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Editorial Results (free)

1. Government Report Says US Lost $11.2 Billion on GM Bailout -

NEW YORK (AP) – A new report says taxpayers lost $11.2 billion on the government's bailout of General Motors.

The estimate comes from a quarterly report to Congress by a government watchdog that oversees the bailout, and is up from a previous estimate of $10.5 billion.

2. Is Hot Market for IPOs Cooling? -

NEW YORK (AP) – A hot market for initial public offerings may soon face a cooler reception from investors.

IPOs are having their best start to a year since 2000. Eighty-nine companies have raised $19 billion through sales of new stock so far in 2014. But demand for more offerings depends largely on the health of the broader market, and after last week's sell-off, the clamor from buyers may quiet down.

3. Business Lobby Seeks Major Push on Immigration -

WASHINGTON (AP) – The president of the U.S. Chamber of Commerce says the nation's biggest business lobby intends to "pull out all the stops" to pass an overhaul of immigration laws. That would place the chamber on the side of President Barack Obama on one of the White House's top legislative priorities of the year.

4. Senate Panel Advances Yellen's Bid to Lead Fed -

WASHINGTON (AP) – A Senate panel on Thursday advanced Janet Yellen's nomination to lead the Federal Reserve, setting up a final vote in the full Senate after lawmakers return from a two-week Thanksgiving break.

5. Europe Mulls Sanctions Against US Over Spying -

BERLIN (AP) – The United States could lose access to an important law enforcement tool used to track terrorist money flows, German officials said Monday, as Europe weighs a response to allegations that the Americans spied on their closest European allies.

6. World Welcomes US Budget Deal but Fears Remain -

LONDON (AP) – The world's disbelief at the political impasse in the U.S. turned to cautious relief Thursday as the country stepped back from the brink of default. But fears remain about another possible shutdown – and, even worse, a possible default – early next year.

7. Ally Financial Firms Paying $198 Million for US Claims -

WASHINGTON (AP) – Ally Financial and its related companies are paying about $198 million to settle federal complaints that the companies wrongfully foreclosed on homeowners.

The Federal Reserve announced the agreement Friday with Ally Financial, the former lending arm of General Motors known as GMAC Mortgage.

8. Back to Negotiations After Student Loan Plan Fails -

WASHINGTON (AP) – The defeat of a student loan bill in the Senate on Wednesday clears the way for fresh negotiations to restore lower rates, but lawmakers are racing the clock before millions of students return to campus next month to find borrowing terms twice as high as when school let out.

9. Tennessee Homeowners Get Loan Relief -

Thousands of Tennessee homeowners have received more than $161 million in loan relief as part of a landmark multistate settlement with five U.S. banks over foreclosure abuses.

Tennessee Attorney General Bob Cooper’s office said on Friday that the relief went to about 4,000 homeowners in the state between March 1 and Dec. 31. The announcement came after a report was released last week by an office monitoring the settlement.

10. Lender Processing Paying $121 Million to Resolve Claims -

One of the biggest U.S. mortgage processing companies has agreed to pay $121 million to resolve states' claims that it wrongfully foreclosed on homeowners who should have been allowed to stay in their homes.

11. Business CEOs Call for Raising Retirement Age -

WASHINGTON (AP) – An influential group of business CEOs is pushing a plan to gradually increase the full retirement age to 70 for both Social Security and Medicare and to partially privatize the health insurance program for older Americans.

12. Five Big US Banks Cut Mortgage Balances by $6.3 Billion -

LOS ANGELES (AP) – Five of the biggest U.S. banks have cut struggling homeowners' mortgage balances by $6.3 billion, part of a total $26.1 billion in home loan relief provided under a landmark settlement over foreclosure abuses.

13. Tennessee Starting to Benefit From Foreclosure Settlement -

Tennessee homeowners have received more than $36 million in relief from March 1 through June 30 as part of a nationwide settlement reached with the country’s five big mortgage servicers.

That’s according to the office of Tennessee Attorney General Bob Cooper. The relief is in the form of loan modifications, refinances and facilitated short sales.

14. Residential Capital Seeks Chapter 11 Protection -

DETROIT (AP) – The U.S. government is hoping that Monday's bankruptcy filing by Ally Financial Inc.'s troubled mortgage business will help the company repay its government bailout faster.

15. Govt Loses About $49M on Sale of Small-Bank Stocks -

WASHINGTON (AP) – The government has lost roughly $50 million on its sale of stock in six small banks bailed out in the 2008 financial crisis. But the Treasury Department says the three-year investment was profitable after counting dividends and investments.

16. Regions to Repay TARP -

Regions Financial Corp. will sell $900 million in stock to repay some of the $3.5 billion it received from the Treasury Department as part of the 2008 bank bailout, the company announced Wednesday, March 14.

