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Editorial Results (free)

1. Commission Moves Health Insurance Vote to Thursday -

Shelby County Commissioners moved a critical vote on changing health insurance benefits for county employees to a special Thursday, Oct. 30, meeting in a Monday session dominated by the proposed changes.

2. November Council Vote On Pension Reform Likely -

Memphis City Council members again delayed final votes on a set of ordinances that would change pension benefits for city employees.

The delay Tuesday, Oct. 7, on third and final reading of several pension ordinances was expected. The items are now on the Oct. 21 council agenda, but council members expect there will not be a vote then either and city Chief Administrative Officer George Little said the administration can live with a further delay.

3. Council Delays Pension Action, Broods Over 'Key Members' Designation -

Memphis City Council members debated who is a “key member” of the body Tuesday, Oct. 7, as they delayed action on changes to city employee pensions into November.

The delay on third and final reading of several pension ordinances was expected. The items are now on the Oct. 21 council agenda. But council members expect there will not be a vote then either and city Chief Administrative Officer George Little said the administration can live with a further delay.

4. Whitehaven Flood Response Complicated -

When the Memphis area got seven inches of rain on Sept. 11, a group of Whitehaven homeowners at the state line watched once the rain stopped as their neighbors on the other side of the border got a prompter response in terms of a federal disaster declaration.

5. Council Aims at Moving Insurance Targets -

At just about every turn of the debate at City Hall about changes in health insurance coverage, Memphis City Council members have seen crucial numbers shift about the impact of the changes and the city’s liability.

6. Uber, Lyft Operating Despite Cease-and-Desist Notices -

Uber and Lyft continued to shuttle customers back and forth early this week, undaunted by the city’s decision last week to send the companies cease-and-desist letters.

A representative from Uber said the company had not received any notice from the city by Tuesday, July 15, and indicated the company has no intention of putting the brakes on the app-based service.

7. In Rare Move, Police Confirm ‘Blue Flu’ -

In the storied history of labor relations between City Hall and the rank and file of the Memphis Police Department, there is a standing rule about work slowdowns, sometimes referred to as “blue flu.”

8. $1,000-a-Pill Sovaldi Jolts US Health Care System -

WASHINGTON (AP) – Your money or your life?

Sovaldi, a new pill for hepatitis C, cures the liver-wasting disease in 9 of 10 patients, but treatment can cost more than $90,000.

Leading medical societies recommend the drug as a first-line treatment, and patients are clamoring for it. But insurance companies and state Medicaid programs are gagging on the price. In Oregon, officials propose to limit how many low-income patients can get Sovaldi.

9. U.S. Senate Primaries Feature Different Realities -

The statewide primary races for U.S. Senate on the August ballot feature the longest and best-known political back story in Tennessee politics and competing realities about what it takes for Democrats to end their shutout in statewide offices.

10. Culture of Health -

Twenty-five years ago, Carol Harshman was an aerobics instructor working for a Springfield, Mo., health club.

As someone with a job that allowed her to live out a lifestyle of health and wellness at work, she was in the minority.

11. Employers Get Affordable Care Act Rundown -

In a world made more complicated for everyone by the Affordable Care Act, the title of a Wednesday morning seminar at the Crescent Club had to be attractive:

“Employee Benefits and Health Care Reform: An Opportunity in Disguise.”

12. Millions Could Get Extra Time for Health Sign-Ups -

WASHINGTON (AP) – Millions of Americans could get extra time to enroll for taxpayer-subsidized coverage this year under President Barack Obama's health care law. That would let the administration boost sign-ups and aid Democrats under attack over the program's troubles.

13. Health Law Cited as US Uninsured Rate Drops -

WASHINGTON (AP) – The share of Americans without health insurance is dropping to the lowest levels since President Barack Obama took office, but sign-ups under his health care law lag among Hispanics – a big pool of potential beneficiaries.

14. Warren Buffett Offers Lesson in Value Investing -

OMAHA, Neb. (AP) – Warren Buffett is offering a refresher course on his approach to investing in his annual letter to Berkshire Hathaway Inc. shareholders.

15. Merck, Partners to Jointly Test Hot Cancer Drug -

Merck & Co.'s hot experimental cancer drug, already closely watched by investors, got more attention Wednesday after the company announced new alliances with three other drugmakers to test it in combination with their drugs.

