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Editorial Results (free)

1. Yellen: Greatly Concerned By Widening Inequality -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen sounded an alarm Friday about widening economic inequality in the United States, suggesting that America's longstanding identity as a land of opportunity was at stake.

2. First Horizon Reports Positive Third Quarter -

The parent company of First Tennessee Bank moved back to profitable territory for the third quarter from a loss during the same period in 2013, reporting net income of $45 million, or 19 cents a share, for the period ending Sept. 30.

3. UT Who? Vols-Ole Miss Game a Mirror Image of ’69 -

KNOXVILLE – Bud Ford usually had no problem wearing the orange blazer in his early days as assistant sports information director at the University of Tennessee.

Not on this day, though. It was Nov. 15, 1969.

4. Obama: ‘Committed’ to Net Neutrality -

President Barack Obama says he is "unequivocally committed" to keeping the Internet free and open, a concept known as net neutrality.

Net neutrality is the idea that Internet service providers shouldn't block, manipulate or slow data moving across their networks.

5. ASD Students Receive Vision Care, Glasses -

Literacy Mid-South, along with Southern College of Optometry and the Achievement School District, has launched a new initiative to address a key barrier to literacy – poor vision – among Memphis students in kindergarten through eighth grade.

6. City Hall Opens Enrollment on Changing Health Plan -

City of Memphis employees just emerged from the open enrollment period for the still-evolving changes in health insurance benefits for 2015. And city retirees are about to enter their open enrollment period for the same benefits plans that take effect in January.

7. Editorial: Questions and Candidates for November -

The last election of 2014 is underway with early voting across the state and in Shelby County.

And the questions for voters continue to be not only whom but what to vote for.

The ballot includes a dozen referendums, from a city charter amendment to wine in grocery stores to liquor by the drink to the four proposed amendments to the Tennessee Constitution.

8. First Horizon Swings Back to Quarterly Profit -

The parent company of First Tennessee Bank moved back to profitable territory for the third quarter from a loss during the same period in 2013, reporting net income of $45 million, or 19 cents a share, for the period ending Sept. 30.

9. Governor's Free Tuition Plan in Need of Mentors -

NASHVILLE, Tenn. (AP) – Gov. Bill Haslam's free tuition program is in need of mentors.

They are a key part of the so-called Tennessee Promise initiative to cover full tuition at two-year colleges for any high school graduate.

10. Promotions and Advanced Opportunities -

In the past week, Satya Nadella’s words have been all over the internet, television and newspaper. You may have seen the Microsoft CEO’s original statements, his later retractions or commentary from outsiders.

11. Tigers Look to Johnson to be Floor Maestro -

Most of them, the ones that become their college basketball team’s leading scorer or the guy that runs the show from the point, were always obvious talents.

You know the type, best player on the court at age 6 when all the other kids are carrying the basketball like a football or dribbling the ball off their knees.

12. ASD Students Receive Vision Care, Glasses -

Literacy Mid-South, along with Southern College of Optometry and the Achievement School District, has launched a new initiative to address a key barrier to literacy – poor vision – among Memphis students in kindergarten through eighth grade.

13. 'I Voted' Stickers Feature GOP Name in Tennessee -

NASHVILLE, Tenn. (AP) – No matter how Tennessee voters cast their ballots, they'll be offered "I Voted" stickers featuring the name of a key Republican who's not running for office – yet.

14. Obama: 'Unequivocally Committed' to Net Neutrality -

President Barack Obama says he is “unequivocally committed” to keeping the Internet free and open, a concept known as net neutrality.

Net neutrality is the idea that Internet service providers shouldn’t block, manipulate or slow data moving across their networks.

15. After Florida, How Do Vols Get Excited About UTC? -

Look around the University of Tennessee’s Neyland Stadium about mid-afternoon Saturday.

No more human orange-and-white checkerboard in the stands. Some empty seats, for sure. The most diehard of UT football fans will turn out to cheer for their beloved Vols against Tennessee-Chattanooga.

16. Applications for US Unemployment Aid Fall to 287,000 -

WASHINGTON (AP) – Slightly fewer Americans sought unemployment benefits last week, pushing the average number of applications in the past month to an eight-year low.

