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Editorial Results (free)

1. US Employers Add 217,000 Jobs; Rate Stays at 6.3 Percent -

WASHINGTON (AP) – U.S. employers added 217,000 jobs in May, a substantial gain for a fourth straight month, fueling hopes that the economy will accelerate after a grim start to the year.

2. Harris Files Ford Challenge at Deadline -

Memphis City Council member Lee Harris is challenging Democratic state Sen. Ophelia Ford in the August primary for District 29, the Senate seat held by a member of the Ford family since 1975.

3. Wells Joins Evans Petree as Associate -

Julie Wells has joined Evans Petree PC as an associate in the East Memphis office, focusing her practice in health care law and general business matters. She previously worked at Baptist Medical Group, where she played an integral role in physician practice acquisitions and contractual-related matters.

4. Surprisingly Weak Jobs Report Puzzles Economists -

WASHINGTON (AP) – It came as a shock: U.S. employers added just 74,000 jobs in December, far fewer than anyone expected. This from an economy that had been adding nearly three times as many for four straight months – a key reason the Federal Reserve decided last month to slow its economic stimulus.

5. Indie Memphis Unveils New Festival Lineup -

The lineup for this year’s 16th annual Indie Memphis Film Festival is set.

During a preview party at the new Hi-Tone Café Thursday night, director Craig Brewer lifted the curtain on the slate of films being shown at this year’s festival, which kicks off on Halloween. The four-day event runs from Oct. 31 through Nov. 3 and includes more than 45 feature films that will be shown on five screens in the Overton Square district.

6. Banks' Earnings Pop Masks Deeper Concerns -

NEW YORK (AP) – Major U.S. banks have turned in big profit gains this season, but the news isn't all good.

Much of the earnings increase is coming from cutting costs, rather than growing their core lending businesses. A boom in mortgage refinancing looks like it's about to peter out. And regulators are considering stricter new rules that would force the banks to shore up their cash.

7. Newest Tiger Dixon Answers Reporters’ Questions -

Less than a year ago, guard Michael Dixon was a preseason second-team All-American selection by The Sporting News after a junior season at Missouri in which he averaged 13.5 points and 3.3 assists. Off the bench.

8. Consumer Confidence Rebounds in February -

NEW YORK (AP) – Americans seem to be more confident in the economy than they have been in the past few months. But that doesn't mean they're willing to spend more money.

Consumer confidence rebounded in February, reversing three straight months of declines, according to The Conference Board, a private research group. But analysts and economists say that doesn't necessarily mean that they're going to be more likely to open up their pocketbooks and wallets.

9. US Economic Outlook Brightens as Retail Sales Rise -

WASHINGTON (AP) – Americans bought more electronics, started home improvement projects and updated their wardrobes last month, inspired by warmer weather and a healthier job market.

U.S. retail sales rose 0.8 percent in March, the Commerce Department said Friday.

10. Celebration of Creativity -

The gold-plated columns and crystal chandeliers of The Cadre Building were right in line with the American Advertising Federation Memphis’ 2012 ADDY Awards ceremony, themed “Hustle + Workflow.”

All “pimps, players and winners” that produced the best in local advertising and all of the disciplines associated with it were recognized Saturday, Feb. 25, in the historic Downtown building at 149 Monroe Ave., with the tagline, “Damn, it feels good to be a winner.”

11. ADDY Awards Highlight Ad Industry's Top Work -

The gold-plated columns and crystal chandeliers of The Cadre Building were right in line with the American Advertising Federation Memphis’ 2012 ADDY Awards ceremony, themed “Hustle + Workflow.”

12. Families Relying on More Money Smarts to Get By -

CHICAGO (AP) – Americans have been forced to take a crash course in money management, and class is still in session.

Falling home prices and rampant foreclosures. Flat wages and high unemployment. Volatile stocks and no safe refuge for savings. An unforgiving recession and the threat of a sequel.

13. Q3 Mortgages Rise, Recovery Still Slow -

It’s tempting to look at the third quarter’s local mortgage numbers and regard that thumping sound as the real estate market’s pulse, weak for so long but slowly regaining strength.

14. AP Survey: Economists Warn Against More Fed Action -

WASHINGTON (AP) — The best cure for the economy now is time.

That's the overwhelming opinion of leading economists in a new Associated Press survey. They say the Federal Reserve shouldn't bother trying to stimulate the economy — and could actually do damage if it did.

15. Inflation Worries Push Consumer Confidence Lower -

NEW YORK (AP) – Rising prices at the gas pump and in grocery aisles are starting to crimp shoppers' outlook.

The Conference Board's Consumer Confidence Index fell sharply from a three-year high in February, reversing five straight months of improvement.

16. Trust One’s Parent Rolls Out Cost-Cutting Measures -

Synovus, the parent of Trust One Bank in Memphis, is rolling out a slew of efficiency initiatives, cost-cutting measures and revenue boosters intended to generate tens of millions of dollars in savings.