16. Poll: Uninsured Rate Drops as Health Law Rolls Out -

WASHINGTON (AP) – It may just be the start of a new trend. The uninsured rate dropped modestly this month as expanded coverage rolled out under President Barack Obama's health care law, a major survey released Thursday has found.

17. Higher-Income Americans Hit Hardest by Tax Changes -

WASHINGTON (AP) – Higher-income Americans and some legally married same-sex couples are likely to feel the biggest hits from tax law changes when they file their federal returns in the next few months. Taxpayers also will have a harder time taking medical deductions.

18. Skimpy Health Law Plans Leave Some ‘Underinsured’ -

WASHINGTON (AP) – For working people making modest wages and struggling with high medical bills from chronic disease, President Barack Obama's health care plan sounds like long-awaited relief. But the promise could go unfulfilled.

19. Study Finds Medicaid Expansion Drove Up ER Visits -

SALEM, Ore. (AP) – A new study has found that people enrolled recently in Medicaid went to the emergency room 40 percent more frequently than others, often seeking help for conditions that could be treated less expensively in a doctor's office or an urgent care clinic.

20. Obama's Fixer-Upper Website Races to Catch Up -

WASHINGTON (AP) – It looks like President Barack Obama's fickle health insurance website is finally starting to put up some respectable sign-up numbers, but its job only seems to have gotten harder.

21. Legal Ease -

Earlier this year, Baker, Donelson, Bearman, Caldwell & Berkowitz PC renewed its lease at the First Tennessee Building Downtown.

The city’s largest law firm decided to expand its lease, taking over a quarter of the space at the 415,658-square-foot Madison Avenue office tower.

22. Family Roots Keep Lipscomb & Pitts on Path -

Lipscomb & Pitts was founded on Oct. 1, 1954, by Mathew Lipscomb Jr. and John Pitts, both veterans of World War II who had come home to become the top two sales leaders in the southeast for Liberty Mutual Insurance Co.

23. Health Coverage -

The Little Clinic is opening its sixth and seventh limited-care clinics in the Memphis area this month as part of a growth plan that includes 30 new Little Clinics opening in Kroger stores in 2013.

24. Healthcare.gov Failures Surface at Hill Hearing -

WASHINGTON (AP) — The leading contractors on the Obama administration's troubled health insurance website told Congress Thursday that the government failed to thoroughly test the complicated system before it went live.

25. Building Permit Filed for Volvo of Memphis -

7910 Trinity Road
Cordova, TN 38018
Permit Cost: $2.3 million

Project Cost: $3.5 million
Permit Date: Applied August 2013
Completion: Summer 2014
Owner: Wenco Properties LLC
Tenant: Volvo of Memphis
Architect: Fleming Associates Architects PC
Contractor: Grinder, Taber & Grinder
Details: The ownership group of Volvo of Memphis has filed a $2.3 million building permit for the company’s new dealership at 7910 Trinity Road in Cordova.

26. 5 New Features That Could Be on Your Next Car -

DETROIT (AP) – Cameras that check around the car for pedestrians. Radar that stops you from drifting out of your lane. An engine able to turn off automatically at traffic lights to conserve fuel.

27. Hospital Billings Vary Widely in Memphis -

Government data released for the first time last week showed that hospitals across the nation bill Medicare widely different amounts for the same procedures.

St. James Mercy Hospital in Hornell, N.Y., charged $29,637 for patients who received a respiratory system diagnosis and remained on a ventilator more than 96 hours, while Stanford Hospital in Stanford Hospital, Calif., charged $929,119.

28. US Options Exchange Reopens After Half-Day Outage -

NEW YORK (AP) – Trading on the biggest exchange for financial options resumed Thursday following an outage caused by software problems.

The Chicago Board Options Exchange reopened at 12:50 p.m. Eastern time after being closed from the start of the trading day. The shutdown forced traders to scramble for alternatives.

29. Critics Revive Past Promises to Knock Obama Budget -

WASHINGTON (AP) – Advocates for seniors say President Barack Obama is breaking his promise to protect Social Security, while conservatives say he is breaking his promise not to raise taxes on the middle class.

30. Olymbec Files $5.5 Million Mortgage on Brinkley Plaza -

Montreal-based Olymbec USA LLC, an entity of Olymbec Corporate Group, has filed a $5.45 million mortgage on Brinkley Plaza in Downtown Memphis.

