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Editorial Results (free)

1. Arkansas Unemployment Rate Dips Below 7 Percent -

LITTLE ROCK, Ark. (AP) — State officials say Arkansas' unemployment rate has dropped below 7 percent for the first time in more than five years.

The Arkansas Department of Workforce Services says the state's unemployment rate dropped to 6.9 percent in March, down from 7.1 percent in February. Agency spokeswoman Becky Heflin says it's the first time Arkansas' jobless rate has been below 7 percent since January 2009.

2. Consumer Confidence Slips in March -

U.S. consumer sentiment slipped in March from the previous month, as Americans said they were less likely to buy cars and homes because of slightly higher interest rates. The University of Michigan says its consumer sentiment index dipped to 80 in March from 81.6 in February. That's still about five points higher than last fall, when sentiment fell during the government shutdown. The index was 82.5 in December.

3. Consumer Confidence Slips in March -

U.S. consumer sentiment slipped in March from the previous month, as Americans said they were less likely to buy cars and homes because of slightly higher interest rates.

The University of Michigan says its consumer sentiment index dipped to 80 in March from 81.6 in February. That's still about five points higher than last fall, when sentiment fell during the government shutdown. The index was 82.5 in December.

4. Tips for the Entrepreneur -

Congratulations, you are an entrepreneur! You have a great idea, and are ready to launch your new business. You’re not alone. This year, according to the Small Business Administration, you are among the other 399,999 folks with a great idea poised to open their doors for business.

5. Average US 30-Year Mortgage Rate Slips to 4.28 Percent -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages fell after three weeks of increases, edging closer to historically low levels.

Mortgage buyer Freddie Mac said Thursday that the average rate for the 30-year loan declined to 4.28 percent from 4.37 percent last week. The average for the 15-year mortgage fell to 3.32 percent from 3.39 percent.

6. Consumer Confidence Dips Slightly in February -

U.S. consumer confidence fell slightly in February over concerns about the near-term outlook for business conditions and jobs.

The Conference Board said Tuesday that its confidence index dipped to 78.1 this month, down from 79.4 in January.

7. Instagram Tips for Businesses -

For the past couple of years, more and more businesses have been communicating with their audiences through Instagram.

By definition, Instagram is an online photo-sharing and social networking service that enables its users to take pictures and videos, apply digital filters to them and share them on a variety of social networking services. I applaud the creators of Instagram for taking everyone’s favorite social media feature – photos – and using it as the core of the platform.

8. Consumer Confidence Dips Slightly in February -

U.S. consumer confidence fell in February over concerns about the near-term outlook for business conditions and jobs.

The Conference Board said Tuesday that its confidence index dipped to 78.1 this month, down from 79.4 in January.

9. Shelby County Mortgage Market Dips in January -

Shelby County’s mortgage market entered 2014 in less of a turbo-charged fashion than it did at the same point last year.

New figures show total mortgage volume in the county was down 5 percent in January compared to January 2013, according to real estate information company Chandler Reports, www.chandlerreports.com. Data for this report did not include refinances.

10. US Employers Add 113,000 Jobs; Rate Dips to 6.6 Percent -

WASHINGTON (AP) – A surprisingly weak jobs report for a second straight month has renewed concern that the U.S. economy might be slowing after a strong finish last year.

Employers added 113,000 jobs in January, far fewer than the average monthly gain of 194,000 last year. Job gains have averaged just 154,000 the past three months, down from 201,000 in the preceding three.

11. Commercial Advisors Funds U of M Scholarships -

Cushman & Wakefield/Commercial Advisors is helping fund scholarships for students at the University of Memphis’ Fogelman College of Business and Economics.

The Finish Line Scholarships are designed to assist students who have exhausted other sources of funding and do not qualify for merit-based awards. Scholarships will be awarded as needed, and preference will be given to students in their final semester who are planning to live in Memphis after graduating.

12. Commercial Advisors Funds U of M Scholarships -

Cushman & Wakefield/Commercial Advisors is helping fund scholarships for students at the University of Memphis’ Fogelman College of Business and Economics.