The Labor Department said Thursday that weekly applications fell 1,000 to a seasonally adjusted 287,000 in the week ended Oct. 4. That is the fourth straight week that applications have been below 300,000, a clear sign of a job market on the mend.

17. Joining the Team -

As football and basketball seasons start up again, questions have started to arise about working in professional sports. Let’s be honest. Who wouldn’t want to get up and go to work for their favorite sports franchise? Every day would be fun and exciting – and we might even meet a few of the players!

18. On Faulkner and the Use of Punctuation -

Regarding the recent Faulkner column, Tracy writes that she got “a solid feel for the place and the time of year. Thank you for not honoring your subject by writing paragraph-long sentences with intricate layers of subordination.”

19. Some Council Members Feel Dissed By Wharton -

It was a phrase guaranteed to put more diss in the dysfunction between the Memphis City Council and Memphis Mayor A C Wharton Jr.

And some on the council had plenty to say Tuesday, Oct. 7, about the weekend press release from Wharton announcing changes in the city’s health insurance plan starting next year.

20. Council Delays Pension Action, Broods Over 'Key Members' Designation -

Memphis City Council members debated who is a “key member” of the body Tuesday, Oct. 7, as they delayed action on changes to city employee pensions into November.

The delay on third and final reading of several pension ordinances was expected. The items are now on the Oct. 21 council agenda. But council members expect there will not be a vote then either and city Chief Administrative Officer George Little said the administration can live with a further delay.

21. Top Advertising Week Trends -

Advertising geeks from across the nation unite annually at “Advertising Week” to hear industry experts share opinions on the current state of advertising and predictions for the future.

22. Bible Joins Shea Moskovitz & McGhee -

Kirkland Bible has joined family law firm Shea Moskovitz & McGhee as an associate. In her new position, Bible will represent clients in a variety of family law matters, including divorce, post-divorce and child custody matters.

23. Alexander, Ball Launch TV Ads in Senate Race -

Democrat Gordon Ball and Republican incumbent Lamar Alexander are launching television ads criticizing each other in the U.S. Senate race in Tennessee.

24. City Council Weighs Fluid Benefits Decisions -

Memphis City Council members have third and final votes scheduled Tuesday, Oct. 7, on a set of changes to the city’s pension benefits that are the second of two major sets of reforms in benefits for city employees and retirees.

25. Wharton Makes More Health Care Changes -

The working wives and husbands of city of Memphis employees will remain on the city’s health insurance plan through 2015 as long as they pay an increased monthly surcharge of $100, Memphis Mayor A C Wharton Jr. announced Friday, Oct. 3, in the latest changes to the city’s health insurance plan.

26. US Job Growth Is Rising Solidly, So Why Isn't Pay? -

WASHINGTON (AP) – Where are the pay raises?

Employers in the United States are hiring at a brisk pace. Unemployment has sunk to a nearly healthy rate. Jobs are being filled across a range of industries.

27. Keystone Educator Named Teacher of the Year -

A fourth-grade teacher at Keystone Elementary School was recognized Thursday, Oct. 2, as Tennessee’s Teacher of the Year.

Karen Vogelsang was recognized by state leaders, including Tennessee Education Commissioner Kevin Huffman.

28. 30-Year Mortgage Rate Averaging 4.19 Percent -

A key long-term U.S. mortgage rate dipped this week, the second drop after a large increase two weeks ago.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year loan slipped to 4.19 percent from 4.20 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, was unchanged at 3.36 percent.

29. Flintco Makes Memphis Leadership Promotion -

Flintco LLC, a leading commercial contractor, has made a key leadership promotion in Memphis.

Tim Weatherford has been named vice president and area manager of Flintco’s Memphis office.

30. Is This the Year the Vols Stomp the Chomp? -

KNOXVILLE – Much has happened since Tennessee placekicker James Wilhoit booted a 50-yarder with seven seconds remaining and the No. 13-ranked Vols beat No. 11 Florida 30-28 at Neyland Stadium.

31. 5 Mysteries of US Job Market Waiting to be Solved -

WASHINGTON (AP) – Just how healthy is the U.S. job market?

Despite steady hiring and falling unemployment, the question has provoked sharp debate and considerable uncertainty on the eve of the September jobs report.

