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Editorial Results (free)

1. Events -

Central Defense Staffing will host a recruitment event Wednesday, Feb. 10, from 9 a.m. to 2 p.m. at 6084 Apple Tree Drive, suite 10. CDS is seeking to fill positions for all shifts at various accounts in Memphis and North Mississippi. Applicants must bring two forms of ID and be able to pass drug screening and background checks. Visit centraldefensestaffing.com or call 901-473-6385, ext. 400.

2. Events -

The Orpheum Theatre will present 2014 Tony Award winner “A Gentleman’s Guide to Love & Murder” Tuesday, Feb. 9, through Feb. 14 at the theater, 203 S. Main St. Buy tickets at orpheum-memphis.com.

3. Events -

University of Memphis Hooks Institute will host “Stokely: A Life” author Peniel E. Joseph for a lecture, lunch and book signing Thursday, Feb. 11, at 11 a.m. in the University Center River Room, 499 University St. Joseph’s biography of Stokely Carmichael won the 2014 Benjamin L. Hooks Institute National Book Award. Visit memphis.edu/benhooks for details.

4. Events -

Kiwanis Club of Memphis will meet Wednesday, Feb. 3, from noon to 1 p.m. at The University Club of Memphis, 1346 Central Ave. Mike Fleming, president of the Memphis Railroad and Trolley Museum, will speak. Lunch fee is $20. RSVP to bethhaag@comcast.net.

5. Events -

Greater Memphis IT Council will host a Tech Tuesday event on Tuesday, Feb. 2, from 11:30 a.m. to 1 p.m. at the Community Foundation of Greater Memphis, 1900 Union Ave. Mark Stephens of First Horizon Corp. will present “Dashboards & Data Analytics.” Register at memphisitcouncil.com.

6. Sledge Joins Paragon Private Banking Team -

Julia Sledge has joined Paragon Bank as portfolio manager in private banking. Sledge has more than 30 years of experience in the banking industry, holding leadership positions at both Union Planters Bank and Cadence Bank. In her new role, she’ll provide service and support to Paragon’s private banking team.

7. Pinnacle Financial Partners Expands Memphis Team -

Pinnacle Financial Partners is continuing to expand its ranks in Memphis.

The latest addition is a team from Cadence Bank that will accelerate Pinnacle’s commercial and industrial lending in the city and is based at Pinnacle’s Memphis headquarters on Quail Hollow Road.

8. Pinnacle Financial Partners Expands Memphis Team -

Pinnacle Financial Partners is continuing to expand its ranks in Memphis.

The latest addition is a team from Cadence Bank that will accelerate Pinnacle’s commercial and industrial lending in the city and is based at Pinnacle’s Memphis headquarters on Quail Hollow Road.

9. Events -

The Orpheum Theatre will present Roald Dahl’s “Matilda” Tuesday, Jan. 12, through Jan. 17 at the theater, 203 S. Main St. Buy tickets at orpheum-memphis.com.

10. Events -

The Orpheum Theatre will present Roald Dahl’s “Matilda” Tuesday, Jan. 12, through Jan. 17 at the theater, 203 S. Main St. Buy tickets at orpheum-memphis.com.

11. Events -

Habitat for Humanity of Greater Memphis will host the 14th annual Valero Memphis Refinery Tool Box Bash on Friday, Jan. 15, from 7 p.m. to 10 p.m. at Memphis Botanic Garden, 750 Cherry Road. The event will include live and silent auctions, whiskey tasting, live music and more. Tickets are $60 at toolboxbash.com or 901-322-3532.

12. Events -

The Orpheum Theatre will present Disney’s “Newsies” Tuesday, Dec. 8, through Dec. 13 at the theater, 203 S. Main St. Buy tickets at orpheum-memphis.com.

13. Events -

Memphis Botanic Garden will exhibit Stephanie Wexler’s “uRbanRuraLandscapes” Monday, Dec. 7, through Jan. 4 at MBG, 750 Cherry Road. All works available for purchase. Visit memphisbotanicgarden.com.

14. Cyber Monday Sales Still on Top, But Losing Some Luster -

NEW YORK (AP) — Retailers are rolling out online deals on so-called "Cyber Monday." But now that shoppers are online all the time anyway, the 10-year-old shopping holiday is losing some of its luster.

