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Editorial Results (free)

1. Citi to Refund $700M for Deceptive Card Practices -

NEW YORK (AP) — Citigroup will refund $700 million to consumers and will pay $70 million in fines for illegal and deceptive credit card practices, the bank and federal regulators said Tuesday.

2. Fed Directs 8 Biggest US Banks to Hold Extra Capital -

WASHINGTON (AP) — Federal regulators are directing the eight biggest U.S. banks to hold capital at levels above industry requirements to cushion against unexpected losses and reduce the chances of future taxpayer bailouts.

3. Rising Gas Prices Push Inflation Up Modestly in June -

WASHINGTON (AP) – Rising gasoline prices pushed inflation up modestly in June, leaving overall consumer prices higher than they were a year earlier for the first time since December.

Economists say the tick up in consumer prices makes it more likely the Federal Reserve will end a policy of keeping short-term interest rates near zero for more than six years. "Rebounding inflation combined with solid employment growth will likely lead the Fed to raise rates in September," said Gregory Daco, head of U.S. macroeconomics at Oxford Economics.

4. Yellen: First Fed Rate Hike Likely Later This Year -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said Wednesday she is encouraged by signs that the economy is reviving after a brutal winter. And if the improvements stay on track, the Fed will likely start raising interest rates later this year.

5. Wharton Issues Feisty Challenge to Mayoral Rivals -

Memphis Mayor A C Wharton Jr. filed for re-election Wednesday, July 15, and taunted his challengers the day before the upcoming election’s filing deadline.

Wharton’s filing with several dozen supporters and family members on hand at the Shelby County Election Commission completes the expected field for the mayor’s race.

6. Tennessee’s ‘Fighting 26’ Democrats Work to Stay Relevant -

Sometimes Tennessee Democrats must feel like a tree that falls in the forest: Does anyone hear them?

When Democratic legislative leaders called for a special session this summer on Insure Tennessee, Gov. Bill Haslam’s market-based plan to use federal dollars to catch 280,000 working people in a health care coverage gap, they found themselves alone.

7. Credit Unions See Fertile Ground in Memphis -

In one sense, the newly opened credit union branch across the street from East High School reflects a company adjusting its Memphis footprint.

But InTouch Credit Union’s relocation from 5100 Poplar Ave. to 3245 Poplar Ave. also brings some extra touches, like a drive-thru teller window and an ATM. And while it’s not an expansion, its opening comes at a time when local credit union officials say customer interest in their offerings is high, with membership rolls that keep getting longer.

8. Yellen: Fed Still on Track to Raise Rates This Year -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said the Fed is on track to start raising interest rates later this year but expressed multiple concerns over headwinds that are still holding back the U.S. economy.

9. $10 Bill Change Rankles Descendant of Alexander Hamilton -

COLUMBUS, Ohio (AP) – Doug Hamilton is just fine with plans to put a woman's portrait on U.S. paper money, but he'd prefer that the Treasury Department leave the $10 bill alone – particularly the prominent visage of his great-great-great-great-great-grandfather, Alexander Hamilton.

10. Under Fire for Data Breach, Obama Personnel Chief Steps Down -

WASHINGTON (AP) – The embattled head of the government's personnel office abruptly stepped down Friday, bowing to mounting pressure following the unprecedented breach of private information her agency was entrusted to protect.

11. Sisters Carry On Father’s Legacy at Bancroft Leasing -

For the Bancroft sisters, talking about best-fit leasing options for agricultural equipment comes as easily as navigating the Memphis streets they've known all their lives. Together, the pair make up the second generation of Bancroft Leasing, an equipment leasing brokerage company started by their father, Charlie Bancroft, in 1977.

12. Fed Officials Still Cautious in June About Rate Hikes -

WASHINGTON (AP) – Federal Reserve policymakers last month saw signs that the economy was healing after its winter slump but still wanted more signs of improvement before they began raising interest rates.

13. Regulators Fine JPMorgan $136 Million for Debt Collection Practices -

WASHINGTON (AP) – JPMorgan Chase will pay $136 million to settle charges that it used illegal tactics to go after delinquent credit card borrowers, the Consumer Financial Protection Bureau announced Wednesday.

