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Editorial Results (free)

1. EPA Delays Decision on Ethanol in Gas -

WASHINGTON (AP) – The Obama administration said Friday it is delaying a decision on whether to reduce the amount of ethanol in the nation's fuel supply.

Last year the Environmental Protection Agency proposed to reduce the amount of ethanol in fuel for the first time, acknowledging that a biofuel law that both Republicans and Democrats had championed nearly a decade ago was not working as well as expected.

2. White House: Immigration Steps Would Boost Wages -

WASHINGTON (AP) – President Barack Obama's moves on immigration would expand the labor force and increase worker productivity, according to a White House report Friday that estimates average wages would rise over a 10-year period.

3. Wharton Says Southbrook Mall Qualifies for Federal Bonds -

The proposed renovation of Southbrook Mall is lurching back to life after months off the political radar screen.

Memphis Mayor A C Wharton Jr. announced Thursday, Nov. 20, that a renovation of the mall could be financed with up to $2.1 million in federal bonds through the Memphis Green Communities Program.

4. Rogero Talks ‘Smart Growth,’ Democratic Politics -

Knoxville Mayor Madeline Rogero became the first woman to hold that office when she won the election in 2011.

She’s been actively involved in a number of local issues since her election, from urban-core revitalization and business recruitment to broader social issues such as marriage equality.

5. Wharton Says Southbrook Mall Qualifies For Federal Bonds -

The proposed renovation of Southbrook Mall lurched back to life Thursday, Nov. 20, after months off the political radar screen.

Memphis Mayor A C Wharton Jr. announced Thursday a renovation of the mall could be financed with up to $2.1 million in federal bonds through the Memphis Green Communities Program.

6. Soaring Generic Drug Prices Draw Senate Scrutiny -

WASHINGTON (AP) – Some low-cost generic drugs that have helped restrain health care costs for decades are seeing unexpected price spikes of up to 8,000 percent, prompting a backlash from patients, pharmacists and now Washington lawmakers.

7. Southwest, Pilots Far Apart in Contract Talks -

DALLAS (AP) – The union representing pilots at Southwest Airlines has asked federal mediators to help break a two-year stalemate in contract negotiations.

Southwest said that it had been optimistic about an agreement, but that the union ended negotiations and filed for mediation.

8. BankTennessee Celebrates 80 Years in Business -

The bank got its start in 1934 as First Federal Savings and Loan Association, founded by a group of local Memphis bankers and businessmen.

In 1997, its name was changed to BankTennessee. And this year, it’s celebrating its 80th anniversary – a milestone that finds the institution as a more expansive organization, coming off one of its most successful years in 2013, with a larger geographic footprint and a much more robust suite of products and services than it started with.

9. Family Dollar Delays Special Shareholders Meeting -

MATTHEWS, N.C. (AP) – Family Dollar is delaying a special meeting at which shareholders were to vote on its $8.5 billion acquisition by Dollar Tree as regulators determine how many stores might need to be divested for antitrust reasons.

10. If You Don’t Come Across … -

Ten years ago this month, as I was immersing myself into the nuances of cruciverbalism – the art of writing crosswords – these lines came to me:

“If you don’t come across, I’m gonna be down/Your love to me is a mystery and the clues are all around.” (I know, that’s songwriting, not puzzle-writing, but stay with me on this.)

11. Council Votes Down Water Rate Hike, Wharton Hybrid Pension Plan -

Memphis City Council members voted down a water rate hike of 2.3 percent Tuesday, Nov. 18, proposed by Memphis Light Gas and Water Division. And the council voted down Memphis Mayor A C Wharton Jr.’s hybrid pension plan change for city employees with under 10 years on the job.

12. Tennessee Has Lowest Number of Uninsured in Decade -

NASHVILLE, Tenn. (AP) – A new University of Tennessee report says the number of uninsured people in Tennessee has hit a 10-year low.

Media cited the study in reporting that the number of people without health insurance shrunk about 25 percent in the first year of the health insurance marketplace, which was implemented under the federal Affordable Care Act. It was the biggest drop since the university began collecting data 20 years ago.

13. Same-Sex Couples File Supreme Court Appeal -

WASHINGTON (AP) – Same-sex couples seeking the right to marry are asking the Supreme Court to settle the issue of gay marriage nationwide.