15. Events -

The Center City Revenue Finance Corp. will meet Tuesday, Nov. 10, at 9 a.m. in the Downtown Memphis Commission conference room, 114 N. Main St. Visit downtownmemphiscommission.com.

16. Events -

American Cancer Society Cancer Action Network will host the Quality of Life and Palliative Care Policy Forum on Tuesday, Nov. 10, from 7:30 a.m. to 9 a.m. at Memphis Bioworks Foundation, 20 Dudley St. The forum will discuss the impact of public policy on patient quality-of-life issues in Tennessee. Cost is free. RSVP at acscan.org or email lynn.williams@cancer.org.

17. Events -

Cadence Bank and MIFA will hold a Cadence Community Connection @ MIFA session on holiday budgeting Wednesday, Nov. 11, from 10 a.m. to 10:45 a.m. at the MIFA Family Center, 910 Vance Ave. The session will cover how to deal with extra expenses around the holidays. Cost is free. Visit mifa.org.

18. Fred Davis Looks Back on Long Career -

Fred Davis can laugh about it now, but the founder of the Fred L. Davis Insurance Agency – which opened its doors back in 1967, the year before Davis was elected to the Memphis City Council – wasn’t always as sanguine about the color of his hair.

19. Events -

The Orpheum Theatre will present Rodgers & Hammerstein’s “Cinderella” Tuesday, Oct. 13, through Oct. 18 at the theater, 203 S. Main St. Buy tickets at orpheum-memphis.com.

20. Events -

Memphis Botanic Garden will host a Food Truck Garden Party Tuesday, Sept. 8, from 5 p.m. to 8 p.m. at the garden, 750 Cherry Road. The event will feature live music, cash bar and food trucks, plus the new Memphis Parent Play Zone, featuring activities for families and kids. Tickets include one drink and are $5 for members and $10 for nonmembers. Visit memphisbotanicgarden.com.

21. Events -

Literacy Mid-South will host the second annual Mid-South Book Festival Wednesday, Sept. 9, through Sunday, Sept. 13, at Playhouse on the Square (66 S. Cooper St.) and Circuit Playhouse (51 S. Cooper). The literary event will feature more than 80 local and national authors, writing workshops, panel discussions, a street fair and more. Visit midsouthbookfest.org for a schedule.

22. Events -

The Center City Revenue Finance Corp. will meet Tuesday, Sept. 8, at 9 a.m. in the Downtown Memphis Commission conference room, 114 N. Main St. Visit downtownmemphiscommission.com.

23. Is Chad Kelly Ole Miss’ Long-Term QB Solution? -

OXFORD, Miss. – Like a lot of places around the SEC this summer – Alabama, Georgia, LSU – the preseason conversation here has been all about quarterbacks. Which explains why five days before Ole Miss was to open the season on Saturday, Sept. 5 vs. Tennessee-Martin, junior center Robert Conyers was asked to weigh in on the topic.

24. Events -

Memphis Botanic Garden will host a Food Truck Garden Party Tuesday, Aug. 11, from 5 p.m. to 8 p.m. at the garden, 750 Cherry Road. The event will feature live music, cash bar, food trucks and Memphis Parent Play Zone for kids. Tickets include one drink and are $5 for members and $10 for nonmembers. Visit memphisbotanicgarden.com.

25. Events -

The Center City Revenue Finance Corp. will meet Tuesday, Aug. 11, at 9 a.m. in the Downtown Memphis Commission conference room, 114 N. Main St. Visit downtownmemphiscommission.com.

26. Events -

High Point Terrace retailers will hold a fundraiser for the family of Memphis police officer Sean Bolton Thursday, Aug. 13, at 5:30 p.m. at High Point Pub, 477 High Point Terrace. The event will feature live music, and hot dogs, hamburgers and sides for sale. All tips and funds placed in the collection jar as well as a percentage of pub sales will be donated. For more information, call 901-237-1658.

27. Cadence Bank Supports Memphis Organizations with Direct, Indirect Aid -

Banks are important community institutions not just for the services they provide – consumer loans, small business financing, etc. – but also for the investment they make in communities.

Such investments include the one announced by Cadence Bank recently, a six-figure equity-equivalent investment to River City Capital to support its Small Business Loan Fund.

28. Cadence Announces Support for River City Capital -

Cadence Bank has announced a $200,000 equity-equivalent investment to River City Capital Investment Corp. to support its Small Business Loan Fund.