31. Olymbec Files $5.5 Million Mortgage on Brinkley Plaza -

Montreal-based Olymbec USA LLC, an entity of Olymbec Corporate Group, has filed a $5.45 million mortgage on Brinkley Plaza in Downtown Memphis.

32. Do You Need Life Insurance? -

Ray’s Take For most people, life insurance decisions depend on two things: 1) whether anyone depends on your income to support their standard of living, and 2) whether you have enough other assets that could provide what is needed.

33. Arkansas Senate Panel Backs Abortion Coverage Ban -

LITTLE ROCK, Ark. (AP) – An Arkansas Senate panel approved a measure Wednesday banning insurers participating in an exchange created under the health care law from covering most abortions, while the sponsor of legislation banning abortions 20 weeks into a pregnancy said he's facing resistance for it not exempting victims of rape or incest.

34. Memphis Law Firm Now Part of Regional Practice -

Rebecca Adelman’s new law firm launched Jan. 1 after a group of attorneys left one firm to start a new practice with her.

35. Filling the Voids -

Last year was a banner year for adaptive reuse projects in Midtown and Downtown.

Developers announced plans for the Sears Crosstown building, Overton Square, Hotel Chisca, James Lee House and old United Warehouse in the South Main Historic Arts District. Construction began on The Pyramid, turning it into a 220,000-square-foot mega-Bass Pro Shop Outdoor World, and Memphis in May moved into its new headquarters at 56 S. Front St., a 14,600-square-foot building that’s on the National Register of Historic Places.

36. Supreme Court Hears Dispute Over Class Actions -

The U.S. Supreme Court is questioning efforts by consumers’ lawyers to limit the amount of money sought in class-action lawsuits so they are heard in state courts rather than more business-friendly federal court.

37. Supreme Court Hears Dispute Over Class Actions -

The U.S. Supreme Court is questioning efforts by consumers’ lawyers to limit the amount of money sought in class-action lawsuits so they are heard in state courts rather than more business-friendly federal court.

38. Countdown to Reform -

The Obama administration recently took the next step in implementing the new health care reform by laying out more specific guidelines regarding the health insurance market reforms. The Department of Health and Human Services published the new regulations on Nov. 20.

39. Storm's Cost May Hit $50 Billion; Rebuilding to Ease Blow -

WASHINGTON (AP) – Superstorm Sandy will end up causing about $20 billion in property damages and $10 billion to $30 billion more in lost business, according to IHS Global Insight, a forecasting firm.

40. Woman-Owned Engineering Firm Finds Right Design for Success -

Entrepreneurship was never in Nisha Powers’ plans.

Armed with a degree in civil engineering, Powers moved to Memphis in 1997 and followed a traditional post-college path: She sought and landed a job at one of the state’s top firms in her field. But after eight years in one small office, she was ready to explore new territory.

41. AP IMPACT: Aggressive Start for Consumer Bureau -

WASHINGTON (AP) – The new federal agency charged with enforcing consumer finance laws is emerging as an ambitious sheriff, taking on companies for deceptive fees and marketing and unmoved by protests that its tactics go too far.

42. Premiums for Family Health Plans Hit $15,745 -

WASHINGTON (AP) – Annual premiums for job-based family health insurance went up just 4 percent this year, but that's no comfort with the price tag approaching $16,000 and rising more than twice as fast as wages.

43. New Case at High Court Aims to Blunt Class Actions -

The Supreme Court will consider an insurance company’s plea to move a class-action lawsuit from state court to a more business-friendly federal court.

The justices on Friday agreed to hear an appeal from The Standard Fire Insurance Co. of Hartford, Conn. The case involves the reach of a 2005 federal law that allows defendants in class-action lawsuits to transfer disputes involving more than $5 million to a federal court from state courts that often favor plaintiffs.

44. Homemade Wills Can Cause Woes -

Ray’s Take The Internet is loaded with do-it-yourself will instructions and fill-in-the-blank documents. I do not recommend using any of them. Not only is there no assurance there aren’t errors in the document you may select, they may well lead to greater problems for the very people you had intended to help.

45. Reaction: Coverage for Most, Scramble for States -

WASHINGTON (AP) – The Supreme Court settled the legal argument over health care Thursday. Now people in the United States will find out if President Barack Obama’s overhaul can work as advertised to provide coverage to millions of uninsured while also keeping costs in check.

