwriter -

FTN Financial, a division of First Tennessee Bank, ranked as the No. 1 underwriter for 2015 of callable debt issued by the government-sponsored enterprises Fannie Mae, Freddie Mac, Federal Home Loan Bank and Federal Farm Credit Bank.

68. Many See Cause for Optimism Despite Slower US Job Growth -

WASHINGTON (AP) — Consider looking past January's so-so job growth.

At first glance, Friday's government report on U.S. hiring was a downer — 151,000 added jobs, well below the pace of the previous few months.

69. Trust Fund Mentioned as Possible $1.1B Solution on School Benefits Liability -

A trust fund is one possibility that has surfaced early in the formal discussions of the Shelby County School system’s $1.1 billion benefits liability.

The first meeting of the ad hoc committee on the matter last week drew nine of the 13 Shelby County Commissioners, the administration of Shelby County Mayor Mark Luttrell and two of nine Shelby County Schools board members.

70. Stanford Financial Doc Accepted to UK Festival -

A documentary about the rise and fall of a financier who had prominent ties to Memphis has been accepted to the UK Screen One Film Festival.

The film’s title is, “Where’s the Money? The Rise and Fall of Stanford Financial.” The downfall of Stanford was the second biggest financial scam in U.S. history after that of Bernie Madoff’s.

71. Stanford Financial Doc Accepted to UK Festival -

A documentary about the rise and fall of a financier who had prominent ties to Memphis has been accepted to the UK Screen One Film Festival.

The film’s title is, “Where’s the Money? The Rise and Fall of Stanford Financial.” The downfall of Stanford was the second biggest financial scam in U.S. history after that of Bernie Madoff’s.

72. Plan to Spin Off Air Traffic Control Generates Turbulence -

WASHINGTON (AP) — The air traffic control system that choreographs the roughly 7,000 aircraft in U.S. skies at any given moment is the most complex, but also one of the safest, in the world — and rarely a thought in the minds of the millions of travelers who rely on it.

73. Hinds Joins Martin Tate Law Firm -

Rebecca Hinds has joined Martin, Tate, Morrow & Marston P.C. as an associate attorney in the firm’s litigation section. In this role, Hinds represents clients in civil and commercial litigation matters, including business law, transportation liability, construction disputes, breach-of-contract matters and employment law. She also helps commercial clients obtain tax incentives and advises individuals and businesses in the drafting and negotiation of contracts. 

74. US Consumer Spending Flat, Savings Rate at 3-Year High -

WASHINGTON (AP) — U.S. consumers kept their spending flat in December and instead boosted their savings rate to the highest level in three years.

Consumer spending was unchanged in December after rising 0.5 percent in November, the Commerce Department reported Monday. Incomes increased 0.3 percent, matching November's gain.

75. Doug Carpenter & Associates Rebrands as DCA -

When Doug Carpenter started his eponymous advertising agency five years ago, what the name should be wasn’t too hard to figure out. It was an agency of one with the need to bank on Carpenter’s reputation in the community. So Doug Carpenter & Associates LLC was born.

76. Fed Voices Concern About Global Economic Pressures -

WASHINGTON (AP) — The Federal Reserve sounded a note of concern Wednesday about how global pressures could affect the U.S. economy, while keeping a key interest rate unchanged.

Six weeks after it raised rates from record lows, the Fed took stock of a more perilous international picture that could alter its plans for further raising rates. The statement it issued after its latest policy meeting signaled that the Fed could slow future rate hikes if financial market losses and global weakness don't abate.

77. American Consumers Showing More Confidence in Economy -

WASHINGTON (AP) — A strong job market and low gasoline prices helped boost U.S. consumer confidence again this month.

The Conference Board on Tuesday said that its consumer confidence index rose to 98.1 in January from 96.3 in December, the second straight monthly gain. The business research group said Americans were more confident about the future, though their assessment of current economic conditions was unchanged from December.

78. Verso Files For Bankruptcy Reorganization -

Verso Corp. filed Tuesday, Jan. 26, for Chapter 11 federal bankruptcy reorganization.

David J. Paterson, the president and CEO of the North American producer of printing, specialty papers and pulp, described the decision to file for reorganization as “difficult.”

79. High Court Upholds Government's Energy Conservation Program -

WASHINGTON (AP) — In a win for the Obama administration and environmental groups, the Supreme Court on Monday upheld a 5-year-old federal program that pays large electric customers to save energy during times of peak demand.

80. Roberts Elected to Baker Donelson Board -

Kristine Roberts, a shareholder in the Memphis office of the Baker Donelson law firm, has been elected to the firm’s board of directors.

81. The Persecution of Jeremy Durham -

Inhumane and unfair: That’s the only way to describe the “liberal media’s” treatment of state Rep. Jeremy Durham over the last month.

82. First Horizon CEO: 2015 Was a ‘Very Good Year’ -

The top brass at First Tennessee Bank’s parent company kicked off their first quarterly earnings presentation to analysts in 2016 with frequent allusion to some favorite themes.

83. Roberts Elected to Baker Donelson Board -

Kristine Roberts, a shareholder in the Memphis office of the Baker Donelson law firm, has been elected to the firm’s board of directors.

84. Fed Official: Low Oil Prices Affecting Central Bank Action -

A key Fed official assured Memphis business leaders during a breakfast address Thursday, Jan. 14, that interest rates won’t climb dramatically this year.