Appeals being filed Friday urge the justices to review last week's lower court ruling that upheld anti-gay marriage laws in Kentucky, Michigan, Ohio and Tennessee.

14. County Commission to Consider Fairgrounds Deal -

The idea of reconfiguring the Mid-South Fairgrounds as a public recreation area financed by the city of Memphis with sales tax revenue from retail development has come back to life under new terms.

15. Lottery Champion Cohen Not Pleased With Haslam's ‘Game-Changer’ -

To say Congressman Steve Cohen is unenthusiastic about the Tennessee Promise is an understatement.

16. Keeping Promises -

With more than 50,000 high school seniors applying for free community college tuition and fees through Gov. Bill Haslam’s Tennessee Promise, it’s reasonable to wonder if Tennessee’s community colleges have the infrastructure – including classroom space and instructors – to handle such an influx of new students.

17. Small Business Insurance Exchanges Seek Rebound -

Early enrollment for the health overhaul's small business insurance exchanges fell far short of the 2 million workers who were expected to sign up this year. The shortfall calls into question the future of the exchanges as they begin accepting enrollment for 2015.

18. October US Budget Deficit Rises to $121.7 Billion -

The federal government started the new budget year with a higher deficit in October but the increase reflected quirks in the calendar rather than a deterioration in the government's budget outlook.

19. Harahan Boardwalk Construction Begins -

It was about four years ago that a group of Memphians flew to Omaha, Neb., to talk with Union Pacific railroad executives about building a bicycle and pedestrian boardwalk on the northern side of the Harahan Railroad Bridge across the Mississippi River.

20. Yellen Pledges Clear Signals for Rate Policies -

PARIS (AP) — Federal Reserve Chair Janet Yellen said Friday that the Fed is striving to clearly communicate its intentions on interest rates in order to minimize surprises that could disrupt financial markets both in the United States and globally.

21. Analysts: How GOP Congress Could Boost US Economy -

WASHINGTON (AP) – Voters made clear Tuesday that they're worried about the economy, despite steady job gains, a robust stock market and faster economic growth this year.

So what can – and should – the now-dominant Republicans in Congress and President Barack Obama do together to benefit more Americans?

22. US Officials Unveil Plan to Test Ebola Drugs -

NEW ORLEANS (AP) – The quest for an Ebola treatment is picking up speed. Federal officials have unveiled a plan to test multiple drugs at once, in an umbrella study with a single comparison group to give fast answers on what works.

23. US Consumer Spending Down 0.2 Percent in September -

WASHINGTON (AP) – U.S. consumer cut spending in September for the first time in eight months, as incomes grew at the slowest pace this year. The figures underscore nagging economic soft spots that are expected to ease in the coming months.

24. Changing State Constitution No Easy Task -

Amending Tennessee’s Constitution isn’t as rare as it was in the state’s first 200 years, and yet it remains a tough, drawn-out task, even if the most popular process, the legislative method, is used.

25. Yellen: Awareness of Economists' Diversity Needed -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen says she wants to raise awareness of the need for diversity among economists, with relatively few women and minorities still choosing to major in economics in college.

26. US Economy Rallies to Solid Third-Quarter Growth -

WASHINGTON (AP) – The U.S. economy powered its way to a respectable growth rate of 3.5 percent from July through September, outpacing most of the developed world and on track to extend the momentum through the end of the year and beyond.

27. Frayser Battleground for Achievement Schools -

After two years of being confronted with bad student achievement data, teachers at schools on the Achievement School District’s list for a takeover are confronting the ASD and charter organizations with data from the first two years of the state-run district.

28. Health Overhaul's Subsidies at Supreme Court -

WASHINGTON (AP) – Supreme Court justices have their first chance this week to decide whether they have the appetite for another major fight over President Barack Obama's health care law.

29. How Well Did the Fed's Stimulus Work? -

NEW YORK (AP) – Soaring inflation. A collapsing dollar. Bubbles in financial markets that would soon pop. One presidential candidate even suggested that the Federal Reserve chairman should be roughed up.

30. Fed Will Likely Signal No Rate Hike Anytime Soon -

WASHINGTON (AP) – The global economy has slumped. Turmoil has gripped financial markets. And the U.S. job market, despite steady gains, still isn't fully healthy.

Yet when the Federal Reserve meets this week, few foresee any major policy changes. The Fed is expected to complete a bond-buying program, which was intended to keep long-term interest rates low. And, to support the economy, it will likely reiterate it's in no rush to raise its key short-term rate.

