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Editorial Results (free)

1. Credit Card Late Payments Down in Second Quarter -

LOS ANGELES (AP) – Americans are doing a better job of making timely credit card payments, even as many lenders increasingly extend credit to more people with less-than-stellar credit.

2. Yellen: Job Market Makes Fed Hesitant on Rate Hike -

JACKSON HOLE, Wyoming (AP) – Federal Reserve Chair Janet Yellen said Friday that the Great Recession complicated the Fed's ability to assess the U.S. job market and made it harder to determine when to adjust interest rates.

3. US Housing Recovery Appears to be Back on Track -

WASHINGTON (AP) – A fourth straight monthly increase in sales of existing homes provided the latest evidence Thursday that the U.S. housing market is rebounding from a weak start to the year.

4. School Scores Provide Answers, Create More Questions -

The last phase of the state’s delayed rollout of achievement test scores came and went this week with a blur of percentages for hundreds of schools in Shelby County and explanations of success formulas for elementary and middle school students versus high school students.

5. Target Cuts Outlook as Breach Fallout Lingers -

NEW YORK (AP) – Target Corp. slashed its annual profit outlook for the second time in three months as the retailer reels from a massive customer-data breach, a botched Canadian expansion and sluggish U.S. sales.

6. Humes Rises From Bottom 5 Percent of Tennessee Schools -

Humes Preparatory Academy is no longer in the bottom 5 percent of schools in the state in terms of student achievement, as measured by state education officials.

That according to school-by-school test data from the Tennessee Comprehensive Assessment Program (TCAP) and Tennessee Value Added Assessment System (TVAAS) data, released by state education officials Tuesday, Aug. 19, in Nashville.

7. US Home Construction Jumps 15.7 Percent in July -

WASHINGTON (AP) – U.S. home construction rebounded in July, rising to the fastest pace in eight months and offering hope that housing has regained momentum after two months of declines.

8. Government Wants to Make Cars Talk to Each Other -

WASHINGTON (AP) – The Obama administration said Monday it is taking a first step toward requiring that future cars and light trucks be equipped with technology that enables them to warn each other of potential danger in time to avoid collisions.

9. Less-Frenzied House Hunting in Williamson County -

This past week, Realtor Stephanie Tipton Soper had two out-of-town families relocating to Nashville. Both were in search of homes in Williamson County.

Disclosure being the better part of valor, Stephanie is my real estate partner at Christianson, Patterson, Courtney and Associates. With my wife Beth and our twins vacationing in London, Stephanie was the only real estate agent from whom I can draw immediate, deadline-ready data and information, so here she is.

10. Reshaping a City, One Lot at a Time -

John G. Brittle Jr. doesn’t have an office. He has a war room. The space, crowded with maps, charts, books, piles of paper and marked-up spreadsheets, is ground zero for InfillNashville, the 10-person team of site selection specialists that Brittle leads at Village Real Estate Services.

11. Where the Values Aren’t -

Downturns, while painful, can be very useful for the information they provide.

The S&P 500, representative of U.S. large cap stocks, declined 4 percent between July 24 and Aug. 7. Limiting our data set to this time period produces a couple of interesting observations. First, while interest rates didn’t actually move as feared, interest rate sensitive investments did. Master limited partnerships, utilities and high dividend payers underperformed over the period. Second, the emerging and frontier markets outperformed notably.

12. Airfares on the Rise, Outpacing Inflation -

Travelers, prepare to pay more for your flight.

The average roundtrip ticket within the U.S., including taxes, reached $509.15 in the first six months of this year, up nearly $14 from the same period last year. Domestic airfare continues to outpace inflation, rising 2.7 percent compared to the 2.1 percent gain in the Consumer Price Index.

13. Shelby County Mortgage Market Dips in July -

Kathee Villar, a loan officer with Community Mortgage Corp., has worked for the lender for 23 years, and when you’re in that kind of place for that length of time, certain patterns start to repeat themselves.

