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Editorial Results (free)

1. Keeping Your Information Private (and Safe) -

Ray’s Take We live in an increasingly online world. You can trade stocks, buy groceries, pay bills or order a ride, all on your computer or smartphone. Almost any financial transaction you need to make can be done in the comfort of your own home. With identity theft posing a real threat, keeping financial data private requires that consumers be proactive in the way they approach online security.

2. Memphis a ‘Football School’ In Fuente-Norvell Era -

The first time Darrell Dickey was an assistant coach at the University of Memphis, way back in 1986, current head coach Mike Norvell was 5 years old.

So it is not an exaggeration to say that it has taken a lifetime for Tiger football to get where it is today. 

3. Boyd Opens Memphis Campaign for Governor -

Former Tennessee Economic and Community Development commissioner Randy Boyd brought his newly launched campaign for governor to Memphis Wednesday, March 15, with a pledge to continue the economic development policies of Gov. Bill Haslam – policies, particularly in workforce training, that Boyd played a key role in shaping.

4. Shhh! How to Stream March Madness When the Boss Isn't Around -

NEW YORK (AP) – The 67-game March Madness basketball tournament begins Tuesday, with many games taking place during the day when you're, ahem, supposed to be working.

Fortunately for you – but not your bosses – all NCAA Tournament games will be available online. Many of the early round games, though, will require a password through your cable or satellite TV subscription. The television networks no longer offer a stand-alone subscription you can buy without cable.

5. Two Highlights From the Back End of Innovation -

“A Systems Approach to Creating an Innovation Funding Board,” Craig Wirkus, Cisco. Cisco’s five-pillar strategy for innovation: Build, buy, partner, invent and co-develop.

6. Slain TBI Agent De'Greaun Frazier To Have Facility Named After Him -

NASHVILLE – Tennessee Bureau of Investigation Agent De’Greaun ReShun Frazier was only 35 when he was shot and killed in Jackson while working an undercover drug operation.

The Tennessee General Assembly, however, is set to make sure his service to the state lives in perpetuity by putting his name on the new TBI crime lab and consolidated regional headquarters to be built in Madison County.

7. The Week Ahead: March 7-13 -

Happy Monday, Memphis! Get your taste buds ready: Both Memphis Black Restaurant Week and the inaugural Vintage901 festival are taking place in the coming days. We’ve got details on those, plus plenty of other fun activities and entertainment to check out in The Week Ahead… 

8. Transit Portion of Sara Kyle’s Bill Adopted by Governor -

NASHVILLE – Part of a plan by Sen. Sara Kyle and Rep. John Ray Clemmons to help local governments raise funds for mass transit projects is being adopted by Gov. Bill Haslam for his IMPROVE Act.

9. Lessons Learned -

Kat Gordon had made up her mind. She’d decided she was at a point in her life where it was time to carpe diem, suit up and take a leap of faith, and she gave herself two options for doing so – literal (go skydiving) or figurative (start her own business).

10. Retirement Spending Budget -

Ray’s Take How much you spend from your retirement savings from year to year is arguably the most important piece in the retirement finance puzzle.

Before developing your spending strategy, you should understand an important overarching philosophy: You can’t control financial market fluctuations. You can only control how much risk you take, how much you spend and how to adapt. When you stay invested during retirement, there will be times when market volatility makes it feel like you’ve lost control. Maintaining a plan can help rein in this feeling.

11. Trump Tells Retail CEOs People Will 'Love' His Tax Plan -

WASHINGTON (AP) – President Donald Trump met Wednesday with the CEOs of large retailers like Target and Best Buy, who have a built-in concern: They're worried about a possible border tax on imported goods.

12. Trump Tells Retail CEOs People Will 'Love' His Tax Plan -

WASHINGTON (AP) – President Donald Trump met Wednesday with the CEOs of large retailers like Target and Best Buy, who have a built-in concern: They're worried about a possible border tax on imported goods.

