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Editorial Results (free)

1. McDonald's to Sell Packaged Coffee Nationally -

NEW YORK (AP) – McDonald's plans to start selling its packaged coffee at supermarkets nationally by early next year, a move intended to help raise the profile of the coffee sold at its U.S. restaurants.

2. Consumer Prices Edge Up 0.1 Percent in July -

WASHINGTON (AP) – U.S. consumer prices rose in July at the slowest pace in five months, held back by a drop in gasoline prices.

Consumer prices edged up a seasonally adjusted 0.1 percent last month, after larger gains of 0.3 percent in June and 0.4 percent in May, the Labor Department reported Tuesday. It was the smallest increase since a similar 0.1 percent rise in February.

3. Commission Ends Term with Residency Guidelines and School Board Pay Raises -

At the last meeting of their current four-year term of office, Shelby County Commissioners approved Monday, Aug. 18, a specific set of guidelines for future commissions to weigh residency challenges of elected county officials.

4. Google's Pivotal IPO Launched a Decade of Big Bets -

SAN FRANCISCO (AP) – Google's IPO, a decade ago this week, launched the company on a trajectory that continues to reshape its business and much of the world in its orbit.

And CEO Larry Page is determined to push even further.

5. Lessons Learned From FAA’s Expanded Use of Electronics -

With business travel season heating up, it’s important to keep some technology etiquette in mind to avoid work liability issues and being a nuisance to those around you.

As many of you road warriors know, the Federal Aviation Administration (FAA) recently relaxed some rules around the usage of portable electronic devices during commercial airline flights. This allows passengers to safely use their devices in airplane mode from gate to gate at the airlines’ discretion.

6. UT Welcomes Largest Freshman Class in 3 Decades -

Nearly 4,700 freshmen – the largest first-year class in at least 30 years – will begin classes on Aug. 20 at the University of Tennessee, Knoxville.

Overall, about 7,400 students will live on campus this fall, about 300 more than last year. While some students have already moved to campus, the big move-in day begins at 8 a.m. on Saturday.

7. Author Support Key to Booksellers’ Success -

Building relationships with customers and forming partnerships with other organizations is a key ingredient to keeping Union Ave Books vibrant in the Knoxville community.

Flossie McNabb, who owns the store with her daughter, Bunnie Presswood, caters to both writers and readers in choosing events and activities. And she is open to offering new opportunities for her customers, including a book club for Southern Literature that will start later this month.

8. Vols Resurrect Fond Memories of ‘Wide Receiver U’ -

None of the receivers on the University of Tennessee football team were born when the program was dubbed “Wide Receiver U” in the 1980s.

Guys like Tim McGee, Anthony Miller, Alvin Harper and Carl Pickens paved the way for UT to become the premier destination for wide receivers seeking stardom into the 1990s.

9. Wal-Mart Cuts Profit Outlook -

BENTONVILLE, Ark. (AP) – Wal-Mart Stores Inc. cut its annual profit outlook on Thursday amid sluggish sales, higher-than-expected health care costs and the need to invest more in its e-commerce operations.

10. Developer Tries Again for Highland McDonald’s -

The developer behind a proposed McDonald’s on Highland Avenue near the University of Memphis is making another attempt at the project.

According to the most current site plan, the 5,353-square-foot restaurant building is situated along the sidewalk on Highland and a looping drive-thru proposed earlier has been replaced with one that runs along the eastern side of the building.

11. Developers Try Again on Proposed Highland McDonald's -

The developer behind a proposed McDonald’s on Highland Avenue near the University of Memphis is making another attempt at the project.

The University Neighborhood Development Corp. is hosting a meeting Thursday, Aug. 14, with representatives of the development team to discuss a new site plan for the proposed restaurant. The meeting is scheduled for 6 p.m. at St. Luke’s United Methodist Church.

12. Midtown Corner Could See Turnaround -

While Midtown as a whole is experiencing a resurgence, two properties at the key intersection of Union Avenue and McLean Boulevard remain vacant, decaying eyesores.

But a real estate agent representing the owner of the vacant office building and hotel at the southwest corner of Union and McLean says both properties are under contract to be sold.

