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Editorial Results (free)

1. Magna Bank Reports 2014 Earnings -

Magna Bank earned net income of $5.1 million for the year ended Dec. 31 – the highest annual earnings since the company was founded in 1999, the bank announced this week.

2. Kelsey’s New Private School Voucher Plan Looks More Like Haslam’s -

Momentum is building this session for voucher legislation that would allow state dollars to follow students from struggling public schools to private and religious institutions.

But it is hardly etched in stone.

3. Harris’ Bill Faces Opposition From Memphis City Council Members -

Legislation by Sen. Lee Harris requiring local governments to hold a referendum before they take on “extraordinary” debt could run into opposition from his own City Council and municipal leaders across Tennessee.

4. GOP Lawmakers Accuse Yellen of Playing Politics -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen has come under fire from House Republicans, who challenged the central bank's independence in her second day of testimony to Congress.

5. Magna Bank Reports 2014 Earnings -

Magna Bank earned net income of $5.1 million for the year ended Dec. 31 – the highest annual earnings since the company was founded in 1999, the bank announced this week.

6. Yellen Reiterates Fed's Patience in Raising Rates -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said Tuesday that the U.S. economy is making steady progress, but that for now the Fed is will remain patient about raising interest rates because the job market is still healing and inflation is too low.

7. New Woes for Healthcare.Gov: Wrong Tax Info Sent Out -

WASHINGTON (AP) – In a new setback for the health care law and the people it's supposed to help, the government said Friday it made a tax-reporting error that's fouling up the filings of nearly a million Americans.

8. Cohen Announces Funding for HIV Treatment -

U.S. Rep. Steve Cohen says Shelby County is receiving more than $5.6 million in federal funds to help care for people living with HIV.

9. Car Built With 3-D Printer Stirs Industry -

At the recent North American International Auto Show in Detroit, innovative carmaker Local Motors offered an up close look at the future of automobile manufacturing.

In a microfactory set up on the auto show floor, Local Motors built the latest version of its Strati, a lightweight, two-seat electric car. It took about 40 hours using the latest 3-D printing technology, all while thousands of auto show visitors watched.

10. Fair Play -

Ann Carr played basketball at Mississippi State in the late 1980s. She was a 6-foot-1 center.

“You certainly couldn’t have a 6-1 center now,” said Carr, who today is a senior associate athletic director at MSU.

11. Cohen Announces Funding for HIV Treatment -

MEMPHIS, Tenn. (AP) – U.S. Rep. Steve Cohen says Shelby County is receiving more than $5.6 million in federal funds to help care for people living with HIV.

12. Fed Officials in No Hurry to Raise Rates -

WASHINGTON (AP) – Federal Reserve officials struggled last month to assess when economic data might prompt them to raise interest rates from record lows – and how best to convey their intentions to investors.

13. To Combat Fraud, Visa Wants to Track Your Smartphone -

NEW YORK (AP) – Those days of calling your bank to let them know that, yes, you really are in Thailand, and yes, you really did use your credit card to buy $200 in sarongs, may be coming to an end.

14. HealthNet Credit Union Celebrates 60 Years -

HealthNet Federal Credit Union will celebrate its 60th anniversary at its annual meeting Feb. 25 at Baptist Memorial Hospital - Memphis.

HealthNet was founded in 1955 to serve the financial needs of Baptist Memorial Hospital employees. Today, it has assets approaching $50 million and more than 6,700 members, and it provides financial services in addition to Baptist Memorial Health Care Corp. employees also to many medical groups and hospitals throughout the Memphis area.

15. Ready.Fund.Grow! Offers Help for Women-Owned, Small Businesses -

Small and women-owned businesses will have new sources of capital and know-how in 2015, thanks to a new initiative, Ready.Fund.Grow!, being developed by Pathway Lending and the Tennessee Small Business Development Center (TSBDC), along with a new Women’s Business Center which will be operated by Pathways.