13. AutoZone Joins Retail Group Fighting Border Tax -

AutoZone has come out against a tax proposal from U.S. House Republicans that’s been mentioned as one mechanism for financing President Trump’s proposed wall along the country’s southern border.

14. Fred’s Could Buy More Rite Aid Stores -

Fred’s Inc. may end up buying more than the 865 Rite Aid stores it’s already planned to acquire as part of the merger of two drugstore chains.

In December, Memphis-based Fred’s said it would buy those 865 stores from Walgreens Boots Alliance Inc. and Rite Aid Corp. on the heels of Walgreens working to satisfy regulatory concerns for its purchase of Rite Aid. Since then, the two chains have said they may divest more stores to overcome concerns from regulators.

15. View From the Hill: Haslam Plan Tilts Broadband Playing Field -

State Reps. Pat Marsh and Art Swann emerged from a meeting underwhelmed by Gov. Bill Haslam’s legislation to spread broadband internet access across Tennessee.

“I thought there would be a lot more to it,” says Marsh, a Shelbyville Republican, calling the proposal “a drop in the bucket” financially but at least a starting point.

16. Garrison Exit From MATA Coincides With Push for More Public Funding -

When he first got to Memphis in the summer of 2014, Ron Garrison got asked the same question a lot – did he know how difficult the job leading the Memphis Area Transit Authority would be.

17. Events -

The 33rd annual International Blues Challenge will be held Tuesday, Jan. 31, through Saturday, Feb. 4, at various Downtown locations. The Blues Foundation’s annual international competition and showcase also features nightly jams, workshops, the Keeping the Blues Alive Awards ceremony and more. Visit blues.org for details and a daily schedule.

18. Road for Haslam’s Fuel-Tax Plan Has Many Twists and Turns -

Three major West Tennessee road projects, including Lamar Avenue in Memphis, are part of a wish list Gov. Bill Haslam sent to the Trump administration as it weighs the start of an aggressive infrastructure program.

19. Turning the Page -

When a bookstore decides to close its doors for good, the moment isn't always so immediate or possessive of the clean finality that comes with shutting a book at the end of the story.

In the case of The Booksellers at Laurelwood, it is a long goodbye. These final weeks of a liquidation sale that will stretch into February – the culmination of a decision that the store’s finances have become untenable – have meant the slow unwinding of a 32-year-old bookstore that’s closing up shop the same way you fall asleep, fall in love, get old – gradually, then all of a sudden.

20. State Sens. Harris, Kelsey Critical of TVA Water Wells -

When Odell Johnson goes on business trips he looks forward to seeing water pumping plants in other cities that use surface water for drinking water.

Johnson is the manager for water and engineering operations at Memphis Light, Gas and Water Division. He made the comment Tuesday, Jan. 24, as his tour of the utility’s Sheahan Pumping Station served as a backdrop for the ongoing debate about the Tennessee Valley Authority’s change of plans to cool its new natural gas-fired power plant in southwest Memphis.

21. Dave & Buster’s to Open Cordova Location -

7930 Germantown Parkway
Memphis, TN 38133 

Landlord: Brixmor Property Group 

Tenant: Dave & Buster’s 

22. New Prescription: Doctor Offices That Look Like Apple Stores -

SAN FRANCISCO (AP) – After a relative suffered a heart attack a few years ago, Silicon Valley entrepreneur Adrian Aoun got an unsettling look at a health-care system that he diagnosed as an inefficient and outdated mess.

23. How to Raise Prices and Keep Customers -

When planning your price increase, you probably thought about it all: The appropriate increase amount based on competitive standards, which products or services will be affected, and the amount of business your company can afford to lose as a result of the change. But too often companies forget their customers when they outline a price increase strategy. A communication plan is a key part of implementation and should never be an afterthought. 

24. First Tennessee Parent Closes Book on Solid 2016 -

First Tennessee Bank’s parent company has closed the book on 2016 with a set of quarterly and full-year results attributable to its top executive’s mantra about sticking to the basics.