Jim Bullard, the president and CEO of the Federal Reserve Bank of St. Louis, told the Economic Club of Memphis that rates today are “crazy low compared to the historical experience in the U.S.” and will “remain accommodative well into the future.”

85. No Great Places to Shelter From This Market Turmoil -

NEW YORK (AP) — Stock prices are crumbling around the world, but the usual place for investors to go for safety, bonds, can't provide as much cover as usual.

Bonds are still doing their job this year as investors' best friends during a downturn: They're holding up better than stocks, cushioning the blow for balanced investors. High-quality, investment-grade U.S. bonds have returned 0.9 percent through Wednesday, while the Standard & Poor's 500 index has lost 7.4 percent on worries about the strength of the global economy.

86. Shelby County Mortgage Activity Solid in 2015 -

The Shelby County mortgage market had a strong 2015, and lenders expect the momentum to continue for the foreseeable future.

Among loans made at the time of purchase, banks and mortgage lenders made 9,368 mortgages in Shelby County during 2015, up 11 percent from the 8,470 mortgages during 2014, according to the latest data from real estate information company Chandler Reports, chandlerreports.com.

87. US Employers Hire at Robust Pace, Defying Global Trends -

WASHINGTON (AP) — The U.S. economy is motoring ahead despite slowing global growth that caused upheavals in financial markets around the world this week.

Employers added a robust 292,000 jobs last month, and the unemployment rate stayed low at 5 percent, the Labor Department said Friday. Job gains in the October-December quarter averaged 284,000, the best three-month increase since last January.

88. Fed Minutes: Some Saw December Rate Hike as 'Close Call' -

WASHINGTON (AP) — Despite the Federal Reserve's unanimous vote to raise a key interest rate last month, some policymakers viewed their decision as a "close call" because of stubbornly low inflation.

89. Sanders Vowing to Break Up Banks During First Year in Office -

NEW YORK (AP) — Characterizing Wall Street as an industry run on "greed, fraud, dishonesty and arrogance," Democratic presidential candidate Bernie Sanders pledged to break up the country's biggest financial firms within a year, should he become president, in a major policy address on Tuesday.

90. Fed's Bullard to Address Economic Club of Memphis -

Only a few weeks after the Federal Reserve decided to raise interest rates after keeping them near zero for years, a key Fed official will be in Memphis later this month to talk about the economy and what lies ahead.

91. Strickland Takes Office Promising Change -

Things move quickly once it is decided the incumbent mayor will not be returning to City Hall.

The political spotlight shifts quickly to the new mayor who has about two months and two weeks to make some important decisions about his inner circle, set some priorities and figure out what needs to wait for more deliberation.

92. Memorable Events of 2015 will Spill Into 2016 -

When you really get down to it, history is a collection of moments, moments that, when they fall one after the other over the long arc of time, eventually form the tapestry representing who we are.

93. Crestview Collection Makes New HQ in Oakhaven -

4300 Concorde Road
Memphis, TN 38118

Sale Amount: $6.9 million

Sale Date: Dec. 15

Buyer: CLI Inc.

Seller: Lester McMahan Partnership

Loan Amount: $6 million

94. Williams-Sonoma Distribution Center Sold for $6.9 Million -

The Williams-Sonoma distribution center in Oakhaven has sold for $6.9 million.

Tennessee-based CLI Inc. purchased the property at 4300 Concorde Road from California-based Lester McMahan Partnership, according to a Dec. 15 warranty deed.

95. Expect Less and Buy Antacid: 2016 Investment Forecasts -

NEW YORK (AP) — Investing is becoming more of a grind. Expect it to stay that way.

Analysts, mutual-fund managers and other forecasters are telling investors to expect lower returns from stocks and bonds in 2016 than in past years. They're also predicting more severe swings in prices. Remember that 10 percent drop for stocks that freaked investors out in August? It likely won't take another four years for the next one.

96. Norris: Gas Tax Proposal Not Happening in 2016 -

Don’t look for a gas tax hike in the 2016 session of the Tennessee legislature, says the state Senate majority leader.

“We’re not going to do a gas tax in 2016,” Rep. Mark Norris of Collierville said on the WKNO-TV program “Behind The Headlines.” “We are going to have to address it soon enough and these conversations are very important.”

97. Exec Who Jacked Up Price of a Lifesaving Drug Is Arrested -

NEW YORK (AP) — Martin Shkreli, the former hedge fund manager vilified in nearly every corner of America for buying a pharmaceutical company and jacking up the price of a lifesaving drug more than fiftyfold, was arrested Thursday on securities fraud charges unrelated to the furor.

98. Fed Hikes Rate, Finance Pros Expect Minimal Immediate Impact -

Borrowers and savers aren’t likely to see an immediate impact from the historic move Wednesday, Dec. 16, by the Federal Reserve to raise interest rates by a quarter point for the first time in almost a decade, according to several Memphis-area financial industry professionals.

99. As Rate Hike Nears, Fed's Hints on Future to be Scrutinized -

WASHINGTON (AP) — It's not about what it will do. It's about what it will say.

The worst-kept secret in the financial world is that the Federal Reserve is all but sure Wednesday to raise interest rates from record lows by a modest quarter point.

100. Holiday Inn Express Ready To Rise Near Graceland -

3411 Elvis Presley Blvd.
Memphis, TN 38116

Loan Amount: $4.8 million