The Finish Line Scholarships are designed to assist students who have exhausted other sources of funding and do not qualify for merit-based awards. Scholarships will be awarded as needed, and preference will be given to students in their final semester who are planning to live in Memphis after graduating.

13. US Homebuilding Dips, But Year Best Since 2007 -

WASHINGTON (AP) – U.S. home construction slowed in December but ended 2013 with the best showing since the housing bubble burst.

The Commerce Department said Friday that builders broke ground last month at a seasonally annual rate of 999,000. That's 9.8 percent lower than November's pace of 1.12 million, which was the fastest in five years.

14. US Services Index Slips on Sharp Fall in Orders -

U.S. service companies expanded at a steady but slightly slower pace in December as sales dipped and new orders plunged to a four-year low. The report suggests economic growth may remain modest in the coming months.

15. US Services Index Slips On Sharp Fall in Orders -

U.S. service companies expanded at a steady but slightly slower pace in December as sales dipped and new orders plunged to a four-year low. The report suggests economic growth may remain modest in the coming months.

16. Three Tips for Fundraising Success -

Proper planning can set you up for fundraising success. Visualize your success, feel it in your heart and then make sure the prerequisites for fundraising success are in place before you start soliciting. Here are three tips to launch your 2014 fundraising in the right direction.

17. Ruby Tuesday Sells Bartlett Lots for $1.1 Million -

8348 U.S. 64
Bartlett, TN 38133
Sale Amount: $1.1 million

Sale Date: Dec. 5, 2013

Buyer: 64 Kate Hyde Partners

18. Watertite Files $6.7 Million Loan on Collierville Facility -

Watertite Products Inc. has filed a $6.7 million loan on its 86,918-square-foot warehouse at 202 Industrial Park Lane in Collierville.

19. Electrolux Ships First Memphis-Made Products -

Electrolux North America’s first Memphis-made products have rolled off the assembly line and been shipped across the country.

The inaugural products produced at the Memphis facility – the Frigidaire and Frigidaire Gallery slide-in ranges – were recently manufactured, packaged and loaded onto trucks for warehousing and retail distribution throughout the United States. It’s the culmination of a two-year construction effort on the 750,000-square-foot, $266 million dollar facility. The first truckload of ovens was shipped to Seattle, Wa.

20. Family Roots Keep Lipscomb & Pitts on Path -

Lipscomb & Pitts was founded on Oct. 1, 1954, by Mathew Lipscomb Jr. and John Pitts, both veterans of World War II who had come home to become the top two sales leaders in the southeast for Liberty Mutual Insurance Co.

21. Electrolux Ships First Memphis-Made Products -

Electrolux North America announced Tuesday, Nov. 12, its first Memphis-made products have rolled off the assembly line and been shipped across the country.

The inaugural products produced at the Memphis facility – the Frigidaire and Frigidaire Gallery slide-in ranges – were recently manufactured, packaged and loaded onto trucks for warehousing and retail distribution throughout the United States. It’s the culmination of a two-year construction effort on the 750,000-square-foot, $266 million dollar facility. The first truckload of ovens was shipped to Seattle, Wa.

22. New Parking Meters Ready for Debut -

After years of talking about new parking meters and more aggressive enforcement of the Downtown and Medical Center on-street parking governed by the meters, city leaders thought it best to bring out the new meters as proof that the change is actually about to happen.

23. US Airways Net Income Dips on Higher Taxes -

DALLAS (AP) — Higher taxes reduced US Airways' third-quarter profit, but the airline still beat Wall Street expectations on a combination of more traffic and higher average fares.

US Airways, the nation's fifth-biggest airline, pushed revenue higher by filling a larger percentage of seats. Including US Airways Express regional flights, passengers traveled nearly 5 percent more miles and they paid 4.4 percent more for every mile that they flew.