14. Target Lowers Forecast, Estimates Breach Costs -

NEW YORK (AP) – Target has lowered its second-quarter forecast citing the promotional discounts it had to use to attract shoppers.

The Minneapolis-based retailer also said Tuesday it expects gross expenses tied to a massive data breach this past winter to come to $148 million in the period, which will be offset by $38 million in insurance. It also paid $1 billion to retire $725 million in debt.

15. US Airfares on the Rise, Outpacing Inflation -

NEW YORK (AP) – Travelers, prepare to pay more for your flight.

The average roundtrip ticket within the U.S., including taxes, reached $509.15 in the first six months of this year, up nearly $14 from the same period last year. Domestic airfare continues to outpace inflation, rising 2.7 percent compared to the 2.1 percent gain in the Consumer Price Index.

16. US Job Growth Eases but Tops 200,000 for a Sixth Month -

WASHINGTON (AP) — A sixth straight month of solid 200,000-plus job growth in July reinforced growing evidence that the U.S. economy is accelerating after five years of sluggish expansion.

17. School’s In -

When public schools open Monday, Aug. 4, for the academic year across Shelby County, the merger of public education into one school system will give way to the demerger into seven separate public systems.

18. As US Job Market Strengthens, Many Don't Feel It -

WASHINGTON (AP) — For millions of workers, happy days aren't quite here again.

Though the U.S. unemployment rate has plunged since the start of last year to a five-year low of 6.1 percent, the Gallup Organization has found that consumers' view of the economy is the glummest it's been in seven months.

19. More Vigorous US Economy Appears to Be Emerging -

WASHINGTON (AP) — The U.S. economy has rebounded with vigor from a grim start to 2014 and should show renewed strength into next year.

That was the general view of analysts Wednesday after the government estimated that the economy grew at a fast 4 percent annual rate in the April-June quarter. Consumers, businesses and governments joined to fuel the second-quarter expansion. The government also said growth was more robust last year than it had previously estimated.

20. County Schools Show Gains in Reading, Science -

The Tennessee Comprehensive Assessment Program – or TCAP – test data for Shelby County Schools students in grades 3-8 shows 41.7 percent were proficient or advanced in math, with 41 percent proficient or advanced in reading and 52 percent proficient or advanced in science.

21. Riverside Drive Hearing Draws Opposition to Bike and Pedestrian Conversion -

City engineers heard a lot of opposition Tuesday, July 29, to not only the recent changes to Riverside Drive by Tom Lee Park but also the way the city went about the conversion of the two southbound lanes to bicycle and pedestrian access only.

22. US Home Price Gains Slow for Sixth Straight Month -

WASHINGTON (AP) — U.S. home prices rose in May from a year earlier at the weakest pace in 15 months as sales remain modest in the spring buying season.

The Standard & Poor's/Case-Shiller 20-city home price index, released Tuesday, increased 9.3 percent in May from 12 months earlier. That's down from 10.8 percent in the previous month and the smallest annual gain since February 2013.

23. In GOP South, Pushback Against Obama Climate Rules -

ATLANTA (AP) — In the Republican-heavy Southeast, critics said Tuesday that a plan by President Barack Obama's administration to cut pollution would raise electricity prices, result in job losses and may not significantly curtail the carbon emissions blamed for global warming.

24. Zillow Buying Trulia to Build Real Estate Titan -

NEW YORK (AP) — Zillow and Trulia, two companies that changed the way people shop for homes, are combining.

Real estate website operator Zillow Inc. is buying its rival in a $3.5 billion deal that will make the biggest player in the online real estate information market.

25. Registration Could Reflect Suburban Relocation -

When Shelby County’s six new suburban school districts register students on Tuesday, July 29, some of those systems’ superintendents will watch for changes from the numbers of students who pre-registered in the new school systems less than a year ago.

