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Editorial Results (free)

1. Shelby County Schools Files Permit For Millington Central Renovations -

8057 Wilkinsville Road
Millington, TN 38053
Permit Amount: $3.9 Million

Project Cost: $5 million
Permit Date: Applied June 2010
Completion: July 2011
Owner: Shelby County Schools
Tenant: Millington Central High School
Contractor: Barnes & Brower Inc.
Architect: Steve Landwehr, Fleming/Associates/Architects PC

2. Shelby Drive AutoZone Sells for $1.2 Million -

A-Z Memphis Holding Inc., the developer of a retail building that houses an AutoZone store at 8071 E. Shelby Drive in Southeast Memphis, has sold the property for $1.2 million to Yicai Ruan and Xiaoqin Li of Collierville.

3. Arkansas Owner Files Loan on AutoZone Store -

The Little Rock, Ark.-based owner of a retail building that houses an AutoZone store at 8071 E. Shelby Drive in Southeast Memphis has filed a $1.1 million real estate mortgage on the property.

4. Mortgage Industry Hopes for Turnaround -

Last week saw the installation of new officers for the Memphis Mortgage Bankers Association, and last month saw further stabilization of local mortgage numbers.

Meribeth LaBarreare, senior loan officer at Magna Bank and outgoing MMBA president, said the past year has been a rocky one for the industry, but that her tenure as president was a positive experience – even calling it a “blast” – despite these crazy financial times.

5. Mortgage Company Uses Podcasts To Reach Consumers -

Earlier this year, Delta Trust Mortgage Corp. president West Beibers was approached by one of his loan officers who wanted to discuss ways the company could better reach real estate professionals and potential homebuyers.

6. Q2 Mortgages Up 34 Percent -

The mortgage industry is yet another group that viewed the second quarter numbers with some ambivalence. The period (April through June) was highlighted by slight improvements from the previous quarter but well off the mark from the same quarter the previous two years.

7. Mortgage Sector Tows the Line in June -

Like other real estate and financial services sectors, the mortgage industry received some bad news and some good news in June: Activity improved from the previous month, but still fell short of last year’s total.

8. Q1 Mortgage Numbers So Predictable -

With home sales continuing their dramatic decline, it stands to reason that mortgage activity would mirror the sales slump and register its own set of disappointing numbers.

That logic certainly prevailed in the first quarter of 2009, which saw a significant dropoff in residential mortgages, according to the latest data from real estate information company Chandler Reports, www.chandlerreports.com.

9. Mortgage Bankers Aflutter Over Refi Boom -

The new year brought new hope for the embattled mortgage industry, but it also brought a continuation of low interest rates, which has spurred a refinancing boom unlike any in recent memory in Memphis and elsewhere.

10. FHA Loans Take Lion’s Share of Mortgage Activity -

As the mortgage industry closes the book on an abysmal year, it can thank the Federal Housing Administration for being one of the few bright spots of 2008.

Through Oct. 31, home loans insured by FHA in Shelby County increased 226 percent – twice the national average – compared to last year. Also, they accounted for 28.9 percent of all mortgages as lenders reacted to the subprime fallout of 2007-2008.

11. Mortgage Activity Down 35 Percent in Q3 -

Of all the industries affected by the economic downturn – and there are many – the mortgage business has perhaps taken the biggest hit.

Banks and mortgage companies are reeling from a perfect storm of housing crisis, credit crunch and dwindling consumer confidence, and the numbers prove it with each monthly or quarterly cycle.

12. Mortgages Decline 40 Percent In August -

“New normal” is how West Beibers, president of Delta Trust Mortgage Corp., describes the state of the mortgage industry right now. With residential lending still down and no signs of improvement anywhere in sight because of tightened lending guidelines, it appears to be an apt description.

13. Q2 Mortgage Filings Down 31% -

As the U.S. prepares for a presidential election and looks forward to the Olympics in China, the year strikes an uncanny resemblance to 1988, when George H.W. Bush won the White House and Seoul, South Korea, hosted the Summer Games.

14. FHA Loans Skyrocket in Shelby County -

As a result of tighter lending guidelines in the mortgage industry, home loans by the Federal Housing Administration (FHA) have skyrocketed in 2008, and their rapid rise could be a savior for the housing market.

15. Mortgage Bankers Set Sights On Breakthrough -

Though accounts vary as to the exact wording of the quotation, Mark Twain once purportedly told a reporter that news of his death had been greatly exaggerated.

For West Beibers, president of Delta Trust Mortgage Corp., the same sentiment is true of the mortgage industry. He pointed out that while critics chronicle the demise of banks and mortgage companies, the banks and mortgage companies continue taking applications and making home loans.

16. Despite Decline, 100 Percent Financing Can Be Found -

While most banks and mortgage companies have pretty much eliminated 100 percent financing for home loans, the product still exists. It just doesn't flourish like it once did.

Long gone are the days of no-documentation, no-money-down, stated-income loans that ultimately sent the housing industry reeling in 2007. In response to the subsequent subprime fallout and skyrocketing foreclosure rate, companies tightened their guidelines and removed many of the loan products that created those problems in the first place.

17. Year of the 'Tailspin' -

Like victims of a car accident, mortgage company executives might be checking body parts to make sure everything is intact. That's because 2007 turned into a multi-vehicle pileup for the industry - and not everyone survived.

18. Archived Article -

3860 Forest Hill-Irene Road
Memphis, TN 38125
Loan Amount: $1.9 million

Loan Date: May 3, 2006

Maturity Date: May 3, 2011

19. Archived Article: Real Estate Recap - Trinity Lakes sold for $21

Trinity Lakes Sells for $21.7 Million Trinity Lakes Apartments

1355 E. Club Parkway

Cost: $21.7 million

Buyer: C-C Trinity Lakes, a Delaware limited liability company

Seller: EQR-Watson, an Illinois general ...

20. Archived Article: Memos - AutoZone Inc AutoZone Inc. has announced the following promotions: Bill Rhodes, previously vice president of finance, was promoted to senior vice president of finance. Mike Broderick, previously regional manager, was promoted to vice president-store...

21. Archived Article: Mortgage Chg - Interest rates may boost Mortgage lending up in 1997; 15-year loans more popular By CAMILLE H. GAMBLE The Daily News Fourth quarter mortgage lending in Shelby County was up almost 12 percent from the same period a year ago, with $1.21 billion in loa...

22. Archived Article: Memos - Dr. Herb McCree was appointed coordinator of the University of Memphis' extended programs in northwest Tennessee. A retiree from the U.S. Navy, he received an associate's degree from State Technical Institute, a bachelor's degree from Southern Illin...

23. Archived Article: Memos - Bill Wilson Jr Bill Wilson Jr. and Linda B. Ward have joined the mortgage lending department of Victory Bank. Wilson has been named senior loan officer of mortgage lending. He previously was a loan officer at Community Mortgage Corp. Ward has joined...

24. Archived Article: Home Expo '97 Lj - lj 10/5 cates Home Expo to begin, draws exhibit record By LAURIE JOHNSON The Daily News Anyone considering building, remodeling or buying a home will have the opportunity this weekend to find out about the latest products and trends as well as consu...

25. Archived Article: Real Review Lj - lj 10/5 cates Market commentary. Last week, interest rates on 30-year, fixed-rate conventional and government loans rose by about three-fourths of a discount point. With the Federal Reserve on hold, a relatively light news week and many market parti...