13. Business on Wheels -

When asked once by a reporter whether he’d consider supplementing his business with a food truck like many of his industry peers, the owner of a popular Midtown restaurant was matter-of-fact in his reply.

14. Southern Airways Plans SEC Football Flights -

Southern Airways has released its schedule for the 2014 season of SEC football flights, concentrated around the games of five key teams within Southern’s standard route map.

The schedule includes five University of Alabama games, 10 Auburn University games, all 12 University of Mississippi games, four University of Arkansas games and four University of Florida games.

15. Fred’s July Sales Metric Edges Up -

Fred's sales at stores open at least a year edged up 0.7 percent in July, helped by better customer traffic and stronger sales of some general merchandise.

But the discount retailer lowered its second-quarter guidance, in part because of costs at its pharmacy department.

16. Springing to Life -

When Ridgeland, Miss.-based development firm the Bryan Co. broke ground on The Horizon condominium tower in 2007, it was at the peak of the housing bubble and optimism from elected officials and Downtown boosters was equally high.

17. Fannie, Freddie Post Profits in Second Quarter -

WASHINGTON (AP) – Government-controlled mortgage companies Fannie Mae and Freddie Mac posted profits for the April-June period as the U.S. housing market continued to recover. Gains in recent years have enabled them to fully repay their government aid after being rescued during the financial crisis in 2008.

18. Traffic, Revenue Figure Rise at Southwest Airlines -

DALLAS (AP) – Southwest Airlines Co. said Thursday that traffic increased last month on Southwest and its AirTran subsidiary, leaving fewer empty seats and pushing a key revenue figure higher.

19. Fred's July Sales Metric Up, Cuts Second-Quarter Outlook -

MEMPHIS (AP) – Fred's sales at stores open at least a year edged up 0.7 percent in July, helped by better customer traffic and stronger sales of some general merchandise.

But the discount retailer lowered its second-quarter guidance, in part because of costs at its pharmacy department.

20. Southern Airways Plans SEC Football Flights -

Southern Airways has released its schedule for the 2014 season of SEC football flights, concentrated around the games of five key teams within Southern’s standard route map.

The schedule includes five University of Alabama games, 10 Auburn University games, all 12 University of Mississippi games, four University of Arkansas games and four University of Florida games.

21. How Much Should I Save for Retirement? -

Ray’s take: Saving for retirement. It’s something we are all aware of and working on regularly. But how much do you need to save for retirement?

That is the quintessential question everyone asks. And the answer is not so clear. It depends. Truly.

22. Problem Property -

The city of Memphis and the Downtown Memphis Commission suffered a stinging setback this week in their quest to rid a key section of Main Street of a deteriorating eyesore, one that has survived multiple attempts to be sold and defied repeated orders to clean up.

23. Alexander Looks to Fend Off Tennessee GOP Challengers -

LAWRENCEBURG, Tenn. (AP) – After losing his first bid for Tennessee governor 40 years ago, Republican Sen. Lamar Alexander shed his blue suit and buttoned-up appearance for a plaid shirt, hiking boots and a 1,000-mile walk around the state.

24. Tigers’ Progression Dependent on Solid Defense -

When the Tigers’ 3-9 season was done, there were not a lot of statistics to point to with pride. But the University of Memphis did finish the 2013 college football season ranked 12th nationally against the run, and a respectable 39th nationally in total defense.

25. US Consumer Spending Up 0.4 Percent in June -

WASHINGTON (AP) — U.S. consumer spending rose at the fastest pace in three months in June, providing momentum for the economy going into the second half of the year.

Consumer spending increased 0.4 percent in June on a seasonally adjusted basis following slower increases of 0.3 percent in May and 0.1 percent in April, the Commerce Department said Friday.

26. The Power of Unplugging -

I am returning from a vacation on the Forgotten Coast, a cape wedged in between the sea and a bay. The best part of the location is that my smartphone connection did not work.

All of the incessant demands of running a business, having clients, making social media updates, keeping up with news for organizations for whom I serve on boards: poof, gone.

27. Pera: Development, Re-Signing Gasol Keys to Success -

Grizzlies controlling owner Robert Pera introduced new additions to the team’s front office during a press conference Friday, Aug. 1, at FedExForum, and took questions from reporters. But mainly he delivered the message that the franchise’s path to contending for a championship will come through player development and not free agency.