24. Builder Confidence Dips Amid Budget Impasse -

U.S. homebuilders are feeling less confident in the housing market, reflecting their uncertainty over the budget impasse in Washington.

The National Association of Home Builders/Wells Fargo builder sentiment index released Wednesday fell to 55 in October. That’s down from a reading of 57 in September. September’s reading was revised one point lower from its initial estimate.

25. Wells Fargo's Profit Up 13 Percent; Revenue Slips -

Third-quarter profit for Wells Fargo & Co., the biggest U.S. mortgage lender, jumped 13 percent as a decline in revenue from mortgage lending was offset by reduced expenses and fewer soured loans.

26. Lipscomb: Fairgrounds Retail to be ‘Market Driven’ -

Robert Lipscomb, director of the city of Memphis’ Division of Housing & Community Development, says the retail to be part of the city’s Fairgrounds overhaul will not be in competition with businesses in the nearby Cooper-Young Historic District or Overton Square.

27. Twitter Tunes in to TV Partnerships Ahead of IPO -

NEW YORK (AP) – People don't just watch TV anymore; they talk about it on Twitter. From the comfort of couches, they share reactions to touchdowns and nail-biting season finales – and advertisers and networks are taking note.

28. US Consumer Confidence Dips as Jobs Outlook Dims -

Americans’ confidence in the economy fell slightly in September from August, as many became less optimistic about hiring and pay increases over the next six months.

The Conference Board, a New York-based private research group, said Tuesday that its consumer confidence index dropped to 79.7 in September. That’s down from August’s reading of 81.8, which was slightly higher than previously estimated.

29. US Consumer Confidence Dips as Jobs Outlook Dims -

Americans’ confidence in the economy fell slightly in September from August, as many became less optimistic about hiring and pay increases over the next six months.

The Conference Board, a New York-based private research group, said Tuesday that its consumer confidence index dropped to 79.7 in September. That’s down from August’s reading of 81.8, which was slightly higher than previously estimated.

30. Lipscomb & Pitts Chosen for 'Best Practices' Study -

Lipscomb & Pitts Insurance has been tapped to be part of a group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America’s Best Practices study group.

31. Lipscomb & Pitts Chosen for 'Best Practices' Study -

Lipscomb & Pitts Insurance has been tapped to be part of a group of independent insurance agencies around the U.S. participating in the Independent Insurance Agents & Brokers of America’s Best Practices study group.

32. Six Tips for Shortening the Sales Cycle -

A career in sales isn’t for the faint of heart. You must be thick-skinned in the face of adversity, have a dogged determination, and be prepared for some long days in the pursuit of the almighty sale. That’s why I have the utmost respect for sales professionals and have dedicated much of my career to helping them work smarter versus harder in an effort to close more sales more efficiently. Perhaps the fastest path for doing just that is by shortening the sales cycle.

33. Traffic Dips but Revenue Rises at Southwest -

DALLAS (AP) – Passenger flew fewer miles on Southwest Airlines Co. in August but they paid more per mile than a year ago.

34. Bigfish Redefines Strategy, Develops New Partnerships -

For the past year, Memphis-based creative agency Bigfish has implemented a branding initiative it’s called “The Year of You,” putting an emphasis on the things that its clients and the community at large are doing.

35. Bigfish Redefines Strategy, Develops New Partnerships -

For the past year, Memphis-based creative agency Bigfish has implemented a branding initiative it’s called “The Year of You,” putting an emphasis on the things that its clients and the community at large are doing.

36. Antipsychotic Use Drops in Tennessee Nursing Homes -

Tennessee nursing homes have dramatically decreased the use of antipsychotic drug use for residents living with dementia.

According to the state Health Department, antipsychotic drugs cost hundreds of millions of Medicare and Medicaid dollars and increase the risk of stroke, heart attack, falls with fractures, hospitalizations and other complications. Lowering the use of unnecessary antipsychotic medications improves residents’ quality of life and reduces health care costs.

