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Editorial Results (free)

1. More Tips on Selling the Business -

I’d like to offer a counterpoint to a recent Daily News column that I presented a slanted view of the process used by investors to acquire the business of an entrepreneur (April 19, Selling the Business: Games Buyers Play).

2. Making Dollars and Sense With Nonprofit Partnerships -

Woman- and minority-owned businesses can benefit from well-defined relationships with select nonprofits.

Partnering with nonprofits makes good business sense for emerging and established woman- or minority-owned businesses. Board service puts a human face on your business; donating goods and services extends your brand. Creating a culture of philanthropy helps your business better compete for well-educated potential employees seeking a meaningful career and the opportunity to give back. Building a brand that communicates “we” instead of “me” opens the door to new networks and relationships that can help you meet your business objectives.

3. 30-Year Mortgage Rate Slips -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages crept closer to their historic lows this week, a trend that could help the housing recovery strengthen.

Mortgage buyer Freddie Mac said Thursday that the average rate for the 30-year fixed loan edged down to 3.54 percent from 3.57 percent last week. That’s near the 3.31 percent reached in November, which was the lowest on records dating to 1971.

4. Signed Contracts to Buy US Homes Dips Slightly -

Fewer Americans signed contracts to buy homes in February, but the level stayed close to a nearly three-year high. The report suggests sales of previously occupied homes will keep rising in the coming months.

5. Signed Contracts to Buy US Homes Dips Slightly -

Fewer Americans signed contracts to buy homes in February, but the level stayed close to a nearly three-year high. The report suggests sales of previously occupied homes will keep rising in the coming months.

6. Partnerships Key in Baptist Operation Outreach -

Last week we highlighted the On Location: MEMPHIS International Film & Music Festival and “Memphis Rocks” category, which is a free opportunity for Memphians to submit short videos that spotlight positive perspectives about our city for a chance to see them shown on the silver screen. This week let us turn our attention to an organization that is now “well beyond a century” with a true heartbeat of giving back to the community: Baptist Memorial Health Care.

7. Tennessee House Strips Student IDs From Voting Bill -

NASHVILLE (AP) – A House committee has stripped student identification cards issued by public universities from a bill about photo IDs that can be used to vote.

Tuesday's change comes less than week after the full Senate voted 21-8 to pass a bill to allow student IDs to vote.

8. Koury’s Success Defined by Partnerships, Programming -

Heather Baugus Koury has been executive director of the American Institute of Architects Memphis chapter for more than a decade, and although she was just named to the distinguished status of Honorary AIA, she’s never considered becoming a practitioner.

9. US Homebuilder Confidence Dips From 6.5-Year High -

LOS ANGELES (AP) – Confidence among U.S. homebuilders slipped this month from the 6.5-year high it reached in January, with many builders reporting less traffic by prospective customers before the critical spring home-buying season.

10. Oil Dips Slightly as Asia Observes Lunar New Year -

The price of oil dipped slightly toward $95 a barrel on Monday as investors cut back on speculative positions and most Asian markets were closed for a holiday.

By early afternoon in Europe, the benchmark oil contract for March delivery was down 30 cents to $95.42 a barrel in electronic trading on the New York Mercantile Exchange. The contract fell 11 cents on Friday.

11. Phillips Joins Spirco as Manager, Vice President -

Mike Phillips has joined Spirco Manufacturing as general manager and vice president of operations. In his new role, Phillips will oversee all divisions of the metal-building manufacturer and direct its organizational needs.

12. Oil Dips Slightly as Asia Observes Lunar New Year -

The price of oil dipped slightly toward $95 a barrel on Monday as investors cut back on speculative positions and most Asian markets were closed for a holiday.

By early afternoon in Europe, the benchmark oil contract for March delivery was down 30 cents to $95.42 a barrel in electronic trading on the New York Mercantile Exchange. The contract fell 11 cents on Friday.