17. Foreclosure Deal Nets State $146M -

The state of Tennessee is participating in a $25 billion settlement announced Thursday, Feb. 9, between 49 states – all but Oklahoma – over foreclosure abuses from some of the nation’s biggest lenders.

18. Foreclosure Deal Nets $146M for Tennessee -

The state of Tennessee is participating in a $25 billion settlement announced Thursday, Feb. 9, between 49 states – all but Oklahoma – over foreclosure abuses from some of the nation’s biggest lenders.

19. Report: Taxpayers Still Owed $133B From Bailout -

Companies that were bailed out during the financial crisis still owe U.S. taxpayers nearly $133 billion. Treasury’s plans to recoup that money have been slowed by the volatile stock market and weakness among smaller banks.

20. $25B Nationwide Mortgage Deal Goes to States -

WASHINGTON (AP) – The nation's five largest mortgage lenders have agreed to overhaul their industry after deceptive foreclosure practices drove homeowners out of their homes, government officials said Monday.

21. Delta Shares Up on Report of Interest in AMR -

FORT WORTH, Texas (AP) – Shares of Delta Air Lines Inc. rose Thursday after a report that the world's second-biggest airline may try to buy American Airlines parent AMR Corp.

22. Mortgage Fraud Reports Spike as Lawsuits Pile Up -

VIENNA, Va. (AP) – The wave of lawsuits and other demands from investors in mortgage-backed securities contributed to a big spike in reports of likely mortgage fraud during the second quarter, according to a Treasury Department report.

23. First Horizon, Fitch Say Risk Manageable -

Bryan Jordan, the president and CEO of First Tennessee Bank’s parent company, told his audience at an industry conference a few days ago in New York City that his company has been out of the mortgage business for three years now.

24. Feds Sue 17 Major U.S. Banks, Including First Tenn. Parent -

The federal agency that oversees the government-sponsored mortgage entities Fannie Mae and Freddie Mac has filed lawsuits seeking billions of dollars in compensation from several major U.S. banks, including the parent company of First Tennessee Bank.

25. Feds Sue 17 Major U.S. Banks, including First Tenn. Parent -

The federal agency that oversees the government-sponsored mortgage entities Fannie Mae and Freddie Mac has filed suit seeking billions of dollars in compensation from several major U.S. banks, including the parent company of First Tennessee Bank.

26. House Nears Vote on GOP Debt Bill; Dems Oppose -

WASHINGTON (AP) — Partisan to the core, Congress groped uncertainly Friday for a way to avoid a government default threatened for early next week. "We are almost out of time," warned President Barack Obama as U.S. financial markets trembled.

27. Obama Appoints Cordray to Lead Consumer Agency -

WASHINGTON (AP) – President Barack Obama moved Monday to get a new consumer protection bureau up and running, introducing a former Ohio attorney general as director, in an apparent acknowledgment that the woman who masterminded the agency couldn't win Senate confirmation.

28. Obama Selects Businessman Bryson for Commerce Post -

WASHINGTON (AP) – President Barack Obama has tapped energy executive John Bryson to lead the Commerce Department, putting a businessman at the helm of an agency tasked with boosting U.S. exports and promoting American business around the world.

29. Rising Pump Prices Add to Wal-Mart Uncertainty -

NEW YORK (AP) – Rising gas prices are adding another obstacle to Wal-Mart Stores Inc.'s campaign to reverse a two-year U.S. sales slump.

30. Gov't Orders Lenders to Reimburse Homeowners -

WASHINGTON (AP) — The U.S. government on Wednesday ordered 16 of America's largest mortgage lenders and servicers to reimburse homeowners who were improperly foreclosed upon.

Government regulators also directed the financial firms to hire auditors to determine how many homeowners could have avoided foreclosure in 2009 and 2010.

31. Obama Goal: 'Putting the Economy Into Overdrive' -

SCHENECTADY, N.Y. (AP) – More than half the nation disapproves of President Barack Obama's policies to reduce stubbornly high unemployment, a new Associated Press-GfK poll said Friday as Obama refocused his job-creation efforts on a business-friendly vision emphasizing innovation and exports to other countries.

32. Cypress Realty Holdings Buys Millington Perkins Site -

8472 New Wilkinsville Road
Millington, TN 38053
Sale Amount: $1.3 Million

33. Stage Road Dealership Sells for $4 Million -

Bud Davis Cadillac Inc. has sold its former auto dealership at 7727 U.S. 64 (Stage Road) near Bartlett for $4 million to First Tennessee Bank as trustee.

34. BofA Settles Home Loan Buyback Claims -

CHARLOTTE, N.C. (AP) — Bank of America Corp. is settling some buyback claims on bad home loans sold to Fannie Mae and Freddie Mac as it attempts to separate itself further from one of the of the housing downturn's biggest headaches.