14. US Job Openings Stay High, But Actual Hiring Falters in May -

WASHINGTON (AP) — Job openings stayed close to a 15-year high in May. It's a sign that companies are expecting continued economic growth, but the level of advertised jobs hasn't driven the same kind of increase in actual hiring.

15. Experts Give Their Take on Jobs, Fed and Financial Markets -

NEW YORK (AP) – If investors hoped Thursday's U.S. jobs report would give them clarity, they were probably disappointed.

The report, one of the most-watched pieces of news in financial markets, painted a mixed picture for U.S. employment. And it left a key question hanging over stocks and bonds: When and how quickly will the Federal Reserve raise interest rates?

16. Trade Schools Have to Find Grads Jobs, or Lose Financial Aid -

WASHINGTON (AP) – Exotic dancers hired as admissions counselors. Recruiters told to seek out "impatient" individuals who have "few people in their lives who care about them." Military personnel still recovering from brain damage told to sign on the dotted line.

17. White House: No Federal Bailout for Puerto Rico -

The White House says it has no plans to bail out Puerto Rico from its debt crisis.

Puerto Rico’s governor is warning the island can’t pay its $72 billion public debt, raising serious concerns about Puerto Rico’s economy.

18. Supreme Court Upholds Nationwide Health Care Law Subsidies -

The Supreme Court on Thursday upheld the nationwide tax subsidies under President Barack Obama's health care overhaul, in a ruling that preserves health insurance for millions of Americans.

19. Here's Why Home Sales Are Finally Surging -

WASHINGTON (AP) — Real estate has gotten hot again.

Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market. Prices are skyrocketing, aided by a stronger job market and tantalizingly low mortgage rates that are creating pressure for buyers to act fast.

20. Wunderlich’s Hogan Offers Latest Read on Economy -

A little more than a year ago, Wunderlich Securities Inc. chief market strategist Art Hogan stood before an audience of business leaders assembled by The Daily News – part of the paper’s regular seminar series – and offered his take on an economic recovery that looked different depending on where a person stood.

21. First Horizon National Corp. Reveals Stress Test Results -

The Memphis-based parent company of First Tennessee Bank has passed its annual, federally mandated “stress test.”

22. House Votes to Kill Health Care Law's Medical Device Tax -

WASHINGTON (AP) – The House defied a White House veto threat and voted Thursday to abolish a tax on medical device makers as a group of Democrats uncharacteristically joined Republicans in moving to kill part of President Barack Obama's health care law.

23. First Horizon National Corp. Reveals Stress Test Results -

The Memphis-based parent company of First Tennessee Bank has passed its annual, federally mandated “stress test.”

24. Fed Likely to Signal Coming Rate Hike If Economy Strengthens -

WASHINGTON (AP) – With evidence that the U.S. economy is rebounding from a winter slump, the Federal Reserve will likely signal this week that an interest rate increase is coming – just not quite yet.

25. Federal Appeals Court Asked to Throw Out TennCare Case -

NASHVILLE, Tenn. (AP) – Tennessee is asking a federal appeals court to throw out a class-action lawsuit that claims the state left thousands of TennCare applicants in indefinite limbo, with their applications neither approved nor rejected.

26. Data Warehouse Raises HealthCare.Gov Privacy Concerns -

WASHINGTON (AP) – A government data warehouse that stores information indefinitely on millions of HealthCare.gov customers is raising privacy concerns at a time when major breaches have become distressingly common.

27. Chism Political Picnic Offers Pre-Campaign Snapshot -

Memphis mayoral contender Jim Strickland saw a face he didn’t recognize Saturday, June 13, in the southwest Memphis crowd at former County Commissioner Sidney Chism’s annual political picnic.

28. Number of US Job Openings Jumped to a 15-Year High in April -

WASHINGTON (AP) – U.S. employers advertised the most open jobs in April than at any time in the 15 years that the government has tracked the data, a sign that this year's steady hiring will likely continue.

29. Do More Jobs Mean More Economic Security? Not for Some -

WASHINGTON (AP) – The U.S. economy is churning out a lot of jobs these days but not a lot of financial security for many of the people who hold them.