13. Southern Steam Locomotive Trips Planned for Spring -

NORFOLK, Va. (AP) – Norfolk Southern is partnering with the Tennessee Valley Railroad Museum and the Fort Wayne Railroad Historical Society to host steam locomotive excursion trips in 2013.

14. Ships Idle for Mississippi River Oil Cleanup After Crash -

JACKSON, Miss. (AP) – Freight barges were idled among some 50 vessels stacked up Tuesday along a normally bustling stretch of the Mississippi River that was closed as crews worked to clean up leaking oil spilled in a weekend barge accident.

15. World Trade Club President’s Career Fueled by Relationships -

Planes, trains and automobiles aren’t necessarily the main components of the logistics industry.

Allan Bowden, who works for UWT Logistics and is serving as 2013 president of the Memphis World Trade Club, said relationships keep the industry moving as much as the many varied vehicles associated with it.

16. Construction Spending Dips 0.3 Percent -

Spending on U.S. construction projects fell in November from October because a steep drop in volatile federal projects offset another gain in home building.

Construction spending dipped 0.3 percent in November, the Commerce Department said Wednesday. It was the first decline since March and followed a 0.7 percent increase in October, which was revised lower.

17. Holiday Safety Tips -

Last week we explored an easy way we can start planning ahead to make 2013 a Year of Books by working with Shelby County Books from Birth to plant the seeds of literacy and help build a stronger foundation for our future. This week, with the holiday shopping season now in overdrive, it is the perfect time to review some helpful safety tips that will allow us to protect our family and friends and thwart the traditional holiday spike in crime.

18. Tuohy Shares Story at Lipscomb Pitts Event -

Some stories are so powerful that they don’t seem to get old, no matter how often they’re repeated.

That’s the effect Sean Tuohy’s remarks seemed to have on a crowd gathered for an evening reception Thursday, Nov. 15, at Independent Bank’s office tower in East Memphis.

19. I-Bank Tower on Poplar Sells for $14.4 Million -

5050 Poplar Ave. Memphis, TN 38117

Sale Amount: $14.4 million

Sale Date: Sept. 14, 2012

20. Watertite Files $6.7 Million Loan on Collierville Facility -

Watertite Products Inc. has filed a $6.7 million deed of trust, assignment of leases and rents, security agreement and fixture filing on the 86,918-square-foot warehouse at 202 Industrial Park Lane in Collierville.

21. Baker Donelson Awards Diversity Scholarships -

The law firm of Baker, Donelson, Bearman, Caldwell & Berkowitz PC has announced the 2012 recipients of the firm’s diversity scholarship.

They are Stephanie deJesus, Willie Santana and LaToyia Slay.

22. Georgia Company Files Loans on Auto Dealerships -

Duluth, Ga.-based JWE ACE LLC has filed loans for $9.5 million and $1.3 million, respectively, for the auto dealerships at 3060 N. Germantown Road in Bartlett and 1831 Getwell Road in Memphis.

23. Cultivating Relationships With Distinct Buyer Types -

In today’s increasingly competitive world, it’s vital to know your audience and what language resonates with them most. The most skilled in sales are able to identify in mere minutes the buyer type with which they’re speaking and what factors most likely influence their decision to buy. Having this powerful information in your arsenal allows you to tailor your pitch accordingly and close more business.

24. 3 Tips for Improving a Struggling Sales Team -

Successfully managing a sales team takes a special touch, because great salespeople are wired differently than most. Their defining qualities – fearlessness and dogged determination – are what make them both stellar at closing business and, at times, a handful to manage.

25. Amtrak Trips to New Orleans Resume After Isaac -

Amtrak says the City of New Orleans passenger train, which travel through Memphis, will pull into its namesake city on Monday, Sept. 10, after trips were suspended because of Hurricane Isaac.

Amtrak says trains will start and end in New Orleans on Monday, when service on the route in Mississippi also will resume. The City of New Orleans train was halted Aug. 27.

26. Average on 30-Year US Mortgage Slips to 3.55 Percent -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages changed little this week and remained slightly above record lows reached earlier this year. The low rates have aided a modest housing recovery.