37. Mississippi Jobless Rate Falls as Labor Force Dips -

JACKSON, Miss. (AP) – Mississippi's unemployment rate fell by a half percentage point to 8.5 percent in July, hitting lowest level in more than four years, but only because the state's labor force shrank.

38. US Consumer Confidence Dips From 5-Year High -

Americans’ confidence in the economy fell only slightly in July but stayed close to a 5 1/2-year high, a sign that consumers should continue to help drive growth in the coming months.

The Conference Board, a New York-based private research group, said Tuesday that its consumer confidence index dipped to 80.3 in July. That’s down from a reading of 82.1 in June, which was revised slightly higher and the best reading since January 2008.

39. US Consumer Confidence Dips From 5-Year High -

Americans’ confidence in the economy fell only slightly in July but stayed close to a 5 1/2-year high, a sign that consumers should continue to help drive growth in the coming months.

The Conference Board, a New York-based private research group, said Tuesday that its consumer confidence index dipped to 80.3 in July. That’s down from a reading of 82.1 in June, which was revised slightly higher and the best reading since January 2008.

40. Apple's Smartphone Market Share Slips -

Apple's share of the global smartphone market fell during the second quarter to its lowest level in four years, according to data released Friday.

Apple took 13.1 percent of the worldwide market, according to ABI Research, down from 16.6 percent a year ago. That's the lowest level since the third quarter of 2009, two years after the launch of the first iPhone.

41. Southwest Airlines' Second-Quarter Profit Slips 2 Percent -

DALLAS (AP) – Southwest Airlines is getting a small break at the fuel pump, and that's helping it to slightly beat Wall Street expectations for profit.

The company saved 16 cents a gallon on fuel in the second quarter, which added up to $88 million. That made a difference in a quarter during which revenue barely grew.

42. Building Corporate Partnerships -

Does your nonprofit’s special event help sponsors and underwriters meet their business objectives? Do the benefits you offer align with the business needs of your sponsors/ underwriters? Here are some things to consider as you build your corporate partnership program.

43. Medtronic Slips After Infuse Reviews Detailed -

Shares of Medtronic Inc. slipped Tuesday, a day after the medical device maker announced findings from independent reviews of studies of its Infuse bone graft

44. Unpaid Internships in Jeopardy After Court Ruling -

WASHINGTON (AP) – Unpaid internships have long been a path of opportunity for students and recent grads looking to get a foot in the door in the entertainment, publishing and other prominent industries, even if it takes a generous subsidy from Mom and Dad.

45. Fire Marshal’s Office Gives Hotel Safety Tips -

The state’s fire marshal’s office is sharing some hotel safety tips for Tennessee travelers this summer.

Commerce and Insurance Commissioner Julie Mix McPeak says hotels and motels become a home away from home for travelers, and it’s important for them to become familiar with new surroundings and have a plan in place should an emergency arise.

46. Building Relationships Key to Barden’s Success -

For Will Barden of Colliers International, cultivating his network of relationships is vital to his success over the past 16 years in the Memphis office real estate market.

47. More Tips on Selling the Business -

I’d like to offer a counterpoint to a recent Daily News column that I presented a slanted view of the process used by investors to acquire the business of an entrepreneur (April 19, Selling the Business: Games Buyers Play).

48. Making Dollars and Sense With Nonprofit Partnerships -

Woman- and minority-owned businesses can benefit from well-defined relationships with select nonprofits.

Partnering with nonprofits makes good business sense for emerging and established woman- or minority-owned businesses. Board service puts a human face on your business; donating goods and services extends your brand. Creating a culture of philanthropy helps your business better compete for well-educated potential employees seeking a meaningful career and the opportunity to give back. Building a brand that communicates “we” instead of “me” opens the door to new networks and relationships that can help you meet your business objectives.

49. 30-Year Mortgage Rate Slips -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages crept closer to their historic lows this week, a trend that could help the housing recovery strengthen.

Mortgage buyer Freddie Mac said Thursday that the average rate for the 30-year fixed loan edged down to 3.54 percent from 3.57 percent last week. That’s near the 3.31 percent reached in November, which was the lowest on records dating to 1971.