35. Where Fewer Foreclosures are Now Bad for Business -

CAPE CORAL, Fla. (AP) – Across the nation, troubled homeowners have cheered the news that some banks are slowing the foreclosure process to review questionable documents. Then there are places like Lee County, Fla., where not everyone is applauding.

36. Foreclosure Class Actions Pile Up Against Banks -

NEW YORK (AP) – Foreclosure-fraud class action lawsuits are starting to pile up against major banks across the country, threatening a besieged industry with billions more in potential losses.

37. Foreclosure Mess Could Threaten Banks, Report -

WASHINGTON (AP) – The disarray stemming from flawed foreclosure documents could threaten major banks with billions of dollars in losses, deepen the disruption in the housing market and hurt the government's effort to keep people in their homes, according to a new report from a congressional watchdog.

38. Foreclosure Activity Up Across Most US Metro Areas -

LOS ANGELES (AP) — The foreclosure crisis intensified across a majority of large U.S. metropolitan areas this summer, with Chicago and Seattle — cities outside of the states that have shouldered the worst of the housing downturn — seeing a sharp increase in foreclosure warnings.

39. Fed Boss: Regulators Looking Into Foreclosure Mess -

WASHINGTON (AP) – Federal banking regulators are examining whether mortgage companies cut corners on their own procedures when they moved to foreclose on people's homes, Federal Reserve Chairman Ben Bernanke said Monday.

40. Health Insurers Help GOP After Dalliance With Dems -

WASHINGTON (AP) — Health insurers flirted with Democrats, supported them with money and got what they wanted: a federal mandate that most Americans carry health care coverage. Now they're backing Republicans, hoping a GOP Congress will mean friendlier regulations.

41. Obama Official Says Banks Can Restart Foreclosures -

WASHINGTON (AP) — President Barack Obama's top housing official says lenders are within their rights to resume foreclosures this month despite allegations that they erred in processing documents.

42. States' Probe of Foreclosures Could Force Reforms -

WASHINGTON (AP) – A joint investigation by every state and the District of Columbia could force mortgage companies to settle allegations that they used flawed documents to foreclose on hundreds of thousands of homeowners.

43. Officials in 50 States Launch Foreclosure Probe -

WASHINGTON (AP) – Officials in 50 states and the District of Columbia have launched a joint investigation into allegations that mortgage companies mishandled documents and broke laws in foreclosing on hundreds of thousands of homeowners.

44. GMAC to Review Foreclosure Documents Nationwide -

WASHINGTON (AP) – GMAC Mortgage says it will review all its foreclosures nationwide to determine whether documents contain errors. But it's stopping short of a nationwide foreclosure freeze.

45. Despite Foreclosure Halt, Mortgage Crisis Not Over -

MIAMI (AP) – For most Americans at risk of losing their homes, the brutal business of foreclosure goes on.

Bank of America halted foreclosures across the country to address paperwork problems, but three other banks did so only in 23 states. Other banks holding millions of mortgages have not suspended any foreclosures.

46. White House Doubts Need to Halt All Foreclosures -

WASHINGTON (AP) – A top White House adviser questioned the need Sunday for a blanket stoppage of all home foreclosures, even as pressure grows on the Obama administration to do something about mounting evidence that banks have used inaccurate documents to evict homeowners.

47. Foreclosure Freeze Could Undermine Housing Market -

NEW YORK (AP) – Karl Case, the co-creator of a widely watched housing market index, was upbeat three weeks ago. Mulling the economy while at a meeting at a resort near the Berkshires, Case thought the makings of a recovery were finally falling into place.

48. BofA Halts Foreclosures in 50 States -

WASHINGTON (AP) – A mushrooming crisis over potential flaws in foreclosure documents is threatening to throw the real estate industry into chaos, as Bank of America on Friday became the first bank to stop taking back tens of thousands of foreclosed homes in all 50 states.

49. Bank Exec Checked Only Date on Foreclosure Docs -

WASHINGTON (AP) – A Wells Fargo executive has acknowledged that he verified only the dates on up to 150 foreclosure documents he signed daily.

The executive made his admission in a May deposition involving a Washington state homeowner. He said he relied on co-workers to ensure that other information in the documents was correct.

50. No Recession Here: Election Spending Sets Records -

WASHINGTON (AP) – Turns out politics, for all its focus on the gloomy economy, is a recession-proof industry.

This year’s volatile election is bursting with money, setting fundraising and spending records in a high-stakes struggle for control of Congress amid looser but still fuzzy campaign finance rules.