27. US Home Construction Dips, but Signs Point Up -

WASHINGTON (AP) – U.S. builders broke ground on slightly fewer homes in July than June. But in a hopeful sign for future construction, applications for building permits rose to their highest level since August 2008.

28. Weintraub Continues Family Tradition at Fisher & Phillips -

Jeff Weintraub is among what might be one of the few third-generation lawyer families in Memphis.

His father Sam made a name for himself in labor and employment law in this area after coming out of World War II. He attended Georgetown and then was sent to Memphis by the National Labor Relations Board to open a field office before leaving that to start his own firm.

29. Belmont, Lipscomb Gain Pharmacy Accreditation -

NASHVILLE (AP) – Two more new Tennessee pharmacy schools have received full accreditation.

According to The Tennessean, Belmont University and Lipscomb University both announced the Accreditation Council for Pharmacy Education approved the pharmacy degree programs at their schools. Both opened in 2008 and graduated their first classes this spring with 85 graduating from Belmont and 71 from Lipscomb – both in Nashville.

30. Cowart Finds Perfect Fit At Fisher & Phillips -

Craig Cowart, a partner in the Memphis office of Fisher & Phillips LLP, joined the firm’s local office after it opened here in January.

31. Summer Internships and Samaritan’s Feet -

Last week we spotlighted Metropolitan Inter-Faith Association, which is engaging our community to sustain the independence of seniors, transform the lives of families in crisis, and equip teens for success. This week let us focus on two upcoming opportunities to help our youth: 1) free summer internships for high school students, and 2) providing compassion and hope through a new pair of shoes to children in need.

32. Fred's April Key Revenue Metric Dips 0.3 Percent -

Discount store operator Fred’s Inc. said Thursday, May 3, that its April revenue at stores open at least a year edged down 0.3 percent, missing Wall Street’s forecast.

Analysts surveyed by Thomson Reuters expected an increase of 0.6 percent.

33. 30-Year Mortgage Dips to 3.88 Percent -

The average rate on the 30-year fixed mortgage has dipped to near its record low, keeping home-buying and refinancing affordable.

Mortgage buyer Freddie Mac said Thursday, April 26, the rate on the 30-year loan dropped to 3.88 percent this week, down from 3.9 percent. In February, the rate hit 3.87 percent, the lowest since long-term mortgages began in the 1950s. The 30-year loan is the most common financing option for home buyers.

34. All-Inclusive Trips Help You Relax -

Ray’s Take We recently returned from a family vacation at an all-inclusive resort. It’s the fourth time we’ve done for many good reasons. As the person whose wallet usually gets the biggest workout on family trips – opening it up repeatedly for meals, snacks, beverages, activities, and more – I really appreciate the value of an all-inclusive resort, but there other advantages, as well.

35. Appraisal Institute Shares Tips on Appeals -

With the June 30 deadline for Shelby County 2012 tax appeals quickly approaching, here are some suggestions for homeowners considering an appeal.

Don’t assume that the assessor is “out to get” the property owner. In a perfect world, the assessor’s value of a particular property would match market value. However, the assessor is not able to look at each property individually as an appraiser would. The assessor applies a value model to produce what is called a mass appraisal. This differs from an individual appraisal performed for a client, which focuses only on a particular property. Naturally, a mass appraisal is often less precise.

36. 2nd Panel Blasts GSA for Parties, Trips, Bonuses -

WASHINGTON (AP) – General Services Administration witnesses came under sharp criticism from Congress for a second day on Tuesday, as lawmakers expressed outrage over junkets, bonuses and parties paid for by taxpayers.

37. US Homebuilder Outlook Dips Below 4-Year High -

The outlook among U.S. homebuilders dimmed in April after six months of rising or steady confidence. The decline suggests the housing market remains weak despite modest gains.

The National Association of Home Builders/Wells Fargo said Monday that its builder sentiment index fell this month to 25 from 28. Last month’s reading was the highest since June 2007. The index rose for five straight months between September and February.