17. A New Era -

As the Grizzlies mark their 10th season in Memphis, whispers of “contender” and “dark horse” can be heard in the halls of FedExForum.

The positive outlook is an encouraging sign for a team that sat at the bottom of the league just two seasons ago and has endured a bumpy ride during its decade-long tenure in Memphis.

18. BP: No Oil Leaking Into Gulf From Busted Well -

NEW ORLEANS (AP) — A tightly fitted cap was successfully keeping oil from gushing into the Gulf of Mexico for the first time in three months, BP said Thursday. The victory — long awaited by weary residents along the coast — is the most significant milestone yet in BP's effort to control one of the worst environmental disasters in U.S. history.

19. Allen: Relief Well Timing Depends on Oil's Spread -

THEODORE, Ala. (AP) — A relief well being drilled deep into the seafloor of the Gulf of Mexico to shut down the gushing well could be completed ahead of a long-set deadline of mid-August only if conditions are ideal, government and BP officials said Thursday.

20. Yeates Joins A2H As Project Manager -

Arthur Yeates has joined Askew Hargraves Harcourt & Associates Inc. (A2H) as an architectural project manager.

21. Use of Temps May No Longer Signal Permanent Hiring -

WASHINGTON (AP) - It's not the signal it used to be.

When employers hire temporary staff after a recession, it's long been seen as a sign they'll soon hire permanent workers.

Not these days.

22. Mortgage Activity Sums Up Dreary ’09 -

Although the mortgage industry enjoyed an uptick in activity as the year ended, it by no means salvaged an otherwise abysmal 2009.

Lenders suffered one of their worst years for purchase mortgages in recent memory, making only 8,399 loans in 2009, according to real estate information company Chandler Reports, www.chandlerreports.com. (Data for this report included purchase mortgages only, not refinances.)

23. Mortgage Activity Looks Up in November -

It stands to reason that whenever home sales have a good month, the mortgage industry will also. Not surprisingly, the latest loan data held up their end of the bargain and for the first time all year outpaced the same month of 2008.

24. Democrats Want to Curb Banks' Overdraft Fees -

WASHINGTON (AP) - Senior congressional Democrats say legislation is still needed to limit how lenders charge customers who overspend on their accounts, even though some big banks have already curbed high-fee overdraft programs.

25. BofA: Credit Card Rates Won't Go Up Ahead of Law -

NEW YORK (AP) - Bank of America on Tuesday pledged not to hike credit card interest rates or fees before a new law intended to reform industry practices takes effect in February.

Since most Bank of America customers have variable rate cards, however, they could still see their interest rates go up. The interest on variable-rate cards is tied to the rise and fall of the prime rate.

26. Obama Touts Wall St. Changes on Lehman Anniversary -

WASHINGTON (AP) - President Barack Obama is going to Wall Street on the first anniversary of the Lehman Brothers collapse to outline financial changes to avert a future crisis like the one that sent the global economy into a tailspin.

27. Q2 Mortgages Up 34 Percent -

The mortgage industry is yet another group that viewed the second quarter numbers with some ambivalence. The period (April through June) was highlighted by slight improvements from the previous quarter but well off the mark from the same quarter the previous two years.

28. Mortgage Sector Tows the Line in June -

Like other real estate and financial services sectors, the mortgage industry received some bad news and some good news in June: Activity improved from the previous month, but still fell short of last year’s total.

29. Poll: Would-Be Homebuyers Cautious as Layoffs Rise -

WASHINGTON (AP) - More than half of potential homebuyers say they're still not prepared to jump into the market, and fear of losing their jobs is the No. 1 reason, a new poll shows.

With unemployment at a 26-year-high and rising, nearly 53 percent of consumers who said they were planning to buy a home in the future cautioned they're not ready to take such a large financial step right now, according to the survey released Thursday by Realtor.com.

30. Q1 Mortgage Numbers So Predictable -

With home sales continuing their dramatic decline, it stands to reason that mortgage activity would mirror the sales slump and register its own set of disappointing numbers.

That logic certainly prevailed in the first quarter of 2009, which saw a significant dropoff in residential mortgages, according to the latest data from real estate information company Chandler Reports, www.chandlerreports.com.

31. Rosa Becomes GM at Holiday Inn-Wolfchase -

Chris Rosa has been named general manger of the Holiday Inn and Suites Memphis-Wolfchase. Rosa will be responsible for day-to-day operations of the property. He previously served as vice president of operations for Equity Estates, general manger at the Sheraton Meadowlands and area manger of the Crowne Plaza Ravinia in Atlanta. Rosa also has been named General Manager of the Year by Patriot American Hotels and Hotelier of the Year by the Connecticut Hospitality Association.