31. Schools, Development Dominate Germantown Races -

Germantown will have a new mayor once all of the votes are counted Nov. 4 in the city’s municipal elections on the ballot.

But the race between former Germantown Community Services director George Brogdon and alderman Mike Palazzolo likely won’t completely settle the community’s discussion and debate about development and the future of the Germantown Municipal Schools district.

32. US New-Home Sales Close to Flat in September -

WASHINGTON (AP) — U.S. sales of new homes were nearly flat in September, after the government sharply revised downward what was initially an August surge in buying.

New-home sales edged up 0.2 percent last month to a seasonally adjusted annual rate of 467,000, the Commerce Department reported Friday. The report also revised down the August sales rate to 466,000 from 504,000.

33. Attorney General Names Blumstein Solicitor General -

NASHVILLE, Tenn. (AP) — Tennessee Attorney General Herbert Slatery has selected Andree Sophia Blumstein to be his solicitor general.

Blumstein will oversee appellate litigation in state and federal courts, review written opinions, as well as advise the attorney general.

34. Alexander vs. Ball -

Lamar Alexander and Gordon Ball were on the same campaign trail but different races at about this time 36 years ago.

35. Marine Hospital, I-55 Roundabout Draw Interest -

The public’s first opportunity to get a look at the old U.S. Marine Hospital by Chickasaw Heritage Park earlier this year included a chance to walk around the old set of buildings and the grounds overlooking the Mississippi River.

36. US to Track Everyone Coming From Ebola Nations -

WASHINGTON (AP) — Stepping up their vigilance against Ebola, federal authorities said Wednesday that everyone traveling into the U.S. from Ebola-stricken nations will be monitored for symptoms for 21 days. That includes returning American aid workers, federal health employees and journalists, as well as West African travelers.

37. Social Security Benefits Get Another Tiny Increase -

WASHINGTON (AP) — Come January, nearly 60 million Social Security recipients will get benefit increases averaging $20 a month, the third straight year of historically small pay hikes.

The 1.7 percent cost-of-living adjustment, or COLA, will also boost government benefits for millions of disabled veterans, federal retirees and people drawing disability payments for the poor.

38. US Existing Home Sales Rise in September -

WASHINGTON (AP) — U.S. homes sold in September at their fastest clip this year, a sign that the housing market is shaking off a slowdown that began in the middle of 2013.

The National Association of Realtors said Tuesday that sales of existing homes rose 2.4 percent from the previous month to a seasonally adjusted annual rate of 5.17 million. Still, the sales rate has dropped 1.7 percent over the past 12 months.

39. Presenting Mid-October Economic Snapshot -

The heightened volatility month of October continued last week. On Wednesday alone, the Dow Jones Industrial Average moved nearly 460 points from its high point in the day to its low point (before closing in between). Granted, a 400-point move from a 16,000 altitude translates into much milder percentage moves when compared to a similar move off of a lower base, but with the number on CNBC constantly, it gives investors pause.

40. Survey: Pay Raises Rarer Despite Strong US Hiring -

WASHINGTON (AP) — U.S. businesses were much less likely to boost pay in the third quarter than in previous months, even as hiring remained healthy, a sign that wage gains may remain weak in the coming months.

41. Local Ebola Response Relies On Experience -

Five years ago this month, there was a triage tent on the grounds of Le Bonheur Children’s Hospital and Memphis was a hot spot for the H1N1 flu pandemic.

Doctors, nurses and respiratory therapists from the hospital’s emergency room and intensive care units were the first in the nation to get vaccinations against H1N1. So were pediatricians and Shelby County Health Department employees on the front line of the city’s battle with the pandemic.

42. Chimerix Gets FDA OK to Test Drug for Ebola -

WASHINGTON (AP) – A North Carolina drugmaker plans to test its experimental antiviral drug in patients who have Ebola, after getting authorization from regulators at the Food and Drug Administration.

43. Yellen: Greatly Concerned By Widening Inequality -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen sounded an alarm Friday about widening economic inequality in the United States, suggesting that America's longstanding identity as a land of opportunity was at stake.

44. Early Voting Tops 6,000 In First Two Days -

More than 6,000 Shelby County voters cast early ballots in the first two days of early voting in advance of the Nov. 4 election day.