38. Fisher & Phillips to Host Law Seminar in April -

The Memphis office of national labor and employment law firm Fisher & Phillips LLP is hosting a comprehensive employment law seminar titled “One Day, Many Solutions: Employment Law Coast to Coast” April 20 at the Memphis Botanic Garden, 750 Cherry Road.

39. Average Rate on 30-Year Mortgage Dips to 3.88 Pct. -

WASHINGTON (AP) – Fixed mortgage remain a bargain at the start of the spring-buying season: The average rate on the 30-year mortgage dipped this week, while the 15-year loan fell to a new record low.

40. Construction Spending Slips in January -

A sharp drop in commercial building projects caused a slight decline in construction spending in January. But the dip comes after previous figures were revised much higher.

Construction spending edged down 0.1 percent in January, the Commerce Department reported Thursday. That is the first drop since July. It follows a 1.4 percent increase in December and a big rise of 1.9 percent in November. November’s figure was revised up from 0.4 percent.

41. Contest Offers Youth Apprenticeships With Celebs -

Former NBA star Penny Hardaway, Fox 13 news anchor Mearl Purvis, radio disc jockey Stan Bell and Memphis City Council Chairman Harold Collins are among the local celebrities joining Coca-Cola and Walmart for a new Black History Month program urging African-Americans in Memphis to “pay it forward” to the next generation.

42. TennCare Pain Pill Prescrips Up 48 Pct. -

NASHVILLE (AP) – The number of narcotics prescriptions dispensed through the TennCare program has increased by 48 percent over the last four years despite efforts to end abuse.

Those efforts include a program called lock-ins, which forces a patient to fill prescriptions at a specific pharmacy.

43. Lawmakers Debate Cutting Some HOPE Scholarships -

A proposal from a panel of state lawmakers would reduce by 50 percent the lottery scholarship awards – also known as HOPE scholarships – for students who do not meet both standardized testing and high school grade requirements.

44. Fisher & Phillips Law Firm Opens Memphis Office -

Fisher & Phillips LLP, a national labor and employment law firm, has opened an office in Memphis.

45. Factory Orders Rise, But Business Investment Slips -

WASHINGTON (AP) – Orders for factory-made goods that signal business investment plans fell for a second straight month, part of a mixed report on manufacturing in November.

Overall factory orders rose 1.8 percent, the Commerce Department said Wednesday. The largest increase since July was chiefly because of a surge in airplane orders, which can be volatile from month to month.

46. Some Tips for Enjoying The Bubbly -

New Year’s Eve and bitter chill it was. Oops, no, that was St. Agnes Eve; once an English teacher always an English teacher! Anyway, the point is bubbles, as in the bubbles that make Champagne and sparkling wine what they are.

47. Simple Tips Prevent Holiday Crime -

Last week, we spotlighted The Soulsville Charter School, which is dedicated to preparing students for success in college and life in an academically rigorous, music-rich environment. This week, with the holiday shopping season in high gear and a focus on preventing the traditional, corresponding rise in crime, let us review some helpful tips to protect your family and friends, as well as your coworkers and businesses.

48. Kroger 3Q Profit Dips But Tops Wall Street's View -

Kroger Co. says its customers are feeling increasingly stressed as they face pressure from both the weak economy and higher food costs.

49. Lawmakers Consider Halving Some Scholarships -

NASHVILLE (AP) – A committee of Tennessee legislators is considering cutting in half the amount of scholarship money for some college students.

The cut being considered in the HOPE Scholarship program would reduce by 50 percent the funding for students who do not meet both the standardized testing and high school grade requirements.

50. Donor Offers to Match New Indie Memphis Memberships -

Thanks to an anonymous donor, movie fans who want to become Indie Memphis members, in addition to getting a free Weekend Pass to the upcoming festival, can make their membership go twice as far in supporting local independent film.