16. HealthNet Credit Union Has 60th Anniversary -

HealthNet Federal Credit Union will celebrate its 60th anniversary at its annual meeting Feb. 25 at Baptist Memorial Hospital - Memphis.

HealthNet was founded in 1955 to serve the financial needs of Baptist Memorial Hospital employees. Today, it has assets approaching $50 million and more than 6,700 members, and it provides financial services in addition to Baptist Memorial Health Care Corp. employees also to many medical groups and hospitals throughout the Memphis area.

17. US Budget Deficit Running 6.2 Percent Higher Than Last Year -

WASHINGTON (AP) – The federal government ran a bigger deficit in January, pushing the imbalance so far this budget year up 6.2 percent from the same period a year ago.

The Treasury Department said Wednesday the deficit for January stood at $17.5 billion compared to $10.3 billion a year ago. For the first four months of the budget year that began in October, the deficit widened to $194.2 billion from $182.8 billion during the same period last year.

18. Justin Ford: ‘We’re On The Cusp Of Change’ -

Shelby County commission chairman Justin Ford is running for Memphis Mayor in 2015.

Ford announced his intention to challenge Memphis Mayor A C Wharton Jr. Monday, Feb. 9, joining former county commissioner James Harvey, city council member Jim Strickland, and former University of Memphis basketball player Detric Golden in the growing field.

19. Fogelman Company Launching Retail Center in East Memphis -

6544 Poplar Ave.
Memphis, TN 38118

Permit Amount: $3.2 million

Permit Application Date: February, 2015

20. Eastern Heights Apts. Sells for $3.4 Million -

An apartment development near Chickasaw Country Club has sold for $3.4 million.

Eastern Heights Partners, a Tennessee general partnership, bought the 130-unit Eastern Heights Apartments from Eastern Heights Apartments Ltd., according to a Jan. 23 warranty deed.

21. Fogelman Moves Forward with Poplar Retail Center -

A company affiliated with Robert F. Fogelman II is moving forward with plans to build a new retail center on a key piece of land in the heart of East Memphis.

Crown Centre LLC has applied for a $3.2 million building permit to build the “shell” of a 29,000-square-foot, single-story retail building on the site of the old Cozymel’s Mexican Grill site at 6544 Poplar Ave., near International Paper’s campus in East Memphis.

22. Lawmakers to Fed: We Want Details About Leak Probe -

WASHINGTON (AP) – Two Democratic lawmakers are asking the Federal Reserve for details on its reported probe of a leak of market-sensitive information about interest-rate policy.

Sen. Elizabeth Warren of Massachusetts and Rep. Elijah Cummings of Maryland requested the information Thursday from Scott Alvarez, the central bank's general counsel. The Fed's investigation focuses on a 2012 leak of information on the closed-door internal deliberations of Fed policymakers, the lawmakers said in a letter. They cited several news reports in December.

23. Fogelman Moves Forward With Poplar Retail Center -

A company affiliated with Robert F. Fogelman II is moving forward with plans to build a new retail center on a key piece of land in the heart of East Memphis.

Crown Centre LLC has applied for a $3.2 million building permit to build the “shell” of a 29,000-square-foot, single-story retail building on the site of the old Cozymel’s Mexican Grill site at 6544 Poplar Ave., near International Paper’s campus in East Memphis.

24. Greenprint Maps Plan for 25-Year Development -

Open a trail or bike lane in the Memphis area and one of the first questions will be about how it links up to other trails or greenlines or bike lanes.

The Mid-South Regional Greenprint Plan is the answer and the guide to those questions with a long-term 25-year plan that maps out a proposed regional trail system to be built in pieces over the quarter of a century scope of the plan.

25. Plans for Retail Center on Former Cozymel's Site Move Ahead -

A company affiliated with Robert F. Fogelman II is moving forward with plans to build a new retail center on a key piece of land in the heart of East Memphis.