25. Dave & Buster’s Plans Memphis Debut -

The popular restaurant/sports bar/adult arcade Dave & Buster’s will join the likes of Ikea, Nordstrom Rack and Trader Joe’s on the list of popular franchises opening up their first locations in the Bluff City.

26. Dave & Buster's To Open In Cordova -

The popular restaurant/sports bar/adult arcade Dave & Buster’s will join the likes of Ikea, Nordstrom Rack and Trader Joe’s on the list of popular franchises opening up first-time locations in the Bluff City.

27. Saving More – Can It Be Done? -

Ray’s Take When you’re busy focusing on living your life, it’s easy to fall into spending habits that aren’t exactly consistent with your long-term goals. Marketing departments hire some very smart people who can get you to buy things that you didn’t even know you wanted!

28. View From the Hill: Taxing Online Sales Not Such an Easy Fix -

Cumberland Transit owner Allen Doty isn’t sure if a rule requiring major out-of-state retailers to collect Tennessee sales taxes will create more equity for his shop.

But Doty, who has been selling everything from bicycles to kayaks and camping gear for 34 years in Nashville, is definitely tired of people shopping in his store for hours, snapping a picture of shoes they like, then going home and buying them online “just to avoid sales tax.”

29. Seek ROI in Sales Promotions -

It’s a common practice in business to set up a booth at the same trade show every year out of habit as part of your sales promotion strategy. Businesses show up, set up the same table display, and use the same fishbowl to collect many of the same business cards as they did in prior years. 

30. Trump’s Turn -

If the election of Donald Trump was a mystery, there are even more questions about what will he do once he takes office Jan. 20. The clues may or may not be in the conduct of his campaign.

“Donald Trump campaigned without being tied to the traditional parameters of conservative-liberal dialogue that we’ve come to know over the past 20 or 30 years,” said Memphis attorney John Ryder, who is legal counsel to the Republican National Committee. “The hopeful part about that is that allows him to move past those divisions and enter new territory.”

31. Broadway Soprano Headlining Tennessee Shakespeare Gala -

Tennessee Shakespeare Company has announced Broadway soprano Sierra Boggess, whose roles have included Christine in “The Phantom of the Opera” and Ariel in Disney’s “The Little Mermaid,” will headline its eighth annual gala March 10 at the Germantown Performing Arts Center.

32. Titaned Up: Success Found In Big Moves, Smallest Details -

Most critics of last year’s Tennessee Titans saw unsettled ownership, a revolving door of coaches and a lack of talent at key positions.

Jon Robinson saw weeds.

33. Liz Weston: 6 Money Resolutions You Can Actually Keep -

Let's face the grim truth: Those 10 pounds you want to lose will likely be among your New Year's resolutions next year, too.

If you really want a sense of accomplishment, take care of money tasks that don't require ongoing discipline and that you typically don't have to repeat every year. Some of these are "one and done," while others you may have to revisit as your life changes, but all will give you a sense of progress toward your financial goals.

34. Where to Sell Your Unwanted Stuff Online and Earn Extra Cash -

NEW YORK (AP) – If you're cleaning out your closets for the new year, or need some spare cash after the holidays, your old stuff can help fill up your wallet.

A number of websites and apps make it easier to sell used smartphones, furniture and clothes. Here's where to go to sell your unwanted stuff and earn some extra bucks:

35. Last Word: Pro-Memphis On Different Terms, Trump's Pledge and Phil Gagliano -

Be honest. How many of you are even at work Friday? And if you are, how many of you know there are cookies or egg nog in the break room? "He sees you when you are sleeping. He knows when you're awake."

36. Online Sites Court Procrastinators With Speedy Shipping -

ATLANTA (AP) – Forget ordering online weeks in advance or dashing out to the drug store for a gift card on Christmas Eve. Procrastinating holiday shoppers are finding a haven online as retailers ramp up expedited shipping and same-day delivery services.