46. Towering Questions -

It’s been slightly more than two years since the Affordable Care Act was signed into law, but when it comes to small businesses meeting its demands, confusion still abounds.

While some provisions of health care reform – such as expansion of coverage to adult children up to age 26, new coverage options for individuals with pre-existing conditions and eliminating lifetime caps on coverage – have been implemented, the government will continue to roll out provisions through 2014 and beyond.

47. Put Your Legacy Into Words -

Last week we spotlighted BRIDGES, an organization helping to build a community of leaders to advance racial, economic, educational, and environmental justice. This week, as we reflect on a recent visit from LPBC guest speaker Dr. Joseph Michelli, let us share some of his sage advice, which could redefine priorities and ignite our effect on future generations: a legacy statement.

48. American Airlines Aims to Cut 13,000 Jobs -

DALLAS (AP) – The parent of American Airlines wants to eliminate about 13,000 jobs – 15 percent of its workforce – as the nation's third-biggest airline remakes itself under bankruptcy protection.

49. User-Friendly Health Plan Summaries at Risk -

WASHINGTON (AP) – One of the most popular provisions of President Barack Obama's health care overhaul – consumer-friendly summaries of what your insurance plan covers – suddenly seems to be at risk.

50. Speeding Yields More Tales -

Last week’s column was about speeding and how some charged therewith find a way to make the issuing officer laugh by candor, poetry, good-natured jokes, etc. Such stories remind others of their own experiences.

51. A GOP Debt Plan Would Hit Some Popular Tax Breaks -

WASHINGTON (AP) – Millions of taxpayers who take advantage of deductions for mortgage interest, charitable donations and state and local taxes would be targeted for potential tax hikes under a GOP plan to raise taxes by $290 billion over the next decade to help reduce the nation's deficit.

52. $18.8M Loan Filed to Build Robinwood Retirement Community -

Construction Loan For Robinwood Retirement Community
Loan Amount: $18.8 million

Loan Date: Sept. 27, 2011

Maturity Date: Sept. 30, 2014, with conversion option that would extend maturity to Sept. 30, 2016

53. Foreclosed Medical Bldg. Sells for $1.2 Million -

A medical high-rise office building at 220 S. Claybrook St. has been bought at a foreclosure sale by lenders 220 South Claybrook Street LLC and UM Holdings IV LLC for $1.2 million after the property went into default. The original borrower was A. Roy Tyrer Jr.

54. Berkshire Hathaway to Buy Back Shares -

OMAHA, Neb. (AP) – Warren Buffett is sending a clear signal that he believes Berkshire Hathaway's stock is undervalued by announcing a plan to repurchase stock for the first time since taking over the firm in 1965.

55. Tigers Can Help You LEAD -

Last week we spotlighted New Ballet Ensemble & School, which is bringing together children from all backgrounds by providing a professional standard of training, regardless of the ability to pay. This week let us showcase three University of Memphis programs that offer your business tremendous partnership and growth opportunities.

56. Diversity Project for Cultural Arts -

Last week we exemplified how one person or company can start a movement by taking action with small steps to impact our community. This week let us spotlight an organization that is bringing together children from all backgrounds by providing a professional standard of training, regardless of the ability to pay: New Ballet Ensemble & School.

57. Open Enrollment Cutoff for Medicare Plans Moves Up -

A new deadline for privately run versions of the government's Medicare program may trip up customers who typically wait until the holidays to settle on their health insurance coverage for the coming year.

58. Service Firms Grew at Slightly Faster Pace -

WASHINGTON (AP) – Service firms that employ 90 percent of the U.S. work force expanded at a slightly faster pace in August. But the sector remains too weak to help an economy that is barely growing and struggling to create jobs.

59. Fundraisers Rappel Tower for Special Olympics -

In one of the city’s most unique fundraising events, 64 brave souls scaled the exterior of the 23-story i-bank Tower (formerly White Station Tower) in East Memphis Friday, Aug. 26, and Saturday, Aug. 27, for Over the Edge, a high-thrills fundraiser for Special Olympics of Greater Memphis.

60. S&P Chief Resigns; Hedge Fund Seeks Parent Split -

NEW YORK (AP) – Standard & Poor's wild month continues.