Crown Centre LLC has applied for a $3.2 million building permit to build the “shell” of a 29,000-square-foot, single-story retail building on the site of the old Cozymel’s Mexican Grill site at 6544 Poplar Ave., near International Paper’s campus in East Memphis.

26. Fogelman Moving Forward With East Memphis Retail Center -

A company affiliated with Robert F. Fogelman II is moving forward with plans to build a new retail center on a key piece of land in the heart of East Memphis.

Crown Centre LLC has applied for a $3.2 million building permit to build the “shell” of a 29,000-square-foot, single-story retail building on the site of the old Cozymel’s Mexican Grill site at 6544 Poplar Ave., near International Paper’s campus in East Memphis.

27. S&P Paying $1.38 Billion to Settle Charges Over Crisis-Era Ratings -

WASHINGTON (AP) – Standard & Poor's is paying about $1.38 billion to settle government allegations that it knowingly inflated its ratings of risky mortgage investments that helped trigger the financial crisis, the Justice Department announced Tuesday.

28. Eastern Heights Apartments Sells for $3.4 Million -

An apartment development near Chickasaw Country Club has sold for $3.4 million.

Eastern Heights Partners, a Tennessee general partnership, bought the 130-unit Eastern Heights Apartments from Eastern Heights Apartments Ltd., according to a Jan. 23 warranty deed.

29. Obama's Record Budget: Tax the Rich, Help Middle Class -

WASHINGTON (AP) – Promising to help America's middle class, President Barack Obama on Monday sent Congress a record $4 trillion budget that would hammer corporate profits overseas and raise taxes on the wealthy while boosting tax credits for families and the working poor.

30. Both Sides Dig In for Insure Tennessee Special Session -

Battle lines have been drawn for a Feb. 2 special session of the state Legislature to determine the fate of Gov. Bill Haslam’s Insure Tennessee proposal, which would use federal funds to catch some 280,000 working people falling through a health insurance coverage gap.

31. Cohen Pushes for Student Loan Bankruptcy Protection -

U.S. Rep. Steve Cohen sponsored legislation in the Tennessee Senate that led to creation of the HOPE Scholarship, which provides four-year college students with $4,000 a year for their studies.

32. Student Debt, Rising Rents Take Bite Out of Real Estate Market -

Hefty student loans are a major stumbling block for young Americans as they try to buy their first home, a National Association of Realtors’ annual survey shows.

In spite of an improved job market and low interest rates in 2014, the number of first-time homebuyers dipped to 33 percent, down 5 percent from the previous year and the lowest since the National Association of Realtors began tracking the rate in 1981.

33. Both Sides Dig In For Insure Tennessee Special Session -

Battle lines have been drawn for a Feb. 2 special session of the state Legislature to determine the fate of Gov. Bill Haslam’s Insure Tennessee proposal, which would use federal funds to catch some 200,000 working people falling through a health insurance coverage gap.

34. Drowning in Student Loan Debt -

Three-and-a-half years after graduating from the University of Tennessee-Knoxville, Yasameen Hoffman is still trying to land the kind of full-time job that will help her start paying off her student loan.

35. Almost Half of US Households Exhaust Their Salaries -

WASHINGTON (AP) – The Federal Reserve has declared economic growth "solid." But several new reports show most Americans are treading along a dangerous financial tightrope, where one slip could be devastating.

36. Obama Administration on Track to Surpass Health Care Goal -

WASHINGTON (AP) – Some 9.5 million people have already signed up for 2015 coverage under President Barack Obama's health care law, and the administration is on track to surpass its nationwide enrollment target set last year.

37. Government to Overhaul Medicare Payments to Doctors, Hospitals -

WASHINGTON (AP) – Medicare will change the way it pays hospitals and doctors to reward quality over volume, the Obama administration said Monday, in a shift that officials hope will be a catalyst for the nation's $3-trillion health care system.