26. Suburban Schools Mark A Week to Debut -

Suburban school leaders drop by the Shelby County Schools data center Monday, July 28, to get their first formal look at achievement test scores for their students during the only year of the Shelby County Schools merger.

27. US New-Home Sales Plummet in June -

WASHINGTON (AP) – Sales of new U.S. homes plunged in June, a sign that real estate continues to be a weak spot in the economy.

New home sales fell 8.1 percent last month to a seasonally adjusted annual rate of 406,000, the Commerce Department said Thursday. The report also revised down the May sales rate to 442,000 from 504,000.

28. Across US Job Market, Layoffs are Becoming Rare -

WASHINGTON (AP) – The risk of losing your job is getting smaller and smaller.

As the U.S. economy has improved and employers have regained confidence, companies have been steadily shedding fewer workers. Which is why applications for unemployment benefits have dwindled to their lowest level since February 2006 – nearly two years before the Great Recession began – the government said Thursday.

29. US Economy, Though Sluggish, May Now Be Sturdier -

WASHINGTON (AP) – Out of a seemingly hollow recovery from the Great Recession, a more durable if still slow-growing U.S. economy has emerged.

That conclusion, one held by a growing number of economists, might surprise many people. After all, in the five years since the recession officially ended, Americans' pay has basically stagnated. Millions remain unemployed or have abandoned their job searches. Economic growth is merely plodding along.

30. Verizon Launches Rewards Program With Tracking -

NEW YORK (AP) – Verizon Wireless is launching a nationwide loyalty program this week for its 100-million-plus subscribers. There's a twist, though: To earn points for every dollar spent, subscribers must consent to have their movements tracked so the company can help target ads that match their interests.

31. Shelby County Mortgage Market Sees Modest Gain -

Shelby County mortgage lenders share a few common trends at the moment, as the area’s mortgage market begins to shake off the wintry chill of the first quarter.

Many of them report robust purchase mortgage activity, as refinances plummet to small fractions of their business. As a result of the demand, many of those lenders also have been adding mortgage officers to their ranks and plan to continue doing so.

32. Downside of Low US Mortgage Rates: Less Selling -

WASHINGTON (AP) — Would-be home sellers across the country are grappling with a once-in-a-lifetime problem: They have mortgage rates so absurdly low it would hurt them financially to sell.

33. Economists Lower Forecasts for US Growth -

WASHINGTON (AP) — U.S. business economists have sharply cut their growth forecasts for the April-June quarter and 2014, though they remain optimistic that the economy will rebound from a dismal first quarter.

34. US Unemployment Aid Applications Fall to 304,000 -

WASHINGTON (AP) – Fewer people sought U.S. unemployment benefits last week, driving down the level of applications to nearly the lowest in seven years.

Weekly applications for unemployment aid dropped 11,000 to a seasonally adjusted 304,000, the Labor Department said Thursday. That's not far from a reading of 298,000 two months ago, which was the lowest since 2007, before the Great Recession began.

35. More 'Headline-Grabbing' Corporate Deals Expected -

LONDON (AP) – More "headline-grabbing" acquisitions are likely over the coming year as businesses take advantage of a period of improving economic growth and cheap financing.

That's the conclusion of business consulting firm EY, which says the value of takeover deals announced in the first half of 2014 struck its highest level since the end of the boom years in 2007.

36. Report: Health Law Sign-Ups Dogged by Data Flaws -

WASHINGTON (AP) – Many of the 8 million Americans signed up under the new health care law now have to clear up questions about their personal information that could affect their coverage.

37. Medical Device Accelerator Prepares for Demo Day -

Teams participating in ZeroTo510, Memphis’ medical device accelerator program, are gearing up to show the new technologies they’ve devised to investors in a bid for follow-on funding next month.

ZeroTo510’s Demo Day, happening Aug. 14, represents the culmination of the program.

38. Veterans Town Hall Mirrors Washington Frustration -

Depending on how you look at it, a group of 300 frustrated local veterans last week either got a look at the “corrosive” culture of the Department of Veterans Affairs or a look at change in progress.