29. Events -

The Downtown Memphis Commission Design Review Board will meet Wednesday, July 1, at 4 p.m. in the Downtown Memphis Commission conference room, 114 N. Main St. Visit downtownmemphiscommission.com.

30. Events -

The Center City Revenue Finance Corp. will meet Tuesday, June 9, at 9 a.m. in the Downtown Memphis Commission conference room, 114 N. Main St. Visit downtownmemphiscommission.com.

31. Free Personal Finance Classes to Start June 10 -

Cadence Bank and MIFA, the nonprofit social services organization, will present Cadence Community Connection @ MIFA, a series of 12 free monthly classes on personal finance.

32. Editorial: Meetings and Marches Won’t Fix Memphis Violence -

Lanetta King never had a chance. She walked out the doors of Hillcrest High School near the end of the school year just as a gunfire erupted between two groups of rival gang members.

Her name might sound familiar to you. Or perhaps you’ve never heard of her before.

33. Park Avenue Massage Parlor Closed As Public Nuisance -

A Park Avenue business with a stripper pole in its waiting room has been closed since Friday, March 20, as a public nuisance.

The District Attorney General’s office sought a court order to shutter Lilly’s Spa. The owners of Lilly’s face prostitution charges from a connected investigation by the Memphis Police Organized Crime Unit.

34. Memphis Protests Channel Outrage, History -

The mantra was steady in the courtyard of the National Civil Rights Museum last week as a group of 70 people lay on the cold bricks near the balcony where Dr. Martin Luther King Jr. was assassinated.

35. Simonson Joins IRIS Orchestra Staff -

Jenna Simonson has joined IRIS Orchestra as community relations coordinator. In her new role, Simonson will oversee community engagement programs and office management for the orchestra, which kicked off its 15th season in October.

36. Bigger LIFT -

The former Cadence Bank branch on Court Avenue Downtown is the new and bigger home for Community LIFT, the local intermediary with community development corporations founded by a coalition of nonprofits and the city of Memphis four years ago.

37. Classroom Shift -

Once students in 18 Shelby County schools return from their fall break Oct. 13 they should start taking home the Lenovo Yoga laptop-tablets that are at the heart of the system’s three-year blended-learning pilot program.

38. Landmark Community Bank Makes Acquisitions -

Collierville-based Landmark Community Bank has completed acquisitions of Cadence Bank branches in Franklin and Brentwood.

39. Landmark Community Bank Makes Acquisitions -

Collierville-based Landmark Community Bank has completed acquisitions of Cadence Bank branches in Franklin and Brentwood.

40. Georgian Woods Apartments Sell for $3.9 Million -

118 St. Agnes Drive
Memphis, TN 38112

Sale Amount: $3.9 million

Sale Date: March 14, 2014

Buyer: Georgian Woods Property Owner LLC

41. Owner of New Getwell Facility Files $1.2M Loan -

The owner of the 110,808-square-foot industrial facility at 4050 New Getwell Road in Oakhaven has filed a $1.2 million loan on the property.

42. Cadence Bank Offers Aid to Government Employees -

Because of the federal government shutdown, Cadence Bank is offering one-month payment extensions to its clients who are U.S. government employees, including military service members.

43. Cadence Bank Offers Aid to Government Employees -

Because of the federal government shutdown, Cadence Bank is offering one-month payment extensions to its clients who are U.S. government employees, including military service members.

44. Landmark Bank Expands in Middle Tennessee -

Landmark Community Bank has reached a deal with Cadence Bank to buy certain branch loans and assume all deposits in Cadence’s Middle Tennessee operations. As part of the deal, Landmark will also enter into a sublease with Cadence to operate its branch facilities at 198 Main St. in Franklin and 93 Seaboard Lane in Brentwood. The transaction, subject to regulatory approval, is scheduled to close on March 31.

45. Landmark Bank Expands in Middle Tennessee -

Landmark Community Bank has reached a deal with Cadence Bank to buy certain branch loans and assume all deposits in Cadence’s Middle Tennessee operations.

46. Boost Sales by Talking Their Talk -

Linguistics is the study of human language. Since a sales pitch is essentially just a conversation between two people, those with a deep understanding of the nuances behind the spoken word – or linguistics – will find more success in the sales profession.

