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Editorial Results (free)

1. Baptist, Community Health Alliance Strike Deal -

West Tennessee residents who purchase health care insurance through Community Health Alliance beginning this fall will be directed to providers at Baptist Memorial Health Care facilities.

The exclusive agreement should be a boon for the Memphis-based Baptist system, which operates 14 hospitals in West Tennessee, North Mississippi and eastern Arkansas. The Baptist network also includes more than 4,000 affiliated physicians, a multi-specialty physician group of more than 450 providers, home, hospice and psychiatric care, and a network of surgery, rehabilitation and outpatient centers.

2. Median CEO Pay Rises to $9.7 Million in 2012 -

CEO pay has been going in one direction for the past three years: up.

The head of a typical large public company made $9.7 million in 2012, a 6.5 percent increase from a year earlier that was aided by a rising stock market, according to an analysis by The Associated Press using data from Equilar, an executive pay research firm.

3. Word Finds Passion With Vaco, Women’s Alliance -

In her six years as a CPA, Ginna Word has seen the industry from both sides of a spreadsheet, as an auditor for Deloitte & Touche, and as a corporate, in-house accountant for The ServiceMaster Co.

4. IRS Apologizes for Targeting Tea Party Groups -

WASHINGTON (AP) – The Internal Revenue Service apologized Friday for what it acknowledged was "inappropriate" targeting of conservative political groups during the 2012 election to see if they were violating their tax-exempt status.

5. Nurturing Social Capital -

“Trusting relationships and reflection/rejuvenation are required for building strong networks and collaborations.”

That’s the word from Patricia Brandes, executive director of the Barr Foundation. She didn’t say more funding, more collaboration, lower expenses or greater impact. She focuses on the three R’s – relationships, reflection and rejuvenation.

6. Events -

Business Over Coffee International will launch a six-part social media training class titled Weave Your Own Web on Thursday, May 9, from 9 a.m. to 11 a.m. at the group’s headquarters, 5865 Ridgeway Road, suite 300. Classes will continue on the second Thursday of each month. Cost is free for members and first-time guests, and $10 for returning guests. Visit businessovercoffee.biz or call 820-4469.

7. International Paper Takes on Forest Protection -

International Paper Co. and a forest conservation group announced a plan Wednesday to protect endangered forests in key paper-producing areas of the South.

8. International Paper Takes on Forest Protection -

International Paper Co. and a forest conservation group announced a plan Wednesday to protect endangered forests in key paper-producing areas of the South.

9. Social Suds Brings Services to Soulsville -

With a bubble machine on the roof, the new South Memphis Alliance laundromat and resource center opened Wednesday, April 3, at 1044 S. Bellevue Blvd.

10. Council OKs Registry for Blighted Properties -

For months, Memphis Mayor A C Wharton Jr. and the Memphis City Council had delayed final votes on his proposal to require the registration of property to make it easier for the city to find the owners of blighted property.

11. Reform Brings Changes to Managed Care -

Historic changes in managed health care are already under way and more are expected over the next year as reform continues to take shape following the Affordable Care Act of 2010.

Since 2010, the trend of alignment between local physicians and hospital systems has swept across the Mid-South, and local hospital professionals brace for more changes and more patients once the new insurance exchanges are online within the next six months.

12. Musicians Get Plugged in to Cawein’s Signal Flow -

When Elizabeth Cawein left her job with the Memphis Music Foundation amid a restructuring of the organization, she had a choice.

The Memphis music fan could stay in the city and settle for a public relations job not connected to the music industry, or she could make a music-related PR job her focus and end up leaving town.

13. Koury’s Success Defined by Partnerships, Programming -

Heather Baugus Koury has been executive director of the American Institute of Architects Memphis chapter for more than a decade, and although she was just named to the distinguished status of Honorary AIA, she’s never considered becoming a practitioner.

14. ‘All is Not Lost’ -

Baptist Memorial Health Care Corp. has been nationally recognized for its work providing health care services for the homeless population of the Mid-South, helping people like Grace Hilton-Young transform their lives.

