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Editorial Results (free)

1. Shopping Spree -

Retailers have been gearing up for a frenzied Black Friday, marking the beginning of the holiday shopping season, but industry experts expect a lukewarm year compared to moderate growth in 2012.

Both nationally and locally, many stores opened earlier than ever before in an attempt to capture customers before their competitors and maximize a shorter-than-usual shopping season.

2. Borrowers Sue Over Apparent Loan Mod Mishaps -

LOS ANGELES (AP) – It seemed Maria Campusano's financial problems were behind her when the mortgage on her Victorian home in a Massachusetts mill town was chopped by hundreds of dollars a month.

3. Events -

The Lipscomb & Pitts Breakfast Club will meet today at 7:30 a.m. at the Memphis Botanic Garden, 750 Cherry Road. Andy Andrews, author of “The Traveler’s Gift: Seven Decisions that Determine Personal Success,” will speak. For more information, call 321-1020.

4. Events -

The Mid-South Real Estate Investors Association Inc. will hold a roundtable discussion today from 10:45 a.m. to 1:15 p.m. at Germantown Athletic Club, 1801 Exeter Road. To register, call 751-7101 or e-mail info@midsouthreia.org.

5. Dixon Gallery and Gardens Appoints Sharp as Director -

The Dixon Gallery and Gardens Board of Trustees has appointed Kevin Sharp as the museum's new director. Sharp received a bachelor's degree in art history from Central Missouri State University and completed graduate studies at the University of Illinois in art history and architecture. He previously served as the research curator for The Art Institute of Chicago and as the curator of American art at the Norton Museum of Art in West Palm Beach, Fla.