38. Low Inflation Likely to Keep Fed 'Patient' About a Rate Hike -

WASHINGTON (AP) – The Federal Reserve ended 2014 with a pledge to be "patient" in raising interest rates from record lows. The way things are going, its patience may endure for a long while.

39. Shelby County Mortgage Market Sees Improvement -

The mortgage market in Shelby County ended 2014 in a slighter better position than where it stood in 2013.

Banks and mortgage lenders made 8,471 purchase mortgages in Shelby County during 2014, up 2 percent from the 8,301 mortgages during 2013, according to the latest data from real estate information company Chandler Reports,www.chandlerreports.com.

40. Haslam on Statewide Tour to Tout Insure Tennessee -

Tennessee Gov. Bill Haslam says he isn’t counting votes in the Tennessee legislature just yet for his Insure Tennessee Medicaid expansion proposal.

At least he’s not counting hard votes for the upcoming Feb. 2 special legislative session as he holds a series of nine public forums across the state.

41. Supreme Court Won't Hear Dispute Over Debit Card Fees -

WASHINGTON (AP) – The Supreme Court on Tuesday rejected a challenge from retailers who claim the Federal Reserve allows banks to charge businesses too much for handling debit card transactions.

42. Wal-Mart Launches Cash Pickup Option for Tax Refunds -

NEW YORK (AP) – Wal-Mart is launching a service allowing customers to pick up their tax refunds in cash at all stores nationwide.

It's the discounter's latest move to offer more financial services, which is seen as a path to bringing more shoppers to its stores.

43. Medicare Chief Steps Down, Ran Health Care Rollout -

WASHINGTON (AP) – Medicare's top administrator unexpectedly resigned Friday, becoming the latest casualty in the turmoil over the president's health care law, which is still struggling for acceptance even as millions benefit from expanded coverage.

44. US Factory Output Rises 0.3 Percent in December -

U.S. factory production rose in December as manufacturers churned out more furniture, computers and clothing, offsetting a decline in autos.

Factory production increased 0.3 percent last month, the Federal Reserve said Friday, its fourth straight gain. The increase comes after output jumped 1.3 percent in November and finally surpassed its pre-recession peak.

45. Wright Medical Expects Fourth-Quarter Growth -

Wright Medical Group Inc. expects revenue for fourth quarter 2014 to be approximately $83.3 million, representing growth of 23 percent as reported compared to fourth quarter 2013, the Memphis-based orthopedic company announced Monday, Jan. 12.

46. Hitting the Accelerator -

Five years after the Great Recession rocked the nation and nearly destroyed auto manufacturing in Tennessee, the Midstate’s industry is booming again.

Nissan’s growth is no small part of that, largely because of the company’s confidence in the state of Tennessee and Gov. Bill Haslam, according to José Muñoz, executive vice president of Nissan Motor Co. and chairman of Nissan North America, which is headquartered in Franklin.

47. House GOP Majority Aiming to Soften Financial Overhaul Law -

WASHINGTON (AP) – The newly bulked-up Republican majority in the House is aiming to soften the bite of legislation that grew out of the 2008 financial crisis and put banks and Wall Street under the most sweeping rules since the Great Depression.

48. Federal Deficit in October-December Up Slightly at $176.7 Billion -

WASHINGTON (AP) – The federal deficit for the first three months of the budget year is up slightly from the same period a year ago, reflecting the absence of a special payment from mortgage company Freddie Mac that helped narrow the gap in 2014.

49. Got Help Paying for Health Care? Watch Your Mailbox -

WASHINGTON (AP) – If you're among the millions of consumers who got financial help for health insurance last year under President Barack Obama's law, better keep an eye on your mailbox.

50. Wright Expects 23 Percent Revenue Growth for Fourth Quarter -

Wright Medical Group Inc. expects revenue for fourth quarter 2014 to be approximately $83.3 million, representing growth of 23 percent as reported compared to fourth quarter 2013, the Memphis-based orthopedic company announced Monday, Jan. 12.

