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Editorial Results (free)

1. Senators Ready to Restore Lower College Loan Rates -

WASHINGTON (AP) – A bipartisan compromise on student loans promises better deals for students and parents over the next few years but could spell higher rates as the economy improves.

The Senate deal pegs the interest rates on new loans to the financial markets and was expected to come to a vote next week, well before students returning to campus this fall had to sign their loan agreements.

2. Recruitment Ads by For-Profit Colleges Targeted -

WASHINGTON (AP) – Where do for-profit colleges get the money they spend on all those highway billboards and television and radio ads?

Mostly from the government, at least indirectly. Federal money, most of it through the financial aid that students get, accounts for up to 90 percent of for-profit colleges' revenue – even more in some cases if veterans attend the school on the GI bill.

3. Student Loan Default Rates Jump -

The number of borrowers defaulting on federal student loans has jumped sharply, the latest indication that rising college tuition costs, low graduation rates and poor job prospects are getting more and more students over their heads in debt.

4. Events -

Vaco Mid-South will host a continuing education seminar today at 8 a.m. at the Memphis Botanic Garden, 750 Cherry Road. Topics of the event are “Fair Value Measurements,” “Goodwill and Intangible Asset Impairment” and “Extensible Business Reporting Language.” Cost is $75. To register, call Joe Fracchia or Justin Farmer at 333-2250.

5. Local Resident Named Land Realtor of America -

Keith Morris of 4M Land Co. in Somerville was honored with the 2005 Land Realtor of America award by the Realtors Land Institute. Morris, current president of the Tennesseen RLI chapter, is the first Tennessean to receive the award. He graduated from the University of Memphis.