47. ‘Back to Life’ -

Memphis resident Geraldine Harris has been shopping at the Habitat for Humanity of Greater Memphis ReStore since it opened two years ago, finding discount prices and unique items she couldn’t locate anywhere else.

48. Briglia Joins Archer-Malmo as Web/Broadcast Artist -

Kristen Briglia has joined archer-malmo as web/broadcast turbo artist. In her new role, Briglia will produce web graphics, HTML and video-editing services for the growing digital and broadcast departments, and will also help on print projects as needed.

49. Magna Intent on Raising Profile, Enhancing Services -

This year is turning out to be a big one for Magna Bank as it rolls out new products and services, adds key personnel and boosts its profile across the Mid-South.

50. Magna Bank Makes Several Appointments -

Magna Bank has named Frazer Gieselmann as senior vice president and manager of construction lending.

As manager of construction lending, he will lead the bank in providing construction loans to individuals and builders.

51. Magna Bank Makes Several Appointments -

Magna Bank has named Frazer Gieselmann as senior vice president and manager of construction lending.

As manager of construction lending, he will lead the bank in providing construction loans to individuals and builders.

52. Stemmler Joins Iberiabank as Branch Manager -

Bill Stemmler has joined Iberiabank as vice president and branch manager of the bank’s 4894 Poplar Ave. branch location.

53. McIver Celebrates 15 Years at MALS -

Harrison McIver has entered his 15th year as executive director of Memphis Area Legal Services Inc. with a daunting challenge that’s as constant as it is acute.

54. Lowe's Third-Quarter Net Income Climbs on Fewer Charges -

NEW YORK (AP) – Lowe's Cos. reports its third-quarter net income surged 76 percent, helped by lower costs and higher revenue, as the company's efforts to revamp its merchandise and prices appeared to be gaining traction.

55. Midtown Utopia -

Of Memphis’ tales of humble beginnings, of which there are many, the fluctuating renaissance of the Cooper-Young neighborhood is certainly compelling throughout.

The area has cycled from its 19th century roots to 1970s crime and neglect to its present-day status as one of the largest historic districts in the Southeast, a magnet of all ages and walks of life. All thanks to individuals and organizations that wouldn’t settle for sub-par quality in their tiny town within the bustling Bluff City.

56. Historically Hip -

There will be meandering crowds, hand-made art, funky tunes, political campaigning, locally sourced foods and a fireworks display.

More than 400 vendor booths are slated to celebrate this year’s 25th anniversary of the Cooper Young Festival on Saturday, Sept. 15, from 9 a.m. to 7 p.m. at the corner of Cooper Street and Young Avenue.

57. Cadence Announces Layoffs -

STARKVILLE, Miss. (AP) — Cadence Bank will lay off 17 workers at its loan operations center in Starkville.

58. Cadence Bank, Cintas Promote Shred Days -

Cadence Bank and Cintas Document Managing are sponsoring the sixth annual Community Shred Days to help Memphis residents and businesses destroy old and unwanted documents free of charge.

59. Preserve at Southwind Apts. Sell for $22.2 Million -

7991 Capilano Drive
Memphis, TN 38125
Sale Amount: $22.2 million

Sale Date: Oct. 12, 2011

60. Hyneman G'town Property Sells for $4.1 Million -

Forest Downs Properties LLC has bought William R. (“Rusty”) Hyneman and Caresse M. Hyneman’s Germantown property from the couple for $4.1 million.

61. Cadence Bank Contributes $60K to Habitat ReStore -

Cadence Bank has announced it will invest $60,000 over the next three years in the Habitat for Humanity of Greater Memphis ReStore.

62. Cadence Bank, Cintas Sponsor Shred Day -

Cadence Bank and Cintas Document Management continue their fifth annual Community Shred Day this week, providing an opportunity for Memphis residents and businesses to bring documents to a Cadence Bank location where they will be destroyed for free.

63. Cabot Affiliate Buys Airport Industrial Warehouse -

3924 Crowfarn Drive
Memphis, TN 38118
Sale Amount: $2.2 million
Sale Date: March 28, 2011
Buyer: Cabot III-TN1M01 LLC
Seller: MM Industrial Memphis LLC

64. Richland Holdings Buys Fountain Brook Lots -

Richland Holdings LLC, which shares a Memphis address with developer Kevin Hyneman Cos., has bought 55 lots in Fountain Brook Planned Development from Cadence Bank for $1.1 million. The transaction closed March 29.