39. Park Progress -

Shelby Farms Park has always seemed, in a way, like Memphis’ 4,500-acre backyard.

Venture to the park on any given day, and what’s liable to greet you is a cross section of Memphis that presents itself amid the park’s rolling hills, pastures, trails and lakes.

40. 'Get a Warrant' to Search Cellphones, Justices Say -

WASHINGTON (AP) – In an emphatic defense of privacy in the digital age, a unanimous Supreme Court ruled Wednesday that police generally may not search the cellphones of people they arrest without first getting search warrants.

41. Economy Shrank at Steep 2.9 Percent Rate in First Quarter -

WASHINGTON (AP) – The U.S. economy shrank at a steep annual rate of 2.9 percent in the January-March quarter as a harsh winter contributed to the biggest contraction since the depths of the recession five years ago. But the setback is widely thought to be temporary, with growth rebounding solidly since spring.

42. Civil Rights Museum Sit-In Exhibit Goes Digital -

Raumesh Akbari remembers her first encounter with the sit-in exhibit at the National Civil Rights Museum.

As a sixth-grader, she had heard and read about the lunch counter sit-ins of the early 1960s. But like many visitors to the museum, she was too young to have encountered them herself.

43. Why a Grim US Economic Picture is Brightening -

WASHINGTON (AP) – When the government updates its estimate Wednesday of how the U.S. economy fared last quarter, the number is pretty sure to be ugly. Horrible even.

The economy likely shrank at an annual rate of nearly 2 percent in the January-March quarter, economists estimate. That would be its bleakest performance since early 2009 in the depths of the Great Recession.

44. FanBank Shop Local Program Launches in Memphis -

A new shop local rewards program has launched in Memphis, one that brings a different approach to the efforts featuring loyalty cards and aggressive discounting that tend to be the norm.

FanBank, on the other hand, is designed to connect customers with local businesses using an approach similar to that of an airline or hotel rewards program. Participating consumers leave their information on file, and then they go about their shopping habits as normal, incrementally benefiting from the program along the way.

45. New Health Chief Moves to Put Stamp on Overhaul -

WASHINGTON (AP) – Aiming to avoid more insurance chaos this fall, the nation's new health care chief announced Friday she's revamping the management of President Barack Obama's health overhaul.

46. Roland Challenges Brooks’ Votes -

Shelby County Commissioner Terry Roland began taking steps last week to make a formal challenge of commission matters that have included votes by Commissioner Henri Brooks.

47. Fewer Americans Apply for Jobless Aid -

Fewer Americans sought unemployment benefits last week, as the number of people collecting jobless aid fell to its lowest level in more than six years.

The Labor Department said Thursday that weekly applications for unemployment benefits fell 6,000 to a seasonally adjusted 312,000. The four-week average, a less volatile measure, declined to 311,750.

48. Crime Data Show iPhone 'Kill Switch' Cuts Thefts -

ALBANY, N.Y. (AP) – New crime data show Apple's addition of a "kill switch" to its iPhones last September has sharply reduced robberies and thefts, authorities said Thursday.

The report by state attorneys general, prosecutors, police and other officials from a year-old initiative called "Secure Our Smartphones" said Google and Microsoft will incorporate a kill switch into the next version of their operating systems on smartphones. The three systems – Android, iOS, and Windows Phone – are used in 97 percent of smartphones in the U.S.

49. Fewer Americans Apply for Jobless Aid -

Fewer Americans sought unemployment benefits last week, as the number of people collecting jobless aid fell to its lowest level in more than six years.

The Labor Department said Thursday that weekly applications for unemployment benefits fell 6,000 to a seasonally adjusted 312,000. The four-week average, a less volatile measure, declined to 311,750.

50. Amazon Ties New 4.7-Inch Phone to Its Services -

SEATTLE (AP) – Amazon has introduced a new smartphone with audio and object recognition technology that seeks to make it easier for consumers to locate and purchase products and services from the nation's largest e-commerce company.