37. Time to Expand College Football Playoffs to 8 Teams -

When it comes to college football, I tend to be a traditionalist. That doesn’t mean I yearn for the days of leather helmets and quick kicks. I try to adjust to the times. But I must admit it’s hard to swallow a 76-61 final score, as was the case in the Pittsburgh-Syracuse game this season.

38. Faison’s Folly? Pushing Pot as a Conservative -

By just about any measure, state Rep. Jeremy Faison is a hardcore conservative. But when it comes to the cannabis plant, the East Tennessee legislator is ready to fire up the General Assembly with a move to liberalize the state’s pot law.

39. Gov't Proposal Envisions Phone Calls on Airline Flights -

WASHINGTON (AP) — Airlines could let passengers make in-flight phone calls using Wi-Fi under a proposal from federal regulators.

Flight attendants and others have complained that the calls could be disruptive. But the Department of Transportation said Thursday that it envisioned allowing the calls if airlines tell all customers about the policy when they buy their tickets.

40. Last Word: Collierville Cold Feet, William Bell's Return and SCOTUS Rules -

Grizz beat the 76ers 96-91 Tuesday night at the Forum as Zach Randolph makes an emotional return to the court.after the death of his mother.

Don Wade has an NBA notebook with various stops around the league including the hardship rule that brought Toney Douglas to Beale Street. And Luke Walton came to town last weekend with the Lakers and Walton talked about his time working for Josh Pastner at the U of M.

41. Something Missing in Jones’ ‘Infallible’ System -

By now, Tennessee fans have taken enough deep breaths to come to grips with losing to Vanderbilt. They don’t like it, mind you, but they’ve accepted it. As for Butch Jones, what now?

I’ll leave it to others to gauge the heat of Jones’ seat as we weave through the postseason and into next year. Suffice it to say, the honeymoon is over.

42. Memphis Indie Holiday Market Returns Dec. 10 -

Mary Claire White is preparing to join a group of fellow makers and artisans next week in Midtown for a yearly gathering that doubles as both a holiday shop and a chance for vendors like her to showcase their work.

43. Holiday Shopping? Bring These 4 Money-Saving Apps With You -

NEW YORK (AP) – If you're looking to save a few bucks at the mall while holiday shopping, charge up the smartphone and bring these apps with you. The four apps, which I've been using all year, can help find you coupons, compare prices or price match. All are available for Apple and Android devices and are free to download:

44. Weiss Brothers Practicing Old-School Medicine Packaged a Different Way -

Not many people intentionally add three hours of time to the experience of seeing their primary care physician. But that is exactly what Tina McMechen did.

“I drive an hour and half each way to see Dr. Marty,” said McMechen, who now lives in Jonesboro, Arkansas.

45. Coaching Them Up: Two Games In, Tubby Smith’s Fingerprints on Tigers -

They look different. The way they talk is different. And most important, the way they play is different.

No, this is not the most talented University of Memphis basketball team in the last decade. Nor is it the deepest or biggest.

46. Brush Up on Etiquette Before the Office Party -

Business parties, dinners and networking events abound during the holidays. And while they can elicit groans and cause a bit of stress, they are actually a great way to distinguish yourself from your boardroom persona – and fellow colleagues – by making a great impression with modern table and party manners. 

47. Zuckerberg: 'Crazy' to Say Facebook Influenced Election -

NEW YORK (AP) – Facebook CEO Mark Zuckerberg says the idea that fake news spread on Facebook influenced the outcome of the U.S. election is "crazy."

Still, the majority of Americans (six in 10) say they get at least some news from social media , mostly Facebook, according to the Pew Research Center. While a lot of this news comes from established outlets – whether CNN or BuzzFeed News, misinformation spreads on Facebook just as information does, shared by users, recommended by software and amplified by both.