65. Houston Company Completes Cadence Deal -

A Houston company that invests in community banks has completed its $30 million buyout of Cadence Financial Corp. and invested $144 million in Cadence Bank, the companies said Monday.

66. Cadence Bank CEO Stepping Down -

Lewis Mallory, the chairman and CEO of the holding company for Cadence Bank, is stepping down.

67. Cadence Bank CEO Stepping Down -

Lewis Mallory, the chairman and CEO of the holding company for Cadence Bank, is stepping down.

68. Cadence Shareholders Approve Merger -

The vast majority of voting shareholders of Cadence Financial Corp. – 89 percent – voted Thursday for publicly traded Cadence to be taken private via the company’s acquisition by a private equity company.

69. Cadence Agrees to Plan From St. Louis Fed -

Cadence Financial Corp., which has endured several rough quarters and recently announced a merger with a private equity company, has entered into a written agreement with the Federal Reserve Bank of St. Louis.

70. Cadence Post Narrows Q3 Loss to $7.5M -

STARKVILLE, Miss. (AP) – Cadence Financial Corp., parent of Cadence Bank, has reported a net loss of $7.5 million, or 63 cents per share, for the third quarter ended Sept. 30.

71. Metropolitan Bank Eyeing Banner Year, Expansion -

Metropolitan Bank was launched amid the financial crisis of 2008, but you couldn’t tell that from looking at its balance sheet and communications with shareholders.

72. Cadence Merger Vote Scheduled for Dec. 9 -

Cadence Financial Corp. has called a special shareholders meeting for Dec. 9 at 10 a.m. to consider and vote on a merger between Cadence and Community Bancorp LLC, a Houston-based private equity company.

73. Cadence Deal: Four-Month Whirlwind -

A whirlwind of negotiations spanning four months and involving multiple suitors led to Cadence Bank’s acceptance two weeks ago of a buyout by a Houston-based private equity firm.

74. Trustmark: Cadence Deal May Be Primer on How to Do It -

JACKSON, Miss. (AP) — Trustmark Corp. believes its attempt to acquire Cadence Bank — even though it failed — can serve as a blueprint for other banks seeking to buy distressed institutions not yet under Federal Deposit Insurance Corporation control.

75. Local TARP Profits Lining Up For Fed -

The federal government has so far turned a nearly $93 million profit from the investment of emergency capital into Memphis-area banks as part of its larger rescue of the nation’s financial system in 2008.

76. Cadence Shareholders to Vote on Sale -

Cadence Bank shareholders are expected to vote within the next two months on the bank’s sale to a Houston-based private equity firm, with the surprising and hastily arranged deal closing by the end of this year or in early 2011.

77. Cadence Snubs Trustmark, Finds Another Partner -

Never mind – turns out, Cadence Bank isn’t getting acquired by Trustmark Bank after all.

78. Cadence-Trustmark Deal is Off -

Never mind – turns out, Cadence Bank isn’t getting acquired by Trustmark Bank after all.

79. Morgan Keegan Turns Focus to Growing Banks -

The equity research department of Morgan Keegan & Co. Inc. has initiated coverage on a handful of Mid-South banks that are relatively small in size but have big ambitions and plenty of promise with which to grab investor attention.

80. Weeks of Talks Preceded Merger -

The merger of Cadence Financial Corp. into Trustmark Corp., an all-stock deal announced late Wednesday, came to fruition relatively quickly, ending a period of uncertainty and volatility for Cadence and re-iterating Trustmark’s strength.

81. Trustmark-Cadence Merger Shows Different Outcomes -

The merger of Trustmark National Bank and Cadence Bank offers a reminder of the arguably scattershot approach with which the federal government implemented the Troubled Asset Relief Program.

82. Trustmark, Cadence Banks Merging -

Two Mid-South banks – Trustmark Corp. and Cadence Financial Corp., each with a handful of branches in Shelby County – announced the signing of a merger agreement Wednesday afternoon.

83. Cadence Quiet About Future as Deadline Passes -

Starkville, Miss.-based Cadence Bank officials say they cannot comment on efforts to raise capital to meet federal requirements.

84. Area Banks Repay $70M In TARP Funds -

The U.S. Treasury has collected more than $70 million from Memphis-area banks that participated in the federal government’s dramatic rescue of the financial system in 2008, the latest figures show.