28. Tigers Look to Build Chemistry on Canada Trip -

What Tigers sophomore Nick King knows about Canada can be explained in two words: Andrew Wiggins – the Toronto native who was the No. 1 pick in the recent NBA Draft.

29. Blood Donors Needed To Address Shortage -

Donations through the Red Cross are down approximately 8 percent over the last 11 weeks, resulting in about 80,000 fewer donations than expected. The number of donors continues to decline, and the shortfall is significant enough that the Red Cross could experience an emergency situation in the coming weeks.

30. Little Rock Police to Encrypt Radio Transmissions -

LITTLE ROCK, Ark. (AP) — The Little Rock Police Department will block public access to most of its radio transmissions.

Starting Thursday night, day-to-day radio calls such as bank robberies and traffic accidents will no longer be available for the public to hear on police scanners or smartphone apps, the Arkansas Democrat-Gazette (http://bit.ly/1oPPJ6K ) reported.

31. Cardinals Acquire Lackey in Trade -

The St. Louis Cardinals continued efforts to strengthen their starting rotation on Thursday by trading for veteran right-hander John Lackey.

32. Ask a Lawyer -

JUDGED BY LAWYERS. Q: What do you when you have a lawyer buried up to the neck in sand?

A: Not enough sand.

Lawyers can’t catch a break.

Q: What the difference between a lawyer and a catfish?

33. Average US 30-Year Mortgage Rate at 4.12 Percent -

WASHINGTON (AP) — Average U.S. mortgage rates declined slightly this week, hovering near their lows for the year.

Mortgage company Freddie Mac said Thursday that the nationwide average for a 30-year loan slipped to 4.12 percent from 4.13 percent last week. The average for the 15-year mortgage, a popular choice for people who are refinancing, declined to 3.23 percent from 3.26 percent last week.

34. Razorbacks Have Nowhere to Go But Up in SEC West -

Arkansas defensive end Trey Flowers has endured 17 losses over the last two seasons. He was part of the 3-9 team that went 0-8 in Southeastern Conference games in 2013 and finished the season on a school-record nine-game losing streak.

35. Home Market Still Facing Obstacles -

After suffering through a brutal slump in the wake of the worst economic downturn in decades, the local real estate industry has slowly merged onto the road to recovery, though a few speed bumps that could slow progress remain.

36. Ex-IRS Official Called Conservatives Crazies -

WASHINGTON (AP) — A former IRS official at the center of the agency's tea party controversy referred to some right-wing Republicans as "crazies" and more in emails released Wednesday. A key GOP lawmaker says the remarks show that Lois Lerner was biased against conservative groups and targeted them for extra scrutiny.

37. As Fed Meets, Key Issues Likely to Stay Unanswered -

WASHINGTON (AP) — The Federal Reserve will likely end a policy meeting Wednesday with a lot of questions unanswered:

When will it start tightening its benchmark short-term interest rate to make sure future inflation remains under control? How will it do so? And when will the Fed start reducing its enormous investment holdings — a move that will put upward pressure on interest rates?

38. Council Aims to Strengthen Local Medical Device Firms -

Shelby County medical device manufacturers are known for their innovation. But it took about three years of meetings before officially forming the Greater Memphis Medical Device Council this July.

“The industry was not used to coming together and sitting down,” said Bartlett Area Chamber of Commerce president John Threadgill. “They’re competitors. And to get competitors in the same room to talk about their issues, there’s some reluctance. But the fact is, they’re all having the same issues. The cat’s out of the bag.”

39. Chisca Rebirth -

As the Carlisle Corp. began to really delve into the guts of the old Chisca Hotel on Main Street, company officials discovered hidden gem after hidden gem.

40. US, Europe Impose Tough New Sanctions on Russia -

WASHINGTON (AP) — Spurred to new action by the downing of the Malaysian airliner, the European Union approved dramatically tougher economic sanctions Tuesday against Russia, followed swiftly by a new round of U.S. penalties targeting key sectors of the Russian economy.

41. Fed Weighs Key Issues But May Reveal Little -

WASHINGTON (AP) — This much is clear: The Federal Reserve will make another cut this week in its monthly bond purchases, which have been aimed at keeping long-term loan rates low.