The total of 6,259 early voters for Wednesday, Oct. 15, and Thursday, Oct. 16, includes 460 absentee voters. The other 5,799 voted at one of the 21 early voting sites across Shelby County.

45. Regions Bank Grows Local Deposit Share -

Regions Bank has grown its share of customer bank deposits in both Shelby County and in Tennessee as a whole, according to a new report from the Federal Deposit Insurance Corp.

46. Regions Bank Grows Local Deposit Share -

Regions Bank has grown its share of customer bank deposits in both Shelby County and in Tennessee as a whole, according to a new report from the Federal Deposit Insurance Corp.

47. Fed Survey Finds Moderate Growth Nationwide -

WASHINGTON (AP) – The U.S. economy was strengthening in most regions of the country in September to early October, helped by gains in consumer spending, manufacturing and commercial construction, according to the Federal Reserve's latest survey of business conditions.

48. Shelby County Residential Foreclosures Drop 22 Percent -

Foreclosures have been on a consistent downward slope in Shelby County, with newly available figures underscoring the comprehensive nature of the decline.

During third quarter 2014, the county saw 667 residential foreclosures, a 22 percent decline from the 853 filed during the same period in 2013, according to real estate information company Chandler Reports, chandlerreports.com.

49. Ailing Global Economy Could Lead Fed to Delay Hike -

WASHINGTON (AP) – Just as the U.S. job market has finally strengthened, the Federal Reserve now confronts a new worry: A sputtering global economy that's spooked investors across the world.

50. Early Voting Opens in Midterm Elections -

Early voting opens Wednesday, Oct. 15, across Shelby County as well as Tennessee in the mid-term general elections that are the second most popular election cycle in Shelby County by voter turnout.

51. Review Site Yelp Battles Extortion Claims -

SAN FRANCISCO (AP) – First the chefs of a small Italian restaurant got mad at online review site Yelp. Instead of trying to get better reviews, they decided to take a different approach: get terrible ones.

52. Ebola Screening Measures Rest on Federal Law -

WASHINGTON (AP) – The Obama administration's plans to screen certain airline passengers for exposure to Ebola are based on the Constitution and long-established legal authority that would almost certainly stand up in court if challenged, public health experts say.

53. Federal Budget Deficit Falls to $486 Billion -

The federal government's budget deficit has fallen to $486 billion, the smallest pool of red ink of President Barack Obama's six-year span in office, a new report said Wednesday.

The Congressional Budget Office's latest estimate shows better results than earlier projections by both CBO and the White House budget office.

54. US Mortgage Rates Down for Third Straight Week -

WASHINGTON (AP) – Average U.S. mortgage rates fell for the third straight week, making it more affordable to borrow to buy a home.

Mortgage company Freddie Mac said Thursday that the nationwide average for a 30-year loan fell to 4.12 percent from 4.19 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, also declined to 3.3 percent from 3.36 percent.

55. Airline Delays, Cancellations Rise From Last Year -

Airline delays and cancellations are up slightly from last year's peak travel season.

The U.S. Department of Transportation said Thursday that flights on the nation's largest airlines arrived on time 77.7 percent of the time in August. That is down from 78.8 percent in the same month last year, although it is better than July.

56. Federal Budget Deficit Falls to $486 Billion -

The federal government’s budget deficit has fallen to $486 billion, the smallest pool of red ink of President Barack Obama’s six-year span in office, a new report said Wednesday.

The Congressional Budget Office’s latest estimate shows better results than earlier projections by both CBO and the White House budget office.

57. Holiday Sales Seen Rising 4.1 Percent -

NEW YORK (AP) — Americans are expected to spend at the highest rate in three years during what's traditionally the busiest shopping season of the year, according to the nation's largest retail industry trade group.

58. Consumer Borrowing up $13.5 Billion in August -

WASHINGTON (AP) — U.S. consumers increased their borrowing in August in the category that covers auto loans and student loans but cut back on their credit card borrowing.

Overall borrowing rose $13.5 billion in August following a revised $21.6 billion increase in July, the Federal Reserve reported Tuesday. The gains have pushed total consumer debt to a record level of $3.25 trillion.

59. No Gang Zone Targets Legends Park Area -

In June a group of 100 gang members lined both sides of Mosby Avenue between Dunlap and Ayers Streets, shutting down the area, as they celebrated the birthday of a fellow gang member, according to the local Multi-Agency Gang Unit.