48. Events -

Youth Ballet Memphis will present its fall mixed repertory show, “Escapades,” Friday through Sunday, Nov. 11-13, at the Ballet Memphis studios, 7950 Trinity Road. The performance will feature six new works created by Ballet Memphis company members, Youth Ballet Memphis director Janet Parke, and members of the youth ballet company. Tickets are $10 and $15 at balletmemphis.org, by phone at 901-737-7322 and at the door (if available).

49. Six-Point Plan to Help Vols Coach Stick Around Longer -

On that day in December 2012 when Butch Jones was introduced as Tennessee’s head football coach, he told Vol Nation that he had a template for fixing everything.

He said: “The plan is infallible if the players buy in.”

50. Last Word: About Last Night, The Long Vote Count and New Homeowner Numbers -

If you followed John Podesta’s lead and called it a day sometime around midnight expecting this whole Presidential thing would get wrapped up later in the day Wednesday, you have some catching up to do.

51. Thanksgiving Day Shopping is Here to Stay – With Some Tweaks -

NEW YORK (AP) – Thanksgiving Day shopping – a delight to some, an anathema to others – isn't going away, but some stores are rethinking their strategies on whether it makes sense to be open on the holiday itself.

52. Events -

Humane Society of Memphis & Shelby County will host a volunteer orientation on Monday, Nov. 7, at 6 p.m. at HSMSC, 935 Farm Road. The orientation is the first step to becoming a volunteer for the organization. Visit memphishumane.org or call 901-937-3900 for details.

53. Events -

U.S. Rep. Steve Cohen will hold his annual Federal Procurement Fair for Small-Business Owners in Memphis on Monday, Nov. 7, from 9 a.m. to 12:30 p.m. at the University of Memphis FedEx Institute of Technology, 365 Innovation Drive. Business owners will learn about contracting with the federal government and can meet one-on-one with procurement officials from state and federal agencies. RSVP to cohen.procurement@mail.house.gov by Friday, Nov. 4.

54. Expanding Care -

With the arrival of the holiday shopping season, dozens of major retailers – brands from Best Buy to Williams-Sonoma to Brooks Brothers and New York & Co. – as well as the consumers who patronize them will also be turning their attention to St. Jude Children’s Research Hospital.

55. Cubs’ World Series Victory The Start of a New Narrative -

You can buy into the goat, into the black cat that walked in front of Ron Santo in 1969, into infamous Steve Bartman and, well, into the whole notion that the Cubs were cursed for 108 years, if you wish. 

56. $47 Billion Offer to Create World's Biggest Tobacco Company -

LONDON (AP) — British American Tobacco has offered to buy out Reynolds American Inc. for $47 billion in an attempt to gain a strong presence in the U.S., a lucrative market where sales of electronic cigarettes are booming as traditional smoking fades.

57. Resetting the Bar -

David Fizdale is a first-time NBA head coach. Tubby Smith is a college coach with a Hall-of-Fame resume.

In Memphis, on the eve of the 2016-2017 NBA and college basketball seasons, they also share this in common: They are leaders that are worlds apart from their most immediate predecessors. Their mere presence, before the season even tips off, has changed the hopes, dreams and expectations for the city’s hoops fans.

58. Shelby County Commission Approves Ambulance Service Starting Jan. 1 -

In a two-month period, Shelby County government has decided to add ambulances to the services provided by the Shelby County Fire Department after years of regular debates about the wisdom of contracting with private companies for the service.

59. Events -

44th annual Pink Palace Crafts Fair will be held Friday through Sunday, Oct. 14-16, in Audubon Park, at the corner of Perkins Road Extended and Southern Avenue. The largest juried arts and crafts show in the Mid-South features shopping, demonstrations, entertainment, children’s activities and more. Visit memphismuseums.org for hours and ticket prices.  

60. Office Depot to Close for Thanksgiving -

NEW YORK (AP) – Office Depot Inc. says it will close its stores for Thanksgiving, after three years of being open on the turkey feast.