51. Federal Reserve Paid Government Record $98.7 Billion in 2014 -

WASHINGTON (AP) – The Federal Reserve announced Friday that it paid the federal government a record $98.7 billion in 2014, a payment that reflects the central bank's earnings from holdings of Treasury bonds and mortgage-backed securities purchased to keep long-term interest rates low to boost the economy.

52. 2014 Was Best Hiring Year Since '99; Jobless Rate 5.6 Percent -

WASHINGTON (AP) – The United States capped its best year for hiring in 15 years with a healthy gain in December, and the unemployment rate hit a six-year low. The numbers support expectations that the United States will strengthen further this year even as overseas economies stumble.

53. Average US 30-Year Loan Rate Falls to 3.73 Percent -

WASHINGTON (AP) – Average U.S. mortgage rates started the year by dipping to new lows, with the benchmark 30-year rate marking its lowest level since May 2013.

The mortgage giant Freddie Mac says the nationwide average for a 30-year fixed rate mortgage fell to 3.73 percent this week from 3.87 percent last week.

54. Despite Global Weakness, Fed Upbeat About US Economy -

WASHINGTON (AP) – Federal Reserve policymakers who met in December expressed concern about weakness overseas but were upbeat enough about the U.S. economy and impact of lower oil prices to prepare for a likely interest rate hike sometime this year.

55. Obama Taps Community Banker for Fed Board -

WASHINGTON (AP) – President Barack Obama has selected the former head of a community bank in Hawaii to fill a vacancy on the Federal Reserve Board.

The White House said Tuesday that Obama will nominate Allan R. Landon, the former chief executive of the Bank of Hawaii, to fill one of two vacancies on the seven-member board. The nomination will require Senate confirmation.

56. FDA Drug Approvals Reached 18-Year High in 2014 -

WASHINGTON (AP) – The Food and Drug Administration approved 41 first-of-a-kind drugs in 2014, including a record number of medicines for rare diseases, pushing the agency's annual tally of drug approvals to its highest level in 18 years.

57. Report: 4 Million Actively Enroll in Health Plans -

The first 50-state report on the latest sign-up season under President Barack Obama's health care law shows that more than 4 million people selected plans for the first time or re-enrolled in what the administration called "an encouraging start."

58. Being Uninsured in America Will Cost You More -

WASHINGTON (AP) – Being uninsured in America will cost you more in 2015.

It's the first year all taxpayers have to report to the Internal Revenue Service whether they had health insurance for the previous year, as required under President Barack Obama's law. Those who were uninsured face fines, unless they qualify for one of about 30 exemptions, most of which involve financial hardships.

59. Why the US Will Power the World Economy in 2015 -

WASHINGTON (AP) – The United States is back, and ready to drive global growth in 2015.

After long struggling to claw its way out of the Great Recession, the world's biggest economy is on an extended win streak that is edging it closer to full health. But the new year doesn't look quite so bright in other major countries.

60. Fogelman Affiliate Files Loan on Former Cozymel’s Site -

6450 Poplar Ave.
Memphis, TN 38119
Loan Amount: $6.1 million

Loan Date: Dec. 17, 2014
Maturity Date: Jan. 1, 2023
Borrower: Crown Centre LLC
Lender: Financial Federal Bank
Details: A company affiliated with Robert F. Fogelman II has filed a loan on a key piece of East Memphis land.

61. Volcker Critical of Delays in Bank Rule -

Former Federal Reserve Chairman Paul Volcker on Friday criticized a decision to delay full implementation of a rule that bears his name and aims to curb banks' risky investments.

The Fed said Thursday that it would delay until July 2017 the deadline by which U.S. banks will have to sell off potentially volatile holdings in private equity, venture capital and hedge funds.

62. Owner Files $6.1M Loan on Former Cozymel’s Site -

A company affiliated with Robert F. Fogelman II has filed a loan on a key piece of East Memphis property.