The president of S&P is stepping down just two weeks after the rating agency stripped the United States of its AAA credit rating. At the same time, an activist hedge fund is calling for S&P's parent to break into four separate companies to unlock more value for shareholders.

61. Health Plan Rules: What Counts as an Emergency? -

When is an emergency not an emergency? In health care, that can be a costly distinction.

Emergency rooms are designed to live up to their names by treating life-threatening or serious medical problems. But they often handle much more than that, sometimes at great cost to patients.

62. Federal Deficit Tops $1T for 3rd Straight Year -

WASHINGTON (AP) – The nation's budget deficit has topped $1 trillion for a third straight year, adding pressure on Congress and the White House to make more progress a long-term plan to shrink the growing imbalance.

63. Claybrook Building Facing Foreclosure -

A first-run foreclosure notice has been filed against the owner of the seven-story Claybrook Medical Office Building, 220 S. Claybrook St., on the Methodist University Hospital campus.

64. Consumer Confidence Rises in July -

NEW YORK (AP) — Two years into the recovery, Americans' confidence in the economy continues its rollercoaster ride.

As their short-term outlook on jobs and income eased somewhat amid a mix of optimistic and bad economic news, U.S. consumers' confidence rose slightly to 59.5 in July, according to a survey released Tuesday by a private research group.

65. Helping People Drives Campbell to Law Success -

After growing up in some of the poorest neighborhoods in Memphis, Christopher Campbell now works as a partner for Harris Shelton Hanover Walsh PLLC, one of the most respected law firms in the region.

66. Medicare 'Doughnut Hole' Looms for Drug Customers -

The federal health care overhaul delivers deep price cuts this year that will benefit Medicare prescription drug customers who fall into a coverage gap known as the "doughnut hole." But limited coverage still may pose a financial challenge for a few more years.

67. Seminar to Examine Health Care Reform -

One of the most contentious and complex issues facing the nation today will be the focus of the latest seminar hosted by The Daily News.

Health care reform will be the topic at hand on Thursday, July 14, at 3:30 p.m. in the auditorium of the Memphis Brooks Museum of Art, 1934 Poplar Ave.

68. Health Care Law Waivers Stir Suspicion of Favors -

WASHINGTON (AP) – Call it the Department of Waivers and Adjustments. It's doing a brisk business with the new health care law.

President Barack Obama's administration has granted nearly 1,400 waivers easing requirements of the new health care law, and some critics on the right say Obama is giving his political allies a pass from burdensome requirements everyone else will have to live with.

69. Gov't Cuts Rates for Hard-to-Insure Patients -

WASHINGTON (AP) – The government is cutting premiums by up to 40 percent in nearly two dozen states and implementing other changes to make it easier for people with pre-existing medical conditions to get health insurance.

70. Small Cars Getting Safer, Insurance Group Says -

DETROIT (AP) – Small cars are getting safer as more models than ever earn the top safety rating from the insurance industry.

The Insurance Institute for Highway Safety said Thursday that 6 of the 13 small cars it most recently tested are top safety picks. They include the 2012 Ford Focus and Honda Civic and the 2011 Hyundai Elantra, Nissan Juke, Lexus CT 200h and Toyota Prius.

71. Blues City Brewery Buys Hardy Bottling -

5151 E. Raines Road
Memphis, TN 38118
Sale Amount: $10 million

Sale Date: May 2, 2011
Buyer: Blues City Brewery LLC
Seller: Chism Hardy Enterprises LLC

72. State House Approves Foreclosure Bill -

Tennessee lawmakers have moved closer toward cutting back the number of foreclosure notices lenders have to publish in newspapers before borrowers in default lose their home.

Legislation drafted by the Tennessee Bankers Association and amended in legislative committees would allow lenders to reduce the current mandate from three foreclosure notice publications to two. The new notices also likely won’t include the lengthy descriptions they feature now.

73. Cordova Shopping Center Sells in Foreclosure -

8195 Dexter Road LLC, an affiliate of Hillsboro, Ore.-based StanCorp Mortgage Investors LLC, has acquired a strip shopping center at 8195 Dexter Road in Cordova via a foreclosure sale. The original borrower was Old Forest Properties GP, who borrowed $1.8 million from Standard Insurance Co. in December 2008.

74. Flood Stymies Homeowners, Homebuilders -

In the aftermath of last week’s storms and as the Mississippi River continues to rise, homeowners and builders alike are taking a closer look at their insurance policies.