50. Signed Contracts to Buy US Homes Dips Slightly -

Fewer Americans signed contracts to buy homes in February, but the level stayed close to a nearly three-year high. The report suggests sales of previously occupied homes will keep rising in the coming months.

51. Signed Contracts to Buy US Homes Dips Slightly -

Fewer Americans signed contracts to buy homes in February, but the level stayed close to a nearly three-year high. The report suggests sales of previously occupied homes will keep rising in the coming months.

52. Partnerships Key in Baptist Operation Outreach -

Last week we highlighted the On Location: MEMPHIS International Film & Music Festival and “Memphis Rocks” category, which is a free opportunity for Memphians to submit short videos that spotlight positive perspectives about our city for a chance to see them shown on the silver screen. This week let us turn our attention to an organization that is now “well beyond a century” with a true heartbeat of giving back to the community: Baptist Memorial Health Care.

53. Tennessee House Strips Student IDs From Voting Bill -

NASHVILLE (AP) – A House committee has stripped student identification cards issued by public universities from a bill about photo IDs that can be used to vote.

Tuesday's change comes less than week after the full Senate voted 21-8 to pass a bill to allow student IDs to vote.

54. Koury’s Success Defined by Partnerships, Programming -

Heather Baugus Koury has been executive director of the American Institute of Architects Memphis chapter for more than a decade, and although she was just named to the distinguished status of Honorary AIA, she’s never considered becoming a practitioner.

55. US Homebuilder Confidence Dips From 6.5-Year High -

LOS ANGELES (AP) – Confidence among U.S. homebuilders slipped this month from the 6.5-year high it reached in January, with many builders reporting less traffic by prospective customers before the critical spring home-buying season.

56. Oil Dips Slightly as Asia Observes Lunar New Year -

The price of oil dipped slightly toward $95 a barrel on Monday as investors cut back on speculative positions and most Asian markets were closed for a holiday.

By early afternoon in Europe, the benchmark oil contract for March delivery was down 30 cents to $95.42 a barrel in electronic trading on the New York Mercantile Exchange. The contract fell 11 cents on Friday.

57. Phillips Joins Spirco as Manager, Vice President -

Mike Phillips has joined Spirco Manufacturing as general manager and vice president of operations. In his new role, Phillips will oversee all divisions of the metal-building manufacturer and direct its organizational needs.

58. Oil Dips Slightly as Asia Observes Lunar New Year -

The price of oil dipped slightly toward $95 a barrel on Monday as investors cut back on speculative positions and most Asian markets were closed for a holiday.

By early afternoon in Europe, the benchmark oil contract for March delivery was down 30 cents to $95.42 a barrel in electronic trading on the New York Mercantile Exchange. The contract fell 11 cents on Friday.

59. Southern Steam Locomotive Trips Planned for Spring -

NORFOLK, Va. (AP) – Norfolk Southern is partnering with the Tennessee Valley Railroad Museum and the Fort Wayne Railroad Historical Society to host steam locomotive excursion trips in 2013.

60. Ships Idle for Mississippi River Oil Cleanup After Crash -

JACKSON, Miss. (AP) – Freight barges were idled among some 50 vessels stacked up Tuesday along a normally bustling stretch of the Mississippi River that was closed as crews worked to clean up leaking oil spilled in a weekend barge accident.

61. World Trade Club President’s Career Fueled by Relationships -

Planes, trains and automobiles aren’t necessarily the main components of the logistics industry.

Allan Bowden, who works for UWT Logistics and is serving as 2013 president of the Memphis World Trade Club, said relationships keep the industry moving as much as the many varied vehicles associated with it.

62. Construction Spending Dips 0.3 Percent -

Spending on U.S. construction projects fell in November from October because a steep drop in volatile federal projects offset another gain in home building.

Construction spending dipped 0.3 percent in November, the Commerce Department said Wednesday. It was the first decline since March and followed a 0.7 percent increase in October, which was revised lower.