Crown Centre LLC filed a $6.1 million loan with Financial Federal Bank for the old Cozymel’s Mexican Grill location at 6450 Poplar Ave. near International Paper’s campus in East Memphis, according to a Dec. 17 deed of trust.

63. Owner Files $6.1 Million Loan on Former Cozymel's Site -

A company affiliated with Robert F. Fogelman II has filed a loan on a key piece of East Memphis property.

Crown Centre LLC filed a $6.1 million loan with Financial Federal Bank for the old Cozymel’s Mexican Grill location at 6450 Poplar Ave. near International Paper’s campus in East Memphis, according to a Dec. 17 deed of trust.

64. US Economy Accelerates, Helps Lift Dow Above 18,000 -

WASHINGTON (AP) – A surge in U.S. economic growth lifted stocks Tuesday to record highs and showed that the United States is putting distance between itself and struggling economies around the world.

65. Pitts-Murdock Leading Library’s Teen Services -

R. Janae Pitts-Murdock has been named coordinator of teen services for the Memphis Public Library and Information Center, a role in which she’s responsible for coordinating teen programs, partnerships and special initiatives across 18 locations.

66. Amazon, Macmillan Reach Multiyear Deal -

NEW YORK (AP) – Another major publisher has reached a multiyear deal with Amazon.com.

Amazon and Macmillan CEO John Sargent confirmed this week that they had agreed to terms for both print and electronic books. The deal will allow Macmillan to set prices for e-books, an arrangement known as the "agency model," and appears similar to agreements Amazon reached in the past two months with Hachette Book Group and Simon & Schuster. Authors at Macmillan range from Jonathan Franzen and Hilary Mantel to Oprah Winfrey and Bill O'Reilly.

67. Volcker Critical of Delays in Namesake Rule -

Former Federal Reserve Chairman Paul Volcker on Friday criticized a decision to delay full implementation of a rule that bears his name and aims to curb banks’ risky investments.

The Fed said Thursday that it would delay until July 2017 the deadline by which U.S. banks will have to sell off potentially volatile holdings in private equity, venture capital and hedge funds.

68. US Regulators Label Metlife as Potential Financial Threat -

WASHINGTON (AP) – Major insurer MetLife Inc. says U.S. regulators have labeled it as a potential threat to the financial system, a designation that brings stricter government oversight.

69. St. Louis Fed Memphis Executive Stepping Down -

After getting her master’s degree in economics from Washington University in St. Louis, Martha Perine Beard joined the Federal Reserve Bank of St. Louis as a management trainee in 1971.

70. Fed Promises 'Patient' Approach to a Rate Increase -

WASHINGTON (AP) – The Federal Reserve is edging closer to raising interest rates from record lows given a strengthening U.S. job market and economy. But it says it will be "patient" in determining when to raise rates.

71. Roth Conversion, Should You Do It? -

Ray’s Take There’s been a lot of discussion in recent years about Roth accounts, specifically the Roth IRA and the Roth 401(k). Maybe you’re wondering if you should convert your own accounts but aren’t sure.

72. Fed Likely to Note Gains But Signal No Rate Hike -

WASHINGTON (AP) – A resurgent U.S. economy has emerged from a long struggle with high unemployment and weak growth. And the Federal Reserve seems poised to recognize the sustained improvement.

73. Haslam Reaches Agreement to Expand Medicaid in Tennessee -

NASHVILLE, Tenn. (AP) – Gov. Bill Haslam announced Monday that he has reached a deal to expand Medicaid in Tennessee after more than a year of discussions with federal officials.

The Republican's administration touted the plan as an alternative deal with federal officials. The two-year pilot program, dubbed Insure Tennessee, would provide coverage for the state's uninsured without creating new taxes for Tennesseans.

74. Wealth Gap Widens Between Whites and Minorities -

PORTLAND, Ore. (AP) – The economic recovery has not been equal among the races, according to a Pew Research Center study released Friday.