On Monday, the U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid was made available to Tennessee to supplement the area struck by severe storms, tornadoes, straight-line winds and associated flooding during the period of April 25-28.

75. MBGH Hands Out Health Honors -

The Memphis Business Group on Health Thursday awarded two insurance companies and five regional hospitals for their progress toward improving the quality of health care in the region during 2010.

Doctors and administrators from organizations such as Baptist Memorial Health Care Corp., Methodist Le Bonheur Health Care, St. Jude Children’s Research Hospital and the Regional Medical Center at Memphis, as well as representatives from companies such as FedEx Corp., First Horizon National Corp., Merck & Co. Inc. and Morgan Keegan & Co. Inc., attended the awards luncheon at the Holiday Inn University of Memphis, 3700 Central Ave.

76. Spears Prosthetics & Orthotics Gives New Movement to Amputees -

When Ulysses Moore of Memphis lost the lower part of his right leg to gangrene several years ago, Spears Prosthetics & Orthotics – the Mid-South’s largest privately owned facility of its type – equipped him with a prosthesis and the training to increase his mobility.

77. Renovations Begin at Pinnacle Headquarters -

40 S. Main St.
Memphis, TN 38103
Permit Amount: $8.7 Million

Project Cost: $8.7 million
Permit Date: Applied February 2011
Owner: Memphis Commerce Square Partners
Tenant: Pinnacle Airlines Corp.
Contractor: Grinder, Taber & Grinder Inc.

78. Mississippi LLCs Finance Three Self-Storage Sites -

Three limited liability companies affiliated with Gulfport, Miss.-based Tellus Equity GP have financed self-storage facilities the LLCs bought last year. All the loans were taken out through Standard Insurance Co. with a maturity date in March 2036.

79. AP Analysis: Jobs Crisis Pushes Up Economic Stress -

Higher unemployment and foreclosure rates, especially in South Atlantic and Mountain states, raised the nation's economic stress in November, according to The Associated Press' monthly analysis.

One month after economic stress reached an 18-month low nationally, it rose in three-quarters of the 3,141 counties the AP analyzed and in 39 states. Unemployment and foreclosures edged up in more than two-thirds of the states. Bankruptcies rose in half the states.

80. New Tax Law Packed With Obscure Business Tax Cuts -

WASHINGTON (AP) – The massive new tax bill signed into law by President Barack Obama is filled with all kinds of holiday stocking stuffers for businesses: tax breaks for producing TV shows, grants for putting up windmills, rum subsidies for Puerto Rico and the Virgin Islands.

81. Baby Boomers Near 65 With Retirements in Jeopardy -

CHICAGO (AP) – Through a combination of procrastination and bad timing, many baby boomers are facing a personal finance disaster just as they're hoping to retire.

Starting in January, more than 10,000 baby boomers a day will turn 65, a pattern that will continue for the next 19 years.

82. Health Insurer Humana Forecasts 2011 Earnings Drop -

LOUISVILLE, Ky. (AP) – Health insurer Humana Inc. said Thursday it expects its 2011 earnings per share to fall by about a dollar from this year due to its Medicare Advantage program and medical cost trends, among other factors.

83. Buffett: Recession Continues, By his Definition -

OMAHA, Neb. (AP) – Billionaire Warren Buffett says the economy remains in a recession, by his definition, because most people and businesses still aren't doing as well as they were before the financial crisis.

84. Air Charter Company Expanding to Little Rock -

As the owner of an air charter business, Andrew Bettis understands that safety must be his top priority.

In fact, his eponymous company, Andrew Bettis Aviation, is the only one in Memphis to earn the prestigious recommendation from Wyvern Ltd., a third-party auditing service.

85. This Employee Benefit Proves to Be Helpful In Recruiting Good Employees -

If you are the owner of a small business, you probably understand the difficulties in finding and keeping qualified employees.

There are many factors that an employee will consider when deciding where to work. One that employers often overlook is the availability of a tax-qualified retirement plan.

86. FDIC Takes Step Toward Cutting Use Of Ratings -

WASHINGTON (AP) – Federal regulators have taken a first step toward eliminating the use of credit ratings in rules for banks, under a mandate of the new financial overhaul law.