15. Maximizing Madison -

The Downtown strip of Madison Avenue from the University of Memphis Cecil C. Humphreys School of Law to Fielder Square Apartments in its prime was the city’s financial hub.

It’s seen some successes in recent times – new businesses opening, building renovations and the removal of the makeshift wall at Main and Second streets that interrupted traffic for two years.

16. Judge and Mayoral Contender Otis Higgs Dies -

Shelby County Criminal Court Judge W. Otis Higgs, whose two bids to become Memphis Mayor in the 1970s were important chapters in the city’s political and racial history, died Friday, Feb. 15, at the age of 75.

17. American, US Airways Announce $11 Billion Merger -

DALLAS (AP) – US Airways CEO Doug Parker has landed the big merger he sought for years. Now the soon-to-be CEO of the new American Airlines has to make it work.

Planes need painting. Frequent flier programs have to be combined. And the new airline will still be weak in Asia and need to win back business travelers who have been drifting away to other airlines.

18. Events -

Memphis Child Advocacy Center will hold its Works of Heart valentine auction, featuring works by more than 100 local artists, Saturday, Feb. 9, from 7 p.m. to 10 p.m. at Memphis College of Art, 1930 Poplar Ave. Visit memphiscac.org.

19. Madewell Coming to Saddle Creek -

The Shops of Saddle Creek in Germantown will soon gain another national retailer with no other presence in Tennessee.

Madewell, a subsidiary of J. Crew Group Inc., has signed a 3,061-square-foot lease in The Shops of Saddle Creek North, 7509 Poplar Ave., in part of the space that was previously The Gap in between James Avery Jewelry and Brighton Collectables.

20. Outdoor Retail Executive Picked for Interior -

WASHINGTON (AP) – President Barack Obama on Wednesday nominated outdoor business executive Sally Jewell to lead the Interior Department.

21. APNewsBreak: Effort Building to Change US Pot Laws -

SEATTLE (AP) – An effort is building in Congress to change U.S. marijuana laws, including moves to legalize the industrial production of hemp and establish a federal pot tax.

While passage this year could be a longshot, lawmakers from both parties have been quietly working on several bills, the first of which Democratic Reps. Earl Blumenauer of Oregon and Jared Polis of Colorado plan to introduce Tuesday, Blumenauer told The Associated Press.

22. Stretched Care -

The Herb Kosten Foundation and the International Children’s Heart Foundation (ICHF) are two of many local health care-related nonprofit organizations that face ongoing funding challenges.

A November report from the Alliance for Nonprofit Excellence concluded that, in general, local nonprofits are facing increased costs for running operations, and some cannot fully meet the demand for their services because of funding constraints.

23. Restaurants See Plenty of Activity in 2012 -

There were new restaurant openings, expansions and major milestones celebrated.

Alliances were formed, events were debuted and, of course, a few joints were shuttered.

In most respects, 2012 was a banner year for the Memphis food scene, and 2013 could be even more promising, said Patrick Reilly, owner of Majestic Grille and president of the Memphis Restaurant Association.

24. Memphis Primary Care Aligns With Baptist Group -

The trend of consolidation in the local health care industry marches on as Memphis Primary Care becomes the latest private physician practice to align with a major hospital system, joining Baptist Medical Group.

25. Southwind Homewood Suites Sells for $6.5 Million -

3583 Hacks Cross Road Memphis, TN 38125

Sale Amount: $6.5 million

Sale Date: Nov. 2, 2012

26. Spirit of Giving -

For several thousand homeless Memphians, the winter months can be especially rough being exposed to the harsh elements without money, food or warm clothing.

Several local organizations and volunteers took time to give back during this holiday season by donating warm clothes, preparing hot meals and providing health care for those less fortunate just as the first signs of freezing conditions and snow hit the area.

27. Renewed Focus -

Reginald Milton calls it the “dirty little secret” of nonprofits whose mission is to provide social services.

28. Events -

Downtown Memphis Commission will unveil Memphis’ first marker on the Highway 61 Blues Trail Friday, Nov. 30, at 1 p.m. at Third Street and Gayoso Avenue. Visit downtownmemphis.com.