51. Commission Offers $5,000 Fellowships to Artists -

NASHVILLE, Tenn. (AP) — The Tennessee Arts Commission is recognizing the state's professional artists.

The group is providing fellowships of $5,000 to outstanding artists who live and work in Tennessee. No specific project has to be carried out with the funds.

52. Enrich Students, Cos. With Internships -

Last week we spotlighted Memphis Opportunity Scholarship Trust, which is providing scholarships for low-income children and fostering greater access to private and parochial schools for all children in our community.

53. Trade Gap Slips to $45.6 Billion in August -

WASHINGTON (AP) – The U.S. trade deficit narrowed slightly in August because imports fell a little more than exports. The trade gap with China hit a record high for a single month.

The Commerce Department said Thursday that the deficit dipped to $45.61 billion in August, the lowest gap in four months. The July deficit was revised upward to $45.63 billion.

54. University of Memphis Hosts Explore Internships -

As part of Internship Week and in partnership with Lipscomb & Pitts Breakfast Club, The University of Memphis will host Explore Internships, an information session regarding academic internships, Thursday, Oct. 13, from 3 p.m. to 4:30 p.m.

55. Club Eclipse Nightclub Closed As Nuisance -

The owner of Oakhaven nightspot Club Eclipse is due in Shelby County Environmental Court Wednesday, Aug. 24, after the business at 4532 Getwell Road was closed as a nuisance Friday night, Aug. 19, by the Shelby County District Attorney General’s office.

56. Medtronic Fiscal Q1 Profit Slips 1 Pct. -

Medtronic Inc. on Tuesday, Aug. 23, reported its earnings fell 1 percent in the first quarter of its 2012 fiscal year, which ended July 29.

57. Medtronic Fiscal Q1 Profit Slips 1 Percent -

Medtronic Inc. on Tuesday, Aug. 23, reported its earnings fell in 1 percent in the first quarter of its 2012 fiscal year, which ended July 29.

Based in Minneapolis, Medtronic is the world’s largest manufacturer of medical devices. The company’s Spinal and Biologics Business is in Memphis at 1800 Pyramid Place.

58. July Home Building Slips After Early-Summer Bump -

WASHINGTON (AP) – U.S. builders broke ground on fewer single-family houses in July, leaving home construction at depressed levels.

The Commerce Department said Tuesday that builders began work on a seasonally adjusted 604,000 homes last month, a 1.5 percent decrease from June. That's half the 1.2 million homes per year that economists say must be built to sustain a healthy housing market.

59. HopeWorks, Businesses Give Hope Through Internships -

A number of local businesses are offering hope to the city’s chronically unemployed in the form of internships that provide real-world, on-the-job training.

The program is coordinated by HopeWorks, a 22-year-old nonprofit, faith-based organization dedicated to helping poor and chronically unemployed Memphians find steady work.

60. CVS Caremark Q2 Profit Slips 1 Percent -

NEW YORK (AP) – CVS Caremark said Thursday its profit slipped 1 percent in the second quarter as its pharmacy benefits management business weathered lower prices on contract renewals.

The Woonsocket, R.I., company said Caremark faced lower prices related to contract renewals. The most significant of those was its retail pharmacy contract with the Federal Employee Health Benefit Program, which the company renewed in the third quarter of 2010. While those renewals cut into its profit, total revenue for CVS Caremark rose 10.9 percent to $14.57 billion as the company began a new 12-year contract with Aetna Inc. and acquired Universal American Corp.'s Medicare Part D business.

61. Dive Shop’s Success Based On Relationships, Good Times -

The Dive Shop turned 50 this year in its state-of-the-art location in Memphis, complete with a saltwater pool behind its impressive retail selection. But the store’s beginnings in 1961 were far more humble.

62. Haslam's Cabinet Makes Fewer Out-of-State Trips -

Gov. Bill Haslam’s Cabinet members have taken fewer out-of-state trips this year than their predecessors did in their last six months of Gov. Phil Bredesen’s administration.