32. October Mortgages Plummet 33 Percent -

Although his term as president of the Memphis Mortgage Bankers Association (MMBA) extends two more months through the end of 2008, Chris Bowers can begin to reflect on what has been a tumultuous year in his profession.

33. Mortgages Decline 40 Percent In August -

“New normal” is how West Beibers, president of Delta Trust Mortgage Corp., describes the state of the mortgage industry right now. With residential lending still down and no signs of improvement anywhere in sight because of tightened lending guidelines, it appears to be an apt description.

34. July Mortgage Activity Drops 37 Percent -

The federal housing bill recently signed into law might bring relief to the beleaguered mortgage industry, but it likely won’t bring results for a few months. In the meantime, the real estate market sputters along and lenders struggle to keep pace with last year’s numbers.

35. Food Giants Race to Pass Rising Costs to Shoppers -

Companies throughout the food chain are changing the way they do business in response to soaring grain costs, and consumers are likely to bear the brunt in the form of rising food prices.

Farmers are making the broadest cuts to their livestock herds in decades, meaning meat at the supermarket will likely cost more in coming years. Middlemen are trying to shorten the duration of supply contracts to 90 days from one year so they can pass on higher costs more quickly. And food brands are shrinking the contents of their packages, from ice-cream cartons to beverage containers.

36. Q2 Mortgage Filings Down 31% -

As the U.S. prepares for a presidential election and looks forward to the Olympics in China, the year strikes an uncanny resemblance to 1988, when George H.W. Bush won the White House and Seoul, South Korea, hosted the Summer Games.

37. Despite National Application Increase, Local Mortgage Activity Falters -

Mortgage applications have increased nationwide, but mortgage loans in Shelby County continued their downswing in May as lenders grappled with tightened guidelines and weary consumers.

The Washington-based Mortgage Bankers Association last week released its weekly mortgage applications survey for the week ending June 6: It revealed a 10.9 percent increase in applications from the previous week across the U.S.

38. Mortgage Bankers Set Sights On Breakthrough -

Though accounts vary as to the exact wording of the quotation, Mark Twain once purportedly told a reporter that news of his death had been greatly exaggerated.

For West Beibers, president of Delta Trust Mortgage Corp., the same sentiment is true of the mortgage industry. He pointed out that while critics chronicle the demise of banks and mortgage companies, the banks and mortgage companies continue taking applications and making home loans.

39. Banks, Trust Cos. Top Shelby Home Sellers -

Of all the residential real estate storylines from the past year, perhaps the most intriguing was how trust companies and banks - not builders - wound up being the top home sellers in Shelby County.

40. U.S. Banks Seeing Higher Delinquencies on More Than Just Mortgage Payments -

NEW YORK (AP) - The bill for America's excessive borrowing during the housing boom has arrived, and more people are having trouble paying it.

JPMorgan Chase & Co. and Wells Fargo & Co., two of the nation's biggest banks, on Wednesday joined a growing chorus warning that the subprime mortgage mess is just the start of a sweeping lending crisis. And some fear that consumers falling behind on all kinds of loan payments could tip the economy's scale toward recession.

41. Q4 Non-Commercial Mortgages Drop 36% -

Non-commercial mortgage filings tapered off throughout 2007, but they suffered their largest declines in December and during the fourth quarter.

Q4 2007 saw a 35.5 percent decline from Q4 2006. There were 8,293 mortgages filed in Shelby County between Oct. 1 and Dec. 31, 2007, compared to 12,852 in the same period a year earlier, according to The Daily News Online, www.memphisdailynews.com

42. Year of the 'Tailspin' -

Like victims of a car accident, mortgage company executives might be checking body parts to make sure everything is intact. That's because 2007 turned into a multi-vehicle pileup for the industry - and not everyone survived.

43. Archived Article -

1130 Legacy Farm Court
Collierville, TN 38017
Sale Amount: $36.5 million

Sale Date: June 12, 2007

Buyer: Legacy Farm LLC

44. Barrow Named Chef de Cuisine At Capriccio Grill -

The Peabody Hotel has named Brian Barrow chef de cuisine for Capriccio Grill, an Italian steakhouse. Barrow began his culinary career at 27. He attended Johnson & Wales University's College of Culinary Arts in Miami. He previously was a chef at the Ambassador Hotel in Fort Lauderdale, Fla., and with Do & Co International Catering.

45. Memphis Theological Seminary Installs New Dean -

The board of trustees of Memphis Theological Seminary installed Dr. Barbara A. Holmes as vice president of academic affairs/dean of the seminary. Holmes joined MTS as a faculty member in the ethics and African-American religious studies programs in 1998. She earned a bachelor's degree from the University of Connecticut and a master's degree from Southern Connecticut University.

46. Archived Article: Mba P.2 - Bar Association announces nominees Bar Association announces nominees William H. Haltom Jr., president of the Memphis Bar Association, has released the report of the Nominations and Elections Committee for 2001. The 2001 president will be G. Patrick...