61. Samsung Woes Show How Dependent We've Become on Smartphones -

NEW YORK (AP) – Tethered as we are to our smartphones, Samsung asking users of its fire-prone Galaxy Note 7 to "power down and stop using the device" is not just an inconvenience. It's crazy.

62. Even the SEC Has to Bow to Hurricane -

Sports writers covering SEC football have done a historically bad job at the league’s summer Media Days of predicting the conference champion. But it’s an exercise that does not put lives at risk.

63. Worried About Your Samsung Note 7? Here Are Your Options -

NEW YORK (AP) – Worries about the safety of Samsung's replacement Galaxy Note 7 smartphones have consumers fretting about what to do. And they're getting little guidance from the company.

64. Surface Parking Lots Inhibit Medical Center’s Growth -

Surface parking lots are a “default land banking” strategy, according to Tommy Pacello, president of the Memphis Medical District Collaborative. Often, developers will pave over land with the intention of building something at a later date.

65. Google Gets Aggressive With New Phones, Other Gadgets -

SAN FRANCISCO (AP) – Google launched an aggressive challenge to consumer electronics giants like Apple and Samsung on Tuesday, introducing a new line of smartphones called Pixel and other gadgets designed to showcase a digital helper the company calls "Google Assistant."

66. Last Word: The Grizz Are Back, Bass Pro Shops Buys Cabela's and Stein at Amurica -

Some of you will remember the late George Lapides, whom I worked with for a time at WREC, had a policy about pre-season baseball games or what he called the “Grapefruit League.” It was that they didn’t exist. He wouldn’t acknowledge the games much less the scores.

67. Can Tigers Duplicate Their 2015 Upset of Ole Miss? -

Ole Miss head coach Hugh Freeze, predictably, is saying that he won’t use revenge as a main motivator.

68. Drugmaker Pfizer Decides Not to Break Up Business -

TRENTON, N.J. (AP) – Drug giant Pfizer says it won't split into two publicly traded companies, despite pressure from investors frustrated by its lagging stock price, ending years of Wall Street speculation over its strategy and future.

69. Allergan Paying $639 Million for Vitae Pharmaceuticals -

NEW YORK (AP) – Allergan will buy Vitae Pharmaceuticals Inc. for $639 million, adding potential dermatology products to its development pipeline.

70. Arkansas Ballot Will Offer a New Test for Medical Marijuana -

LITTLE ROCK, Ark. (AP) – Republicans control all of Arkansas' statewide offices, hold a majority in both chambers of the Legislature and are nearly assured of winning the state's six electoral votes in the presidential election.

71. The Eyes Have It -

Years ago, Peggy White drove around town in a replica MG3. The car got a lot of looks, and White got a lot of compliments. Today, however, it’s White’s face that is turning heads. Specifically, her eyeglasses and the chameleon-like makeover she can create from one day to another.

72. Mortgages: 15 or 30? -

Ray’s Take When thinking about mortgages, most people look at either the rate or the payment. Typically a 30-year mortgage offers lower payments but has a higher rate and more total interest cost. A 15-year mortgage offers a lower interest rate but has higher payments. Neither one is inherently right or better. When deciding on the mortgage that is best for you, take a deeper look at everything involved.

73. The Fading Accuracy of Political Polling -

Joe Carr says he couldn’t believe the deficit when U.S. Rep. Diane Black trounced him in the August election to recapture Tennessee’s 6th Congressional District seat.

74. Halt and Catch Fire: Battery Woes Go Well Beyond Samsung -

NEW YORK (AP) – Samsung's Note 7 isn't the only gadget to catch fire thanks to lithium-battery problems, which have afflicted everything from iPhones to Tesla cars to Boeing jetliners. Blame chemistry and the fact that the batteries we rely on for everyday life are prone to leaking and even bursting into flame if damaged, defective or exposed to excessive heat.

75. A Day of ‘Firsts’ for Memphis Coach Mike Norvell and QB Riley Ferguson -

If it feels like the opening of this college football season for the University of Memphis has been a long time coming, well, put yourself in first-year coach Mike Norvell’s turf shoes.