This much is not: When will the Fed start tightening its interest-rate policy to thwart any runaway inflation? How will it do so? And when will the Fed start paring its enormous $4 trillion-plus investment portfolio — a step that will put upward pressure on interest rates?

42. Study: 35 Percent in US Face Debt Collectors -

WASHINGTON (AP) — More than 35 percent of Americans have debts and unpaid bills that have been reported to collection agencies, according to a study released Tuesday by the Urban Institute.

43. Blood Donors Needed to Address Shortage -

Donations through the Red Cross are down approximately 8 percent over the last 11 weeks, resulting in about 80,000 fewer donations than expected. The number of donors continues to decline, and the shortfall is significant enough that the Red Cross could experience an emergency situation in the coming weeks.

44. Grizz Retain Wallace, Hire Stefanski -

The Memphis Grizzlies are bringing in NBA executive Ed Stefanski for a key front office position, according to a Yahoo Sports report, and also have announced that Chris Wallace will remain as general manager and has signed a long-term contract extension.

45. Grizz Retain Wallace, Hire Stefanski -

The Memphis Grizzlies are bringing in NBA executive Ed Stefanski for a key front office position, according to a Yahoo Sports report, and also have announced that Chris Wallace will remain as general manager and has signed a long-term contract extension.

46. Orders for US Durable Goods Up 0.7 Percent in June -

WASHINGTON (AP) – Orders for long-lasting manufactured goods rebounded in June after a May decline, helped by a recovery in demand in a key category that signals business investment plans.

47. Lot Shortage Poses Next Roadblock -

Local homebuilders say a dearth of developed lots is slowing down the new housing rebound, weighing down an industry still trying to drag itself out of the rubble left by the worst recession in decades.

48. Editorial: City Needs Better Ways to Attract, Retain Talent -

Perhaps there is a new type of metric we should be exploring in our effort to draw and retain those in their 20s and 30s to make Memphis their city.

We submit what is missing thus far in this difficult work is an ease factor that young professionals are finding in other cities.

49. Airlines Report Big Second-Quarter Profits -

Investing in airlines has long been the butt of jokes, especially when many U.S. carriers traipsed through bankruptcy court in the past decade.

Now riding a post-merger tide of higher fares and stable fuel costs, those same airlines are piling up profits – and sharing the newfound riches with investors.

50. Music Lounge to Open in Edge District -

The Edge District near Downtown lost a theater but is gaining a new live music lounge in August.

The Dizzy Bird, named after legendary Jazz greats John “Dizzy” Gillespie and Charlie “Bird” Parker, is slated to open Aug. 2 at 652 Marshall Ave.

51. Dueling Rulings: Courts Split on Health Law Clash -

WASHINGTON (AP) – President Barack Obama's health care law is snarled in another big legal battle, with two federal appeals courts issuing contradictory rulings on a key financing issue within hours of each other Tuesday.

52. US Home Sales Increase 2.6 Percent in June -

WASHINGTON (AP) – Sales of previously owned homes rose for a third straight month in June, pushing activity to the highest level in eight months and providing evidence that housing is regaining lost momentum.

53. Wal-Mart Ups Price Wars for Back-to-School Season -

NEW YORK (AP) – Wal-Mart Stores Inc. is upping the price game for the crucial back-to-school shopping season.

54. Survey: Graduates Should Return to Memphis After School -

Measuring economic sentiment among consumers at any given moment in time involves looking at specific data points and how consumers feel about those sets of numbers and facts.

That’s a key element of the Memphis Economic Indicator, a quarterly survey measuring general business and economic sentiment produced jointly by The Daily News and Dixon Hughes Goodman LLP that’s now one year old.

55. I Choose Memphis: Hillary Quirk -

“I Choose Memphis” spotlights Memphians who are passionate about calling this community home. New Memphis Institute provides the profiles.

Name: Hillary Quirk

Job title and company: Community Manager, Start Co.

56. Shouldering the Load -

Ole Miss quarterback Bo Wallace enters his senior season with a chance to make history, a chance for his name to have the kind of staying power that would have Rebels fans tossing the name “Bo” around The Grove for generations, the way they do with names like Archie and Eli.