32. US Factory Orders Posted Record Drop in August -

WASHINGTON (AP) – Orders to U.S. factories fell in August by the largest amount on record, but the drop was heavily weighed by an expected plunge in volatile aircraft orders.

A key category that tracks business investment plans posted a small increase, offering an encouraging sign that factory production will sustain momentum in the second half of this year.

33. 30-Year Mortgage Rate Averaging 4.19 Percent -

A key long-term U.S. mortgage rate dipped this week, the second drop after a large increase two weeks ago.

Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year loan slipped to 4.19 percent from 4.20 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, was unchanged at 3.36 percent.

34. Paragon Bank Reports Profitable Quarter -

Paragon Bank’s most recent quarterly results show the bank sticking to the game plan for the rest of 2014 that Paragon executives outlined earlier this year at the company’s annual meeting.

35. Flintco Makes Memphis Leadership Promotion -

Flintco LLC, a leading commercial contractor, has made a key leadership promotion in Memphis.

Tim Weatherford has been named vice president and area manager of Flintco’s Memphis office.

36. Triumph Bank Surpasses $500 Million in Assets -

Triumph Bank didn’t choose its new tagline, “Let’s talk growth,” earlier this year only because it sounded hopeful or was an ideal to strive for.

37. African-American Icons Highlight Freedom Awards -

The National Civil Rights Museum will honor journalist Charlayne Hunter-Gault, Freedom Summer icon Bob Moses and baseball Hall of Famer Frank Robinson at the 2014 Freedom Awards.

38. US Consumer Spending Up 0.5 Percent in August -

WASHINGTON (AP) – Americans boosted spending by a healthy amount in August, offering welcome evidence that the economy is on solid footing heading into the final quarter of the year.

Consumer spending in August rose 0.5 percent from the previous month after showing no gain in July, the Commerce Department reported Monday. It was the best result since spending also expanded 0.5 percent in June.

39. Economy's Q2 Rebound Was Even Faster Than Thought -

WASHINGTON (AP) – The U.S. economy's bounce-back last quarter from a dismal winter was even faster than previously thought, a sign that growth will likely remain solid for rest of the year.

40. State Supreme Court Reverses Bartlett Murder Conviction -

The man convicted and sentenced to death for the brutal 2003 double murder of a husband and wife in Bartlett will get a new trial, the Tennessee Supreme Court ruled last week.

The court decision Thursday, Sept. 25, in the case of Henry Lee Jones is the latest reversal of a conviction in Shelby County Criminal Court by the highest court in the state.

41. Legal Opening Briefs in FedEx Case Due Dec. 3 -

As Memphis-based FedEx is in the midst of what is expected to be another record peak holiday shipping season, the company’s outside legal team will be filing key briefs in federal criminal court in San Francisco.

42. West Clinic Recognized for Quality Care -

The West Clinic has received National Committee for Quality Assurance recognition as a Patient-Centered Specialty Practice for its responsiveness to patients and medical colleagues, cooperation and integration with other health care groups, and dedication to continuous improvement.

43. Vols Hope to Snap 20-Game Road Slump vs. Ranked Opponents -

KNOXVILLE – It doesn’t get much easier for the University of Tennessee’s football team.

The Sept. 20 open date has come and gone. UT’s coaches and players had ample time to digest and dissect details of the 34-10 loss to No. 4-ranked Oklahoma on Sept. 13 and a week to prepare for a challenge just as formidable.

44. New Seat, Same Drive -

Dawn Distler was a bus driver for 10 years, but these days she does her work from the passenger seat.

Knoxville’s new director of transit, on the job since June 1, rides the Knoxville Area Transit buses often, making the most of her commute, traveling to work-related events or taking her staff on a friendly fact-finding mission.

45. Anti-Addiction Groups Call for New FDA Chief -

WASHINGTON (AP) – Anti-addiction activists are calling for the Food and Drug Administration's top official to step down, saying the agency's policies have contributed to a national epidemic of prescription painkiller abuse.

46. Opening Briefs in FedEx Case Due Dec. 3 -

As Memphis-based FedEx is in the midst of what is expected to be another record peak holiday shipping season, the company’s outside legal team will be filing key briefs in federal criminal court in San Francisco.