63. Holiday Safety Tips -

Last week we explored an easy way we can start planning ahead to make 2013 a Year of Books by working with Shelby County Books from Birth to plant the seeds of literacy and help build a stronger foundation for our future. This week, with the holiday shopping season now in overdrive, it is the perfect time to review some helpful safety tips that will allow us to protect our family and friends and thwart the traditional holiday spike in crime.

64. Tuohy Shares Story at Lipscomb Pitts Event -

Some stories are so powerful that they don’t seem to get old, no matter how often they’re repeated.

That’s the effect Sean Tuohy’s remarks seemed to have on a crowd gathered for an evening reception Thursday, Nov. 15, at Independent Bank’s office tower in East Memphis.

65. I-Bank Tower on Poplar Sells for $14.4 Million -

5050 Poplar Ave. Memphis, TN 38117

Sale Amount: $14.4 million

Sale Date: Sept. 14, 2012

66. Watertite Files $6.7 Million Loan on Collierville Facility -

Watertite Products Inc. has filed a $6.7 million deed of trust, assignment of leases and rents, security agreement and fixture filing on the 86,918-square-foot warehouse at 202 Industrial Park Lane in Collierville.

67. Baker Donelson Awards Diversity Scholarships -

The law firm of Baker, Donelson, Bearman, Caldwell & Berkowitz PC has announced the 2012 recipients of the firm’s diversity scholarship.

They are Stephanie deJesus, Willie Santana and LaToyia Slay.

68. Georgia Company Files Loans on Auto Dealerships -

Duluth, Ga.-based JWE ACE LLC has filed loans for $9.5 million and $1.3 million, respectively, for the auto dealerships at 3060 N. Germantown Road in Bartlett and 1831 Getwell Road in Memphis.

69. Cultivating Relationships With Distinct Buyer Types -

In today’s increasingly competitive world, it’s vital to know your audience and what language resonates with them most. The most skilled in sales are able to identify in mere minutes the buyer type with which they’re speaking and what factors most likely influence their decision to buy. Having this powerful information in your arsenal allows you to tailor your pitch accordingly and close more business.

70. 3 Tips for Improving a Struggling Sales Team -

Successfully managing a sales team takes a special touch, because great salespeople are wired differently than most. Their defining qualities – fearlessness and dogged determination – are what make them both stellar at closing business and, at times, a handful to manage.

71. Amtrak Trips to New Orleans Resume After Isaac -

Amtrak says the City of New Orleans passenger train, which travel through Memphis, will pull into its namesake city on Monday, Sept. 10, after trips were suspended because of Hurricane Isaac.

Amtrak says trains will start and end in New Orleans on Monday, when service on the route in Mississippi also will resume. The City of New Orleans train was halted Aug. 27.

72. Average on 30-Year US Mortgage Slips to 3.55 Percent -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages changed little this week and remained slightly above record lows reached earlier this year. The low rates have aided a modest housing recovery.

73. US Home Construction Dips, but Signs Point Up -

WASHINGTON (AP) – U.S. builders broke ground on slightly fewer homes in July than June. But in a hopeful sign for future construction, applications for building permits rose to their highest level since August 2008.

74. Weintraub Continues Family Tradition at Fisher & Phillips -

Jeff Weintraub is among what might be one of the few third-generation lawyer families in Memphis.

His father Sam made a name for himself in labor and employment law in this area after coming out of World War II. He attended Georgetown and then was sent to Memphis by the National Labor Relations Board to open a field office before leaving that to start his own firm.

75. Belmont, Lipscomb Gain Pharmacy Accreditation -

NASHVILLE (AP) – Two more new Tennessee pharmacy schools have received full accreditation.

According to The Tennessean, Belmont University and Lipscomb University both announced the Accreditation Council for Pharmacy Education approved the pharmacy degree programs at their schools. Both opened in 2008 and graduated their first classes this spring with 85 graduating from Belmont and 71 from Lipscomb – both in Nashville.