76. How to Get Ready for Your VW Payout -

Loyal owners of Volkswagen diesel cars understandably felt betrayed when they learned the German automaker had rigged the testing process to bypass U.S. emissions standards. But many are having a change of heart after learning how much VW will pay them to turn in their cars.

77. Sears Moves to Quarterly Loss, Sales Keep Faltering -

HOFFMAN ESTATES, Ill. (AP) – Sears posted a second-quarter loss, with perpetually weak sales overshadowing the retailer's efforts to cut costs and slow its cash burn. CEO Edward Lampert's hedge fund will forward the ailing chain $300 million in additional debt financing.

78. Pera’s Ubiquiti Networks at Pivotal Moment -

Big tech companies like Google and Facebook have been generating news headlines and public interest for a while now over their plans to bring internet connectivity to the large swaths of the world that still don’t have it, or that need a better offering of some kind.

79. Two Team Slots Left For Annual Burger Fest -

Only two slots for competitive teams remain for the fifth annual Best Memphis Burger Fest on Sunday, Aug. 28, at Tiger Lane, benefiting Memphis Paws Inc.

80. City, Wiseacre Set to Discuss Brewery’s Proposal for Coliseum -

The first order of business is to figure out what the city and the owners of Wiseacre Brewing Co. are negotiating about when it comes to Wiseacre’s proposal to convert the Mid-South Coliseum into a brewery.

81. Summertime Decisions -

“Yeah, I’m going to miss it,” said LaJereka Hunt, 15, on the last day of her internship with Memphis United, a grassroots group housed at the Mid-South Peace and Justice Center. Over the summer, Hunt attended Memphis City Council meetings, advocated for an overhaul of the city’s Civilian Law Enforcement Review Board and led more than 60 workshops focused on teaching students, many older than she, how to effectively communicate if stopped by the police.

82. Wiseacre’s Coliseum Plan Fueled By Growth -

Council chairman Kemp Conrad noted the timing is “hot off Overton Park and the Greensward” – the protracted controversy the council was heavily involved in. “I do think it’s going to move fast one way or another,” Conrad said Tuesday, Aug. 9, of the concept of a new Wiseacre brewery in the Coliseum.

83. 'Student' Credit Cards Aren't for All Students, or Even Most -

As parents prepare their rising freshmen for life at college, many are leaving out a crucial piece of information: how to build credit.

The college years are the best time to begin the process. After graduation, adults with no credit history have a harder time renting apartments, obtaining car loans or, eventually, mortgages.

84. Long-Term Care – Not for Everyone -

Ray’s Take With people living longer due to advances in medicine and lifestyle changes, chances are that most of us will become disabled for some time before we die and will need some long-term care. The projected numbers are at least seven in 10 Americans over age 65, and the vast majority underestimates the cost. 

85. Verizon Buys Yahoo for $4.83B, Marking End of an Era -

SAN FRANCISCO (AP) – Verizon is buying Yahoo for $4.83 billion, marking the end of an era for a company that once defined the internet.

It is the second time in as many years that Verizon, extending its digital reach, has snapped up the remnants of a fallen internet star. The nation's largest wireless carrier paid $4.4 billion for AOL last year.

86. Whatever You Do, Don’t Quit -

We’ve all been there. Your boss doesn’t appreciate you. Your coworkers are rude. You’re underpaid and getting no respect. The last thing you want to do is spend one more day at that awful place you call work.

87. Amazon 'Prime Day' Sales Gimmick is Back This July -

NEW YORK (AP) – Amazon is renewing its "Prime Day" July sales gimmick as Wal-Mart also tries to go after online shoppers.

The e-commerce powerhouse launched the discounting event last year to commemorate its 20th anniversary and to advertise its $99 annual Prime loyalty program, which offers free two-day shipping, during sleepy summer shopping months. It has said previously that Prime Day would be an annual event. This year it will take place on July 12.