47. Commission Balks at Ford Appointments -

When the Shelby County Commission moved back into its renovated chamber at the Vasco Smith Administration Building this month, the new chairman of the body, Justin Ford, had a new seating arrangement for the 13 members, including six newly elected commissioners.

48. County Commission Puts Hold on Ford Committee Assignments -

The question of who will lead the Shelby County Commission isn’t completely settled, it turns out.

Two weeks ago, Democratic commissioner Justin Ford was elected the new chairman of the 13-member body with his own vote and the votes of all six of the partisan body’s Republican commissioners. The remaining six Democrats backed fellow Democrat Walter Bailey in the chairmanship fight.

49. Plosser, a Leading Fed 'Hawk,' to Retire in March -

WASHINGTON (AP) – Charles Plosser, a leading inflation "hawk" at the Federal Reserve, announced Monday that he plans to retire March 1.

Plosser, who has been president of the Fed's Philadelphia regional bank since August 2006, has been a leader of the officials known as hawks for their concerns that a continuation of low-interest rate policies could ignite inflation.

50. West Clinic Recognized for Quality Care -

The West Clinic has received National Committee for Quality Assurance recognition as a Patient-Centered Specialty Practice for its responsiveness to patients and medical colleagues, cooperation and integration with other health care groups, and dedication to continuous improvement.

51. Simplifying Financial Aid -

Trying to receive financial aid for college? How do you feel when completing the 10-page FAFSA (Free Application for Financial Student Aid) form? Could reducing it to two questions improve the process?

52. College Football Notebook: September 23, 2014 -

The University of Memphis had lost three straight games to Middle Tennessee and five of the last six. Getting beat by the Blue Raiders each year had become commonplace and another sign of a program in perpetual struggle.

53. Alexander, Corker Honored by Business Association -

U.S. Sens. Lamar Alexander and Bob Corker are being honored by the nation's leading small business association.

The National Federation of Independent Business has named the Tennessee Republicans a Guardian of Small Business for their voting record on behalf of America's small-business owners.

54. Homebuilder Confidence Soars in September -

U.S. homebuilders' confidence in the market for new, single-family homes surged this month to the highest level in nearly nine years.

The brighter outlook reflects growing optimism that sales will increase over the next six months. That could potentially spur growth in home construction, a key driver of the economy.

55. Technology Key to Knoxville’s Improving Economy -

Multiple industry sectors have always been a strength for the Knoxville job market, and that deep bench is helping the area once again as state and national economies improve.

From high-tech spinoffs out of both the University of Tennessee and Oak Ridge National Laboratories to a strong manufacturing climate, the area is benefiting as both companies and investors ramp up their expansion and hiring efforts, says Rhonda Rice, who serves as executive vice president of the Knoxville Chamber

56. Road to Better Mass Transit -

Picking a new transit chief is critical for a city in transition.

Next year, Nashville residents will elect a new mayor and turn over its large Metro Council.

Davidson County also expects some 200,000 new residents over the next 20 years, and much of the success of future development will depend on the ease of navigating around Nashville – already the nation’s second-worst area for sprawl, according to Smart Growth America.

57. Fed Keeps Rates Low, But Brace for the Inevitable -

WASHINGTON (AP) – Record-low interest rates will be around for at least a few more months, the Federal Reserve made clear Wednesday.

Enjoy the easy money while it lasts.

By mid-2015, economists expect the Fed to abandon a nearly 6-year-old policy of keeping short-term rates at record lows. Those rates have helped support the economy, cheered the stock market and shrunk mortgage rates. A Fed rate increase could potentially reverse those trends.

58. Marx-Bensdorf Expands in East Memphis -

A prominent Memphis realty company has expanded its presence in East Memphis. Marx-Bensdorf Realtors has grown in the office building at 5860 Ridgeway Loop Blvd. by 526 square feet, bringing its total to 4,653 square feet.

59. Yellen: Fed Balance Sheet to Take Years to Shrink -

WASHINGTON (AP) – Federal Reserve Chair Janet Yellen says "it could take until the end of the decade" to shrink the Fed's record investment portfolio to more normal levels.