76. Cowart Finds Perfect Fit At Fisher & Phillips -

Craig Cowart, a partner in the Memphis office of Fisher & Phillips LLP, joined the firm’s local office after it opened here in January.

77. Summer Internships and Samaritan’s Feet -

Last week we spotlighted Metropolitan Inter-Faith Association, which is engaging our community to sustain the independence of seniors, transform the lives of families in crisis, and equip teens for success. This week let us focus on two upcoming opportunities to help our youth: 1) free summer internships for high school students, and 2) providing compassion and hope through a new pair of shoes to children in need.

78. Fred's April Key Revenue Metric Dips 0.3 Percent -

Discount store operator Fred’s Inc. said Thursday, May 3, that its April revenue at stores open at least a year edged down 0.3 percent, missing Wall Street’s forecast.

Analysts surveyed by Thomson Reuters expected an increase of 0.6 percent.

79. 30-Year Mortgage Dips to 3.88 Percent -

The average rate on the 30-year fixed mortgage has dipped to near its record low, keeping home-buying and refinancing affordable.

Mortgage buyer Freddie Mac said Thursday, April 26, the rate on the 30-year loan dropped to 3.88 percent this week, down from 3.9 percent. In February, the rate hit 3.87 percent, the lowest since long-term mortgages began in the 1950s. The 30-year loan is the most common financing option for home buyers.

80. All-Inclusive Trips Help You Relax -

Ray’s Take We recently returned from a family vacation at an all-inclusive resort. It’s the fourth time we’ve done for many good reasons. As the person whose wallet usually gets the biggest workout on family trips – opening it up repeatedly for meals, snacks, beverages, activities, and more – I really appreciate the value of an all-inclusive resort, but there other advantages, as well.

81. Appraisal Institute Shares Tips on Appeals -

With the June 30 deadline for Shelby County 2012 tax appeals quickly approaching, here are some suggestions for homeowners considering an appeal.

Don’t assume that the assessor is “out to get” the property owner. In a perfect world, the assessor’s value of a particular property would match market value. However, the assessor is not able to look at each property individually as an appraiser would. The assessor applies a value model to produce what is called a mass appraisal. This differs from an individual appraisal performed for a client, which focuses only on a particular property. Naturally, a mass appraisal is often less precise.

82. 2nd Panel Blasts GSA for Parties, Trips, Bonuses -

WASHINGTON (AP) – General Services Administration witnesses came under sharp criticism from Congress for a second day on Tuesday, as lawmakers expressed outrage over junkets, bonuses and parties paid for by taxpayers.

83. US Homebuilder Outlook Dips Below 4-Year High -

The outlook among U.S. homebuilders dimmed in April after six months of rising or steady confidence. The decline suggests the housing market remains weak despite modest gains.

The National Association of Home Builders/Wells Fargo said Monday that its builder sentiment index fell this month to 25 from 28. Last month’s reading was the highest since June 2007. The index rose for five straight months between September and February.

84. Fisher & Phillips to Host Law Seminar in April -

The Memphis office of national labor and employment law firm Fisher & Phillips LLP is hosting a comprehensive employment law seminar titled “One Day, Many Solutions: Employment Law Coast to Coast” April 20 at the Memphis Botanic Garden, 750 Cherry Road.

85. Average Rate on 30-Year Mortgage Dips to 3.88 Pct. -

WASHINGTON (AP) – Fixed mortgage remain a bargain at the start of the spring-buying season: The average rate on the 30-year mortgage dipped this week, while the 15-year loan fell to a new record low.

86. Construction Spending Slips in January -

A sharp drop in commercial building projects caused a slight decline in construction spending in January. But the dip comes after previous figures were revised much higher.

Construction spending edged down 0.1 percent in January, the Commerce Department reported Thursday. That is the first drop since July. It follows a 1.4 percent increase in December and a big rise of 1.9 percent in November. November’s figure was revised up from 0.4 percent.