29. Audit Finds Poor Tracking of Tennessee Sex Offenders -

NASHVILLE, Tenn. (AP) — A recent audit of Tennessee's parole and probation system found officers failed to properly supervise sex offenders, sometimes allowing them access to children.

30. Soul Map -

The Soulsville arrows beneath the Bellevue Boulevard railroad overpasses near Walker Avenue point north and south. It is the first indication that you are in an area where several possibilities can coexist.

31. State Comptroller: Waive $25 for Records Requests -

Comptroller Justin Wilson’s move to automatically waive the first $25 in fees for public records requests is drawing praise from open government advocates.

32. Lease Takes Appling Farms to Capacity -

A distributorship of Pella Corp. has inked 11,300 square feet in Appling Farms Corporate Park, 6972 Appling Farms Parkway.

33. Return on Investment -

Most people already know some of the basic elements of the banking business. From the large national lenders with a Memphis presence to the community banks in the suburbs, one common element is they make money by charging borrowers more than the bank pays in interest to depositors.

34. Arkansas Court Rejects More Time for Casino Measure -

LITTLE ROCK, Ark. (AP) – The Arkansas Supreme Court on Thursday unanimously denied a Texas businessman's bid for more time to gather signatures for a casino legalization measure he hoped to get on the November ballot, backing the state's determination that his first attempt fell short.

35. BankTennessee Gets New Chief Credit Officer -

BankTennessee has promoted Dee Lenderman to chief credit officer.

In his new role, Lenderman will be responsible for providing support, direction, credit information and loan policies and procedures to ensure the overall quality of the bank’s lending portfolio.

36. Trustee and County Land Bank Prepping Road Show -

The office of Shelby County Trustee David Lenoir and the Shelby County Land Bank are teaming up to present a “Real Estate Road Show” starting later this month.

37. Transcript: Luttrell Discusses Schools, Other Issues Facing County -

Shelby County Mayor Mark Luttrell talked several weeks ago with The Memphis News editorial board about the coming merger of schools and the creation of municipal school districts.

The conversation took place a few days before voters in all six suburban towns and cities approved the creation of municipal school districts.

38. Luttrell Talks School Buildings, Economic Dev. -

A countywide school system can coexist with municipal school districts with the right terms, says Shelby County Mayor Mark Luttrell.

39. Nursing Home Owner Files $13 Million Loan -

3549 Norriswood Ave.
Memphis, TN 38111

Loan Amount: $13 million

Loan Date: July 13, 2012

40. Walgreen, Express Scripts Sign New Agreement -

The Walgreen pharmacy chain will begin filling prescriptions from customers in the Express Scripts network again starting in September under a new multiyear contract that ends a costly impasse between the companies.

41. Breaking Barriers -

It seems simple. Match the homeless with homes.

The problem becomes more complex once one starts trying to carry out what quickly becomes a not so simple process.

For the last year, the city’s Community Alliance for the Homeless has been forming the framework for that – a system that will begin with those who most urgently need to get off the streets and work through making that stability long term and then to heading off homelessness before it begins.

42. Owner Files $1.3 Million Loan on Cadre Building -

Cadre Realty LLC has filed a $1.3 million loan through First Alliance Bank on the Cadre Building at 149 Monroe Ave., on the southeast corner of Monroe and South Second Street.

43. Alliance Helps Businesses Implement Green Practices -

A public-private partnership called Team Green Zone, spearheaded by the Bartlett Area Chamber, is helping Mid-South businesses implement long-term sustainable practices to protect the environment while helping businesses boost their bottom lines.

44. As US Economy Steadies, Bank Closings Become Rarer -

WASHINGTON (AP) – Fewer U.S. banks are failing than at any time since the financial crisis erupted in 2008. The healthier banking industry is helping sustain an economy slowed by lackluster hiring, weak manufacturing and Europe's debt crisis.

45. First Tenn. Donates Bldg. To Mid-South Spay and Neuter -

First Tennessee Bank has donated a building at 5650 Mt. Moriah Road to Mid-South Spay and Neuter Services, which will allow the nonprofit clinic to increase capacity and make a larger impact on reducing pet overpopulation in the Mid-South.