The Fed's response to the 2008 financial crisis has swollen its balance sheet to more than $4.4 trillion from less than $1 trillion roughly six years ago. Fed officials responded to the downturn in the economy with three rounds of bond purchases to try to hold down long-term borrowing rates to spur spending.

60. Fed Increases Estimate for Key Rate at End of 2015 -

WASHINGTON (AP) – Federal Reserve policymakers have slightly increased their estimate of what the Fed's benchmark interest rate should be at the end of 2015 compared with their estimate three months ago.

61. US Homebuilder Confidence Soars in September -

U.S. homebuilders' confidence in the market for new, single-family homes surged this month to the highest level in nearly nine years.

The brighter outlook reflects growing optimism that sales will increase over the next six months. That could potentially spur growth in home construction, a key driver of the economy.

62. Tennessee Recidivism Among Key Topics During Hearings -

NASHVILLE, Tenn. (AP) – The chairman of a legislative panel examining criminal justice reform in Tennessee says he will share information from hearings this week with a special task force the governor has appointed.

63. Five Top Sales Negotiation Mistakes -

More than 75 percent of the sales reps I’ve coached through the years cite price as their number one objection. Given the state of our economy for the last several years, it’s no wonder. And even though our economy is beginning to rebound, the side effect of a recession is the bargainer’s mindset that it creates in the market.

64. Meritan’s Branch Named Among Top Nurses -

Cindy Branch, Meritan’s associate vice president for health services, has been selected to represent Tennessee as one of the nation’s top 50 home care and hospice nurses by the National Association for Home Care & Hospice and the Home Healthcare Nurses Association. Branch, a registered nurse, has oversight of Meritan’s nursing programs, including home health, private duty nursing and medical residential homes. She will be recognized at NACH’s annual meeting in October.

65. US Wealth Gap Putting the Squeeze on State Revenue -

WASHINGTON (AP) – Income inequality is taking a toll on state governments.

The widening gap between the wealthiest Americans and everyone else has been matched by a slowdown in state tax revenue, according to a report being released Monday by Standard & Poor's.

66. Speculation Swirls Over Fed Language on Rate Hike -

WASHINGTON (AP) – When the Federal Reserve issues a policy statement after it meets this week, the financial world will be on high alert for two words:

"Considerable time."

The presence or absence of that phrase will trigger a rush to assess the likely timing of the Fed's first increase in interest rates since it cut them to record lows in 2008.

67. Tennessee Voters to Decide Ban on Income Tax -

NASHVILLE, Tenn. (AP) – Tennesseans are just weeks away from voting on a constitutional amendment to bar lawmakers from ever imposing a state income tax. The November vote approaches as a new study from ratings agency Standard & Poor's suggests that rising income inequality has a stronger negative effect on the states most reliant on sales tax revenues compared with those with those more dependent on income taxes.

68. Plans for Site of Closing International Paper Mill are Uncertain -

COURTLAND, Ala. (AP) – A year after International Paper announced that it would close a north Alabama mill because of declining demand, there's much uncertainty about the site's future.

69. Allow Innovation to Expand Business Model -

As your innovation efforts begin to move from the ideation to the testing phase, or the co-creation with consumers or customers, outlandish and disruptive concepts present themselves. As messy as children arriving, they show up, saying, "Feed me, let me scream at the top of my lungs, I’m uncivilized,” all without speaking.

70. Young Volunteers Face Long Odds at Oklahoma -

Two games into the 2014 season, and it’s time for the University of Tennessee to play some big-boy football.

The Vols (2-0) took care of business at Neyland Stadium in the first two games against Utah State and Arkansas State.

71. RadioShack Warns of Possible Chapter 11 Bankruptcy -

NEW YORK (AP) – RadioShack warned Thursday that it may need to file for Chapter 11 bankruptcy reorganization if it can't rework its debt or find another way to ease a cash crunch.

The struggling retailer said in a regulatory filing that it is in talks with its lenders, bondholders, shareholders and landlords to fix its balance sheet, but if it can't, it will try to file a prepackaged bankruptcy.

72. Education Secretary Calls for System-Wide Reforms -

U.S. Education Secretary Arne Duncan saw much that he liked in Memphis Wednesday, Sept. 10, at the end of his three-day “back to school” bus tour of schools in three states.