88. Target-Date Funds, Questions to Ask -

Ray’s take: Target-date funds have become one of the most popular retirement plan investment choices in recent years. A target-date fund is a mutual fund that automatically changes its mix of stocks, bonds and cash based on a date of planned retirement. You just determine your retirement date and choose the one closest to that date.

89. 10 Years After Housing Peaked, US is More of a Renter Nation -

MOUNT PLEASANT, South Carolina (AP) – It's a troublesome story playing out across America in the 10 years since the housing bubble peaked and then burst in a ruinous crash: As real estate has climbed back, homeowners are thriving while renters are struggling.

90. Volkswagen to Launch More Electric Cars After Diesel Scandal -

FRANKFURT, Germany (AP) – German automaker Volkswagen plans to ramp up its offerings of electric vehicles as it fights to bounce back from a scandal over diesel cars rigged to cheat on emissions tests.

91. Inflation’s Impact on Your Investments -

Ray’s take: Most investors place “safety” or “guarantees” on the list to consider when evaluating any investment. Too many don’t fully consider the risk of going broke safely on that list. That’s what inflation does to you.

92. County Schools Funding Compromise to Be Tested -

Fragile is probably the best way to describe the compromise that emerged this week from county commissioners to fully fund the Shelby County Schools budget for the fiscal year that begins July 1.

The plan that closes a $27.4 million gap between what the school system wants and what Shelby County Mayor Mark Luttrell proposed in April had eight votes on the 13-member commission in Wednesday, June 15, committee sessions.

93. 3 Answers for Volunteer-Led Organizations -

We recently had the opportunity to facilitate a workshop at the 41st Neighborhood USA Conference (nusa.org) held right here in Memphis. Participants came from as far as Alaska and Japan. The city bustled with energy from these dedicated community activists and the estimated $750,000 economic impact they made on the local economy. We caught the buzz and want to share three topics that emerged from our conference session. 

94. ‘Critical Mass’ -

Shelby County Schools superintendent Dorsey Hopson calls it “a brave new world” after four years of unprecedented changes: the merger and demerger of the county’s public schools systems, the rise of charter schools, the formation of both the state-run Achievement School District and locally run Innovation Zone model, and declining SCS enrollment.

95. St. Jude CEO Talks Hospital Culture -

One of the first directives Dr. James Downing got from the board of directors at St. Jude Children’s Research Hospital upon his appointment as the hospital’s president and CEO in 2014 was blunt, to say the least:

96. Poll: Americans More Upbeat About Own Finances Than Economy -

WASHINGTON (AP) – Americans are of two minds about the economy in the midst of an elec-tion race that largely hinges on the issue. They are strikingly pessimistic about the national econ-omy yet comparatively upbeat about their own financial circumstances.

97. Outlook Dims for Mall Stores as Online Shopping Intensifies -

WASHINGTON (AP) – Online shopping is reaching such a critical mass with American households that many of the icons of the traditional mall –from Macy's to The Gap and J.C. Penney – face an increasingly uncertain future.

98. Station to Station -

Even now, Explore Bike Share founder Doug Carpenter does not try to pretend that the initiative will cure all that ails Memphis. 

It won’t wipe out poverty. It can’t cure cancer. It won’t eliminate diabetes and obesity, solve all of the city’s transportation problems or totally bridge cultural and racial gaps that predate the bicycle’s invention.

99. FedEx, er, University of Memphis to Big 12? -

The slogan still resonates: When it absolutely, positively has to be there overnight.

All the world came to know that was Federal Express. I can remember knowing it was Federal Express.

100. Bank Seeks Receiver for Warren, Tulane Apartments -

The Bank of New York Mellon Trust Co. wants a federal judge to appoint a receiver for the Warren and Tulane Apartments owned by Global Ministries Foundation, citing “an appearance of fraud” by GMF in a memorandum filed with the call for a receiver.