Pay growth, though improving, remains tepid. Many workers have few opportunities to advance. Others have taken temporary, part-time or freelance jobs, with little chance of landing full-time permanent work with benefits.

30. Shelby County Mortgage Market Up 16 Percent in May -

Lending has ticked up at Memphis-area banks, mortgage rates are still low and the supply of new homes remains limited.

Those are some of the reasons lenders cite when explaining why mortgage lending in Memphis continues to hum along above last year’s totals. Last month continued that trend, new figures show, with mortgage volume countywide getting a 16 percent boost in May compared to May 2014, according to real estate information company Chandler Reports, www.chandlerreports.com.

31. 5 Reasons Why US Employers are Showing Confidence in Economy -

WASHINGTON (AP) – Employers last month delivered a vote of confidence in the U.S. economy.

They added 280,000 jobs – a surprisingly robust total at a time when consumers are hesitant to spend and the economy appears less than fully healthy. Some key industries, from energy to manufacturing, have been struggling. And economic troubles overseas have put investors on edge.

32. US Regulators Warn: Ads for Reverse Mortgages Can Mislead -

WASHINGTON (AP) – We've seen the TV ad pitches from celebrities like "The Fonz" Henry Winkler and actor and ex-senator Fred Thompson, touting the benefits of reverse mortgages for older homeowners.

33. More Older Americans are Being Buried by Housing Debt -

WASHINGTON (AP) – Al and Saundra Karp have found an unconventional way to raise money and help save their Miami-area home from foreclosure: They're lining up gigs for their family jazz band.

34. Scholarship to Be Used By More Than 20,000 at Community, Tech Colleges -

NASHVILLE, Tenn. (AP) – More than 20,000 Tennessee Promise students plan to use the scholarship to attend a community or technical college in the fall.

The Tennessean reports that data pulled from the students' applications for federal financial aid was released Friday and shows the scholarship program's potential impact during its first year.

35. Fuel and Potential Fires for the US Economy Ahead -

WASHINGTON (AP) – The US economy should get better after a sputtering first quarter, but how much better? It's complicated.

Steady hiring and low gas prices should help power solid growth through the rest of 2015. The harsh winter and a labor dispute that slowed trade at West Coast ports are both over. Home sales and construction are rebounding, along with business investment.

36. Snapshot: Memphis-Based Public Companies -

Here's a look at what's going on at the dozen public companies headquartered in Memphis:

AutoZone Inc.

AutoZone Inc. is one of the largest auto parts retailers and distributors in the U.S., with a store count of 5,476 as of Feb. 14. Since 1998, the company has repurchased $15.7 billion worth of its own shares. At the end of March, AutoZone continued its share buyback program with the authorization to buy back another $750 million in company stock. The company followed that news with plans to pursue a $650 million debt offering to be used for “general corporate purposes.” – Andy Meek

37. Ramsey Uses ‘System’ to Reshape State’s Political Landscape -

Senate Speaker and Lieutenant Gov. Ron Ramsey laughs at the notion he’s changed since being elected to the Legislature 23 years ago, that he’s lost touch with the common man or become “arrogant” as lieutenant governor of Tennessee.

38. Yellen: 1st Rate Hike Likely By Year End If Economy Improves -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said Friday she expects to begin raising interest rates later this year – if the job market improves and the Fed is confident inflation will climb closer toward its target rate.

39. Tennessee Family Accused of Cancer Donation Fraud -

A Tennessee man and his family used much of the $187 million it collected for cancer patients to buy themselves cars, gym memberships and take luxury cruise vacations, pay for college tuition and employ family members with six-figure salaries, federal officials alleged Tuesday in one of the largest charity fraud cases ever, involving all 50 states.

40. Fed Minutes Indicate June Rate Hike Unlikely -

WASHINGTON (AP) – Federal Reserve policymakers largely agreed when they met last month that June would be too early to start raising interest rates, as they debated whether the economy's winter weakness would fade or persist.