51. US Home Building Declined 6.5 Percent in May -

WASHINGTON (AP) – The pace of U.S home construction slipped in May with many Americans still struggling to afford new houses.

Builders started work at a seasonally adjusted annual rate on 1.01 million homes last month, the Commerce Department said Tuesday. That was down 6.5 percent from 1.07 million in April.

52. County Budget Season Not Over Yet -

The Shelby County Commission defeated two competing versions of the county property tax rate for the new fiscal year on the second of three readings Monday, June 16.

But they both advance to third and final readings when the commission meets in July.

53. Tech Giants Seek to Halt Overseas Snooping by US -

NEW YORK (AP) – Microsoft Corp. and four other large American technology companies are using a Manhattan court case to draw a line in the cloud, saying the U.S. government has no right to seize computer data stored outside the country.

54. IMF Lowers Estimate of US Economic Growth in 2014 -

WASHINGTON (AP) – The U.S. economy is poised to accelerate after a dismal start to the year even though the job market won't return to full employment until 2017.

That was the forecast offered Monday in a report by the International Monetary Fund.

55. Wireless Companies Put Up More 'Stealth' Towers -

DES MOINES, Iowa (AP) – One might be hidden in a cross on a church lawn. Others are disguised as a cactus in the desert, a silo in farm country or a palm tree reaching into a sunny sky.

56. FAA Controllers Still Working 'Rattler' Schedules -

WASHINGTON (AP) – Air traffic controllers are still working schedules known as "rattlers" that make it likely they'll get little or no sleep before overnight shifts, more than three years after a series of incidents involving controllers sleeping on the job, according to a government-sponsored report released Friday.

57. Applications For Jobless Aid Rise -

More Americans filed for unemployment benefits last week, but claims for jobless aid remain near pre-recession levels.

The Labor Department said Thursday that weekly applications for unemployment benefits rose 4,000 to a seasonally adjusted 317,000. The four-week average, a less volatile measure, increased to 315,250. These figures are near the jobless claims levels before the outbreak of the Great Recession in December 2007.

58. Pay Raises Go Mainly to Those in Select Industries -

NEW YORK (AP) – If you hope to get a raise that finally feels like one, it helps to work in the right industry.

Historically, at this stage in the economy's recovery, pay would be rising in most sectors. But five years after the Great Recession officially ended, raises remain sharply uneven across industries and, as a whole, have barely kept up with prices. Overall pay has been rising about 2 percent a year, roughly equal to inflation.

59. Applications for US Jobless Aid Rise -

More Americans filed for unemployment benefits last week, but claims for jobless aid remain near pre-recession levels.

The Labor Department said Thursday that weekly applications for unemployment benefits rose 4,000 to a seasonally adjusted 317,000. The four-week average, a less volatile measure, increased to 315,250. These figures are near the jobless claims levels before the outbreak of the Great Recession in December 2007.

60. Many Seek New Homes Near Cities But are Priced Out -

WASHINGTON (AP) – City living has been a blessing for Tim Nelson.

The Phoenix lawyer moved downtown a few months ago into a new $389,000 home with a warehouse-style floor plan, a Jacuzzi tub and kitchen counters made of Caesarstone quartz. His favorite coffee spot is three blocks away. When the Arizona Diamondbacks play on Friday nights, he can watch postgame fireworks from his deck.

61. Health Choice Selects Jones to Lead Provider Engagement -

LaTasha Jones has been named director of provider engagement at Health Choice LLC, where she will be responsible for directing and managing the implementation of a clinical integration database for Health Choice providers and practices.

62. Shelby County Mortgage Market Dips 2 Percent in May -

Sam Goff, a vice president of mortgage and senior loan originator with Independent Bank, said he’s “covered up” at the moment with requests for mortgage pre-qualifications.