60. Obama Claims Progress on Wall Street Rules -

WASHINGTON (AP) – A year after prodding financial regulators to act more swiftly to rein in Wall Street, President Barack Obama on Monday claimed progress in toughening banking rules but urged bank overseers to consider additional ways to prevent the kind of risk-taking that precipitated the 2008 financial crisis.

61. 30-Year Mortgage Rate Averaging 4.19 Percent -

A key long-term U.S. mortgage rate dipped this week, the second drop after a large increase two weeks ago.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year loan slipped to 4.19 percent from 4.20 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, was unchanged at 3.36 percent.

62. Jones Elected Chair of County Schools Board -

Teresa Jones is the new chairman of the Shelby County Schools board.

Jones was elected without opposition Tuesday, Sept. 30, at the first meeting of the nine-member school board elected to four-year terms in August. She serves as chairwoman of the board for the next year.

63. Judicial Retention Travels Complex Path -

The 2014 election year is proving to be a long one for those interested in the judicial races on the ballot.

Voters in Shelby County decided the local judicial races and participated in the August statewide retention races for appellate court positions, including three on the Tennessee Supreme Court.

64. 30-Year Mortgage Rate Averaging 4.19 Percent -

A key long-term U.S. mortgage rate dipped this week, the second drop after a large increase two weeks ago.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year loan slipped to 4.19 percent from 4.20 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, was unchanged at 3.36 percent.

65. Building a Reputation -

This week, Lafayette’s Music Room reopened in its old location at Overton Square, bringing live music back to the rejuvenated district.

The famed club, which hosted a wide range of local and nation acts in its original incarnation, was named after the late Lafayette Draper, a Memphis bartender who earned a reputation as one of the best in the business. Draper died in September at the age of 77.

66. Jones Elected Chair of Shelby County Schools Board -

Teresa Jones is the new chairman of the Shelby County Schools board.

Jones was elected without opposition Tuesday, Sept. 30, at the first meeting of the nine-member school board elected to four-year terms in August. She serves as chairwoman of the board for the next year.

67. US Consumer Spending Up 0.5 Percent in August -

WASHINGTON (AP) – Americans boosted spending by a healthy amount in August, offering welcome evidence that the economy is on solid footing heading into the final quarter of the year.

Consumer spending in August rose 0.5 percent from the previous month after showing no gain in July, the Commerce Department reported Monday. It was the best result since spending also expanded 0.5 percent in June.

68. Pentagon Wants Tighter Soldier Loan Protections -

WASHINGTON (AP) – Aiming to restrict lenders who prey on members of the military, the Obama administration on Friday moved to close legal loopholes that have placed hundreds of thousands of service members at risk of excessive payday and other short-term loan fees.

69. Why Rate Hikes are Good News for Stocks -

NEW YORK (AP) – It's no surprise that the prospect of a Federal Reserve rate hike worries stock investors.

The Fed's unprecedented economic stimulus has in large part driven a surge in stock prices since 2009. The central bank has bought trillions of dollars of bonds and kept short-term interest rates close to zero. That's allowed businesses and consumers to refinance their debt at lower rates, freeing up cash to spend.

70. Economy's Q2 Rebound Was Even Faster Than Thought -

WASHINGTON (AP) – The U.S. economy's bounce-back last quarter from a dismal winter was even faster than previously thought, a sign that growth will likely remain solid for rest of the year.

71. New Seat, Same Drive -

Dawn Distler was a bus driver for 10 years, but these days she does her work from the passenger seat.

Knoxville’s new director of transit, on the job since June 1, rides the Knoxville Area Transit buses often, making the most of her commute, traveling to work-related events or taking her staff on a friendly fact-finding mission.

72. Searching for Doctors -

So here’s the offer: lower salary – meaning it will take longer to pay down your student loan debt – less prestige, and perhaps even a questioning of your intelligence and skill.

In 2014, that’s what comes with the decision to become a primary care physician. Recently, a fourth-year medical student at the University of Pennsylvania, Mara Gordon, wrote an article for The Atlantic explaining her decision to become a primary care doctor.

73. Average US 30-Year Mortgage Rate at 4.20 Percent -

WASHINGTON (AP) – Average long-term U.S. mortgage rates declined slightly this week, after marking their largest one-week gain of the year the previous week.

