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Editorial Results (free)

1. HUD Adviser Talks Housing for Homeless -

Jennifer Ho said she views her job as a senior adviser to U.S. Housing and Urban Development Secretary Shaun Donovan as looking at the problem of homelessness like a jigsaw puzzle.

2. ‘Outside the Fence’ Vital for Aerotropolis -

Local leaders pushing the aerotropolis concept and brand realize they have a problem. The concept is so simple that it has been difficult to build momentum in advance of a concrete plan to begin changing the geography of the area outside the fences of Memphis International Airport.

3. Industry Leaders Gather at Aerotropolis Conference -

A year ago this month, Memphis hosted the annual World Airport Cities Conference and Exhibition.

But Tuesday, April 10, on the University of Memphis campus, airport, economic development and logistics leaders from the area will meet to talk about the same concept that has dominated the recent World Airport Cities Conferences that were held in Beijing in 2010 and will be held this year in Denver.

4. $25B Nationwide Mortgage Deal Goes to States -

WASHINGTON (AP) – The nation's five largest mortgage lenders have agreed to overhaul their industry after deceptive foreclosure practices drove homeowners out of their homes, government officials said Monday.

5. Gov't Eases Foreclosure Rules for Unemployed -

WASHINGTON (AP) – The Obama administration is making it easier for out-of-work homeowners to stay in their homes, as it tries to revamp its troubled foreclosure-prevention program.

Starting Aug. 1, the Federal Housing Administration will extend the period for unemployed homeowners to miss mortgage payments to a full year from three or four months. That will allow qualified homeowners to go without making a monthly payment for 12 months before the foreclosure process begins.

6. Obama Official Says Banks Can Restart Foreclosures -

WASHINGTON (AP) — President Barack Obama's top housing official says lenders are within their rights to resume foreclosures this month despite allegations that they erred in processing documents.

7. Banks to Allow Local Groups to Buy Foreclosures -

WASHINGTON (AP) – Major banks are agreeing to give local governments and nonprofit groups the ability to buy foreclosed homes before they are sold to private investors.

The Obama administration said Wednesday local officials could benefit from acquiring these properties and renovating them or using the land for redevelopment projects. Congress has provided $7 billion to buy the homes, but these groups are struggling to spend the federal money because they are often outbid by speculators who are snapping up foreclosures.

8. 2 New Programs Planned to Help Homeowners -

The Obama administration’s top housing official says several new programs are in the works to help try to revive the housing market.

Housing and Urban Development Secretary Shaun Donovan said in an interview aired Sunday that his department in the coming weeks will roll out an FHA refinancing program to help borrowers whose mortgages exceed the market value of their homes. He also said the department will launch “an emergency homeowners loan program” to help people who are unemployed keep their homes.

9. Foreclosure Moratorium Could Ease Flood Relief Efforts -

Before the floodwaters of May 1 rose in Shelby County, some homes in the Memphis area were already underwater.

The effects of the recession, including homeowners who owe more than their houses are worth, have complicated what is expected to be a long-term recovery from this month’s floods.

10. Cabinet Secretaries Announce Aid for Flood Victims -

NASHVILLE (AP) — U.S. Secretary of Housing and Urban Development Shaun Donovan said the government has told all Federal Housing Administration lenders to put a 90-day moratorium on foreclosures for areas hit by recent flooding.

11. Watchdog: Obama Foreclosure Plan Leaves Many Out -

WASHINGTON (AP) - A watchdog panel overseeing the financial bailouts says the Obama administration's flagship mortgage aid program lags well behind the foreclosure crisis and leaves too many families out.

12. Watchdog Doubts Goals of Obama Loan Relief Plan -

WASHINGTON (AP) - The Obama administration's effort to help homeowners avoid foreclosure may not achieve its goal of helping 3 million to 4 million borrowers and may simply delay mortgage defaults for many, a government watchdog group says.

13. Obama Loan Relief Plan Hits Goal Early -

The Obama administration said Thursday that 500,000 homeowners have had their loans modified under its mortgage relief plan, reaching a goal set over the summer.

The $50 billion program, launched in March, is designed to reduce foreclosures by lowering borrowers’ monthly payments to more affordable levels. The program was slow to get going, but officials still believe the program is on track to help between 3 million and 4 million borrowers within three years.

14. HUD Official Calls Memphis Public Housing Efforts ‘Extraordinary’ -

Ronald Sims, deputy secretary of the U.S Department of Housing and Urban Development, came to Memphis just days before Memphis Mayor Willie Herenton left office last month.

Among his hosts were two of the contenders in the coming special election, Shelby County Mayor A C Wharton Jr. and interim Memphis Mayor Myron Lowery, who still served as chairman of the City Council at the time.

15. Gov't Foreclosure Help Will Reach More Homeowners -

WASHINGTON (AP) - The Obama administration is expanding a program to stave off foreclosure for borrowers who owe more than their homes are worth.

Housing secretary Shaun Donovan says borrowers who owe up 25 percent more than their home's market value will qualify for government help refinancing their mortgages. The program currently is limited to borrowers who owe 5 percent more than their homes are worth.

16. Short-Term Loans Allowed for Tax Credit -

Thousands of first-time homebuyers will be able to get short-term loans so they can quickly make use of a new $8,000 tax credit that was designed to boost the battered U.S. housing market.

The Federal Housing Administration on Friday released details of a plan in which borrowers who use FHA loans can get advances from lenders that effectively let them receive the credit before they complete their taxes.

17. Gov’t Sees Loan Defaults, Foreclosures Rise -

The number of troubled loans backed by the government’s mortgage insurance program is rising as economic problems mount, and lawmakers are worried taxpayers will be stuck with the final bill.

U.S. Sen. Kit Bond, R-Mo., warned Thursday that the Federal Housing Administration is a “powder keg” waiting to explode, and said Congress and the Obama administration shouldn’t place a greater financial burden on the already strapped agency.

18. Dems Reach Deal On Mortgage Relief Bill -

WASHINGTON (AP) – For key moderate Democrats in the U.S. House of Representatives, giving debt-strapped homeowners the right to seek mortgage modifications in bankruptcy court had to be a last resort.

19. Dem Spat Delays Mortgage Relief Bill in House -

WASHINGTON (AP) – A dispute among U.S. House Democrats stalled legislation Thursday to let bankruptcy judges reduce the principal and interest rate on mortgages for debt-strapped homeowners.

20. US Housing Secretary: Banks Have Foreclosure Role -

WASHINGTON (AP) – Housing Secretary Shaun Donovan said Thursday it's critically important that banks and lending institutions work to help make certain the Obama administration's new home foreclosure initiative succeeds.

21. Obama Unveils $75B Mortgage Relief Plan -

MESA, Ariz. (AP) – Seeking to tackle “a crisis unlike any we’ve ever known,” President Barack Obama unveiled an ambitious $75 billion plan Wednesday to keep as many as 9 million Americans from losing their homes to foreclosure.