63. Touch of History -

For its 150th anniversary, First Tennessee Bank didn’t want to only blow out the candles, so to speak.

In addition to commemorating the enviable milestone of longevity in an industry as frequently upended as banking, the Memphis-based financial institution wanted to help customers directly feel the impact of the bank’s presence in their community. At the same time, the bank also wants to let customers literally reach out and touch the bank’s history.

64. Survey: US Companies Added 179,000 Jobs in May -

WASHINGTON (AP) – U.S. businesses pulled back on hiring in May, adding the fewest jobs in four months, a private survey showed.

Payroll processer ADP said Wednesday that private employers added 179,000 jobs last month, down from 215,000 in the previous month. April's figure was revised slightly lower. Still, the gain in May was in line with the ADP's average monthly hiring figures for the past 12 months.

65. Crye-Leike Removes Some Listings From Websites -

Memphis-based Crye-Leike Realtors Inc. is pulling its Little Rock and Hot Springs, Ark., listings from Zillow.com and Trulia.com, two of the Web’s biggest third-party listing services.

66. Reaching People -

The crowds that each week turn out for Thursdays Squared, the new entertainment event in Overton Square’s Tower Courtyard, are a testament to interest in the square and to its resurgence as an entertainment hotspot.

67. Google Faces Up to Image Problem in Europe -

AMSTERDAM (AP) – As Google bowed to a European court ruling to consider users' claims to remove embarrassing search results, the company took the first step toward preventing any more such punishing decisions – acknowledging it has an image problem in Europe.

68. US Home Prices Rise at Slower Rate in March -

U.S. home prices rose in March, but the gains are decelerating as fewer Americans can afford to buy.

The Standard & Poor’s/Case-Shiller 20-city home price index rose 12.4 percent in March compared with 12 months earlier. While healthy, that rate of growth has slowed from both February and January.

69. Change on Tap for Many Local Public Companies -

Here’s a snapshot of recent news and developments at some of the publicly traded companies based in Memphis, reflecting the influence these companies have and the shadows they cast both in Memphis and beyond, in industries that range from bioscience to banking.

70. Economy Set for Rebound After First Quarter Contraction -

WASHINGTON (AP) – The U.S. economy took a beating from an especially harsh winter during the January-March quarter, skidding into reverse for the first time in three years. But spring has arrived and along with it, signs that the chill was just a temporary setback in the long road to recovery.

71. School Board Unveils Digital Devices -

Shelby County Schools board members got a look this week at the new digital devices students in 16 schools will get when the new academic year begins in August.

The first Lenovo Yoga and Yoga 11e convertible laptops to arrive were unwrapped before the board vote Tuesday, May 27, for the $5.4 million contract with Unistar-Sparco Computers Inc. to lease 13,000 devices for three years.

72. Google to Build Prototype of Truly Driverless Car -

LOS ANGELES (AP) – Google plans to build and launch onto city streets a small fleet of subcompact cars that could operate without a person at the wheel.

Actually, the cars wouldn't even have a wheel. Or gas and brake pedals. The company says the vehicles will use sensors and computing power, with no human needed.

73. US Bank Earnings Decline 7.7 Percent in First Quarter -

WASHINGTON (AP) – U.S. banks' earnings declined 7.7 percent in the January-March quarter from a year earlier, as higher interest rates dampened demand for mortgage refinancing and reduced banks' revenue from the mortgage business.

74. Tennessee Ranks 43rd for Senior Health -

Statistically, you will be a far healthier senior citizen living in Minnesota than in Tennessee. That’s according to America’s Health Rankings 2014 Senior Report.

The report, which examined the health of people 65 and older, ranked Tennessee 43rd. Minnesota finished first in the rankings. The analysis reflects the health of seniors on 34 measures of health, including prevalence of obesity, chronic health conditions, level of physical activity, food insecurity and poverty.