46. Bank of Fayette County Begins TARP Payback -

Another Memphis-area bank has started paying back money it got from the federal government amid the Great Recession of 2008.

The Bank of Fayette County has repaid $1.1 million of the more than $6 million it got as part of the Troubled Asset Relief Program (TARP), according to a report from the U.S. Treasury.

47. Walgreen to Spend $6.7B on Alliance Boots Stake -

Walgreen Co. will pay $6.7 billion in cash and stock to buy a stake in European health and beauty retailer Alliance Boots, a deal that would give global clout to a U.S. drugstore chain struggling with slipping sales in its home market.

48. Dodd-Frank Could Have ‘Dire Impact’ On Economy -

As banks nationwide are feeling the pressure of regulatory change like the Dodd-Frank Wall Street Reform and Consumer Protection Act, commercial real estate lending standards by community banks will likely remain stringent for the foreseeable future.

49. In-Rel Outsources Office Leasing -

In-Rel Properties Inc. has outsourced its Memphis office leasing to Cushman & Wakefield/Commercial Advisors LLC, following months of changes up top for the Lake Worth, Fla.-based real estate firm.

50. In-Rel Outsources Office Leasing -

In-Rel Properties Inc. has outsourced its Memphis office leasing to Cushman & Wakefield/Commercial Advisors LLC, following months of changes up top for the Lake Worth, Fla.-based real estate firm.

51. Fast Forward -

Local economic development leaders have been talking for a while now about a transition from one five-year strategy – a plan that’s helped guide the addition of thousands of new local jobs to the local economy – to a new vision that carries things forward.

52. Kiser Joins Volunteer Mid-South As Community Services Director -

Amanda Kiser has joined Volunteer Mid-South as community services director. Kiser’s responsibilities include mobilizing and maximizing volunteer resources, coordinating training for partner agencies, creating and leading community projects, and marketing VMS’ benefits to agencies and the public.

53. Events -

The Alliance for Nonprofit Excellence will hold its annual conference Wednesday, May 2, from 8 a.m. to 4 p.m. at Clark Opera Memphis Center, 6745 Wolf River Blvd. The topic is “Powerful Networks: Nonprofits, Social Media and Community.” Cost is $120 for members, $160 for nonmembers and $65 for students. Visit npexcellence.org or email info@npexcellence.org.

54. Aerotropolis Brand Slow To Catch On -

The president of the company that helped give Alliance, Texas, the country’s first 100 percent cargo airport said he and others in the project had the advantage of working with a relatively blank slate.

55. Berger Working on Food Truck Alliance -

As if owning and operating the city’s fastest growing self-serve frozen yogurt business isn’t enough, Taylor Berger is about to add two more hospitality titles to his resume.

56. Iberiabank Relocates Cordova Bank Branch -

Iberiabank is moving its Cordova branch out from behind the shadow of a rival – literally.

The Iberiabank branch at 1605 Germantown Parkway is being relocated a little more than a mile south of that location into a vacant space formerly occupied by Trust One Bank, which closed several of its locations recently.

57. Awards Just One Facet Of Comm. Council -

This year marks a decade of existence for the Memphis Area Association of Realtors’ Commercial Council, the trade organization for the commercial real estate profession and its related sectors.

The council has about 325 members whose professions include commercial developers, brokers, property managers and other related CRE careers. Two of the council’s main events each year are the Commercial Property Forecast Summit, held in February, and the Pinnacle Awards, which honor the highest-producing commercial brokers each spring.

58. Tactical Magic Design Featured in Textbook -

Tactical Magic has been featured in a graphic design textbook for its logo design of Eyewear Gallery in East Memphis, marking the third time the boutique branding firm’s work has been highlighted in a college-level publication.

59. Robinson: Health Study Confirms Known Problem -

Dr. Kenneth Robinson, public health policy adviser to Shelby County Mayor Mark Luttrell, said he wasn’t at all surprised by a recent study that found African-American women in Memphis are more than twice as likely to die from breast cancer as their white counterparts.