Haslam’s Cabinet members have made 18 trips outside the state between Jan. 20 and July 1, according to the Knoxville News Sentinel, which compared reports posted on the Department of Finance and Administration’s website. The reporting of reimbursements for the trips online was a practice begun under the Bredesen administration that has been continued by Haslam.

63. Internships Bring Value to ServiceMaster -

The junior communication analyst who called was polite and persistent. There was a decent interval between her initial story pitch to a reporter and her follow-up.

“I hope you are well and enjoying this warm weather,” she began in an initial e-mail.

64. Philanthropist to Match GiVE 365 Memberships -

In only its second year of existence, the GiVE 365 initiative of the Community Foundation of Greater Memphis has received a challenge gift from Sylvia Goldsmith Marks.

65. 10 Twitter Tips You May Be Missing -

Editor’s Note: This is the second in a two-part series.

Most businesses have Twitter profiles. Very few, though, are satisfied with the outcome of their Twitter strategy.

In this second of a two-part series, we’ll explore 10 advanced Twitter tricks of the trade to ensure you’re getting the most of your time investment.

66. Internships Serve as Career ‘Stepping Stone’ -

Of the 10 interns Memphis public relations firm Obsidian has enlisted in the past five years, they’ve hired close to a third of them.

Those numbers are slightly below the national trend of a 40 percent entry-level hire rate for interns predicted this year by the National Association of Colleges and Employers.

67. Clinic Gives Travelers ‘Passport’ for Safe Trips -

Nurse practitioner Tonya Parson’s mother returned home last year from a Mexican getaway carrying an unwanted souvenir – a parasite that had taken up residence in her liver.

68. Service Slips Destroy Confidence -

Important moments in life can sometimes be fraught with difficulty. My daughter, Colleen, last week engaged a department store to outfit my grandson, Gabriel, with a suit for his eighth-grade dance. Now this is not just any moment in life; it is a big deal. Because Gabriel is tall, she had to leave the jacket for the sleeves to be adjusted. Not a big deal, right? Until the phone call.

69. Construction Unemployment Dips to 17.8 percent in April -

In a month when the private sector added the most jobs in five years, the construction industry experienced modest gains, adding 5,000 jobs in April according to the May 6 employment report by the Labor Department.

70. U of M Earth Day Program to Feature Green Internships -

Funded in 2010 by the student Green Fee – adopted by the University of Memphis student body in 2007 – the “Green Internship” program will highlight green internships, which began this spring when 12 of 22 applicants were selected for positions.

71. Tips For Overcoming Fear of Selling -

Editor’s Note: This is the first in a two-part series.

The world is made up of two kinds of people – those who try, stumble, dust themselves off and try again, and those who fear stumbling and essentially quit trying. You can imagine which of the two is more successful in business and life.

72. Average Rate on 15-Year Mortgage Dips Below 4 Pct. -

NEW YORK (AP) – Fixed mortgage rates tumbled this week and the 15-year loan dipped below 4 percent for the first time in three months. Rates followed the yield on U.S. Treasury bonds, which fell on worries that the crisis in Japan could slow economic growth.

73. Nat'l Unemployment Dips, 192K Jobs Added -

Employers hired in February at the fastest pace in almost a year, and the unemployment rate fell to 8.9 percent – a nearly two-year low.

The economy added a net 192,000 jobs. Factories, professional and business services, education and health care were among the sectors that hired. Retailers, though, trimmed jobs. State and local governments, squeezed by budget gaps, slashed 30,000 jobs, the most since November. Federal government hiring was flat.

74. ArtsMemphis Displays 25 Years of Grant Clips -

The average paper clip consists of a twice-looped thin wire that extends close to three centimeters long and weighs about a gram.

The 140-year-old instrument has been used to fasten papers, pick a lock, symbolize Norwegian resistance to Nazi occupation or represent an e-mail attachment.

75. GTx, Ipsen Terminate Drug Collaboration -

Memphis biopharmaceutical startup GTx Inc. said Wednesday it and French-based pharmaceutical giant Ipsen have mutually agreed to terminate their collaboration for the development and commercialization of toremifene.