75. US Consumer Confidence Moved Up in May -

WASHINGTON (AP) – U.S. consumers were slightly more confident in the economy in May than in April, partly because of strengthening optimism about future hiring and income gains.

The Conference Board said Tuesday that its confidence index rose to 83 from a revised 81.7 in April. That's the second-highest reading since January 2008, just after the Great Recession began. Only March was higher at 83.9.

76. Median CEO Pay Crosses $10 Million in 2013 -

NEW YORK (AP) – They're the $10 million men and women.

Propelled by a soaring stock market, the median pay package for a CEO rose above eight figures for the first time last year. The head of a typical large public company earned a record $10.5 million, an increase of 8.8 percent from $9.6 million in 2012, according to an Associated Press/Equilar pay study.

77. US Home Prices Rise at Slower Rate in March -

U.S. home prices rose in March, but the gains are decelerating as fewer Americans can afford to buy.

The Standard & Poor's/Case-Shiller 20-city home price index rose 12.4 percent in March compared with 12 months earlier. While healthy, that rate of growth has slowed from both February and January.

78. Grants Prove Bioworks is Delivering Good Results -

One grant is good. Two grants are better.

In 2012, Memphis Bioworks received a grant from the U.S. Environmental Protection Agency’s Environmental Workforce Developmental and Job Training Program (EWDJT). The $300,000 grant issued provided training for 110 persons, 65 of whom already have been placed in full-time jobs.

79. House Passes Curbs on NSA Surveillance -

WASHINGTON (AP) – The House on Thursday passed legislation to end the National Security Agency's bulk collection of American phone records, the first legislative response to the disclosures by former NSA contractor Edward Snowden.

80. In Rhythm -

It started with ice cream 25 years ago, probably vanilla with chocolate sauce, because that’s his favorite. Or maybe it was pure coincidence, except that over the years Tim Lyles noticed a pattern.

81. Hospitals Reach Out to Attract Affluent Immigrants -

HOUSTON (AP) – The menu includes pork or chicken dumplings, fried rice or chicken congee soup with jasmine rice and ginger. It's an enviable repast that diners take in bed – hospital beds.

82. US Home Building Climbed 13.2 Percent in April -

WASHINGTON (AP) – U.S home construction surged in April to its highest pace in five months. Almost all that increase came from the volatile apartment sector, a sign that Americans are still struggling to buy single-family homes.

83. Mind Over Data Captures Imagination With Touch Screens -

Mind Over Data is one of those Memphis companies that tends to fly under the radar, even though its high-tech handiwork can be found across the country and easily touches the imagination of people who encounter it.

84. Fewest Americans in 7 Years Seek Unemployment Aid -

WASHINGTON (AP) – The number of people seeking U.S. unemployment benefits fell to the lowest level in seven years last week, a sign the job market is steadily improving.

Weekly unemployment benefit applications dropped 24,000 to 297,000, the Labor Department said Thursday. That's the fewest since May 12, 2007. The four week average, a less volatile measure, dipped 2,000 to 323,250.

85. Winter Flight Cancellations Were a Record -

NEW YORK (AP) – It's official: This winter was the worst for fliers in the 20 years that the government has been collecting data.

During the first three months of this year, U.S. airlines canceled 4.6 percent of their flights, the Department of Transportation announced Tuesday.

86. From Earnings to the Economy -

In the second month of the quarter, the focus of investors shifts from the recently completed quarterly earnings season to the more broad economic landscape.

This month is no different, as first-quarter earnings are essentially in the books. For those companies that have reported, earnings are up 1.6 percent compared to first quarter 2013, and revenues are up 0.6 percent.

87. Apple CEO Dares to be Different From Steve Jobs -

SAN FRANCISCO (AP) – "Think different" became Apple's creed during the late Steve Jobs' reign as CEO. Now, chief executive Tim Cook is embracing the idea while making decisions that would have seemed crazy to his fabled predecessor.