60. Express Scripts' $29.1B Deal for Medco Closes -

NEW YORK (AP) – Express Scripts Inc. said Monday that it completed its $29.1 billion acquisition of Medco Health Solutions Inc., creating the largest pharmacy benefits manager in the country by far.

61. Mitsubishi Chem Subsidiary Files Permit App for HQ -

2665 Fite Road
Memphis, TN 38127

Permit Cost: $8.2 million

Permit Date: Applied March 2012

62. St. Elisabeth's Prepares to Build New Church -

St. Elisabeth’s Episcopal Church has filed a $2 million construction loan through First Alliance Bank for 38 acres at the southeast corner of Old Brownsville and Billy Maher roads east of Austin Peay Highway. The property is adjacent to the St. Columba Episcopal Conference & Retreat Center.

63. Heart Same As Head In Picking Games -

One of the beauties of the NCAA Tournament is the more you know, the less you know. Grizzlies coach Lionel Hollins knows more about the game than most of us could forget and he believes Kentucky will win this time.

64. Events -

The HIV/AIDS Network 2012 Conference will be held Thursday, March 8, from 9 a.m. to 4:30 p.m. and Friday, March 9, from 9 a.m. to noon at the University of Tennessee Health Science Center and Student Alumni Center, 800 Madison Ave. The topic is “Responding to Challenges in the Mid-South.” Pre-registration is $25 and onsite registration is $35. Visit www.hivmemphis.org for more information or to register.

65. Local Banks See Smaller Profits -

Setting aside the performance of the largest local bank, Memphis-area banks as a whole didn’t report as much profit at the end of 2011 as they did at the end 2010.

The two dozen banks in the Memphis market reported almost $192 million in year-to-date net income at the end of 2011, according to the Federal Reserve Bank of St. Louis.

66. Applying Pressure -

On Super Bowl Sunday, a group of 20 people huddled near a set of about as many tents on the Civic Center Plaza – the part of the Main Street Mall that is home to City Hall as well as the county, state and federal buildings.

67. Turning Point -

In World War II, it was the beaches of Normandy. During the Great Recession, it was the collapse of Lehman Brothers. In Shakespeare's “Hamlet,” it's the reaction of Claudius when he storms out of the play that Hamlet staged in an attempt to guess whether his uncle killed his father.

68. Donations Up Nationwide, Local Nonprofits Still Struggle -

Fundraising for nonprofits has returned to pre-recession levels, now exceeding the level of giving last seen in 2007, according to Blackbaud Inc., a Charleston, S.C.-based provider of software and services for nonprofits across the country.

69. Commission Looks at Power Realignment -

For three months, a split among the six Republicans on the 13-member Shelby County Commission has been more evident than the split among the seven Democratic commissioners.

As the commission started over this week on the redistricting process that highlighted the Republican rift, however, the split has evolved into a realignment of political power on the body.

70. New Airfare Rules Remove Some of the Fine Print -

DALLAS (AP) – It comes as no surprise for experienced travelers, but novices are sometimes shocked to find that the final cost of airline trip can be much higher than the price touted on the airline's website or advertising.

71. Tennessee St. Office Bldg. Again in Foreclosure -

460 Tennessee St.
Memphis, TN 38103

Sale Amount: $3 million

Sale Date: Dec. 1, 2011

72. Memphis Pentecostal Bldg. Sells in Foreclosure -

Greater Memphis Pentecostal Assembly Inc. has bought a 2,823-square-foot residence on East Shelby Drive at a foreclosure sale for $1.9 million. The seller was David A. Kirkscey, substitute trustee appointed by First Alliance Bank.

73. That's a Wrap -

If the grand sweep of 2011 could be captured on celluloid and presented to an audience on the big screen, all the components of a great film would be readily apparent.

There was drama, in the form of a deluge and historic flooding that led the Mississippi River to crest at nearly 48 feet early in the year. One of the year’s big surprises saw President Barack Obama give the commencement address for the Booker T. Washington High School class of 2011 at the Memphis Cook Convention Center.