51. Major Banking Bill Faces Final Vote This Week -

WASHINGTON (AP) — President Barack Obama on Tuesday secured the 60 votes he needs in the Senate to pass a sweeping overhaul of financial regulations, all but ensuring that he soon will sign into law one of the top initiatives of his presidency.

52. GMAC Posts Q1 Profit, Plans to Rename Itself Ally -

NEW YORK (AP) - GMAC Financial Services on Monday posted its first quarterly profit in more than a year and announced plans to rename itself Ally Financial Inc., as the consumer lender aims to put a failed foray into the mortgage business behind it.

53. Geithner to Visit Beijing Amid Currency Dispute -

MUMBAI, India (AP) - U.S. Treasury Secretary Timothy Geithner will visit Beijing for talks with a Chinese vice premier for economic affairs on Thursday, Geithner's spokesman said, in a sign the two sides are moving toward settling a dispute over China's currency controls.

54. Race to the Top -

The age of No Child Left Behind in national education is about to give way to another moniker.

The Race to the Top program is a race between states to get a share of $4.35 billion in federal stimulus money for an education reform effort.

55. GMAC Financial Services Q3 Loss Narrows -

NEW YORK (AP) - GMAC Financial Services, the main lender for General Motors Co. and Chrysler Group LLC, said Wednesday its loss narrowed to $767 million in the third quarter, as its auto lending unit made money while its home mortgage unit reported another loss.

56. Treasury, GMAC in Talks for 3rd Round of US Aid -

NEW YORK (AP) - GMAC, the former lending arm of General Motors Co., is in talks with the Treasury Department for a third injection of taxpayer aid, a further sign of the U.S. government's entrenchment in the auto industry.

57. Cash Sounds Off On Educational Quality, Financial Needs -

Memphis City Schools Supt. Kriner Cash knew that most of the adults who came to this week’s school board meeting were there to talk about school buses – specifically the new schedule that got off to a controversial start with little public notice when the school year began this month.

58. GMAC Receives $7.5B in New Treasury Aid -

NEW YORK (AP) - The U.S. government could eventually own a majority stake in GMAC Financial Services following its latest $7.5 billion aid package to the ailing auto financing company.

To keep loans flowing to would-be buyers of GM and Chrysler vehicles and shore up its capital position, the Treasury Department agreed Thursday to provide GMAC with $7.5 billion in loans. The new aid marks the second time the government has stepped in to prop up the former lending unit of General Motors Corp.

59. AP Sources: US Mulls Fresh Aid to GMAC -

WASHINGTON (AP) - The government is close to providing auto lender GMAC with billions of dollars in fresh aid, according to people with familiar with the matter.

The cash infusion is intended to help the company make loans for General Motors Corp. and Chrysler LLC vehicles. The people spoke on condition of anonymity Thursday because they were not authorized to speak before a formal announcement by the Treasury Department.

60. Obama: Catastrophe Coming if Congress Doesn't Act -

WASHINGTON (AP) - Republicans tried to push back against the ballooning size of President Barack Obama's economic recovery plan Wednesday even as he said the financial crisis would turn into "a catastrophe" unless the bill passed quickly.

61. GM Offers 0% Financing In Big Sales Push -

General Motors Corp. officials said Tuesday the company will offer financing as low as zero percent over the next week for several 2008 and 2009 models as the automaker makes a big year-end sales push.

62. Fred Thompson Shakes up His Campaign Staff -

WASHINGTON (AP) - Republican presidential hopeful Fred Thompson is shaking up his still-unofficial campaign, replacing his top aide with a former Michigan senator and a veteran Florida strategist.

63. Though Wharton Bowed Out of Memphis Race, Money Wasn't an Object, Supporters Say -

Memphis mayor Willie Herenton probably slept a little easier Monday night, once word came earlier in the day he won't have to compete against an old friend and wildly popular local politician to keep his job.

64. Back in the Ring -

This morning, Memphis mayor Willie Herenton, accompanied by supporters, is expected to stride up to the glass window in the office of the Shelby County Election Commission and do something he's long promised.

65. Archived Article: Lead - By Andy Meek

Baptist, RISE Alliance to Benefit Uptown

Partnership furthers efforts to help low-income buyers

ANDY MEEK

The Daily News

The RISE Foundation has found an unexpected ally in its effort to help public housing residents affo...

66. Archived Article: Marketplace - Age-banded approach can make college a reality Age-banded approach can make college a reality By Robbie A. McKinney Special to The Daily News Regardless of a childs age, the best overall strategy for building a college fund is to invest a regular am...

67. Archived Article: Bank Of America P2 - Bank of America, Biztro Inc Bank of America, Biztro Inc. ally to assist small business Bank of America, the largest banking system in the United States, and Biztro Inc., a provider of online services for emerging businesses, have formed a strategic ...