The last stop was Cornerstone Prep Elementary School in Binghampton.

73. Duncan Bus Tour Ends With Binghampton Kudos -

U.S. Education Secretary Arne Duncan wrapped up a three-day “back to school” bus tour of schools in several states Wednesday, Sept. 10, at Cornerstone Prep Elementary School in Binghampton.

74. Apple Reveals Larger iPhones and Smartwatch -

CUPERTINO, Calif. (AP) – For the first time in years, Apple's iPhones weren't the star of the show. Apple unveiled a smartwatch on Tuesday, a wearable device that marks the company's first major entry in a new product category since the iPad's debut in 2010.

75. American Recovery Drives the Dollar Sharply Higher -

NEW YORK (AP) – In the world of currencies, the dollar is starting to look like a safe home in a tough neighborhood.

A strengthening American economy, combined with a gloomy outlook for growth elsewhere, is pushing the U.S. currency sharply higher.

76. Ford Chairmanship Continues Commission Tumult -

The Democratic Shelby County commissioner considered a swing vote on controversial items during his first term on the commission won the chairmanship of the body Monday, Sept. 8, for the next year in a decidedly non-party line vote – at least in terms of those in his own party voting for him.

77. Regenerate Corporate Cultures -

What’s good for the bee is good for the hive. Marcus Aurelius noted that "If a thing is not good for the hive, it is not good for the bee.” This statement has profound implications for corporate cultures. In a workplace setting, anything that keeps a culture from dynamically regenerating itself is harmful to its people.

78. UTHSC Professor to Chair NIH Study Section -

Robert C. Klesges, professor in the Department of Preventive Medicine at the University of Tennessee Health Science Center, is the new chair of the Community-Level Health Promotion Study Section for the Center for Scientific Review at the National Institutes of Health.

79. High-Flying Vols Can’t Overlook Arkansas State -

KNOXVILLE – You had to be hiding under a rock not to hear the buzz this week about the University of Tennessee’s football team.

One person not reveling in the Vols’ 38-7 season opening victory over Utah State on Sunday night was UT coach Butch Jones.

80. US Factory Orders Up Record 10.5 Percent in July -

WASHINGTON (AP) – Business orders for U.S. factory goods shot up by a record amount in July, reflecting a surge in demand in the volatile category of commercial aircraft.

But outside of transportation, orders actually fell slightly during the month although the setback was expected to be temporary.

81. Fed Survey Finds Moderate Growth Across the US -

WASHINGTON (AP) – The U.S. economy strengthened in all regions of the country in July and August, in areas from consumer spending to auto sales to tourism, the Federal Reserve reported in a survey released Wednesday.

82. UTHSC Professor to Chair National Institutes of Health Study Section -

Robert C. Klesges, professor in the Department of Preventive Medicine at the University of Tennessee Health Science Center, is the new chair of the Community-Level Health Promotion Study Section for the Center for Scientific Review at the National Institutes of Health.

83. US Manufacturing Grows at Fastest Pace in 3 1/2 Years -

WASHINGTON (AP) – U.S. manufacturing grew in August at the strongest pace in more than three years as factories cranked out more goods and new orders rose.

The Institute for Supply Management's manufacturing index rose to 59 from 57.1 in July, the ISM said Tuesday. That was the highest reading since March 2011. Any measure above 50 signals that manufacturing is growing.

84. Atlas Men’s Health Celebrates One Year -

At Atlas Men’s Health in Midtown, you can get some basic primary care services, such as a physical, testosterone replacement therapy, wellness injections and routine vaccinations.

And after a night of too much drinking they can take care of that awful next-day feeling with their IV Hangover Therapy.

85. County Leaders Make Transition to Governing -

For government officials, the oath of office marks the boundary between the ability to get elected and the ability to govern.

But it’s not always apparent to those taking the oath what they have gotten themselves into.

86. Vols Among NCAA’s Youngest Headed Into Sunday Opener -

KNOXVILLE – For better or worse, University of Tennessee football coach Butch Jones won’t need to wait long to see the talent level of his highly touted freshman class.