74. CRE Activity Stays Strong During 2011 -

Despite hard times, local commercial real estate firms were able to ink plenty of deals in the past 12 months.

Memphis’ industrial leasing activity kicked off in January when Buena Park, Calif.-based Pacific Logistics Corp. signed a 60,000-square-foot lease in ProLogis Park DeSoto for its first Memphis-area location.

75. Key Storylines Emerge in 2011 Banking -

Much of the news that came out of the local banking and financial services sectors in 2011 fell into one of three buckets.

No new fees, please.

Smaller names are doing bigger business.

And, two heads are better than one.

76. Events -

Baker, Donelson, Bearman, Caldwell & Berkowitz PC will present “Social Media Update” Thursday, Dec. 15, from 8 a.m. to 9:30 a.m. at Holiday Inn Memphis – Southaven, 280 Marathon Way in Southaven. Registration for the free event begins at 7:30 a.m. The briefing will address issues related to the National Labor Relations Act, including whether a company’s social media policy violates the act. To register, visit www.bakerdonelson.com/events or email rsvp@bakerdonelson.com.

77. Events -

The Center City Development Corp. board of directors will meet Wednesday, Dec. 14, at 9 a.m. in the DMC conference, 114 N. Main St.

78. Events -

The Center City Revenue Finance Corp. board of directors will meet Tuesday, Dec. 13, at 9 a.m. in the DMC conference room, 114 N. Main St.

79. Tennessee Solar Study Says Need to Stay Aggressive -

KNOXVILLE (AP) – Tennessee's solar and related industries provide more than 6,400 jobs in a growing green economic sector, but the state needs to stay aggressive in supporting and pursuing the ventures, a report released Thursday shows.

80. Local Scholarship Effort Under Way -

The idea seems simple enough. Put up scholarship money to fill the gap between what an aspiring college student has and what the student needs to pay the tuition for another year of higher education.

81. Stronger Factories, Lower Prices Lift Economy -

WASHINGTON (AP) – U.S. manufacturing is recovering from a slump, and inflation may be peaking.

Data issued Wednesday point to an economy growing slowly but steadily. Still, surging oil prices and a possible European recession threaten to drain the economy's momentum.

82. Heart of Memphis -

The day before Tennessee Gov. Bill Haslam was the keynote speaker this summer at the Downtown Memphis Commission’s 2011 Annual Luncheon, he went for a jog in Nashville wearing his “Believe Memphis” Grizzlies T-shirt.

83. Accelerator Project Benefit Growth Alliance -

The announcement by Tennessee Gov. Bill Haslam that the Memphis area will have one of the state’s new Regional Entrepreneurial Accelerators will bring dividends for the Memphis Shelby Growth Alliance, a program that complements the objectives and agenda of MemphisED.

84. Obama Signs 3 Trade Deals, Biggest Since NAFTA -

WASHINGTON (AP) – President Barack Obama signed off Friday on the first three – and possibly last – free trade agreements of his administration, deals with South Korea, Colombia, and Panama that could be worth billions to American exporters and create tens of thousands of jobs.

85. 143 Beale Co. LLC Files $1.5M Leasehold Loan -

143 Beale Co. LLC has filed a $1.5 million leasehold deed of trust through First Alliance Bank for property at the southeast corner of Beale and Second streets in the Beale Street Urban Renewal Area. The loan matures Oct. 1, 2017.

86. Permit: Large Solar Farm Planned At Agricenter -

A 1-megawatt solar farm could be installed at Agricenter International, according to a $3.5 million building permit application just filed with the city-county Office of Construction Code Enforcement.

87. Permit: Large Solar Farm Planned at Agricenter -

A 1-megawatt solar farm could be installed at Agricenter International, according to a $3.5 million building permit application just filed with the city-county Office of Construction Code Enforcement.

88. Yahoo, ABC Joining Forces in News Partnership -

NEW YORK (AP) – ABC News and Yahoo Inc. are joining to deliver more online news to their audiences. With the deal, ABC News content will be prominently featured on Yahoo News, the most visited news website in the world. It will also show up on Yahoo's popular front page.