41. Banks Fined More Than $5 Billion, To Plead Guilty to Market Rigging -

WASHINGTON (AP) – Four of the world's biggest banks agreed Wednesday to pay more than $5 billion in penalties and plead guilty to rigging the currency markets – a rare instance in which federal prosecutors have wrung an admission of criminal wrongdoing from a major financial institution.

42. PayPal Facing $25 Million Sanction for Illegal Credit Sign-Ups -

WASHINGTON (AP) – Federal regulators are proposing that PayPal Inc. pay $25 million to resolve allegations that it illegally signed up customers for its online credit product, used misleading advertising and mishandled billing disputes.

43. FTC: Family Raised $187 Million for Cancer, Spent It on Themselves -

WASHINGTON (AP) – A Tennessee man and his family used much of the $187 million it collected for cancer patients to buy themselves cars, gym memberships and take luxury cruise vacations, pay for college tuition and employ family members with six-figure salaries, federal officials alleged Tuesday in one of the largest charity fraud cases ever, involving all 50 states.

44. This Week in Memphis History: May 15-21 -

2013: Memphis Mayor A C Wharton Jr. goes to the City Council with a state comptroller’s report critical of the city’s financial practices, including two bond restructurings in four years that pushed the city’s debt into future years. The report also faults the city for undocumented interfund loans among City Hall divisions and departments.

45. Consumer Agency Opens Review of Student Loan Services -

WASHINGTON (AP) – The Consumer Financial Protection Bureau opened a public inquiry Thursday into student loan servicing practices that it says can make paying back loans "stressful or harmful."

46. Verizon Wireless, Sprint Settle Allegations of Bogus Charges -

WASHINGTON (AP) – Verizon Wireless will pay $90 million and Sprint $68 million to settle charges that the mobile giants allowed phony charges on their customers' monthly bills so they could keep a cut of the profit, federal regulators announced Tuesday.

47. Greenstein Touts Doug Carpenter & Associates' ‘Connection Factor’ -

Cara Greenstein serves as public relations coordinator of doug carpenter & associates, where she practices her passion for connection through the pen, on the screen and at the table. Equal parts researcher, writer, administrator and collaborator, Greenstein advances social media engagement and helps cultivate relationships between clients, media and the community.

48. Daily News Seminar Brings Focus to Economy -

As part of his keynote address during The Daily News’ latest seminar, this time focused on the economy, Century Wealth Management president and founder Jay Healy pointed to a photo depicting a crowd a decade ago assembled near St. Peter’s Basilica at the Vatican.

49. Want a Great-Paying Job? Here’s the Deal -

Want a new career with nearly unlimited upside potential? One that will have employers beating down your door?

Uncle Sam wants you – to join the technology workforce.

Nationwide, skilled tech workers are in short supply, with more than half a million jobs going unfilled. And in Tennessee, where the rapidly expanding economy has companies competing for every qualified worker, the state is going to great lengths to train people in sought-after tech skills – footing the entire bill, in some cases, for adults willing to retool their careers.

50. Mortgage Market Up 9 Percent in April -

Triumph Bank found itself at the end of April with a second straight record-breaking month for its mortgage division, with Triumph Mortgage having funded more units and loan volume in the month than during any other in the bank’s history.

51. Treasury to Expand Government Checking Account -

WASHINGTON (AP) – The federal government, concerned about possible financial market disruptions from events such as cyberattacks, has decided to more than double the amount of money it keeps in its checking account.

52. Fed Chair Yellen Says Stock Market Prices 'Quite High' -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen on Wednesday described stock market valuations as high and said the central bank was carefully monitoring their impact on financial stability.

53. Economic Microscope -

Back in 2012, Century Wealth Management president and founder Jay Healy was telling the firm’s clients that the U.S. stock market was behaving like a coiled spring.

54. Report: Insurers Skirt Health Law's Protections for Women -

CHICAGO (AP) – Some insurance plans offered on the health overhaul law's new marketplaces violate the law's requirements for women's health, according to a new report from a women's legal advocacy group.

55. SEC Pushes for Display of Link Between Pay and Performance -

WASHINGTON (AP) – Federal regulators have taken a step toward requiring public companies to show the relationship between the compensation of their top executives and the company's financial performance.