The study found that the wealth gap between white households and minorities has widened in recent years.

75. November Mortgage Volume Drops 14 Percent -

Looking at results from last month might suggest mortgage industry professionals are in the midst of a yearend slowdown, with phones not ringing quite as much as a result of interested buyers at the moment.

76. Fed Proposing Big US Banks Boost Capital Buffers -

WASHINGTON (AP) – Federal regulators are proposing that the eight biggest U.S. banks be required to further increase the amount of capital they set aside to cushion against unexpected losses.

77. Average Affordable Care Premiums Going Up in 2015 -

WASHINGTON (AP) – Many people covered under President Barack Obama's health care law will face higher premiums next year, the administration acknowledged Thursday. While the average increases are modest, it's more fodder for the nation's political battles over health care.

78. Average 30-Year Loan Rate Falls to 3.89 Percent -

Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year mortgage declined to 3.89 percent this week from 3.97 percent last week. It is now at its lowest level since May 2013.

79. Required Minimum Distributions -

Ray's take: Once you reach age 70 1/2, you are required by law to begin taking required minimum distributions (RMD) from your tax-advantaged retirement account, or accounts, each year.

This is a time when you need to take advantage of all the tools available to make this as simple as possible as well as to allow the volatility of the markets to work for you.

80. Bank Earnings Up 7.3 Percent in 3rd Quarter -

U.S. bank earnings rose 7.3 percent in the July-September quarter from a year earlier, as banks reduced their expenses and continued to lend out more money, which help drive up revenue.

The data issued Tuesday by the Federal Deposit Insurance Corp. showed that the banking industry continues to recover from the financial crisis that struck six years ago.

81. Bank Earnings Up 7.3 Percent in Third Quarter -

NEW YORK (AP) – U.S. bank earnings rose 7.3 percent in the July-September quarter from a year earlier, as banks reduced their expenses and continued to lend out more money, which help drive up revenue.

82. Rogero Talks ‘Smart Growth,’ Democratic Politics -

Knoxville Mayor Madeline Rogero became the first woman to hold that office when she won the election in 2011.

She’s been actively involved in a number of local issues since her election, from urban-core revitalization and business recruitment to broader social issues such as marriage equality.

83. US Consumer Prices Unchanged in October -

U.S. consumer prices were unchanged in October as a fourth straight decline in gasoline costs helped to keep inflation at bay.

The steady reading for inflation last month followed a tiny 0.1 percent increase in September and a 0.2 percent drop in August, the Labor Department said Thursday. Energy prices fell 1.9 percent last month while food costs edged up a slim 0.1 percent.

84. US Consumer Prices Unchanged in October -

U.S. consumer prices were unchanged in October as a fourth straight decline in gasoline costs helped to keep inflation at bay.

The steady reading for inflation last month followed a tiny 0.1 percent increase in September and a 0.2 percent drop in August, the Labor Department said Thursday. Energy prices fell 1.9 percent last month while food costs edged up a slim 0.1 percent.

85. BankTennessee Celebrates 80 Years in Business -

The bank got its start in 1934 as First Federal Savings and Loan Association, founded by a group of local Memphis bankers and businessmen.

In 1997, its name was changed to BankTennessee. And this year, it’s celebrating its 80th anniversary – a milestone that finds the institution as a more expansive organization, coming off one of its most successful years in 2013, with a larger geographic footprint and a much more robust suite of products and services than it started with.

86. Fed Sees Solid US Economy, Despite New Threats -

WASHINGTON (AP) – Federal Reserve policy-makers discussed a variety of economic threats at their October meeting – from turbulent financial markets to overseas weakness – but decided to move forward with plans to end their landmark bond buying program.

87. Estate Planning and State Taxes -

Ray’s take: A lesser-discussed aspect of estate planning is state inheritance taxes. Some states have tax separate and in addition to federal estate taxes. And to make it even more confusing, some states collect estate taxes and some states collect inheritance taxes, while two states collect both.