85. Cadence Strives to Complete Federal Turnaround Plan -

2010 is shaping up to be a critical year for Cadence Financial Corp., the Starkville, Miss.-based bank that’s trying to follow through on a turnaround plan mandated by federal officials.

86. Cotton Leads April’s Slow CRE Numbers -

Cotton was king of commercial real estate in April as transactions involving three merchants – a pair of longtime Memphis companies and one area newcomer – represented two of the month’s top sales.

87. American Snuff Files Permit for Improvements to Hickory Hill Property -

5106 Tradeport Drive
Memphis, TN 38115
Permit Amount: $3.2 Million

Project Cost: $3.2 million
Permit Date: Applied April 2010
Completion: TBA
Owner: American Snuff Co. LLC
Tenant: American Snuff Co. LLC
Contractor: N/A
Architect: N/A

88. Q1 Looks Brighter For Cadence Financial -

The first three months of the year looked brighter for Starkville, Miss.-based Cadence Financial Corp., whose banking unit operates several branches in Shelby County.

89. Cadence Bank Reports Loss in First Quarter -

STARKVILLE, Miss. (AP) — Cadence Financial Corp. lost money in the first quarter of the year, but significantly less than it did in the same period last year.

90. Calif. Company Buys Two Foreclosed Buildings -

A California company called Logical Group Inc. has paid $1.1 million for a pair of commercial buildings that recently were foreclosed.

91. Proposed Consumer Protection Agency Draws Critics -

In his recap of 2009 last week to shareholders in Nashville, First Horizon National Corp. president and CEO Bryan Jordan said the Memphis-based company generally supports reform of the financial industry.

92. Reaching the Unbanked -

A little more than a week after bankers and finance professionals gathered at City Hall to talk about launching a major financial literacy campaign, that work is getting started.

About a dozen of them met at a Cadence Bank office in Southeast Memphis Thursday to plot out a game plan for “Bank on Memphis,” an initiative that will call on banks and credit unions to reach out to unbanked consumers.

93. ‘Bank On Memphis’ to Reach ‘Unbanked’ -

Joe DiNicolantonio, West Tennessee area president for Regions Bank, was one of more than two dozen bankers who got a letter from Memphis Mayor A C Wharton Jr. in the past few weeks.

94. New FDA Rules Could Tighten Medical Device Pipeline -

Memphis makers of medical devices are keeping a close watch on the U.S. Food and Drug Administration as it considers tightening the rules that allow a faster approval track for some products.

For almost 35 years, “substantial equivalency” has been the test for what is known as 510k approval. If a product is similar enough to one already on the market and proven to be safe, it can gain approval without clinical trials.

95. Little Guys, Big Guys -

No one would mistake a local institution like Tri-State Bank for one of Wall Street’s mighty titans of finance, whose recent woes brought the U.S. and world economies to their knees.

96. Cadence Reports Better Net Income for Q4 -

Capping a tumultuous year for the bank, Starkville, Miss.-based Cadence Financial Corp. reported net income of $664,000 for the just-ended fourth quarter, up from a loss of $2.7 million during the same period in 2008.

97. Banks Find Time Right to Repay TARP -

President Barack Obama made an effort to show his disdain for the taxpayer-funded bank bailout during his State of the Union address Wednesday night, likening its popularity to that of a root canal.

98. Cadence Board Members Step Down Amid Uncertainty -

Citing dissatisfaction with the direction of Cadence Financial Corp., Mississippi businessman James Graham has resigned from the board of the Starkville, Miss.-based bank.

99. Mixed Signals Remain for Local Banking Industry -

The old proverb about the fear of dismounting a tiger – once you’re riding one, you can’t hop off without becoming easy prey for the beast – seems applicable to the banking industry at the moment.

The tiger it’s riding is an economy marked by delinquent mortgages, companies shedding jobs and unpaid consumer loans stacking up as borrowers fall further behind. As a result of that upheaval, the U.S. government has basically turned into a vast holding company sitting on giant stakes in automakers and hundreds of banks.

100. Magna Bank Reports Stronger Numbers in Q3 -

It was only a few months ago that Kirk Bailey, chairman, president and CEO of Memphis-based Magna Bank, told shareholders the previous year had been nothing short of cataclysmic for the financial industry.