88. RNC Changes Debate Rules for 2016 -

MEMPHIS (AP) – Lunging for control of the GOP ahead of high-stakes elections, the Republican National Committee on Friday took steps to end free-for-all presidential debates and vowed to punish potential contenders who participate in rogue forums.

89. Service Firms Grow at Fastest Pace Since August -

U.S. service firms grew last month at the fastest pace since August as new orders and sales grew, adding to evidence that the economy is picking up after a slow start to the year.

The Institute for Supply Management said Monday that its service-sector index rose to 55.2 from 53.1 in March. Any reading above 50 indicates expansion. The ISM is a trade group of purchasing executives.

90. The Market Whisperer -

When economic analysis gets reduced to a binary choice between opposites like bullish or bearish, up or down, strong or weak, the complexity that helps explain the way things are gets lost in a thicket of sound byte-ready oversimplification.

91. Average US 30-Year Mortgage Rate Falls to 4.21 Percent -

WASHINGTON (AP) – Average U.S. rates on fixed mortgages fell this week for a second straight week as the spring home-buying season has gotten off to a slow start.

Mortgage buyer Freddie Mac said Thursday the average rate for the 30-year loan declined to 4.21 percent from 4.29 percent last week. The average for the 15-year mortgage eased to 3.32 percent from 3.38 percent.

92. Memphis Economic Indicator Presents Latest Snapshot -

On the qualitative side of the latest Memphis Economic Indicator, a survey measuring general business sentiment produced jointly by The Daily News and Dixon Hughes Goodman LLP, respondents tended to put Memphis at a kind of inflection point at the moment.

93. Health Insurers: Payment Rates Above 80 Percent -

WASHINGTON (AP) – Top health insurance companies told members of Congress Wednesday that more than 80 percent of people who've signed up under the president's new health care law have gone on to pay their premiums – a necessary step for the enrollment figures touted by the Obama administration to hold up.

94. Mortgage Market Up 8 Percent in April -

Sam Goff, a senior loan originator at Independent Bank, announced in a post to his Facebook followers last month that mortgage rates were at one point about as low as they’d been in 2014 so far.

95. Data Breaches: A New Source of Worry for CEOs -

NEW YORK (AP) – Add hackers to the long list of things that give CEOs insomnia.

Target's chief executive, Gregg Steinhafel, is the first boss of a major corporation to lose his job over a theft of customer data. His exit from the helm of the nation's second-largest retailer on Monday shows that –in addition to guiding company strategy and keeping Wall Street happy with ever-growing profits– today's chief executives are being held responsible for lapses in computer security.

96. Target's Chairman and CEO Out in Wake of Breach -

NEW YORK (AP) – Target's massive data breach has now cost the company's CEO his job.

Target announced Monday that Chairman, President and CEO Gregg Steinhafel is out nearly five months after the retailer disclosed the breach, which has hurt its reputation among customers and hammered its business.

97. Service Firms Grow at Fastest Pace Since August -

U.S. service firms grew last month at the fastest pace since August as new orders and sales grew, adding to evidence that the economy is picking up after a slow start to the year.

The Institute for Supply Management said Monday that its service-sector index rose to 55.2 from 53.1 in March. Any reading above 50 indicates expansion. The ISM is a trade group of purchasing executives.

98. American Economy Bounces Back From Brutal Winter -

WASHINGTON (AP) – The American economy shrugged off the end of a brutal winter last month, rebounding with the biggest hiring surge in two years and suggesting that the job market's gains could endure.

99. Running on Autopilot? -

With the first quarter behind us, it is time to evaluate your business performance and start assessing the effectiveness of the tactics in your growth strategy. At the end of each quarter it is imperative to run a series of diagnostics to attain a deeper understanding of why the results are what they are, regardless of whether they are positive or negative.

100. White House Calls for More Privacy Laws -

WASHINGTON (AP) – The White House is asking Congress to pass new privacy laws that would add more safeguards for Americans' data and provide more protections for emails sought in the course of a law enforcement investigation.