76. GTx, Ipsen Terminate Drug Collaboration -

Memphis biopharmaceutical startup GTx Inc. said Wednesday it and French-based pharmaceutical giant Ipsen have mutually agreed to terminate their collaboration for the development and commercialization of toremifene.

77. On Location: MEMPHIS Announces Sponsorships -

On Location: MEMPHIS has announced its “Becoming a Fiverr” fundraising campaign.

Businesses, corporations and individuals will have a special opportunity to sponsor On Location: MEMPHIS through the website www.fiverr.com. Donors can contribute $5 and become an official sponsor.

78. Architecture Billings Dips Slightly in Jan. -

After showing positive momentum during the fourth quarter of 2010, the Architecture Billings Index slipped almost four points in January.

The ABI reflects the approximate nine- to 12-month lag time between architecture billings and construction spending.

79. Early Voting Barely Eclipses 3 Percent -

Votes approached the 13,000 mark through the last weekend of the early voting period in advance of the March 8 Election Day for the schools consolidation referendum.

Early voting across the city in the referendum and a one-candidate special election race for District 98 state representative ends Thursday evening.

80. Average Rate on 30-Year Mortgage Dips to 4.95 Pct -

NEW YORK (AP) – The average rate on the 30-year fixed mortgage fell below 5 percent this week, as investors sought more Treasury notes amid growing tension in the Middle East.

Freddie Mac said Thursday that the average rate on the 30-year loan slipped to 4.95 percent from 5 percent. It hit a 40-year low of 4.17 percent in November.

81. Consumer Comeback Skips Wal-Mart's Aisles -

NEW YORK (AP) – Wal-Mart is missing out on the consumer comeback.

The world's largest retailer failed to reverse an almost two-year slide in a key revenue measure in its fourth quarter, it said Tuesday, after all but promising in November it would do just that.

82. Risk of Foreclosure Dips, But Remains Elevated -

NEW YORK (AP) – Fewer Americans fell behind on their mortgage payments in the final three months of last year, but foreclosures are still rising.

The Mortgage Bankers Association said Thursday 8.2 percent of homeowners missed at least one mortgage payment in the October-December quarter. The figure, which is adjusted for seasonal factors, improved from 9.1 percent in the previous quarter and from a high of more than 10 percent in the January-March quarter.

83. Sports Sponsorships Big Biz for Financial Institutions -

The banking sector’s image took a major hit during the recession, as banks took actions that included fee hikes, stepping up foreclosures, closing down some customer accounts and shutting down the lending spigot.

84. Nonresidential Construction Spending Dips in December -

Total nonresidential construction spending – which includes both privately and publicly financed construction – dipped 1.6 percent in December 2010, and is down 6.4 percent from December 2009, according to the Feb. 1 construction spending report by the U.S. Census Bureau.

85. Giving Through Scholarships -

Last week we talked about the Memphis Child Advocacy Center and ways you can partner with them to help children who have been abused. This week let us look at how we can help shape our community and future leaders through scholarships.

86. Rate on 30-Year Fixed Mortgage Dips to 4.71 Pct. -

NEW YORK (AP) – Rates on fixed mortgages dipped for the second straight week as Treasury yields fell.

Freddie Mac said Thursday the average rate on the 30-year mortgage dropped to 4.71 percent this week from 4.77 percent the previous week. It hit a 40-year low of 4.17 percent in November.

87. Phillips Announces Run for Miss. Ag Commissioner -

JACKSON, Miss. (AP) — Republican Max Phillips has announced his run for agriculture commissioner.

88. Consumer Confidence Slips in December -

Consumer confidence slipped this month as more people worried that the job market is worsening.

The latest survey from Conference Board showed a decline even after people increased their holiday spending at the biggest rate in four years.