56. Students Not Giving Up on Tuition Equality -

Tennessee students without citizenship say they’ll continue the battle for in-state tuition in 2016 after a measure to help them overcome the financial hurdle of out-of-state tuition barely failed on the House floor.

57. Will Tennessee Republicans Ever Be Truly Happy? -

Why aren’t Tennessee Republicans happier?

With the GOP so dominate in the Tennessee General Assembly and losses so rare – on the Hill or in elections – the party’s lawmakers should be jubilant with this year’s session. But it’s never enough.

58. With Economy Uncertain, No Fed Rate Hike is Seen Before Fall -

WASHINGTON (AP) – For 6½ years, the Federal Reserve has held its key interest rate near zero, and for nearly that long the financial world has speculated about when the Fed will start raising it.

59. US Home Sales Bounced Back in March, But Can the Gain Last? -

WASHINGTON (AP) – U.S. home sales bloomed in March after a brutal winter, a sign of possible newfound momentum for housing.

Sales of existing homes jumped 6.1 percent last month to a seasonally adjusted annual rate of 5.19 million, the National Association of Realtors said Wednesday. The gains were solid enough to suggest that housing might be returning to stable footing after enduring a boom, a bust and a stubbornly tepid recovery over the past dozen years.

60. Why Banks Made More Money Last Quarter -

NEW YORK (AP) – Wall Street and Main Street gave banks a boost last quarter.

Fees from corporate mergers and commissions from trading fueled profits at big financial firms. But average Americans also helped by taking out more home loans and paying off their debts.

61. Rental Company Buys 7 Homes Near U of M -

A Germantown-based rental-home company has purchased seven houses near the University of Memphis for $617,000.

Blue & White Properties bought the homes at 572, 582 and 588 Watson St., 590 Loeb St., 737 Shotwell St., 705 S. Graham St. and 3739 Spottswood Ave. from Collegiate Properties LLC, according to a March 31 warranty deed.

62. Don't Panic, College Seniors: Jobs for Grads Likely to Grow -

WASHINGTON (AP) – The consulting and accounting firm EY is aggressively recruiting on college campuses this spring. The company formerly known as Ernst & Young plans to hire 9,000 graduates from U.S. universities this year, up from 7,500 in 2014. But recruiting isn't as easy as it used to be.

63. Congress OKs Bill Reshaping Medicare Doctors' Fees -

WASHINGTON (AP) – Conservatives hated that it's expected to swell federal deficits over the coming decade. Liberals complained that it shortchanged health programs for children and women.

64. REIT Acquires Three Hotels for $39.6 Million -

7905 Giacosa Place, 5320 Poplar Ave. and 7855 Wolf River Boulevard
Memphis, TN
Sale Amount: $39.6 million

65. Corporate Deals Appetite Hits 5-Year High -

LONDON (AP) – The current wave of corporate takeovers and mergers is set to grow, with the appetite for deals among executives hitting a five-year high thanks to a strong dollar and low oil prices, a global survey found Monday.

66. Rental Company Buys 7 Homes Near University of Memphis -

A Germantown-based rental-home company has purchased seven houses near the University of Memphis for $617,000.

Blue & White Properties bought the homes at 572, 582 and 588 Watson St., 590 Loeb St., 737 Shotwell St., 705 S. Graham St. and 3739 Spottswood Ave. from Collegiate Properties LLC, according to a March 31 warranty deed.

67. First Horizon Reaches $212.5 Million Mortgage Settlement with Feds -

First Tennessee Bank has reached a deal with the U.S. Department of Justice and the U.S. Department of Housing and Urban Development over claims related to the bank’s underwriting and origination of certain FHA-insured mortgage loans.

68. Collins Plots Different Course for Memphis Mayoral Bid -

Backers of Memphis mayoral contender Harold Collins are referring to his campaign as a crusade in which incumbent Mayor A C Wharton Jr. and Collins’ City Council colleague Jim Strickland may have claimed most of the contributions and support of business leaders.

69. Shelby County Mortgage Market Grows 23 Percent in March -

The last month of the first quarter showcased a Shelby County mortgage market with abundant vitality, including evidence that plenty of demand exists among buyers eager to sign on the dotted line.