Jones will find out Sunday night at 7 when the Vols play host to Utah State at Neyland Stadium. The Aggies will be an underdog – probably by a touchdown or so – and a trendy pick for some as an upset special.

87. People Power -

Meg Crosby and her fellow principals at the HR-focused consulting firm PeopleCap chose that name for their organization because of the way they think about the modern workplace – particularly, the ever-changing nature of the employees who populate it.

88. 3 Ways Insurers Can Discourage Sick From Enrolling -

Insurers can no longer reject customers with expensive medical conditions thanks to the health care overhaul. But consumer advocates warn that companies are still using wiggle room to discourage the sickest – and costliest – patients from enrolling.

89. SEC Adopts Rules on Loan-Backed Securities -

WASHINGTON (AP) – Financial firms that sell securities backed by loans, like the kind that fueled the 2008 financial crisis, will have to give investors details on borrowers' credit record and income under action taken Wednesday by federal regulators.

90. Greenprint Advocates Tout Range of Benefits -

After being lampooned for years as one of the worst metro areas in the country for bicyclists and pedestrians, the Memphis region is poised to make a huge leap forward in developing a regional greenway and trail system.

91. Tennessee Lawmaker Calls Haslam ‘Traitor’ to GOP -

NASHVILLE (AP) – A Republican state lawmaker on Tuesday called Gov. Bill Haslam a "traitor to the party" over what he called efforts by a political action committee run by supporters to defeat opponents of Common Core education standards.

92. Crosby to Keynote Daily News HR Seminar -

Companies with employees who are enthusiastic about going the extra mile, who race to the office each day enthusiastic about their tasks, and where the vibe is a tight-knit one akin to a family don’t get that way by accident.

93. Oak Ridge Biomass Steam Plant Already Closed -

OAK RIDGE, Tenn. (AP) – When Oak Ridge National Laboratory's Biomass Steam Plant opened in 2012, it was supposed to save the lab money while also cutting pollution. But the plant had to be shut down after just a year and a half when a systems check found that some parts were already failing.

94. Jackson Ruling Draws Line on Comments to Juries -

Prosecutors and defense attorneys sometimes get right up to the line that separates proper from improper when it comes to their closing statements to a jury during a trial.

The closing statements offer both sides some room in terms of their descriptions or overviews of the case with judges commonly reiterating that what attorneys on either side say there and in opening statements are to be considered evidence.

95. Yellen: Job Market Makes Fed Hesitant on Rate Hike -

JACKSON HOLE, Wyoming (AP) – Federal Reserve Chair Janet Yellen said Friday that the Great Recession complicated the Fed's ability to assess the U.S. job market and made it harder to determine when to adjust interest rates.

96. Primary Research and Talking Sticks -

Business, organizations, and nonprofits grow with the level of firsthand experiences they have with their prospects, customers, members or donors. These entities both know themselves and also know their audience, their tribe.

97. That Realtor Key Box Might Welcome Unwanted Visitors -

This one may get me in trouble with some of my peers, but it is important, so here goes.

First, some background.

In most cases, when a buyer’s agents schedule appointments for showings, they find the properties on MLS and print the listing sheets.

98. Vanderbilt Students Find Happiness in Music City -

As the Class of 2018 begins to poke around the Vanderbilt University campus, the newest Commodores will be met with the highest of expectations.

“This class is projected to have the highest academic quality in our history as measured by high school class rank and SAT scores,’’ says Doug Christiansen, vice provost for enrollment and dean of admissions.

99. Georgia Mayor to Keynote RISE Foundation Gala -

The mayor of Riverdale, Ga., will present the keynote at the Sept. 27 gala benefiting the RISE Foundation’s financial literacy programs.

Evelyn Winn-Dixon was elected mayor of Riverdale, an Atlanta suburb, in 2007 in a political career that emerged from being a homeless single mother of four.

100. United Lures Top Fliers With Promise of a Hot Meal -

NEW YORK (AP) – To win the hearts of frequent business travelers, United Airlines is going through their stomachs.

The carrier has been looking for ways to woo back some of its top fliers who defected to other carriers following a rocky merger with Continental Airlines. So, it's upgrading first class food options and replacing snacks with full meals on some of its shortest flights.