The board of the Federal Deposit Insurance Corp. voted Tuesday to take public comment on alternatives to relying on credit rating agencies to assess the risk of investments.

87. Some Insurers Stop Writing New Coverage for Kids -

WASHINGTON (AP) — Some major health insurance companies have stopped issuing certain types of policies for children, an unintended consequence of President Barack Obama's health care overhaul law, state officials said Friday.

88. A Piece-by-Piece Guide to Financial Overhaul Law -

WASHINGTON (AP) — Two years after the global financial system nearly collapsed, a vast revamping of regulation has been signed into law. The measure targets the risky banking and oversight failures that led to the last crisis. The goal is to make another crisis less likely — and, if it does happen, less costly for taxpayers.

89. Premiums for New "High Risk" Pool Could be Steep -

WASHINGTON (AP) – President Barack Obama's new health coverage for uninsured Americans with health problems won't be cheap – premiums averaging $300 to $600 a month in the largest states, according to a government website that went live Thursday.

90. Be Tough with Your Financial Adviser -

NEW YORK (AP) - Your financial adviser might be acting like a doctor who prescribes certain medicine only because he's on a drug company's payroll and then neglects to tell you about it.

Not all brokers who sell stocks, bonds, annuities and other investments are required to put their clients' interests first. They can steer you into mutual funds or college savings plans that pad their firms' profits or their own commissions, and you might never know.

91. Consumer Watchdog Eyes Lenders in New Bank Rules -

Consumer watchdog eyes lenders in new bank rules

JIM KUHNHENN,Associated Press Writer

WASHINGTON (AP) — Congress is getting tougher on both borrowers and lenders blamed for inflating a housing bubble that, when it popped, plunged the nation into a severe recession two years ago.

92. Jobless Claims Rise by Larges Amount in 3 Months -

WASHINGTON (AP) - The number of people filing new claims for unemployment benefits unexpectedly rose last week by the largest amount in three months. The surge is evidence of how volatile the job market remains, even as the economy grows.

93. Hospital Operator HCA Inc. Files for $4.6B IPO -

INDIANAPOLIS (AP) — Hospital chain HCA Inc. plans to raise $4.6 billion in its third initial public offering of common stock, more than three years after it was taken private in a leveraged buyout by a group of private equity investors.

94. SEC Seeks Tighter Rules on Asset-Backed Securities -

WASHINGTON (AP) - Federal regulators proposed new, stricter rules Wednesday for asset-backed securities, the bundles of loans that helped spark the market's collapse in 2008 and nearly brought down the financial system.

95. Gov't Official Warns on Home Down Payment Hikes -

WASHINGTON (AP) - The head of the Federal Housing Administration is warning that boosting the minimum down payment borrowers must provide to qualify for home loans backed by the agency could threaten the housing market.

96. Memphis Financial Firms See Optimism -

Policymakers, consumers and business leaders probably would like to hold the U.S. economy to the same standard the world’s best athletes have been striving for in Vancouver for the past two weeks.

But as the U.S. economy slaloms down the bumpy slope of recovery in 2010, its performance likely will be something less than the Olympic motto of “Faster, Higher, Stronger.”

97. Stratford Place Owner Files $1.4 Million Loan -

1806 and 2098 Poplar Ave.
Memphis, TN 38104
Loan Amount: $1.4 million

Loan Date: Jan. 26, 2010
Maturity Date: N/A
Borrower: Stratford Place LLC
Lender: Union Central Life Insurance Co.

98. Chandler Reports Kicks Off Luncheon Series -

Real estate information company Chandler Reports, www.chandlerreports.com, is introducing a quarterly luncheon series that will deliver the latest market trends to real estate professionals, appraisers, investors and lenders.

99. Professors: Corporate Tax Rate Holds U.S. Back -

As nations emerge from the global recession and reposition themselves, the United States could be left behind because of its high corporate tax rate, said Ronald W. Spahr, a finance professor at the University of Memphis.

100. Docs Deflect Increasing Malpractice Claims -

Tennessee doctors continue to fend off the vast majority of malpractice suits filed, but the five-year trend is unmistakable: The price of success grows higher every year.

Physicians and their insurance companies traditionally close up to 85 percent of malpractice cases without paying a penny to plaintiffs. But in the latest year of data available, 2007, the cost of those wins was up 17.5 percent, following an 8.4 percent rise a year earlier.