Mortgage volume countywide grew 23 percent in March compared to the same month a year ago, according to real estate information company Chandler Reports, www.chandlerreports.com. Year over year, volume last month rose to a little more than $126 million, up from $103.1 million in March 2014, and lenders say continued low rates are one reason why.

70. Fed Minutes: Officials Split Widely on Rate Hike Timing -

WASHINGTON (AP) – Fed officials disagreed widely when they met last month on when they would be ready to lift interest rates from record lows.

Minutes of the March 17-18 meeting released Wednesday reveal that several policymakers predicted a rate hike in June, while others concerned about low inflation didn't think a rate hike would be warranted until later this year. Still others said the economy wouldn't be strong enough for an increase until 2016.

71. Legislators Not Moved by Hymns, Reason -

The words of “We Shall Overcome” and “Wade in the Water” resonate through the halls as Insure Tennessee supporters descend on the Legislative Plaza for a key vote on the plan to provide coverage to 280,000 working Tennesseans.

72. End of Robust Hiring Streak Raises Doubts About Job Market -

WASHINGTON (AP) – For months, the U.S. economy's strength has been flagging.

Manufacturing slowed. Fewer homes were built. Cheaper gas failed to ignite consumer spending. Yet month after month, employers kept on hiring vigorously.

73. $30 Million Apartment Community to Rise Near Lakeland -

A $30 million multifamily community is beginning to take shape on the east side of Houston Levee Road just south of U.S. 64 in Memphis.

Developed by WessCorp Communities, the Charleston Place apartments will house 284 units and is the first new multifamily project in that area in a decade. The Memphis office of Financial Federal Bank has arranged the $30 million construction financing of Charleston Place.

74. Yellen: A Rate Increase May Be Warranted Later This Year -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said Friday that continued improvement in the U.S. economy means an increase in the Fed's key interest rate could come later this year.

75. Understanding Obamacare -

Talk to almost any business owner, whether theirs is a boutique retail operation or sprawling corporate office, and a two-pronged refrain quickly begins to repeat itself: Health care costs are one of the biggest, if not the biggest, slices of our budget.

76. ‘Teach a Man to Fish’ -

After getting his degree in social work, Don Leyrer, 62, spent the first half of his career in the field, including housing abused children, before moving on to law enforcement as a probation officer.

77. Home Appraisal Comes in Below Your Sales Price, Now What? -

Housing market trends bode well for sellers this spring, but some may encounter hurdles even after they land a buyer.

Rising home values and a lack of inventory in many markets could set them up to receive competing offers, but that dynamic could also increase the likelihood that the appraised value of the home could fall short of the agreed upon sale price, potentially scuttling the deal.

78. Tax Refund Advances Appeal to More Cash-Strapped Americans -

WASHINGTON (AP) – Cash-strapped Americans anxious for tax refunds are increasingly turning to payment advances, prepaid cards or other costly services when getting tax preparation help, according to new federal data raising concerns among regulators about whether consumers are fully informed about the fees.

79. Fed: No Rate Hike Until Job Market Improves, Inflation Rises -

WASHINGTON (AP) – The Federal Reserve signaled Wednesday that it needs to see further improvement in the job market and higher inflation before it raises interest rates from record lows.

80. As Fed Weighs a Rate Hike, US Economy is Looking a Bit Paler -

WASHINGTON (AP) – Just as the Federal Reserve seems to be inching toward an interest rate hike because of the strengthening U.S. job market, its task is getting more complicated:

Several key sectors of the economy are flashing some signs of weakness.

81. Break It Down Towing 100 Percent Orange Mound -

His company is Break It Down Towing, but Antonio Anderson’s home team is, and has always been, Orange Mound.

82. Battle of the Band(width) -

Joyce Coltrin’s business is wandering in Bradley County’s technological wilderness. And it’s likely to remain there – because of legal threats – until the General Assembly changes state law.

83. Scarboro Tapped as St. Louis Fed Regional Executive in Memphis -

The Federal Reserve Bank of St. Louis has chosen Doug Scarboro as the new regional executive for the St. Louis Fed’s Memphis branch.