57. First Horizon Reports Positive Quarter -

For the second quarter of its 150th anniversary year, the Memphis-based parent company of First Tennessee Bank reported growth in profit as well as increases in loans, while continuing to reduce the drag of the mortgage business the company sold in 2008.

58. Cargill Inc. to Invest $45 Million In West Memphis Grain Facility -

Cargill Inc. will invest $45 million to build a grain handling and shipping facility in West Memphis, the company announced Friday, June 10.

59. Largest US Insurer's Move Signals Industry Shift -

The nation's largest health insurer expects to play a much bigger role in the health care overhaul next year, as the federal law shifts from raising giant questions for the sector to offering growth opportunities.

60. Green Mountain Consulting Finds Home Along Poplar -

Logistics vendor Green Mountain Consulting wasn’t necessarily looking to buy an office building when it began its search for more office space for expansion.

“We’re not getting into the commercial real estate business because we wanted to be in it; we got into it because we have a company to operate and needed the space,” said Jim Jacobs, one of Green Mountain’s co-founders.

61. Latest Fed Survey Sees Improved Economy -

WASHINGTON (AP) – The economy kept expanding in all regions of the country in June and early July, helped by strength in consumer spending, a Federal Reserve survey released Wednesday indicates.

62. Yellen Says Economy Still Needs Fed Support -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen said Tuesday that the economic recovery is not yet complete and for that reason the Fed intends to keep providing significant support to boost growth and improve labor market conditions.

63. Welcoming Home Baby Boomers -

Part two of a two-part series. Talented leadership is always in high demand. The question is: Where do you look for leaders, who are you overlooking and how do you effectively sustain their involvement?

64. Bragging Rights -

HOOVER, Ala. – Before he was done, Southeastern Conference commissioner Mike Slive would quote Muhammad Ali, Dwight D. Eisenhower, Winston Churchill and Nelson Mandela, stump for the league’s new television network, and remind the world that the “autonomy of the SEC and the other four conferences” is really all that matters.

65. Volkswagen to Build New SUV in Tennessee, Add 2,000 Jobs -

NASHVILLE (AP) – Volkswagen plans to build a new seven-passenger SUV at its factory in Chattanooga, Tennessee, adding about 2,000 factory jobs as it tries to reverse U.S. sales that have fallen for the past two years.

66. Cargill to Invest $45M In West Memphis Facility -

Cargill Inc. will invest $45 million to build a grain handling and shipping facility in West Memphis, the company announced Friday, July 11.

67. Communicate Effectively With Your Audience -

The digital world has altered the way businesses communicate with audiences. Regardless of size, they have the opportunity to connect with customers on a more personal basis than at any other point in history.

68. Wharton Courts Alternatives in Benefits Dispute -

Memphis Mayor A C Wharton Jr. says any alternatives are welcome to the coming health insurance changes for city employees and retirees.

But delaying the roll out of those changes in January is not an option. And neither is reopening the city budget or the city property tax rate.

69. Amazon Asks FAA for Permission to Fly Drones -

NEW YORK (AP) — Amazon is asking the Federal Aviation Administration permission to use drones as part of its plan to deliver packages to customers in 30 minutes or less.

The news sent Amazon's shares up nearly 5 percent in midday trading.

70. SCORE Launches Teacher Fellowship Program -

The State Collaborative on Reforming Education is launching a program that will provide Tennessee teachers an opportunity to have a greater impact on key state-level education policy issues.

The advocacy and research institution will select about 20 classroom teachers to serve a one-year term under the Tennessee Educator Fellowship.

71. Cargill to Invest $45 Million in West Memphis Facility -

Cargill Inc. will invest $45 million to build a grain handling and shipping facility in West Memphis, the company announced Friday, July 11.

Cargill, which operates a corn mill on Presidents Island in Memphis, said in a statement that the new facility would “ become a key origination point in the south for soybeans, corn, milo and wheat.”

72. Wharton: Focus is to Get Officers Back to Work -

Talks in recent days among city leaders and the heads of the police and fire unions have focused on ending the sick-out among police and firefighters since the Fourth of July holiday week that appears to have leveled off.