87. Contest Offers Youth Apprenticeships With Celebs -

Former NBA star Penny Hardaway, Fox 13 news anchor Mearl Purvis, radio disc jockey Stan Bell and Memphis City Council Chairman Harold Collins are among the local celebrities joining Coca-Cola and Walmart for a new Black History Month program urging African-Americans in Memphis to “pay it forward” to the next generation.

88. TennCare Pain Pill Prescrips Up 48 Pct. -

NASHVILLE (AP) – The number of narcotics prescriptions dispensed through the TennCare program has increased by 48 percent over the last four years despite efforts to end abuse.

Those efforts include a program called lock-ins, which forces a patient to fill prescriptions at a specific pharmacy.

89. Lawmakers Debate Cutting Some HOPE Scholarships -

A proposal from a panel of state lawmakers would reduce by 50 percent the lottery scholarship awards – also known as HOPE scholarships – for students who do not meet both standardized testing and high school grade requirements.

90. Fisher & Phillips Law Firm Opens Memphis Office -

Fisher & Phillips LLP, a national labor and employment law firm, has opened an office in Memphis.

91. Factory Orders Rise, But Business Investment Slips -

WASHINGTON (AP) – Orders for factory-made goods that signal business investment plans fell for a second straight month, part of a mixed report on manufacturing in November.

Overall factory orders rose 1.8 percent, the Commerce Department said Wednesday. The largest increase since July was chiefly because of a surge in airplane orders, which can be volatile from month to month.

92. Some Tips for Enjoying The Bubbly -

New Year’s Eve and bitter chill it was. Oops, no, that was St. Agnes Eve; once an English teacher always an English teacher! Anyway, the point is bubbles, as in the bubbles that make Champagne and sparkling wine what they are.

93. Simple Tips Prevent Holiday Crime -

Last week, we spotlighted The Soulsville Charter School, which is dedicated to preparing students for success in college and life in an academically rigorous, music-rich environment. This week, with the holiday shopping season in high gear and a focus on preventing the traditional, corresponding rise in crime, let us review some helpful tips to protect your family and friends, as well as your coworkers and businesses.

94. Kroger 3Q Profit Dips But Tops Wall Street's View -

Kroger Co. says its customers are feeling increasingly stressed as they face pressure from both the weak economy and higher food costs.

95. Lawmakers Consider Halving Some Scholarships -

NASHVILLE (AP) – A committee of Tennessee legislators is considering cutting in half the amount of scholarship money for some college students.

The cut being considered in the HOPE Scholarship program would reduce by 50 percent the funding for students who do not meet both the standardized testing and high school grade requirements.

96. Donor Offers to Match New Indie Memphis Memberships -

Thanks to an anonymous donor, movie fans who want to become Indie Memphis members, in addition to getting a free Weekend Pass to the upcoming festival, can make their membership go twice as far in supporting local independent film.

97. Commission Offers $5,000 Fellowships to Artists -

NASHVILLE, Tenn. (AP) — The Tennessee Arts Commission is recognizing the state's professional artists.

The group is providing fellowships of $5,000 to outstanding artists who live and work in Tennessee. No specific project has to be carried out with the funds.

98. Enrich Students, Cos. With Internships -

Last week we spotlighted Memphis Opportunity Scholarship Trust, which is providing scholarships for low-income children and fostering greater access to private and parochial schools for all children in our community.

99. Trade Gap Slips to $45.6 Billion in August -

WASHINGTON (AP) – The U.S. trade deficit narrowed slightly in August because imports fell a little more than exports. The trade gap with China hit a record high for a single month.

The Commerce Department said Thursday that the deficit dipped to $45.61 billion in August, the lowest gap in four months. The July deficit was revised upward to $45.63 billion.

100. University of Memphis Hosts Explore Internships -

As part of Internship Week and in partnership with Lipscomb & Pitts Breakfast Club, The University of Memphis will host Explore Internships, an information session regarding academic internships, Thursday, Oct. 13, from 3 p.m. to 4:30 p.m.