84. Health Care Law on Tap at Daily News Seminar -

It’s been five years since the enactment of the massive federal health care legislation known as the Affordable Care Act, and its ramifications are still so far-reaching and consequential that another piece of the law is before the highest court in the country.

85. Solid US Jobs Report: 295,000 Positions Added -

WASHINGTON (AP) – A burst of hiring in February underscored the resilience and confidence of U.S. businesses, which are adding workers at the fastest pace in 17 years. Yet the strong job gains did little to raise wages last month.

86. The Ransom Note on Tennessee Public Records -

The fastest way to shut down access to government records is to charge fees people can’t afford to pay.

Another way is to simply ignore or delay responding to citizens or media who make requests under the Tennessee Public Records Act.

87. Transcripts Reveal Fed Confronting Chaotic Banking System -

WASHINGTON (AP) – Transcripts of Federal Reserve meetings in 2009 showed central bank officials struggling to contain the worst financial crisis in seven decades and searching for the right policies to halt a deepening economic downturn.

88. AP Survey: Why the Outlook for Global Economy Has Brightened -

WASHINGTON (AP) – From the United States to Asia to Europe, a global economy that many had feared was faltering appears poised for a resurgence on the strength of cheap oil and falling interest rates.

89. Eliminating Hall Income Tax Raises New Problems -

Republican lawmakers are lining up legislation to reduce or phase out Tennessee’s Hall income tax on investments, even though Gov. Bill Haslam is concerned about losing revenue amid the state’s economic ups and downs.

90. Financial Debate Looms at City Hall -

With Memphis Mayor A C Wharton Jr. to present his budget proposal to the City Council in May, some on the council started to set the table this week for an election year challenge of Wharton’s methods for righting the city’s financial condition.

91. Council Delays Financial Votes, Approves Beale Street Authority -

Memphis City Council members approved a $4.5 million advance Tuesday, March 3, for the Memphis Area Transit Authority to get past a cash flow problem.

But the council delayed for two weeks a vote on a larger mid-fiscal year budget adjustment for city government in general.

92. Magna Bank Reports 2014 Earnings -

Magna Bank earned net income of $5.1 million for the year ended Dec. 31 – the highest annual earnings since the company was founded in 1999, the bank announced this week.

93. Kelsey’s New Private School Voucher Plan Looks More Like Haslam’s -

Momentum is building this session for voucher legislation that would allow state dollars to follow students from struggling public schools to private and religious institutions.

But it is hardly etched in stone.

94. Harris’ Bill Faces Opposition From Memphis City Council Members -

Legislation by Sen. Lee Harris requiring local governments to hold a referendum before they take on “extraordinary” debt could run into opposition from his own City Council and municipal leaders across Tennessee.

95. GOP Lawmakers Accuse Yellen of Playing Politics -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen has come under fire from House Republicans, who challenged the central bank's independence in her second day of testimony to Congress.

96. Magna Bank Reports 2014 Earnings -

Magna Bank earned net income of $5.1 million for the year ended Dec. 31 – the highest annual earnings since the company was founded in 1999, the bank announced this week.

97. Yellen Reiterates Fed's Patience in Raising Rates -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said Tuesday that the U.S. economy is making steady progress, but that for now the Fed is will remain patient about raising interest rates because the job market is still healing and inflation is too low.

98. New Woes for Healthcare.Gov: Wrong Tax Info Sent Out -

WASHINGTON (AP) – In a new setback for the health care law and the people it's supposed to help, the government said Friday it made a tax-reporting error that's fouling up the filings of nearly a million Americans.

99. Cohen Announces Funding for HIV Treatment -

U.S. Rep. Steve Cohen says Shelby County is receiving more than $5.6 million in federal funds to help care for people living with HIV.

100. Car Built With 3-D Printer Stirs Industry -

At the recent North American International Auto Show in Detroit, innovative carmaker Local Motors offered an up close look at the future of automobile manufacturing.

In a microfactory set up on the auto show floor, Local Motors built the latest version of its Strati, a lightweight, two-seat electric car. It took about 40 hours using the latest 3-D printing technology, all while thousands of auto show visitors watched.