73. Fed No. 2 Fischer Says Care Needed to Avert Crisis -

WASHINGTON (AP) – The Federal Reserve's new No. 2 official says regulators must continue to work to end the need for the government to bail out big banks in a crisis. Stricter capital requirements, rather than breaking up the biggest banks, is the better remedy, he says.

74. UAW: 'Consensus' Reached With Volkswagen on Union -

NASHVILLE (AP) – United Auto Workers leaders said Thursday they have reached a "consensus" with Volkswagen and expect the German automaker to recognize the union if they sign up enough workers at a new local for the company's assembly plant in Tennessee.

75. Leveling the Playing Field -

One of the biggest struggles many job seekers face is gathering enough information. It’s important to understand how much a company pays, if the environment is healthy, and how the interview process works.

76. Chamber Launches Young Professionals Group -

Before a concert gets underway, musicians will run through a soundcheck that serves as a kind of warm-up to the main event, during which participants can make suggestions for tweaks before the big show and can make sure that everything is done that needs to be.

77. Fed Split on Signals for First Rate Increase -

WASHINGTON (AP) – Federal Reserve officials had differing views in June on the best way to signal to financial markets when they might raise a key short-term interest rate. They were in broad agreement, however, that they will likely announce an end to their monthly bond buying program in October.

78. US Students in Middle of Pack on Financial Knowhow -

WASHINGTON (AP) – In an increasingly global economy, just 1 in 10 teenagers around the world is able to make some key – but complex – financial decisions, including choosing among various loans or analyzing invoices and pay slips.

79. SCORE Launches Teacher Fellowship Program -

The State Collaborative on Reforming Education is launching a program that will provide Tennessee teachers an opportunity to have a greater impact on key state-level education policy issues.

The advocacy and research institution will select about 20 classroom teachers to serve a one-year term under the Tennessee Educator Fellowship.

80. For the Red, White & Blue -

Let’s start this column with holiday quiz:

1. Who immortalized Paul Revere’s “midnight ride” and how?
2. Which body of water did Washington and his men cross on Christmas 1776?
3. According to legend, who sewed the first American flag?
4. Who wrote “The Star Spangled Banner”?
5. Which European countries fought for the colonies and which did not?
6. What was thrown into Boston Harbor in 1773 and why?
7. Who was the primary author of the Declaration of Independence?
8. Which state whose name starts with V was not one of the original 13 colonies?
9. How did John Adams explain to Abigail the colonies’ defeat at Long Island?
10. What was the approximate population of the 13 colonies on July 4, 1776?

81. Finding Forever Homes -

It isn’t that there are not compelling animal stories. There are.

In fact, visit the Humane Society of Memphis & Shelby County on Farm Road and those stories are just about everywhere, including in the administrative offices on the second floor, where two Labrador retrievers – Bambino and DeMarco – have run of the place.

82. How GM's Ignition Switch Redesign Went Wrong -

DETROIT (AP) – General Motors' deadly ignition switch flaws emerged from an effort to improve its cars.

As the company began developing new small cars in the late 1990s, it listened to customers who complained about "cheap-feeling" switches that required too much effort to turn. GM set about making switches that would work more smoothly and give drivers the impression that they were better designed, a GM switch engineer testified in a lawsuit deposition in the spring of 2013.

83. Pharmacy Sales Boost Major Drugstores in June -

A jump in pharmacy revenue fueled June sales growth for two of the nation's largest drugstore chains, and they may start adding gains from the health care overhaul later this year.

Walgreen Co. and Rite Aid Corp. said Thursday that pharmacy revenue from their established stores climbed more than 11 percent at Walgreen and 5 percent at Rite Aid last month. Walgreen runs the nation's largest drugstore chain with 8,215 stores, while Rite Aid ranks third with 4,754. The company in the middle, CVS Caremark Corp., doesn't report monthly results.

84. University of Memphis Names Carrier Assistant Athletic Director -

Thomas Carrier, a two-time alumnus of the University of Memphis with more than 10 years of experience in the facility management industry, has been named assistant athletic director for events and facilities.

85. Grizzlies Forward Davis Becomes Free Agent -

Forward Ed Davis, once considered a key component in the trade that sent Rudy Gay to the Toronto Raptors, becomes an unrestricted free agent after the Memphis Grizzlies declined to make Davis a qualifying offer.