Mortgage company Freddie Mac said Thursday that the nationwide average for a 30-year loan eased to 4.20 percent from 4.23 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, slipped to 3.36 percent from 3.37 percent.

74. Anti-Addiction Groups Call for New FDA Chief -

WASHINGTON (AP) – Anti-addiction activists are calling for the Food and Drug Administration's top official to step down, saying the agency's policies have contributed to a national epidemic of prescription painkiller abuse.

75. Middle-Class Squeeze: From Day Care to Health Care -

WASHINGTON (AP) – Three years ago, Jason Prosser was stunned to discover the cost of child care for his newborn son – so much so that he and his wife postponed having a second child.

76. Soda Makers Pledge to Reduce Calorie Consumption -

NEW YORK (AP) – Coke, Pepsi and Dr Pepper said Tuesday they'll work to reduce the calories Americans get from beverages by 20 percent over the next decade by more aggressively marketing smaller sizes, bottled water and diet drinks.

77. US Existing Home Sales Fall in August -

WASHINGTON (AP) – Fewer Americans bought homes in August, as investors retreated from real estate and first-time buyers remained scarce.

Sales of existing homes fell 1.8 percent to a seasonally adjusted annual rate of 5.05 million, the National Association of Realtors said Monday. That snaps a four-month streak of gains. August sales are down from a July rate of 5.14 million, a figure that was revised slightly downward.

78. Plosser, a Leading Fed 'Hawk,' to Retire in March -

WASHINGTON (AP) – Charles Plosser, a leading inflation "hawk" at the Federal Reserve, announced Monday that he plans to retire March 1.

Plosser, who has been president of the Fed's Philadelphia regional bank since August 2006, has been a leader of the officials known as hawks for their concerns that a continuation of low-interest rate policies could ignite inflation.

79. Simplifying Financial Aid -

Trying to receive financial aid for college? How do you feel when completing the 10-page FAFSA (Free Application for Financial Student Aid) form? Could reducing it to two questions improve the process?

80. County Commission Starts School Bond Process -

Shelby County Commissioners vote Monday, Sept. 22, on a resolution that is the first step in issuing $120 million in general obligation bonds over the next two years to finance “public works projects, including schools,” according to the resolution.

81. Consumer Prices Fall 0.2 Percent in August -

U.S. consumer prices edged down in August, the first monthly drop since the spring of 2013, as gasoline, airline tickets and clothing prices all fell. It was the latest evidence that inflation remains under control.

82. Education Secretary Praises Local Schools Leaders -

Sustainability is a term associated with environmental efforts, though innovation is a much more popular term across causes from economic development to education reform.

But when U.S. Education Secretary Arne Duncan came to Memphis this month as the last stop on a three-state bus tour of school districts, it was the word sustainability that came up more often than innovation.

83. Fed Keeps Rates Low, But Brace for the Inevitable -

WASHINGTON (AP) – Record-low interest rates will be around for at least a few more months, the Federal Reserve made clear Wednesday.

Enjoy the easy money while it lasts.

By mid-2015, economists expect the Fed to abandon a nearly 6-year-old policy of keeping short-term rates at record lows. Those rates have helped support the economy, cheered the stock market and shrunk mortgage rates. A Fed rate increase could potentially reverse those trends.

84. Stock Gains Lift US Household Wealth to Record High -

WASHINGTON (AP) – Strong stock market gains and higher home prices boosted Americans' net worth in the April-June quarter to a record high, a trend that could encourage more spending.

U.S. households also took on the most new debt in five years, driven mostly by student and auto loans. More borrowing can be a sign of confidence, although greater student debt can pose a burden for younger households.

85. Fed Increases Estimate for Key Rate at End of 2015 -

WASHINGTON (AP) – Federal Reserve policymakers have slightly increased their estimate of what the Fed's benchmark interest rate should be at the end of 2015 compared with their estimate three months ago.

86. Consumer Prices Fall 0.2 Percent in August -

U.S. consumer prices edged down in August, the first monthly drop since the spring of 2013, as gasoline, airline tickets and clothing prices all fell. It was the latest evidence that inflation remains under control.

87. Speculation Swirls Over Fed Language on Rate Hike -

WASHINGTON (AP) – When the Federal Reserve issues a policy statement after it meets this week, the financial world will be on high alert for two words:

"Considerable time."

The presence or absence of that phrase will trigger a rush to assess the likely timing of the Fed's first increase in interest rates since it cut them to record lows in 2008.