89. Lipscomb & Pitts Breakfast Club Hits Airwaves With Radio Show -

Lipscomb & Pitts Breakfast Club will take to the airwaves with a new radio show on KWAM 990.

The program will include LPBC topics and events, as well as discussions about LPBC Director Jeremy Park’s regular column in The Daily News.

90. Monthly Building Dips, But 2010 Numbers Up -

While the holidays typically slow down the pace of building new homes, November’s permits took a bigger hit than usual as the industry continues to work through the recession.

Shelby County homebuilders filed 38 permits last month, a 34.5 percent decrease from 58 permits the same month a year ago, according to real estate information company Chandler Reports, www.chandlerreports.com.

91. Life Expectancy Slips, Stroke Dips to No. 4 Killer -

NEW YORK (AP) – U.S. life expectancy has dropped slightly – by about a month – after mostly inching up for many years, the government reported Thursday.

The preliminary report indicates that a baby born in 2008 can expect to live to 77.8 years if current trends continue. That's down a bit from an all-time high of 77.9 years for 2007. A similar dip occurred in 2005, and life expectancy also dropped in 1993.

92. Commercial Construction Spending Dips 0.7 Percent -

Private nonresidential construction spending dipped 0.7 percent in October and is down 20.7 percent for the year, according to a recent report by the U.S. Census Bureau.

Total nonresidential construction – which includes both privately and publicly financed construction – declined 0.1 percent from September and 9.9 percent from October 2009. Nonresidential construction spending totaled $562 billion in October on a seasonally adjusted annual rate basis.

93. Risk of Foreclosure Dips, but Remains Elevated -

NEW YORK (AP) – The number of Americans at risk of foreclosure improved slightly over the summer but hardly enough to suggest the crisis in the housing market is close to over.

The Mortgage Bankers Association said Thursday about 9.1 percent of homeowners had missed at least one mortgage payment in the July-September quarter. That figure, which is adjusted for seasonal factors, fell from 9.9 percent in the April-June quarter and from a record high of more than 10 percent in the January-March quarter.

94. Obama Makes Changes to Faith-Based Partnerships -

WASHINGTON (AP) — President Barack Obama has signed off on what the White House says are significant improvements to federally funded partnerships between the government and religious-based and neighborhood organizations.

95. Sam Phillips Inducted in Nat'l Radio Hall of Fame -

Sam Phillips has been inducted into the National Radio Hall of Fame.

He began his career as a disc jockey and engineer at WLAY in Muscle Shoals, Ala. He later worked at WMSL in Decatur, Ala., WLAC in Nashville and WREC in Memphis before opening the Memphis Recording Service and founding Sun Records.

96. Hollywood Tunica Revenue Slips From 2009 -

Hollywood Casino Tunica earned $21.4 million during the quarter ended Sept. 30, a 10 percent decrease $23.8 million from the same period a year ago.

The casino’s parent company, Penn National Gaming Inc., released the financial information with its third quarter earning report. The Tunica property’s earnings total $65.69 million from Jan. 1 to Sept. 30, compared to $71.93 million for the same period of 2009.

97. AP Interview: Lottery Scholarships May be Tweaked -

NASHVILLE (AP) – Democratic gubernatorial candidate Mike McWherter would consider annually tweaking the state's lottery scholarships to ensure there is enough money to pay for the popular program.

98. UTHMG Hosts Lipscomb & Pitts Meeting -

Members of the Lipscomb & Pitts Breakfast Club got tips on preventive health practices and learned about new treatment trends Thursday evening when they were guests of UT Medical Group Inc.

99. U of M Faculty Members Awarded Professorships -

The University of Memphis has named three faculty members as Suzanne Downs Palmer Professors for the 2010-2011 academic year.

100. Wharton Flips Switch On Tiger Lane -

With a crowd of several hundred watching, Memphis Mayor A C Wharton Wednesday evening flipped the switch on the lights for the new Tiger Lane project at The Fairgrounds.

It lit up a set of streetlights and parallel lower trails of blue lights that mark the parking and tailgating areas along the green space.