89. Homeless Reduction -

The end of this month will mark the first three months of the new local effort with a goal of ending homelessness in the next 10 years.

The Community Alliance for the Homeless Inc., a private nonprofit organization, has written several grant proposals in pursuit of an action plan that would reduce transitional housing for the homeless by 300 units and replace it with more than 300 units of permanent supportive or other long-term housing.

90. Staying Afloat -

Compared to the overall U.S. construction landscape, Memphis’ position appears to be managing fairly well.

Within the last 10 months, the city has landed several heavy manufacturing projects – Electrolux, Mitsubishi Electric Power Products Inc. and Kruger Inc., to name a few – in a time when, nationally, the manufacturing sector is stagnant.

91. Factory Output Mostly Weak in August Outside Autos -

WASHINGTON (AP) – Manufacturing was mostly weak in August, a troubling sign for the U.S. economy. But auto production increased for the second straight month, as supply chains improved after months of delays caused by the Japan crisis.

92. Unusual Coalition Boosts Health Overhaul -

WASHINGTON (AP) – Betting that President Barack Obama's health care overhaul withstands lawsuits and a Republican repeal drive, an unusual alliance of industry, health care and consumer groups Wednesday launched a campaign to lay the groundwork for signing up uninsured Americans.

93. No More Mail? What Would Ben Franklin Think? -

WASHINGTON (AP) – Imagine a nation without the Postal Service.

No more birthday cards and bills or magazines and catalogs filling the mailbox. It's a worst-case scenario being painted for an organization that lost $8.5 billion in 2010 and seems headed deeper into the red this year.

94. Biggest Local Banks Repay TARP -

The two biggest Memphis banks that got emergency capital from the federal government in 2008 as part of a dramatic bank industry rescue have now repaid that money and exited the program.

Magna Bank became the latest local institution to remove itself from the Troubled Asset Relief Program when a few days ago it finished repaying almost $14 million.

95. Homeless Connect Set For Sept. 16 -

Leaders of the combined city-county effort to end homelessness within 10 years are mounting their first attempt to bring the homeless without shelter in for a one-stop shop of services.

The Project Homeless Connect will be Sept. 16 at the Pipkin Building at the Mid-South Fairgrounds.

96. US Malaise, Debt Stalemate Shake Allies Globally -

BEIJING (AP) — America's debt crisis and economic malaise are shaking confidence in its global leadership.

Many governments see Washington's paralysis as political theater ahead of a presidential election and wonder how American hardliners can be allowed to hold up a deal and bring a globalized economy to the brink.

97. Congressman Introduces Bill to Allow Online Poker -

LAS VEGAS (AP) – U.S. Rep. Joe Barton introduced a bill Friday to legalize online poker, hoping to pull the estimated $6 billion industry out of the shadows at a time when its top operators face serious legal troubles.

98. Events -

The Alliance for Nonprofit Excellence will hold a workshop Tuesday, June 7, from 8:30 a.m. to noon at its office, 5100 Poplar Ave., suite 502. Participants will learn the principles and practices of an effective internal control system. Cost is $60 for members, $110 for nonmembers and $55 for those in the Program for Nonprofit Excellence. For more information, call 684-6605 or visit www.npexcellence.org.

99. Events -

The American Heart Association will hold “Girl’s Night Out: A Night to Celebrate ‘Go Red for Women’” Monday, June 6, from 5 p.m. to 9 p.m. at the Hilton Memphis, 939 Ridge Lake Blvd. The evening will include a silent auction, vendors and a heart-healthy meal. Tickets are $100 per person. For more information, contact Dianna Dawson at dianna.dawson@heart.org or call 383-5418.

100. May Manufacturing Activity Cooled to 20-Month Low -

WASHINGTON (AP) – U.S. manufacturing activity expanded in May at the slowest pace in 20 months, the latest sign that a sharp rise in energy prices is hampering economic growth.

The Institute for Supply Management, a trade group of purchasing executives, said Wednesday that its index of manufacturing activity fell to 53.5 percent in May from 60.4 in April.