88. US Pension Insurer Ran Record $62 Billion Deficit in 2014 -

WASHINGTON (AP) – The federal agency that insures pensions for about 41 million Americans saw its deficit nearly double in the latest fiscal year. The agency said the worsening finances of some multi-employer pension plans mainly caused the increased deficit.

89. Keeping Promises -

With more than 50,000 high school seniors applying for free community college tuition and fees through Gov. Bill Haslam’s Tennessee Promise, it’s reasonable to wonder if Tennessee’s community colleges have the infrastructure – including classroom space and instructors – to handle such an influx of new students.

90. Global Banks Fined Billions for Rigging Market -

LONDON (AP) – Traders with nicknames like the "Three Musketeers" and the "A-Team" plotted over Internet chat rooms to manipulate currency markets for years, profiting at the expense of clients – and then congratulating themselves for their brilliance – regulators said Wednesday, as they fined five banks $3.4 billion.

91. Obama Steps Into Divisive Debate on Net Neutrality -

SAN FRANCISCO (AP) – Let's say President Barack Obama gets his way and high-speed Internet service providers are governed by the same U.S. regulations imposed on telephone companies 80 years ago.

92. Tennessee Free Tuition Not for Undocumented Students -

NASHVILLE, Tenn. (AP) – Undocumented high school students will not be able to take advantage of Tennessee Promise, the state's new free community college program.

WPLN-FM reports before getting state funding, students must apply for federal financial aid. But undocumented students are not eligible for it.

93. Tenn. Hospital Association Partners in Insurance Push -

The Tennessee Hospital Association is partnering with Enroll America, a national organization providing enrollment support for insurance coverage through the federal insurance marketplace, and its Get Covered America campaign in Tennessee.

94. Justices to Hear Challenge to Health Law Subsidies -

WASHINGTON (AP) — The Supreme Court agreed Friday to hear a new challenge to President Barack Obama's health care law.

The justices said they will decide whether the law authorizes subsidies that help millions of low- and middle-income people afford their health insurance premiums.

95. Yellen Pledges Clear Signals for Rate Policies -

PARIS (AP) — Federal Reserve Chair Janet Yellen said Friday that the Fed is striving to clearly communicate its intentions on interest rates in order to minimize surprises that could disrupt financial markets both in the United States and globally.

96. Analysts: How GOP Congress Could Boost US Economy -

WASHINGTON (AP) – Voters made clear Tuesday that they're worried about the economy, despite steady job gains, a robust stock market and faster economic growth this year.

So what can – and should – the now-dominant Republicans in Congress and President Barack Obama do together to benefit more Americans?

97. Fannie, Freddie Post Profits in Third Quarter; Pay Dividends -

WASHINGTON (AP) – Government-controlled mortgage companies Fannie Mae and Freddie Mac posted profits for the July-September period as the U.S. housing market continued to recover. Gains in recent years have enabled them to fully repay their government aid after being rescued during the financial crisis in 2008.

98. Fed Folds Quantitative Easing -

Nearly five years after the conclusion of the Great Recession, the U.S. Federal Reserve has chosen to conclude its quantitative easing program. Ben Bernanke thought long and hard about the potential for Central Bank “emergency measures” like QE throughout his academic career. His devotion to Milton Freidman and the quantity theory of money (money supply * velocity = GDP) provided the orthodoxy for the U.S. response to the financial crisis.

99. Yellen: Awareness of Economists' Diversity Needed -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen says she wants to raise awareness of the need for diversity among economists, with relatively few women and minorities still choosing to major in economics in college.

100. For-Profit Programs Face 'Gainful Employment' Rule -

WASHINGTON (AP) – For-profit colleges with graduates unable to pay back their student loans could soon face scrutiny by the federal government.

Schools with career-oriented programs that fail to comply with the new rule announced Thursday by the Obama administration stand to lose access to federal student-aid programs.