88. Third Parties Still Fighting for Ballot Access -

NASHVILLE, Tenn. (AP) – Four years after the Libertarian Party of Tennessee filed its first lawsuit to get on the ballot, the group is still fighting for access in a state that has some of the most restrictive rules in the country for smaller political parties.

89. US Factory Output Drops 0.4 Percent in August -

U.S. manufacturing output declined in August for the first time in seven months, reflecting a sharp fall in production at auto plants that was due mainly to seasonal adjustment problems.

Output at manufacturing plants fell 0.4 percent in August after a 0.7 percent rise in July, the Federal Reserve reported Monday. Total industrial production was down 0.1 percent in August, also the first setback for the overall figure since January. Output was up in mining and utility production but these gains were not enough to offset the decline in manufacturing.

90. Influence Game: Chemical Trade Tries to Shape Regulations -

WASHINGTON (AP) – The powerful chemical industry is putting its lobbying muscle behind legislation that would establish standards for chemicals used in products from household goods to cellphones and plastic water bottles – but also make it tougher for states to enact their own regulations.

91. Riverboat Enthusiasts Try to Save Delta Queen -

ST. LOUIS (AP) – A group of riverboat enthusiasts is trying to get the 1920s era paddlewheeler Delta Queen back on the Mississippi River.

Former Delta Queen Steamboat Co. executive Cornel Martin was in St. Louis this week seeking support and investment for his company, DQSC LLC, the St. Louis Post-Dispatch reported.

92. Unintended Consequences: ER Visits Increase -

Hospital officials have been pushing for the state to expand Medicaid health care coverage for thousands of Tennessee’s poorest citizens, despite two significant and related concerns:

Expansion will lead to increased visits to the most expensive place in America for routine health care, the emergency room.

93. Coverage Gap Leaves Rural Tennessee Hospitals on Life Support -

Four rural hospitals have closed and dozens are at risk of shuttering: That’s the fallout, some say, from Gov. Bill Haslam’s decision not to join the Affordable Care Act in 2013 and tap into millions in promised federal funds for Tennessee’s financially-strapped health care institutions.

94. Sharpe, HealthNet Find Success in Changing Industry -

As banking has changed in recent years, it’s caused consumers to take another look at the conventional wisdom – including coming to the realization that banking is not limited to, well, banks.

Credit unions tend to be overshadowed by their more traditional brethren, but they generally provide the same services in a way that consumers probably couldn’t even spot the differences between those firms and larger, traditional banks.

95. Power Play -

When the Tennessee Valley Authority board voted in August to build a new power plant in Southwest Memphis, it was a decision based on factors larger than the power needs in Memphis.

But it was also a decision that is just as important for Memphis as the decision to build the existing Allen Fossil Plant there 55 years ago.

96. Education Secretary Calls for System-Wide Reforms -

U.S. Education Secretary Arne Duncan saw much that he liked in Memphis Wednesday, Sept. 10, at the end of his three-day “back to school” bus tour of schools in three states.

The last stop was Cornerstone Prep Elementary School in Binghampton.

97. Duncan Bus Tour Ends With Binghampton Kudos -

U.S. Education Secretary Arne Duncan wrapped up a three-day “back to school” bus tour of schools in several states Wednesday, Sept. 10, at Cornerstone Prep Elementary School in Binghampton.

98. Regional Airlines Not Sharing in Majors' Success -

DALLAS (AP) – For passengers traveling between smaller cities and large hub airports, the ticket may say Delta, American or United, but they're likely flying on a regional airline whose planes are painted in the major carrier's colors.

99. College Savings on the Rise as Plans Average $20,000 -

WASHINGTON (AP) – The good news is that Americans are saving more than ever for college. The bad news is that the average amount wouldn't come close to getting a person a degree.

In a report released Tuesday, the College Savings Plans Network found that the average college savings or prepaid tuition account known as a "529" plan is now worth about $20,671 – almost double what these accounts were worth during the dog-days of the recession.

100. US Consumer Borrowing Jumps By Most in 3 Years -

WASHINGTON (AP) – U.S. consumers stepped up their borrowing in July, led by rising auto loans and higher credit card balances.

The Federal Reserve said Monday that overall consumer borrowing jumped $26 billion in July to $3.24 trillion. The 9.7 percent increase matches April's gain as the largest in three years.