86. ‘Significant Headwinds’ -

When Gov. Bill Haslam joined local economic development and civic officials at FedExForum in January to announce that Conduit Global would open a call center in Shelby County that would employ 1,000 people over the next three to five years, it provided a much-needed boost to the local office real estate sector.

87. Average 30-Year Mortgage Rate Dips to 4.12 Percent -

Average U.S. mortgage rates are near historically low levels.

Mortgage company Freddie Mac said Thursday that the nationwide average rate for a 30-year loan dipped to 4.12 percent, down from 4.14 last week. The average for the 15-year mortgage, which had taken a big dip the previous week, was unchanged this week at 3.22 percent.

88. Linkous Construction Never Wavered in Face of Recession -

As the real estate crash and Great Recession battered the construction industry, the leadership at Linkous Construction Co. made a strategic decision to keep its team intact and maintain the level of service the general contracting and construction management firm had become known for.

89. 32 States Trail US as a Whole in Job Recovery -

WASHINGTON (AP) – Five years after the Great Recession officially ended, most states still haven't regained all the jobs they lost, even though the nation as a whole has.

In May, the overall economy finally recovered all 9 million jobs that vanished in the worst downturn since the 1930s. Another month of solid hiring is expected in the U.S. jobs report for June that will be released Thursday.

90. Report: Health Law Sign-Ups Dogged by Data Flaws -

WASHINGTON (AP) – Many of the 8 million Americans signed up under the new health care law now have to clear up questions about their personal information that could affect their coverage.

91. Highway Crisis Looms as Soon as August, US Warns -

WASHINGTON (AP) – Gridlock in Washington will lead to gridlock across the country if lawmakers can't quickly agree on how to pay for highway and transit programs, President Barack Obama and his top officials warned Tuesday.

92. Grizzlies Forward Davis Becomes Free Agent -

Forward Ed Davis, once considered a key component in the trade that sent Rudy Gay to the Toronto Raptors, becomes an unrestricted free agent after the Memphis Grizzlies declined to make Davis a qualifying offer.

93. Grizzlies Don’t Offer Davis -

Forward Ed Davis, once considered a key component in the trade that sent Rudy Gay to the Toronto Raptors, becomes an unrestricted free agent after the Memphis Grizzlies declined to make Davis a qualifying offer.

94. GM Safety Crisis Grows as Recalls Mount -

DETROIT (AP) – General Motors' safety crisis worsened on Monday when the automaker added 8.2 million vehicles to its ballooning list of cars recalled over faulty ignition switches.

The latest recalls involve mainly older midsize cars and bring GM's total this year to 29 million, surpassing the 22 million recalled by all automakers last year.

95. University of Memphis Names Carrier Assistant Athletic Director -

Thomas Carrier, a two-time alumnus of the University of Memphis with more than 10 years of experience in the facility management industry, has been named assistant athletic director for events and facilities.

96. Timing Key Element of County Tax Rate Debate -

More funding from Shelby County government for prekindergarten classrooms is a matter of timing, say those on both sides of the property tax rate question on which the $2.8 million in additional funding hinges.

97. Connected Home -

When he founded Memphis-based Phoenix Unequaled Home Entertainment 20 years ago, Scott Fuelling couldn’t have predicted the degree to which consumers eventually would embrace the concept of the connected home.

98. Durable Goods Orders Drop 1 Percent in May -

Orders for U.S. durable goods tumbled 1 percent in May as demand for military equipment fell sharply. But excluding defense-related goods, orders actually rose, and orders in a key category that signals business investment also increased.

99. Senate Panel OKs $47 Billion Homeland Security Budget -

WASHINGTON (AP) – A key Senate panel Thursday gave swift bipartisan approval to a $47 billion budget for the Department of Homeland Security, boosting funding to cope with an influx of Central American children who arrive in the U.S. unaccompanied by their parents.

100. Former US Senator Howard Baker Jr. Dies -

WASHINGTON (AP) – Former Sen. Howard H. Baker Jr., a moderate Republican known as the politician who inquired what President Richard Nixon knew during the 1973 Senate Watergate hearings, has died. He was 88.